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Four ways to pay off your mortgage faster â and save money. Buying a home is a major expense â and a major debt. Itâs said itâs the biggest purchase youâll make in your life. A traditional mortgage loan is repaid over the course of 30 years, but today, some terms call for up to 40 years of repayment.ou will reduce your mortgage payments by 6 years. So, instead of paying for 30 years, youâll pay it off early in 24 years. Your lender should be able to give you amortization on how many months your mortgage loan will be shorten if you continue this kind of payments for the duration of the loan.
Fastest way to pay off $10,000 in credit card debt. Veterans could receive up to $42,000 with these VA benefits. Transfer your debt to a card with 0% APR for up to 21 months. If you owe less than $300k, use Obama's once-in-a-lifetime mortgage relief program.