Civilian employees. There are roles in the police department that can be performed by people who are not actual police officers. In a civilian capacity, you can still work with the South African Police Service. You might help them out with career or strategic management.
Yes, I agree that Haag's term functional damage is not in the policy and for that reason I am not a fan of it either. i dont use it. But, Haag's definition of functional damage is a good one.....loss of water shedding capabilities or reduction in long term usefulness. That makes sense.....either the roof leaks or it aint gonna last as long as it would have otherwise. If you clearly have either of those, you have damage.
damage caused by an accident and resulting from the use of a covered auto. It is important to note that the Hired Automobile Physical Damage coverage extends to direct damage or. theft of a rented automobile and operates for the benefit of the insured, which is the fraternity/sorority. Automobile rental agreements, therefore, should always be executed in the name of the fraternity/sorority,