Plebiscite, a vote by the people of an entire country or district to decide on some issue, such as choice of a ruler or government, option for independence or annexation by another power, or a question of national policy.
verb (used with object), incurred, incurring. 1. to come into or acquire (some consequence, usually undesirable or injurious): to incur a huge number of debts. 2. to become liable or subject to through one's own action; bring or take upon oneself: to incur his displeasure. Origin of incur.
A person who purposely tries to evade these reporting requirements is guilty of a crime known as structuring (or smurfing.) It's a crime to purposely duck these reporting requirements even if the money comes from a legal source. If the IRS even suspects you're guilty of restructuring, it can take your cash. The problem is that people, especially small business owners, could have other reasons for making large deposits under $10,000.