For sleep disturbance in those with depression, 0.5-10 milligrams of melatonin has been taken by mouth for 3-4 weeks, in addition to regular therapy. For sleep disturbance in healthy people, 0.1-80 milligrams of melatonin has been taken by mouth, generally nightly before bed for one or several days up to 26 weeks.
COBRA Premiums. Health insurance premiums that you pay out-of-pocket count as a deductible medical expense. COBRA premiums count as a deductible health insurance premium as long as you're paying the premiums yourself. If your employer is still subsidizing your premium, you can't deduct that portion. For example, say your premium would be $400 per month, but your employer subsidizes $50 of it so you only pay $350.
COBRA is a coverage gap provision that allows you to remain on an employer's group health insurance policy by paying the entire premium up to 102 percent of the original coverage cost. You can maintain COBRA coverage for up to 18 months, although disability and other provisions can allow further extension. Maintaining this coverage allows you to benefit by keeping previously paid deductibles and will help you avoid the pre-existing condition limitations of buying new coverage.