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Diagram showing field lines and equipotentials around an electron, a negatively charged particle. In an electrically neutral atom, the number of electrons is equal to the number of protons (which are positively charged), resulting in a net zero overall charge. Charge is the fundamental property of forms of matter that exhibit electrostatic attraction or repulsion in the presence of other matter.
That means an atom with a neutral charge is one where the number of electrons is equal to the atomic number. Ions are atoms with extra electrons or missing electrons. When you are missing an electron or two, you have a positive charge. When you have an extra electron or two, you have a negative charge.