Mortgage broker. A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. As markets for mortgages have become more competitive, however, the role of the mortgage broker has become more popular. In many developed mortgage markets today,, mortgage brokers are the largest sellers of mortgage products for lenders. Mortgage brokers exist to find a bank or a direct lender that will be willing to make specific loan an individual is seeking. Mortgage brokers in Canada are paid by the lender and do not charge fees for good credit applications. Many mortgage brokers are regulated to assure compliance with banking and finance laws in the jurisdiction of the consumer.
There is a major difference between hair and fur. Fur grows to a set length and stops. Hair continues to grow. We have hair on our heads and fur on our arms and legs. Fur is probably for primitive warmth and protection.
The ordinary definition of fur is related to the density of the hair, and sometimes its softness, rather than growth pattern. This is more consistent of the biology involved, but fails in distinguishing the poodle coat as hair vs the Doberman coat as fur. Logically the terms hair and fur are not good descriptors of the differences between the coats of these two breeds. Let's take a closer look at the biology of hair.