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Length of Boat Loans. Fixed rate boat loan terms are available from 15, 20 years, the terms available are based on the amount you are looking to borrow. The rate of your boat loan is determined by many key factors outside of your credit score.
A tube, kayak, storage box, possibly a jet ski, to name a few. It is important to know how long your boat âphysicallyâ is, including the physical length added by the motor, or if there is a swim platform, and if there is an anchor extending at the bow. A â26 footâ boat rarely is 26 feet long. Commonly, the actual physical size of the boat will be closer to 28 feet, or more.