Itâs not as bad as it seems though. This is another case of Nature knowing what it needs more than we humans know. Often, a duck can successfully hatch a nest of eggs in a parking lot, shrubbery and other seemingly âun-wildâ places. Female ducks invest a lot of energy scouting out a nest site before building the nest.
Even unintentional mistakes can cause a life insurance claim to be rejected if it is considered a material misrepresentation. 4) Any undisclosed pre-existing condition can cause your life insurance claim to be denied. As long as it would have affected your insurance companyâs decision to offer coverage, any pre-existing condition that is discovered during the contestability period can cause your life insurance claim to be denied â even if it is completely unrelated to the insuredâs cause of death.
provision in the insurance contract that waives most of the insurance company's rights to dispute the validity of the contract after a certain period of timeapplies to whether the contract is valid, not to whether the terms or conditions of the contract have been fulfilled. Fraud and the Incontestable Clause. Betsy was recently diagnosed as having colon cancer. She applied for life insurance and bribed the medical examiner and her physician to conceal her condition. The policy was issued, and 3 years later Betsy died of cancer, at which time the insurer discovered.