All new police recruits in Massachusetts must graduate from one of the municipal police academies, six regional police academies or the Massachusetts State Police Academy.
Homeowner's insurance policies cover mold damage and remediation depending on the source of moisture that has encouraged the growth of mold. Some insurance policies have mold exclusionsâthey specifically do not cover any remediation of mold damage. These policies will not cover mold that arises from poor maintenance, water leaks, failure to adequately ventilate rooms or excessive humidity that the homeowner could have addressed with fans or dehumidifiers.
Water-Damage Coverage. Homeowners insurance policies don't cover floods and might not cover other types of water damage. If you want flood coverage, you'll have to buy a separate flood policy from the National Flood Insurance Program (NFIP).You may be able to add coverage to your existing homeowners policy to cover things like.he certificate is proof that the mold has been removed and the cause of the mold is fixed. If you don't have a certificate for the repairs or remediation, an insurance company can deny you coverage in the future based on past mold damage or claims.