Isolated Masonry Piers. 1. You may use hollow core concrete masonry units (concrete blocks) to build isolated masonry piers if the units are at least (â¥) 8 inches thick and not longer than (â¤) 3 times the unit thickness. An isolated masonry pier may not support a fl oor girder or beam. 2. Do not build isolated hollow core masonry piers taller than 4 times the unit thickness. Example: an isolated hollow core masonry pier made from standard 8 by 8 by 16 inch units. should not be taller than 32 inches. 3.
A credit rating agency is a private company whose purpose is to assess the ability of borrowers, either governments or private enterprises, to repay their debt. To do this, these agencies issue credit ratings based on the borrowerâs solvency. The three biggest global rating agencies control 95% of the market. They include Fitch Rating Ltd, Moodyâs and Standard and Poorâs. Since 2011, these independent companies have had to obtain certification from the European Securities and Markets Authority (ESMA) in order to operate in Europe.
Top 10 Highest-Performing Large Commercial Insurers: J.D. Power. XL Catlin was 2016âs highest-performing large commercial insurer in terms of customer satisfaction, according to the latest J.D. Power study. CNA, Chubb, Berkshire Hathaway Homestate Companies and a pre-merger ACE (which acquired Chubb) rounded out the top 5. Those designations as contained in J.D. Powerâs 2016 Large Commercial Insurance Study are based on commercial insurer customer satisfaction.