Key Points. 1  There is no standardized, national system for credentialing complementary health practitioners. 2  The credentials required for complementary health practitioners vary tremendously from state to state and from discipline to discipline.
Commercial health insurance is any type of health insurance that is not offered and managed by a government entity. Individuals who are unable to afford health insurance often end up seeking medical attention at the emergency room. Companies that sell private health insurance are for-profit entities.
Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. In health insurance terminology, the provider is a clinic, hospital, doctor, laboratory, health care practitioner, or pharmacy. The insured is the owner of the health insurance policy; the person with the health insurance coverage. In countries without universal health care coverage, such as the USA, health insurance is commonly included in employer benefit packages and seen as an employment perk.