2 The definition of final pay for benefits built up before April 2014 remains the same as it was before the Scheme changed. Your final pay is normally the pay in respect of your final year of scheme membership on which you paid contributions, or one of the previous 2 years if this is higher.his leaflet (one in a series on scheme changes) covers the protections in place if you have built up benefits in the scheme before April 2014 and you become a member of the new career average scheme. Benefits built up before April 2014 are built up in the final salary scheme.
What is GAFE? GAFE is Google Apps for Education. Through the Chrome browser Google is the host for a suite of applications available to educational institutions or use in school communities. The applications that are provided as core are email, calendar, documents (docs), slides, spreadsheets, and forms.
You should look closely at these documents to insure that the mortgage you have applied for is what the lender is processing. The GFE is a document that discloses an estimate of either the amount or range of charges that you will have to pay at the closing.