Earnings Per Share Summary. Earnings Per Share represents the portion of a company's profit allocated to each outstanding share of common stock. The net income (reported or estimated) for a period divided by the total number of shares outstanding (TSO) during that period.
The whole life insurance has an annual premium of $8,230 per year (you can pay monthly but it costs slightly more). The 20-year term life insurance costs $672 per year. After 20 years the expected cash value of the whole life policy (the amount you could withdraw) is $236,679.
The difference in cost can be significant. Let's look at a male who is 49 years old but is within 2 months of his 50th birthday $500,000 Term 20 Life Insurance would be $134.17 a month as a 49 year old and as a age nearest 50 year old the rate jumps to $150 a month. Over the 20 years that an extra $3,799.20.