3 COMMENTS. âSatisfiedâ is not necessarily happy. I prefer Malaga to Madrid and Barcelona and have lived in both these cities. Malaga has a charm all of its own, but this report does not measure happiness. Fact is, people in Madrid are just as happy as people in Malaga, or London, or Paris. COMMENTS. âSatisfiedâ is not necessarily happy. I prefer Malaga to Madrid and Barcelona and have lived in both these cities. Malaga has a charm all of its own, but this report does not measure happiness. Fact is, people in Madrid are just as happy as people in Malaga, or London, or Paris.
A merchant can't legally charge your credit card without your permission, but this doesn't necessarily mean the merchant has to get an authorization form for every charge.
D. Credit Cards. Credit cards are not governed by Regulation E and do not require written authorization for recurring payments taken by phone. However, an audio recording for a credit card payment accepted by phone is required and appropriate disclosures must be made.