Everyone needs to evaluate their sugar consumption. Sugar is known to suppress the immune system, mess up your digestive system and cause a long list of side effects that are harsh enough to cause havoc all over your body. Kathleen DesMaisons, author of Potatoes Not Prozac asks her clients this question:
The DSCR or debt service coverage ratio is the relationship of a property's annual net operating income (NOI) to its annual mortgage debt service (principal and interest payments). For example, if a property has $125,000 in NOI and $100,000 in annual mortgage debt service, the DSCR is 1.25.
Debt Coverage Ratio (DCR) Example: Assume NOI of $20,000 and debt payments of $15,000. The DCR is 1.33, ($20,000/$15,000 = 1.33). In this example, the DCR of 1.33 means that the property will generate 1.33 times more (or 33% more) in cash that is required to pay the mortgage payments.