Itâs not as bad as it seems though. This is another case of Nature knowing what it needs more than we humans know. Often, a duck can successfully hatch a nest of eggs in a parking lot, shrubbery and other seemingly âun-wildâ places. Female ducks invest a lot of energy scouting out a nest site before building the nest.
Even unintentional mistakes can cause a life insurance claim to be rejected if it is considered a material misrepresentation. 4) Any undisclosed pre-existing condition can cause your life insurance claim to be denied. As long as it would have affected your insurance companyâs decision to offer coverage, any pre-existing condition that is discovered during the contestability period can cause your life insurance claim to be denied â even if it is completely unrelated to the insuredâs cause of death.
You cannot be denied an individual health insurance policy, regardless of any health problems you may have, as long as you pay the premium. 24-A M.R.S.A. Â§2736-C(3). I don't make much money and I need to get insurance for my family and myself.he time that you are covered by this policy is not counted as creditable coverage for any individual health insurance you buy later. This can mean you will have to wait an additional year before pre-existing conditions will be covered.