The appendages of the integumentary system are comprised of hair, nails, hooves, scales and feathers. However, the appendages, found in humans, include nails and hair, while hooves, scales and feathers are present in the nonhuman animals.
Scores below 600, on the other hand, indicate high risk to lenders. Lenders evaluate your three credit scores when deciding if you are a safe investment. Although each lender has its own standards, a credit score of 620 is considered a minimum to apply for a refinance. Obviously, the higher your credit score the better.
Some lenders want credit scores of 720 or higher on HARP refinances. Others allow lower scores. If you are refinancing a second home or an investment property, ask if the lender has any restrictions on occupancy. Some lenders do not approve HARP applications unless it's your primary residence.