If you receive an email that appears to be from Community First claiming your Online Banking access is frozen and asking you to use a link to re-authorize your account, do not use the link to enter your login and password information.
Carob is often used as a lactose-free alternative to chocolate in baked goods. Many people have an allergy or intolerance to the lactose found in dairy products. Soy milk is a popular alternative to dairy.
1 Milk, an important source of calcium also has lactose and if you have lactose intolerance, it can lead to inadequate calcium absorption. 2  If you suffer from it ensure that the milk is treated with lactase (an enzyme) drops or you can have a pill.