Tenax Therapeutics' (TENX) CEO John Kelley on Q4 2015 Results-Earnings Call Transcript.
Answer Wiki. I honestly don't think there's a plus to a debit card. It's not as secure as credit (if you get theft ed say goodbye to your money), there's no perks, and there could be potential fees (overdrafting, etc). Other then getting money from ATMs, I can't think of a reason to use them. The minus for credit is the ease of debt.
Debit card doesn't count as credit no, but if you are regularly exceeding your account limit this could have an effect on your credit, though I'd say it won't be too great.You can check your credit report by visiting Experian.co.uk, I think they offer a 30 day trial. Sampras Â· 5 years ago.ebit card doesn't count as credit no, but if you are regularly exceeding your account limit this could have an effect on your credit, though I'd say it won't be too great.