If you receive an email that appears to be from Community First claiming your Online Banking access is frozen and asking you to use a link to re-authorize your account, do not use the link to enter your login and password information.
Carob is often used as a lactose-free alternative to chocolate in baked goods. Many people have an allergy or intolerance to the lactose found in dairy products. Soy milk is a popular alternative to dairy.
Yogurt is one of the most familiar sources of probiotics -- good bacteria that keep a healthy balance in your gut. Studies suggest that probiotics can help ease lactose intolerance.