Your No Claims Discount (NCD) is a discount on your car insurance premium. Itâs based on how long youâve been driving and your claims record. As you accumulate more years of driving without making a claim, you receive a discount on the full-priced premium until it reaches a maximum discount (also known as 'Rating 1').our No Claims Discount (NCD) is a discount on your car insurance premium. Itâs based on how long youâve been driving and your claims record. As you accumulate more years of driving without making a claim, you receive a discount on the full-priced premium until it reaches a maximum discount (also known as 'Rating 1').
Carnage (comics) Carnage (Cletus Kasady) is a fictional supervillain appearing in American comic books published by Marvel Comics, usually as an enemy of Spider-Man. The character first appeared as Cletus Kasady in The Amazing Spider-Man #344 (March 1991) and as Carnage in The Amazing Spider-Man #360. Carnage was created by writer David Michelinie and artists Erik Larsen and Mark Bagley, based on elements of the precursor character Venom.
Anime Debut. Episode 13. Chizome Akaguro (èµ¤é»è¡æ, Akaguro Chizome), known as Hero Killer Stain (ãã¼ã­ã¼æ®ºã ã¹ãã¤ã³, HÄ«rÅ Goroshi Sutein), is a Villain that is notorious for having killed many Pro Heroes and is the main antagonist of the Field Training Arc. Chizome has mohawk-shaped hair and a flat face, on account of not possessing a nose.