What Is Psoriasis? Unpredictable and irritating, psoriasis is one of the most baffling and persistent of skin disorders. It's characterized by skin cells that multiply up to 10 times faster than normal. As underlying cells reach the skin's surface and die, their sheer volume causes raised, red plaques covered with white scales. Psoriasis typically occurs on the knees, elbows, and scalp, and it can also affect the torso, palms, and soles of the feet. The symptoms of psoriasis vary depending on the type you have.
Well, accidental death insurance is just what it sounds like; an insurance policy that pays a cash benefit to a beneficiary if the insured dies in an accident. The most common form of accidental death by the way are motor vehicle accidents. Now, accidental death insurance does not cover death by any other cause. For example, deaths cause by heart attacks or cancer or natural causes are not covered by accidental death insurance.
If the person who is insured dies during the term of the policy, the insurance company is obligated to pay the life insurance benefit. In some policies there is a double indemnity clause which will pay two times the face of the life insurance in the event of accidental death.