In fact, gotu kola is not related to kola nut and contains no caffeine. Gotu Kola is a rejuvenative nervine recommended for nervous disorders, including epilepsy, senility and premature aging. As a brain tonic, it is said to aid intelligence and memory.
You pay 9% of your income over the threshold. For example, if you are paid monthly and earn Â£1,750 before tax per month you would repay 9% of the difference between what you earn and what the threshold is: Â£1,750 - Â£1,481 = Â£269. 9% of Â£269 = Â£24. So your student loan repayment would be Â£24 a month.
Another important caveat is the fact that the average repayment period on student loans has increased from 7.4 years in 1992 to 13.4 years today. So while monthly payments may be similar to what they were twenty years ago, they now last for almost double the time.