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There is no grace period after signing a car lease. This assumes that there was no misrepresentation or fraud in the inception of the agreement. Also, dealerships generally display a No Cooling Off Period in the financing office and similar language is customarily on the lease and other documents.
Re: Auto Loan Grace Period Don't know how much it varies between lender but my Cap One Auto loan posts a late fee of $10.00 on day 11 after the due date. They also start calling every day until it is paid. A 30 day late is not reported until day 31.