Winter Damage to Home Lawns. (see other lawn care information on our website www. urbanext.uiuc.edu) As snows depart each spring, lawns often show damage that occurred during the winter. In particular, vole (mice) and snow mold (fungus disease) damage can be very destructive to lawns.
The maximum amount for which a particular borrower is approved is known as the credit limit. Banks and financial services company do not extend loans past the credit limit. For example, one may have a credit card with a credit limit of $2,000; if one attempts to put $2,100 on the card, the bank will decline payment.
Utilization is the amount of your credit limit you use. It is ideal to have a utilization below 20%. If you have two credit cards, one with a $10,000 limit and the other $5,000, then your total credit limit is $15,000. If you have a combined $3,000 debt across both cards, then your utilization would be 20%.