Mortgage loan types. 1  Interest: Interest may be fixed for the life of the loan or variable, and change at certain pre-defined periods; the interest rate can also, of course, be higher or lower. 2  Term: Mortgage loans generally have a maximum term, that is, the number of years after which an amortizing loan will be repaid.
How Beer is Made. Beer is made from four basic ingredients: Barley, water, hops and yeast. The basic idea is to extract the sugars from grains (usually barley) so that the yeast can turn it into alcohol and CO2, creating beer.
Find German Food Events. NEW! We're building a nationwide Events Calendar with German food events: holiday festivals, special food events, special menus, special entertainment, etc. Beer is an alcoholic and carbonated beverage, which is made through fermentation of its main ingredients-water, malted grain, and hops.Germany is widely recognized as one of the greatest beer centers and its beer is among of the best the world has to offer.Beer is engrained both into Germany's history and culture.he law states that lager beer must be made only from barley malt, hops, yeast and water. Spices, corn, rice, sugar, unmalted grains, chemical additives, or stabilizers are not permitted ingredients for lagers.