Although your money will be safe there, the average American is hardly capitalizing getting rich on rates today. According to CNN Money, the average savings account last year had only a 0.06% APY (annual percentage yield, or interest).
LMFT: Licensed Marriage and Family Therapist has a graduate academic degree, clinical work experience, and has passed state-certified licensing exams. Along with a two- to three-year masterâs program with a practicum and internship, LMFTs are required to complete clinical training in individual or family therapy.
For other uses, see Lumen (disambiguation) . The lumen (symbol: lm) is the SI derived unit of luminous flux, a measure of the total amount of visible light emitted by a source. full sphere has a solid angle of 4Ï steradians, so a light source that uniformly radiates one candela in all directions has a total luminous flux of 1 cd Ã 4Ï sr = 4Ï cdâsr â 12.57 lumens.