For sleep disturbance in those with depression, 0.5-10 milligrams of melatonin has been taken by mouth for 3-4 weeks, in addition to regular therapy. For sleep disturbance in healthy people, 0.1-80 milligrams of melatonin has been taken by mouth, generally nightly before bed for one or several days up to 26 weeks.
COBRA Premiums. Health insurance premiums that you pay out-of-pocket count as a deductible medical expense. COBRA premiums count as a deductible health insurance premium as long as you're paying the premiums yourself. If your employer is still subsidizing your premium, you can't deduct that portion. For example, say your premium would be $400 per month, but your employer subsidizes $50 of it so you only pay $350.
The HRA may ONLY be elected as long as the individual continues with their medical benefits through COBRA. The Employeeâs Rate The Employee (and their dependents, if applicable) would be charged the total monthly rate of medical premium currently charged to the Employer (plus a 2% administrative fee).his is calculated by taking the current annual HRA benefit and dividing it by 12 (represents the same 12 month period that coincides with the annual deductible of their insurance) plus a 2% administrative fee.