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Eligibility. To apply for Academic Forgiveness, you must have attended a West Virginia public college or university and cannot have been enrolled at any higher education institution for at least four calendar years.
The two main types of student loan forgiveness programs that qualify the most individuals are public student loan forgiveness and teacher student loan forgiveness. Both of these plans have very strict requirements that must be met, and as such, there are dangers involved with both. For public student loan forgiveness, you can qualify to have the remainder of your Federal student loans forgiven after you make payments on your loans for 10 years (120 payments).