Mentone, Alabama. Mentone: DeSoto Falls, Mentone AL. User comment: It's a great picture, but it's a picture of Littlew River Falls, not DeSoto Falls. Mentone: Photo of the 1884 Mentone Springs Hotel by Patty Tucker. The hotel operates as a Bed & Breakfast, has a full service restaurant and is the perfect place for weddings and receptions.
direct damage coverage. Property insurance that pays the value of property that has been damaged by a covered cause of loss or the cost of its repair or replacement. This is in contrast to time element property insurance, which pays for loss of income or increase in expenses that result from the unavailability of the damaged property while it is being repaired or replaced.
The difference between a water damage claim and a flood damage claim is best distinguished by the Federal Emergency Management Agency's (FEMA) flood definition. A flood is defined as a general and temporary condition of partial or complete inundation of two or more acres and two or more properties of normally dry land.