Earnings Per Share Summary. Earnings Per Share represents the portion of a company's profit allocated to each outstanding share of common stock. The net income (reported or estimated) for a period divided by the total number of shares outstanding (TSO) during that period.
The whole life insurance has an annual premium of $8,230 per year (you can pay monthly but it costs slightly more). The 20-year term life insurance costs $672 per year. After 20 years the expected cash value of the whole life policy (the amount you could withdraw) is $236,679.
Whole-life insurance is at the forefront very expensive, but after 10 years, if you set it up right, the cash value it builds is more than you've paid for it, he says. If you're paying a premium of $100,000 over 10 years, after 10 years you have value of $110,000. It sounds like a no-brainer, but in fact, most financial planners and experts don't recommend whole-life insurance for clients of typical income.