Tenax Therapeutics' (TENX) CEO John Kelley on Q4 2015 Results-Earnings Call Transcript.
Answer Wiki. I honestly don't think there's a plus to a debit card. It's not as secure as credit (if you get theft ed say goodbye to your money), there's no perks, and there could be potential fees (overdrafting, etc). Other then getting money from ATMs, I can't think of a reason to use them. The minus for credit is the ease of debt.
Nothing to do with any transaction on a debit card affect your credit rating because it isn't credit. If you bank was good enough to take it from another account that is great but it is only a daily transaction.You essentially have no credit rating until you have a credit card.ebit card doesn't count as credit no, but if you are regularly exceeding your account limit this could have an effect on your credit, though I'd say it won't be too great.