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Length of Boat Loans. Fixed rate boat loan terms are available from 15, 20 years, the terms available are based on the amount you are looking to borrow. The rate of your boat loan is determined by many key factors outside of your credit score.
Alan. The waterline length of an average sailboat determines its maximum speed generally. This is estimated to be about 1.34 x the square root of the waterline length. So if a sailboat is 144 ft long on te waterline, the square root is 12, and the boat will probably not exceed 12 x 1.34, or about 16 knots.