Plebiscite, a vote by the people of an entire country or district to decide on some issue, such as choice of a ruler or government, option for independence or annexation by another power, or a question of national policy.
verb (used with object), incurred, incurring. 1. to come into or acquire (some consequence, usually undesirable or injurious): to incur a huge number of debts. 2. to become liable or subject to through one's own action; bring or take upon oneself: to incur his displeasure. Origin of incur.
Structuring includes the act of parceling what would otherwise be a large financial transaction into a series of smaller transactions to avoid scrutiny by regulators or law enforcement. Structuring often appears in federal indictments related to money laundering, fraud, and other financial crimes. The term smurfing is derived from the image of the comic book characters, the Smurfs, having a large group of many small entities.