The CLA Specialty program began in 1982. The first two examinations were in the areas of Civil Litigation and Probate and Estate Planning. In 1984, the Corporations/Business and Criminal Law and Procedure examinations were first offered. In 1987, a Real Estate specialty examination was offered for the first time.
For example when a person has a company car they may be registered as the keeper though they are not the owner. Named driver-this is a driver who has been added to a car insurance policy to be an additional one to the main driver.
Your co-signer does not necessarily own part of the car, unless his name appears on the title or registration. If it does, you may need to name him as an additional insured party on your policy. An owner can be exposed to third-party liability issues if an accident that's your fault causes damages or personal injury.