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Confession of judgment is a legal term that refers to a type of contract (or a clause with such a provision) in which a party agrees to let the other party enter a judgment against him or her.
The difference is your credit report will show âdebt settledâ instead of the more negative âjudgmentâ! * The term judgment is often spelled as judgement however, both terms mean the same thing. Additionally, a court judgment is often referred to as a âcivil judgmentâ; these are also the same thing.