Earnings Per Share Summary. Earnings Per Share represents the portion of a company's profit allocated to each outstanding share of common stock. The net income (reported or estimated) for a period divided by the total number of shares outstanding (TSO) during that period.
The shorter the term you want to insure, the greater the difference in value. After 10 years, the expected cash value of the whole life insurance policy is $70,871, while the expected outcome from term life plus an investment portfolio would be $108,355 â 52% more.
Term life insurance on the other hand, typically has a lower premium cost than whole life but is only for a period of time, say 1 or 20 years. The most important element of term insurance is the Term itselfâmeaning the number of years you can own the policy before it converts to annually renewable.