In 2003, Numerica Credit Union merged with the $40 million North Central Credit Union with approximately 8,000 members and three branches in the Wenatchee Valley area. Numerica opened a new branch in Kennewick, Wash., in February 2005. Numerica also merged with the Coeur d Alene Teachers Credit Union, expanding its membership in North Idaho. Numerica Credit Union now serves 61,000 customers in eastern Washington and northern Idaho.
Normally efflorescence is only of cosmetic concern although it can ruin the appearance and physically damage paint coatings. Efflorescence is most often the result of uncontrolled moisture movement caused initially by poor design details and poor construction techniques.
It's ugly, but in and of itself, it's not a sign of damage to your home. However, efflorescence is a definite sign of humidity. Efflorescence is created as moisture passes through the porous concrete in of your basement walls and into your home. As the moisture passes from your walls into your basement air, it leaves any minerals in the water behind on the basement walls in the form of this white, powdery substance.