Another ratio is LDL/HDL. The LDL/HDL ratio is actually a purer ratio than total cholesterol/HDL, because LDL is a measure of bad' cholesterol and HDL is a measure of good cholesterol, whereas the total cholesterol is the sum of HDL, LDL, and the VLDL.
Possibly, but state plans really set the bar for professionally managed retirement accounts. Over time, research has shown, IRAs and 401k funds fall far short of the assumptions of state plans. From 1998 to 2007, the average annual returns for IRAs were 4.5 percent, compared with 5.4 percent for 401ks. IRA holders often pay fees that can be two to three times higher than the fees paid by employee benefit plan participants.
Income Limitations. As of 2014, a full deduction of an IRA investment is permitted if your AGI as a single filer is under $60,000 per year or below $96,000 annually as a joint filer. A partial deduction is allowed for single filers making $60,000 to $70,000 per year and joint filers who make up to $116,000 annually.