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A flat file contains records that have no structured interrelationship. A flat file typically consists of a text file, from which all word processing or other structure characters or markup have been removed.
DEFINITION of 'Flat Dollar'. A fixed dollar amount, generally in the context of fees or commissions paid for services. For transactions above a certain minimum size, flat dollar fees may be preferable to fees charged on a percentage basis. Flat dollar amounts are usually specified in contracts and thus are independent of transaction sizes. Next Up.