Electrical engineers oversee product development. They test a prototype of the device or circuit and use the results to order materials and equipment to build the final product or project.
What Home Insurance Covers. The typical homeowners insurance policy has six type of coverages. They are commonly known as: 1  Coverage A: Dwelling, for damage to your house that occurs due to covered losses, such as a fire. Coverage A: Dwelling, for damage to your house that occurs due to covered losses, such as a fire. 2  Following a covered loss, dwelling coverage helps you repair or rebuild your home, including the structures, such as a garage or a deck, attached to it.
Standard homeowners policy language excludes losses caused by water, however what is meant by this is not always clear. Water damage generally includes flood, sewer backup and seepage from water below ground. Despite these categories, disputes often arise regarding whether damages caused by water are covered. An issue that frequently comes up is what constitutes a âfloodâ in a homeowner policy exclusion.