DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
Important Point: When you directly pay medical expenses for a person who is your dependent (meaning you pay over 50% of that person's total support for the year), you can add the expenses you pay for the dependent to your own expenses and claim a deduction for the total to the extent it exceeds 7.5% of your AGI.. Medicare Insurance and Long-Term Care Premiums. You can claim a Schedule A itemized deduction for unreimbursed medical expenses, including health insurance premiums, to they extent they exceed 7.5% of your adjusted gross income, or AGI.