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They're essentially the same contribution rules which govern your Roth IRA if you're married, file a joint tax return, and both spouses earn income. The combined income of the two spouses is treated like one income, regardless of who earns it. One spouse can earn 100% of the household income or each spouse can earn 50%.
To contribute to an IRA, you or your spouse must have earned income. You can contribute the lesser of the earned income or the maximum allowable contribution for the year to all of your IRA accounts.The working spouse must have earned income enough to at least equal both spouse's contributions to the Roth IRA.o contribute to an IRA, you or your spouse must have earned income. You can contribute the lesser of the earned income or the maximum allowable contribution for the year to all of your IRA accounts.