Another ratio is LDL/HDL. The LDL/HDL ratio is actually a purer ratio than total cholesterol/HDL, because LDL is a measure of bad' cholesterol and HDL is a measure of good cholesterol, whereas the total cholesterol is the sum of HDL, LDL, and the VLDL.
Possibly, but state plans really set the bar for professionally managed retirement accounts. Over time, research has shown, IRAs and 401k funds fall far short of the assumptions of state plans. From 1998 to 2007, the average annual returns for IRAs were 4.5 percent, compared with 5.4 percent for 401ks. IRA holders often pay fees that can be two to three times higher than the fees paid by employee benefit plan participants.
Traditional and Roth IRAs. There are two basic types of IRA: traditional and Roth. For a traditional IRA, you can contribute up to $5,000 a year, with most taxpayers able to deduct up to $3,500 of the contribution from their taxable income.When you withdraw the money, the account income is subject to income tax.he withdrawals have no effect on the amount you can contribute, or vice versa. You can make contributions up to and including the due date for your tax return of that year. For example, for the tax year 2011 you can contribute to your IRA up to April 17, 2012, the filing deadline for federal 2011 taxes.