Key Points. 1  There is no standardized, national system for credentialing complementary health practitioners. 2  The credentials required for complementary health practitioners vary tremendously from state to state and from discipline to discipline.
Commercial health insurance is any type of health insurance that is not offered and managed by a government entity. Individuals who are unable to afford health insurance often end up seeking medical attention at the emergency room. Companies that sell private health insurance are for-profit entities.
The most common types of commercial insurance are property, liability and workers' compensation. In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers' compensation insurance covers on-the-job injuries to your employees. general liability policy will cover you for common risks, including customer injuries on your premises. More specialized varieties of liability insurance include: Errors and Omissions Insurance. Errors and omissions (E & O) insurance covers inadvertent mistakes or failures that cause injury to a third party.