If the caper bud is not picked, it flowers and produces a caper berry. The fruit can be pickled and then served as a Greek mezze. Unripe nasturtium seeds can be substituted for capers; they have a very similar texture and flavour when pickled. Pickled caper berries are very popular as a snack in Menorca.
Accelerated benefits. Depending on the terms of the policy itself, life insurance might be cashed in with the insurance company that issued it. If a policyholder qualifies for these accelerated benefits (sometimes called living benefits), they're usually between 60 and 80 percent of the policy's face value.
Some types of life insurance create a cash value that, if not paid out as a death benefit, can be borrowed or withdrawn on the ownerâs request. Since most people make paying their life insurance policy premiums a high priority, buying a cash-value type policy can create a kind of âforcedâ savings plan. Furthermore, the interest credited is tax deferred (and tax exempt if the money is paid as a death claim).