Federal direct subsidized loans are based on financial need. The federal government pays the interest during in-school, grace and deferment periods. Federal direct unsubsidized loans are not based on financial need, and the federal government does not pay the interest for these loans. Students may choose to defer interest payments until repayment begins; however, the student is responsible for all interest that accrues.
1 Outdoor air pollution can cause ongoing throat irritation. Indoor pollution â tobacco smoke or chemicals â also can cause a chronic sore throat. Chewing tobacco, drinking alcohol and eating spicy foods also can irritate your throat.  Muscle strain.
Smoking cigars, bidis, clove, or menthol cigarettes is not any safer. Chewing tobacco and snuff (dip) are just as bad for you. If you use smokeless tobacco you are at increased risk for illnesses harming your mouth, such as cancer and gum disease. You could lose some teeth, part of your face, or your life. Also, you probably won't be able to taste or smell things very well.