For the music and arts festival, see Coachella Valley Music and Arts Festival. Coachella (/koÊËtÊÉlÉ/, /koÊ.ÉËtÊÉlÉ/) is a city in Riverside County, California; it is the easternmost city in the region collectively known as the Coachella Valley (or the Palm Springs area). It is located 28 miles (45 km) east of Palm Springs, 72 miles (116 km) east of Riverside, and 130 miles (210 km) east of Los Angeles.
Hard inquiries commonly take place when consumers apply for a credit card, auto loan, mortgage or other loan. On the other hand, soft inquiries typically occur when employers access your report to look for signs of risk or you check your own credit report or score from sites like Credit Karma, Credit Sesame or MyFICO.
Credit inquiries are requests by a legitimate business to check your credit. As far as your FICOÂ® score is concerned, credit inquiries are classified as either hard inquiries or soft inquiries  only hard inquiries have an affect on your FICO score.Soft inquiries are all credit inquiries where your credit is NOT being reviewed by a prospective lender.ach of these types of credit checks count as a single inquiry. One exception occurs when you are rate shopping. That's a smart thing to do, and your FICO score considers all inquiries within a 45 period for a mortgage, an auto loan or a student loan as a single inquiry.