If the caper bud is not picked, it flowers and produces a caper berry. The fruit can be pickled and then served as a Greek mezze. Unripe nasturtium seeds can be substituted for capers; they have a very similar texture and flavour when pickled. Pickled caper berries are very popular as a snack in Menorca.
Accelerated benefits. Depending on the terms of the policy itself, life insurance might be cashed in with the insurance company that issued it. If a policyholder qualifies for these accelerated benefits (sometimes called living benefits), they're usually between 60 and 80 percent of the policy's face value.
Cash-value life insurance offers the opportunity to access cash accumulations within the policy through withdrawals, policy loans, or partial or full surrender of the policy. Another alternative involves selling your policy for cash, a method known as a life settlement.