Although your money will be safe there, the average American is hardly capitalizing getting rich on rates today. According to CNN Money, the average savings account last year had only a 0.06% APY (annual percentage yield, or interest).
LMFT: Licensed Marriage and Family Therapist has a graduate academic degree, clinical work experience, and has passed state-certified licensing exams. Along with a two- to three-year masterâs program with a practicum and internship, LMFTs are required to complete clinical training in individual or family therapy.
Lumens and light. Lumens (LM) are a measurement unit, which tells what the total amount of light emitted from a flashlight or headlamp. You can roughly say that the more Lumens the brighter the light. When we test and compare our products, we use Lumens to see the total amount of light output.