Mentone, Alabama. Mentone: DeSoto Falls, Mentone AL. User comment: It's a great picture, but it's a picture of Littlew River Falls, not DeSoto Falls. Mentone: Photo of the 1884 Mentone Springs Hotel by Patty Tucker. The hotel operates as a Bed & Breakfast, has a full service restaurant and is the perfect place for weddings and receptions.
direct damage coverage. Property insurance that pays the value of property that has been damaged by a covered cause of loss or the cost of its repair or replacement. This is in contrast to time element property insurance, which pays for loss of income or increase in expenses that result from the unavailability of the damaged property while it is being repaired or replaced.
direct loss. Property loss caused by an unbroken chain of events (see proximate cause) covered under an insurance policy. In home insurance policies, for example, living room furniture lost in a fire originating in the kitchen is a direct loss. See also consequential loss and indirect loss.