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I am posting here because I am concerned about a new policy being implemented by the new owner of a retail store I work at. As the title says if we are 60 seconds late for our shift or from our breaks our pay is apparently being docked 15 minutes.
However, the previous 30-day late payment will stay on your credit report for the credit reporting time limit, which is seven years. On the other hand, if you miss your next payment, a 60-day late payment will be added to your credit report, then 90, 120, 150, and 180 days late. At 180 days late your account will be defaulted or charged-off. You bring your account current again anytime before the charge-off.