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On Oct. 1, 2015 the upfront guarantee fee for purchase and refinance loans will increase from 2 percent to 2.75 percent. The annual fee will remain at 0.50 percent for purchase and refinance loans.
Borrowers and Lenders will be impacted by the fee change if a GUS Final Submission, with an upfront guarantee fee of 2 percent is not issued a conditional commitment by RD prior to the close of business on Sept. 30, 2015.