If the caper bud is not picked, it flowers and produces a caper berry. The fruit can be pickled and then served as a Greek mezze. Unripe nasturtium seeds can be substituted for capers; they have a very similar texture and flavour when pickled. Pickled caper berries are very popular as a snack in Menorca.
Accelerated benefits. Depending on the terms of the policy itself, life insurance might be cashed in with the insurance company that issued it. If a policyholder qualifies for these accelerated benefits (sometimes called living benefits), they're usually between 60 and 80 percent of the policy's face value.
In all life insurance plans, the actual cash value of the policy is not owned by the policy holder. These insurance carriers own and consider the cash value of its policy holders as their own corporate asset. This amount will then be used to pay death benefits to be forwarded to the family of the insured individual.