So almost all of the 1.2 billion people in China can understand Standard Mandarin, and most of these people can also speak it. If you want to communicate with as many Chinese people as possible, it is best to learn Standard Mandarin. But if you are especially interested in Hong Kong, you can learn Cantonese.
Interest Rate for Home Construction Loan Detail One: Lock Your Rate In ASAP! Rates are already starting to climb just a bit. After dropping to below 4% in 2010, this year has shown average mortgage interest rates rise to 4.95 for a 30 year loan, and 4.20 for a 15 year loan. Any mortgage interest rate below 5% is a great deal. Locking in a great low rate is the best gift you can give yourself for the next 15 or 30 years.
Construction loans are typically short term with a maximum of one year, and have variable rates that move up and down with the prime rate. The rates on this type of loan are higher than rates on permanent mortgage loans.