Although your money will be safe there, the average American is hardly capitalizing getting rich on rates today. According to CNN Money, the average savings account last year had only a 0.06% APY (annual percentage yield, or interest).
LMFT: Licensed Marriage and Family Therapist has a graduate academic degree, clinical work experience, and has passed state-certified licensing exams. Along with a two- to three-year masterâs program with a practicum and internship, LMFTs are required to complete clinical training in individual or family therapy.
An LMS is the actual system designed to enable organizations manage the creation, delivery and tracking of their learning assets. Initially organizations had to set up elaborate and often complicated legacy systems to enable them create and deliver e-training.