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A student loan cosigner can be any individual who is of legal age (18 years old in most states), who is a citizen or national of the U.S., and meets the general loan eligibility and credit requirements. A cosigner can be a parent, guardian, spouse, relative, or even a family friend.ndergraduate students typically need to apply with a creditworthy cosigner in order to meet our income and credit history requirements. Graduate students can often qualify on their own without income. By cosigning, you may help a student to qualify for a private student loan and possibly receive a lower interest rate.
If you will be studying abroad for your placement year then you can apply to Student Finance England for a Maintenance Loan. The maximum amount available for 2015/16 (depending on your familyâs income) is Â£6820.You can also apply for the Maintenance Grant of up to Â£3387 which is assessed against your familyâs income.f you are a home student, you may be able to receive living cost grants and loans through Student Finance England for your placement year. There are different types of student funding available for home students depending on what kind of placement you will be doing.