After one year of trying, about 86 percent of healthy, fertile women in their early 20s will get pregnant. The rate drops to about 63 percent among healthy, fertile women in their early 30s, and 36 percent among healthy, fertile women in their early 40s.By age 45, close to 0 percent of women are able to get pregnant naturally. 80 percent get pregnant within six cycles (about six months). 2  85 percent get pregnant within 12 cycles (about one year). 3  91 percent get pregnant within 36 cycles (about three years). 4  93 to 95 percent get pregnant within 48 cycles (about four years).
Importance of Financial Planning. Financial Planning is process of framing objectives, policies, procedures, programmes and budgets regarding the financial activities of a concern. This ensures effective and adequate financial and investment policies. Adequate funds have to be ensured.
Personal Financial Planning. Financial Planning in the broad sense emcompasses our entire lifetime. Each individual had their own life stage map and we act as financial planning guides along the way.It is globally accepted that there is a financial planning process that must be followed to ensure that clients receive sound financial planning advice.his incorporates three distinct parts:- firstly planning along the journey towards retirement (in the future), secondly at the point of retirement and thirdly on going revision after date of retirement to ensure that plans made are taking account of changed circumstances.