Earnings Per Share Summary. Earnings Per Share represents the portion of a company's profit allocated to each outstanding share of common stock. The net income (reported or estimated) for a period divided by the total number of shares outstanding (TSO) during that period.
The shorter the term you want to insure, the greater the difference in value. After 10 years, the expected cash value of the whole life insurance policy is $70,871, while the expected outcome from term life plus an investment portfolio would be $108,355 â 52% more.
Whole life premiums are much higher than term insurance premiums, but because term insurance premiums rise with increasing age of the insured, the cumulative value of all premiums paid under whole and term policies are roughly equal if the policy continues to average life expectancy.