A secured transaction is a loan or purchase that is secured by collateral. It involves a borrower or buyer, technically known as the debtor, and a lender or seller, technically known as a creditor, and more specifically known as a secured party.
Without further adieu, here is the most annoying song in the worldâ¦. Midas â âThe Most Annoying Song In The Worldâ. Wow. The voices of Celine, Miley, Bieber, and Ke$ha in one song are the audio equivalent of gargling someone elseâs warm vomit.
Photo by Rebekah J. Murray Photography.  1 Thinking Out Loud, by Ed Sheeran This song is so timeless, we're predicting it will go down in history as one of the most classic first dance songs (just like John Legend's All of Me which topped our hottest wedding songs of 2014 list).