Earnings Per Share Summary. Earnings Per Share represents the portion of a company's profit allocated to each outstanding share of common stock. The net income (reported or estimated) for a period divided by the total number of shares outstanding (TSO) during that period.
The whole life insurance has an annual premium of $8,230 per year (you can pay monthly but it costs slightly more). The 20-year term life insurance costs $672 per year. After 20 years the expected cash value of the whole life policy (the amount you could withdraw) is $236,679.
Term life insurance on the other hand, typically has a lower premium cost than whole life but is only for a period of time, say 1 or 20 years. The most important element of term insurance is the Term itselfâmeaning the number of years you can own the policy before it converts to annually renewable.