Earnings Per Share Summary. Earnings Per Share represents the portion of a company's profit allocated to each outstanding share of common stock. The net income (reported or estimated) for a period divided by the total number of shares outstanding (TSO) during that period.
The whole life insurance has an annual premium of $8,230 per year (you can pay monthly but it costs slightly more). The 20-year term life insurance costs $672 per year. After 20 years the expected cash value of the whole life policy (the amount you could withdraw) is $236,679.
Death, with benefits. Financial advisers have long touted term life as a far more affordable alternative to traditional whole or universal life insurance (also known as permanent life insurance). Instead of buying a whole life policy, you could get term for a fraction of the cost and then invest the difference, Ramsey says. The rate of return is historically low on whole life and universal life policies. It makes more sense to invest the money in a good growth stock mutual fund..