Hi Guest! Welcome to forums! As the mother has life estate rights to the property, she will be able to stay in the property until death. But as far as I know, she won't be able to take out a mortgage on that property as she will not be considered as an owner.
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Comments about Radial Engineering Bones R800-7115 Twin City A-B-Y Footswitch: It does what it says in spades! I use it with my Fender Deluxe Reverb RI and run both channels. The phase reverse switch makes it all happen with great tone.