3 COMMENTS. âSatisfiedâ is not necessarily happy. I prefer Malaga to Madrid and Barcelona and have lived in both these cities. Malaga has a charm all of its own, but this report does not measure happiness. Fact is, people in Madrid are just as happy as people in Malaga, or London, or Paris. COMMENTS. âSatisfiedâ is not necessarily happy. I prefer Malaga to Madrid and Barcelona and have lived in both these cities. Malaga has a charm all of its own, but this report does not measure happiness. Fact is, people in Madrid are just as happy as people in Malaga, or London, or Paris.
A merchant can't legally charge your credit card without your permission, but this doesn't necessarily mean the merchant has to get an authorization form for every charge.
Using an automatic debit transaction, the creditor does not need your signature or a physical check to access your money. Electronic transfers speed up the time to process your bill payments each month. However, creditors cannot withdraw from your bank account without authorization from the account holder -- with a couple of exceptions. Drafting from your bank account requires authorization from the account holder.