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Generally your own car insurance policy will not extend to a U-Haul, Ryder, Penske or other type of truck you rent to move your belongings or to a rented trailer. However, if you have collision and comprehensive on the vehicle on the trailer, it should cover the car if it's damaged during transport.A personal auto insurance policy gives coverage to passenger vehicles, such as your own vehicle, and many times to a rental car, but not to commercial vehicles or rented trucks.f you are towing the trailer with a vehicle that you don't own, then car insurance coverage usually won't extend to that non-owned trailer. Policies do vary. So, review your policy and then speak to your insurance agent if you need clarification on if there is any coverage extended in your specific situation.
1 This fee will vary with each company, but U-Haul charges $15 per day for liability insurance and $29 per day for full coverage.  Rental tax and other fees. These will be added to the total when you return the truck and will vary from company to company.