The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
1 The bonus of using this social media network to sell is that it's free to list and you'll be dealing with people you know.  Amazon: Amazon is a popular place to sell used items, and it really makes the selling process easier and more secure. You can get rid of a wide variety of items in this online marketplace â anything from books to cooking equipment â with ease.