How much the HOA transfer fee will be is not always spelled out in the home purchase contract. This is because the HOA transfer fee is not something the buyer or the seller has any control over. The HOA management team that does the work will be the one who sets the fee.
Smoking cessation. Smoking cessation (colloquially quitting smoking) is the process of discontinuing tobacco smoking. Tobacco contains nicotine, which is addictive. Nicotine makes the process of quitting often very prolonged and difficult.
Over-the-counter smoking cessation aids are usually designed to help wean you off nicotine. Your health care professional can give you guidance on how to kick the habit, whether it's by going cold turkey, or through counseling, medications or a combination of these. See Top Products in This Category Â».