Electrical engineers oversee product development. They test a prototype of the device or circuit and use the results to order materials and equipment to build the final product or project.
What Home Insurance Covers. The typical homeowners insurance policy has six type of coverages. They are commonly known as: 1  Coverage A: Dwelling, for damage to your house that occurs due to covered losses, such as a fire. Coverage A: Dwelling, for damage to your house that occurs due to covered losses, such as a fire. 2  Following a covered loss, dwelling coverage helps you repair or rebuild your home, including the structures, such as a garage or a deck, attached to it.
The key difference between homeowners insurance and a home warranty is that homeowners insurance protects you against theft and accidental damage to your home and the things in it, while a home warranty simply protects your appliances and home systems against breakdowns caused by age and normal wear and tear.