If the applicant does not voluntarily provide the information, the financial institution must make a visual observation or determination by surname to collect the GMI.10 Unlike the HMDA, Regulation B does not require creditors to aggregate the information into a register or report it.
There are two schedules during the week, Monday to Friday. Commute Schedule - Monday to Friday. This schedule runs early morning and early to mid-evening and the end point/start point in San Francisco for the commute schedule is the Ferry Building at the foot of the Financial District/Embarcadero District.
I tried out the new terminal last week, while sailing round-trip San Francisco on the Star Princess for a 7-Day California Coastal cruise that included stops in Ensenada, Mexico, as well as San Diego, Long Beach and Santa Barbara, California.