Isolated Masonry Piers. 1. You may use hollow core concrete masonry units (concrete blocks) to build isolated masonry piers if the units are at least (â¥) 8 inches thick and not longer than (â¤) 3 times the unit thickness. An isolated masonry pier may not support a fl oor girder or beam. 2. Do not build isolated hollow core masonry piers taller than 4 times the unit thickness. Example: an isolated hollow core masonry pier made from standard 8 by 8 by 16 inch units. should not be taller than 32 inches. 3.
A credit rating agency is a private company whose purpose is to assess the ability of borrowers, either governments or private enterprises, to repay their debt. To do this, these agencies issue credit ratings based on the borrowerâs solvency. The three biggest global rating agencies control 95% of the market. They include Fitch Rating Ltd, Moodyâs and Standard and Poorâs. Since 2011, these independent companies have had to obtain certification from the European Securities and Markets Authority (ESMA) in order to operate in Europe.
VantageScore is a credit score produced by the three nationwide credit reporting agencies â Equifax, Experian, and Transunion. Unlike the largest and oldest of the credit scoring companies, Fair Isaac (which produces the FICO score), VantageScore is somewhat new.