As others have indicated Ice Wine is made from frozen grapes that are pressed while frozen. This makes the juice that comes from them very high in sugar. That juice is then fermented leading to a sweet wine. It is usually produced in very cold climates so that the grapes end up freezing before they start rotting.
Bad credit score: 500 to 579. If your credit falls somewhere in this credit score range, financing terms will cost you big-time. For long-term loans, such as a 30-year mortgage, expect to see interest rates that are at least three percent higher than interest rates awarded to borrowers with good credit.
Bad credit means possibly being denied a loan or can result in being charged higher interest rates. This is because the amount of interest you pay is based on your level of risk and the current market rate. The worse your credit is, the higher your level of risk is and the higher your interest rates will be.