The appendages of the integumentary system are comprised of hair, nails, hooves, scales and feathers. However, the appendages, found in humans, include nails and hair, while hooves, scales and feathers are present in the nonhuman animals.
Scores below 600, on the other hand, indicate high risk to lenders. Lenders evaluate your three credit scores when deciding if you are a safe investment. Although each lender has its own standards, a credit score of 620 is considered a minimum to apply for a refinance. Obviously, the higher your credit score the better.
To illustrate, a borrower with a credit score of 620 can expect to pay around $2,500 more a year in interest on a refinance mortgage than a borrower with a credit score of 760. If you want to refinance your mortgage, you need to know your three credit scores.