Earnings Per Share Summary. Earnings Per Share represents the portion of a company's profit allocated to each outstanding share of common stock. The net income (reported or estimated) for a period divided by the total number of shares outstanding (TSO) during that period.
The shorter the term you want to insure, the greater the difference in value. After 10 years, the expected cash value of the whole life insurance policy is $70,871, while the expected outcome from term life plus an investment portfolio would be $108,355 â 52% more.
Death, with benefits. Financial advisers have long touted term life as a far more affordable alternative to traditional whole or universal life insurance (also known as permanent life insurance). Instead of buying a whole life policy, you could get term for a fraction of the cost and then invest the difference, Ramsey says. The rate of return is historically low on whole life and universal life policies. It makes more sense to invest the money in a good growth stock mutual fund..