DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
If your adjusted gross income is $50,000 for the year, for example, you'll only be able to write off medical expenses beyond $3,750. Say, for example, that you are 62 years old, have $3,000 in unreimbursed medical expenses and paid $4,000 in long-term care insurance premiums in 2008.You would add $3,000 plus $3,080 (the portion of the long-term care premiums you can count as medical expenses) to get $6,080 in unreimbursed medical expenses.or 2008, you can include up to the following in qualified long-term care premiums (the limits are for each person and cannot exceed the premiums you've paid): Age 40 or younger by year end: $310. 41 -- 50: $580.