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I am posting here because I am concerned about a new policy being implemented by the new owner of a retail store I work at. As the title says if we are 60 seconds late for our shift or from our breaks our pay is apparently being docked 15 minutes.
Send payment before the last day of the month to avoid a 30-day late notation on your credit and a corresponding dip in your credit score. You will pay a penalty of a few percent of the payment amount; the actual percentage for the late fee is contained in your loan closing documents.