Some Americans may not be aware of this legume, which can be found in packaged food products and in the form of lupini beans at Italian and other ethnic specialty stores. For many people, eating lupin or a lupin-derived ingredient, such as a flour, is safe.
Of course we all want the best, but the highest possible credit score â the 850 FICO â is almost unattainable. In fact, there are many loan officers that have been in the business for years who have said theyâve never seen a perfect 850 credit score before.
Last week, I wrote about a report from FICO, creator of the most widely used credit score. The report, which analyzed data from the credit reporting bureau Equifax, showed an increase in the proportion of people in the top tier of credit scores, and a decrease in the lowest tier. (FICO scores run from 300 to 850; the higher the score, the better your credit. Your actual number may vary, depending on which of the credit reporting bureaus â like Equifax or TransUnion â provides the credit information for calculation by FICOâs formula.)