For sleep disturbance in those with depression, 0.5-10 milligrams of melatonin has been taken by mouth for 3-4 weeks, in addition to regular therapy. For sleep disturbance in healthy people, 0.1-80 milligrams of melatonin has been taken by mouth, generally nightly before bed for one or several days up to 26 weeks.
COBRA Premiums. Health insurance premiums that you pay out-of-pocket count as a deductible medical expense. COBRA premiums count as a deductible health insurance premium as long as you're paying the premiums yourself. If your employer is still subsidizing your premium, you can't deduct that portion. For example, say your premium would be $400 per month, but your employer subsidizes $50 of it so you only pay $350.
You can use funds from a health savings account to pay: 1  Premiums for continuation coverage under COBRA, the federal law that allows you to keep your health insurance after leaving a job, as long as you pay the full cost yourself. You can use HSA money to pay COBRA premiums both for yourself and for your family. Any health insurance premiums while you're receiving unemployment benefits. Here, too, you can use HSA money to pay premiums for both yourself and your family. Medicare premiums for Part A or Part B coverage, if you're 65 or older.