The Common Hackberry (Occidentalis) is easily found in nurseries, garden stores and other plant dealers and distributors. It can be propagated by bare root, container, cuttings, seed. It has a moderate ability to spread through seed production and the seedlings have medium vigor.
A charge-off or chargeoff is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of six months without payment.
By the end of 2012, the charge-off rate on credit cards at 4.08 percent was less than 40 percent of the rate experienced at its peak in mid-2010. 5 Although credit card issuers experienced improved credit quality in 2012, they nonetheless increased provisioning for future losses restraining earnings in 2012.