Key Points. 1  There is no standardized, national system for credentialing complementary health practitioners. 2  The credentials required for complementary health practitioners vary tremendously from state to state and from discipline to discipline.
Commercial health insurance is any type of health insurance that is not offered and managed by a government entity. Individuals who are unable to afford health insurance often end up seeking medical attention at the emergency room. Companies that sell private health insurance are for-profit entities.
Definition of Commercial Liability Including Contractual Liability. A small business owner needs commercial liability insurance to protect his business. Commercial liability insurance pays all or at least a portion of the damages a business would have to pay if the business bears responsibility for a wrongful act. Many different types of commercial liability insurance coverage exist. Insurance coverage that includes contractual liability insures a business against torts committed by a third party in addition to torts involving the business.