Esotericism is about secret knowledge for a small group of people. Esotericism also describes mystical, spiritual or occult viewpoints (point of view). Esotericism studies Gnosticism, Yoga, Alchemy, Magic, Spiritualism, Hypnosis, Astrology, Meditation, Mysticism, and Occultism. Many followers of Abrahamic faiths, particularly Christianity and Islam, have criticized Esotericism as black magic. Esotericism in religion is called obscurantism.
If you driveâ¦. If you drive, your Pennsylvania car insurance policy covers your own medical bills (called first party medical benefits) after a traffic collision â whether you're injured while driving, walking, or on your bicycle.
2. Bike tolerances to debris, uneven pavement, ice, snow, thick pavement markings, potholes, etc., are minimal. This is where the liability increases exponentially. Imagine a cyclist in a bike lane hitting a small stone and losing control of the bike and unexpectedly entering the vehicle's lane of travel. The person driving the car hits the cyclist. The cyclist's estate sues the government entity responsible for maintenance of the road and the driver who hit the cyclist.