All new police recruits in Massachusetts must graduate from one of the municipal police academies, six regional police academies or the Massachusetts State Police Academy.
Homeowner's insurance policies cover mold damage and remediation depending on the source of moisture that has encouraged the growth of mold. Some insurance policies have mold exclusionsâthey specifically do not cover any remediation of mold damage. These policies will not cover mold that arises from poor maintenance, water leaks, failure to adequately ventilate rooms or excessive humidity that the homeowner could have addressed with fans or dehumidifiers.
1 Most disasters are covered, but not earthquakes or flooding, and homeownerâs policies do not cover the normal aging of your house. 2  Homeownerâs insurance also may include liability coverage, which covers personal injuries to other people that happen due to your negligence.olicies will provide coverage for: 1  Damage to your home and other structures on your property, such as a garage, deck or swimming pool. 2  Loss or damage to your personal possessions, wherever they may be kept.