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Length of Boat Loans. Fixed rate boat loan terms are available from 15, 20 years, the terms available are based on the amount you are looking to borrow. The rate of your boat loan is determined by many key factors outside of your credit score.
Later the term came to encompass large motor boats for primarily private pleasure purposes as well. Yacht lengths normally range from 10 metres (33 ft) up to dozens of meters (hundreds of feet). A luxury craft smaller than 12 metres (39 ft) is more commonly called a cabin cruiser or simply a cruiser.