The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
Local Biking Websites/Discussion Forums. Another good place to sell bikes and bike parts is on city-specific bike websites and discussion forums. These sites, which often feature discussion forums on area bike races, mountain bike trails, nice road routes, commuter/advocacy issues, etc., will frequently have an area for buy/sell/trade.