If the caper bud is not picked, it flowers and produces a caper berry. The fruit can be pickled and then served as a Greek mezze. Unripe nasturtium seeds can be substituted for capers; they have a very similar texture and flavour when pickled. Pickled caper berries are very popular as a snack in Menorca.
Accelerated benefits. Depending on the terms of the policy itself, life insurance might be cashed in with the insurance company that issued it. If a policyholder qualifies for these accelerated benefits (sometimes called living benefits), they're usually between 60 and 80 percent of the policy's face value.
Permanent life insurance policies may offer cash value on top of the death benefit. Cash value is money that you can take out and spend while you are alive. Depending on your insurance company, you may also receive dividend payments on your permanent policy.