Civilian employees. There are roles in the police department that can be performed by people who are not actual police officers. In a civilian capacity, you can still work with the South African Police Service. You might help them out with career or strategic management.
Yes, I agree that Haag's term functional damage is not in the policy and for that reason I am not a fan of it either. i dont use it. But, Haag's definition of functional damage is a good one.....loss of water shedding capabilities or reduction in long term usefulness. That makes sense.....either the roof leaks or it aint gonna last as long as it would have otherwise. If you clearly have either of those, you have damage.
Home \ The Personal Auto Policy & Diminished Value Claims. When a car is damaged in an accident, then repaired, the resale value may be less than that for a comparable car that has not been damaged. In other words, the damage results in a reduction, or âdiminution,â in the resale value of the auto. An insuredâs claim for this reduction in value may be made against a third party that negligently caused the damage to the insuredâs auto, or it may arise from a first-party claim against the insuredâs own physical damage coverage.