Another ratio is LDL/HDL. The LDL/HDL ratio is actually a purer ratio than total cholesterol/HDL, because LDL is a measure of bad' cholesterol and HDL is a measure of good cholesterol, whereas the total cholesterol is the sum of HDL, LDL, and the VLDL.
Possibly, but state plans really set the bar for professionally managed retirement accounts. Over time, research has shown, IRAs and 401k funds fall far short of the assumptions of state plans. From 1998 to 2007, the average annual returns for IRAs were 4.5 percent, compared with 5.4 percent for 401ks. IRA holders often pay fees that can be two to three times higher than the fees paid by employee benefit plan participants.
Several things, but among the most important things you will see is that through 2014, the S&P 500 had an average annual return of 10.12% and the 20 year average is 9.85%. Thatâs great. But I donât think itâs realistic and useful for long-term planning projections. In 2011, the 20 year average, returned 7.81% per year.