Kennedale is a city in Tarrant County, Texas, United States. The population was 6,763 at the 2010 census.
Most leases expect the tenant to do repairs. My suggestion would be to have an insurance policy that covers most repairs on a house and the cost of the policy is like $43 a month and $60 for someone to do the repairs. They cover the A/C, heat, plumbing, electrical.
As the landlord, you insure your own possessions. Your tenant's personal things are not covered under your policy. To avoid litigation in the event that your tenant's personal property is stolen or damaged, you can require a tenant to buy renters insurance (about $12 to $18 per month) as part of the lease agreement.