After one year of trying, about 86 percent of healthy, fertile women in their early 20s will get pregnant. The rate drops to about 63 percent among healthy, fertile women in their early 30s, and 36 percent among healthy, fertile women in their early 40s.By age 45, close to 0 percent of women are able to get pregnant naturally. 80 percent get pregnant within six cycles (about six months). 2  85 percent get pregnant within 12 cycles (about one year). 3  91 percent get pregnant within 36 cycles (about three years). 4  93 to 95 percent get pregnant within 48 cycles (about four years).
Importance of Financial Planning. Financial Planning is process of framing objectives, policies, procedures, programmes and budgets regarding the financial activities of a concern. This ensures effective and adequate financial and investment policies. Adequate funds have to be ensured.
Long-term financial planning combines financial forecasting with strategizing. It is a highly collaborative process that considers future scenarios and helps governments navigate challenges. Long-term financial planning works best as part of an overall strategic plan. Financial forecasting is the process of projecting revenues and expenditures over a long-term period, using assumptions about economic conditions, future spending scenarios, and other salient variables. Long-term financial planning is the process of aligning financial capacity with long-term service objectives. Financial planning uses forecasts to provide insight into future financial capacity so that strategies can be developed to achieve long-term sustainability in light of the government's service objectives and financial challenges.