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They're essentially the same contribution rules which govern your Roth IRA if you're married, file a joint tax return, and both spouses earn income. The combined income of the two spouses is treated like one income, regardless of who earns it. One spouse can earn 100% of the household income or each spouse can earn 50%.
For each year you contribute to a regular IRA or a Roth IRA, you (or your spouse, if you file jointly) must have qualifying income. If you donât have qualifying income, you canât contribute.earn what counts as compensation income that allows you to make IRA contributions. You canât make a regular (non-rollover) contribution to a traditional IRA or a Roth IRA unless you or your spouse have qualifying income.