Effective Date: 08/18/14 Committee Approval Obtained: 08/18/14 Section: Transportation. These policies serve as a guide to assist you in accurate claims submissions and to outline the. basis for reimbursement by Anthem Blue Cross and Blue Shield Medicaid (Anthem) if the. service is covered by a memberâs benefit plan. The determination that a service, procedure, item, etc. is covered under a member's benefit plan is not a determination that you will be. reimbursed.
Guaranteed Future Insurability allows you to increase your current level of cover, if you experience a personal event, without having to go through the medical application process again. This is applicable only once your policy is in force and will generally only be available once in every 12 month period.uaranteed Future Insurability allows you to increase your current level of cover, if you experience a personal event, without having to go through the medical application process again. This is applicable only once your policy is in force and will generally only be available once in every 12 month period.
Here are the most common life insurance riders and what you should know about them: 1. Guaranteed Insurability Rider (a.k.a Renewal Provision) This rider allows you to purchase additional insurance coverage along with your base policy in the stated period without the need for further medical examination.hild Term Rider This rider provides a death benefit in case a child dies before a specified age. After the child attains maturity, the term plan can be converted into permanent insurance with coverage multiplying up to five times the original face amount without the need for medical exams.