For the music and arts festival, see Coachella Valley Music and Arts Festival. Coachella (/koÊËtÊÉlÉ/, /koÊ.ÉËtÊÉlÉ/) is a city in Riverside County, California; it is the easternmost city in the region collectively known as the Coachella Valley (or the Palm Springs area). It is located 28 miles (45 km) east of Palm Springs, 72 miles (116 km) east of Riverside, and 130 miles (210 km) east of Los Angeles.
Hard inquiries commonly take place when consumers apply for a credit card, auto loan, mortgage or other loan. On the other hand, soft inquiries typically occur when employers access your report to look for signs of risk or you check your own credit report or score from sites like Credit Karma, Credit Sesame or MyFICO.
Inquiry Date/Date of Request. Dates that someone reviewed your credit information may be important, depending on the type of inquiry. Inquiries fall into two categories: those that affect your credit scores (often called âhardâ inquiries in industry lingo) and those that donât (âsoft inquiriesâ). All are reported for 24 months. And since soft inquiries donât impact your scores, they arenât important on that front. But for hard inquiries, the date of inquiry is important because most credit scoring models will ignore those that are more than 12 months old. And in case youâre wondering, hard inquiries in the past 12 months generally have the same impact regardless of whether they are one month old or 11 months old.