At some point after your account is six months overdue your creditor might decide to do one of the following: 1  Continue to attempt to collect the account using the creditorâs in-house collection staff. 2  Hire a collection agency to collect your account on a commission basis. 3  Sue you.  Sell your outstanding account to a debt buyer.
âOverall, the evidence is accumulating that chronic adverse stress is bad for the brain during aging,â said Mark Mattson at the National Institute on Aging in Baltimore, Maryland. However, it is uncertain if stress somehow causes decline, and if it does, what the mechanisms might be. âI think the best evidence is for stress and cortisol as exacerbative, rather than causative factors, and it is unclear what the magnitude of the effect is.
3. Divorce- All the aspects of a divorce, from personal to financial to loss of family and friends, contribute to these forms of stress. 4. Finances- Although this is easily understood as a stress factor, bankruptcy and mortgage foreclosures seem to increase the human stress levels even more.