The Common Hackberry (Occidentalis) is easily found in nurseries, garden stores and other plant dealers and distributors. It can be propagated by bare root, container, cuttings, seed. It has a moderate ability to spread through seed production and the seedlings have medium vigor.
A charge-off or chargeoff is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of six months without payment.
Worse, late payment may cause you to forfeit some or all of the rewards you've accumulated. By the time your account is 180 days late, i.e. you've missed six payments, the card issuer will typically charge-off the account, writing it off as a loss. The charge-off goes on your credit report and stays for seven years.