The Express Relational Access Manager (RAM) is used to access Oracle and other ODBC data sources directly. This effectively turns the Express Server into a ROLAP analysis (Relational OLAP) engine. Configuration is done via the RAA (Relational Access Administrator) GUI utility.
If you have 10 or more years of service and are retiring at the Minimum Retirement Age, your annuity will be reduced for each month that you are under age 62. The reduction is 5% per year (5/12 of a percent per month).
When both the employee and spouse are age 65, the employee's pension is reduced by 10 percent to provide the spouse with an annuity of 55 percent of the reduced pension. Thus, the 55-percent option would yield a spouse annuity equal to 49.5 percent of the employee's normal, straight-life pension (90 percent x 0.55).or example, a plan may provide a spouse's pension if death occurs at any age with 10 years of service, although early retirement is at age 55 with 10 years of service. A small number of plans had age requirements for the spouse's benefit more stringent than those for early retirement.