Coinsurance versus Copaysâ¦ (and Deductibles). Copays, coinsurance, and deductibles are all considered cost sharing, a term used to describe situations where both you and your health insurance company pay part of your medical expenses.nce your $1,000 deductible is met, you will share the cost of your health care services with your insurance company by paying coinsurance and/or copays. Note: copays do not count towards your deductible, but do count towards your out-of-pocket maximum.
1 Bud Light is most popular beer in US, while Budweiser is tops in Canada. 2  England prefers Carling over anything else, while Ireland opts for Guinness. 3  Australians go for Victoria Bitter while Lion Red is the top dog in New Zealand.  The most popular beer for each country was determined by its market share.
America, this Bud Light's for you. At least that is what a new map showing every country's most popular beer indicates. The map was created using everything from research reports to corporate filings and it shows the 'beer brands of the world are as diverse as our planet itself'. Scroll down for video