Electrical engineers oversee product development. They test a prototype of the device or circuit and use the results to order materials and equipment to build the final product or project.
What Home Insurance Covers. The typical homeowners insurance policy has six type of coverages. They are commonly known as: 1  Coverage A: Dwelling, for damage to your house that occurs due to covered losses, such as a fire. Coverage A: Dwelling, for damage to your house that occurs due to covered losses, such as a fire. 2  Following a covered loss, dwelling coverage helps you repair or rebuild your home, including the structures, such as a garage or a deck, attached to it.
Note that this coverage is only payable if the damage was caused by an insured peril. If the house was uninhabitable due to a flood, a peril typically excluded by a homeowners policy, no loss of use coverage would apply. And, federal flood insurance specifically excludes additional living expense coverage.