The Common Hackberry (Occidentalis) is easily found in nurseries, garden stores and other plant dealers and distributors. It can be propagated by bare root, container, cuttings, seed. It has a moderate ability to spread through seed production and the seedlings have medium vigor.
A charge-off or chargeoff is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of six months without payment.
If you make a payment to settle an old charge-off, it will actually update the date of the charge-off and it will appear on your credit report for another seven years. The only exception would be if you can get them to agree to remove the account entirely from your report. Again, get it in writing.