Added to Your Check-Ins. The Saint (1997) Simon Templar (The Saint), is a thief for hire, whose latest job to steal the secret process for cold fusion puts him at odds with a traitor bent on toppling the Russian government, as well as the woman who holds its secret.
You can also consider the traditional refinancing breakeven formula: how long will it take you to recoup the money you spend, assuming your monthly payment decreases (divide the monthly savings by your total closing costs to figure out how many months this will take).
Closing should take less than an hour (and a lot more signatures). The only issue which may crop up is if the appraisal comes in lower than what your purchase price is. That might be good for you however since you don't really want to buy a house for more than it's appraised for. Congratulations!