Tenax Therapeutics' (TENX) CEO John Kelley on Q4 2015 Results-Earnings Call Transcript.
Answer Wiki. I honestly don't think there's a plus to a debit card. It's not as secure as credit (if you get theft ed say goodbye to your money), there's no perks, and there could be potential fees (overdrafting, etc). Other then getting money from ATMs, I can't think of a reason to use them. The minus for credit is the ease of debt.
Normally and traditionally, in a checking account you use a checkbook to debit your account, you do not get an interest rate by your balance and according to your status as customer (previous credit study) under specific circunstances, you can overdraw your account.