Rating Newest Oldest. Best Answer: Limestone is composed of calcite or calcium carbonate, CaCO3, and dolostone is composed of dolomite or calcium magnesium carbonate, Ca,Mg(CO3).Okla gave the chemical formula for ankerite, which is in the dolomite group.In the field dolostone and limestone are difficult to tell apart (but there crystals are fairly diagnostic)...one way is to drop some HCl on them.kla gave the chemical formula for ankerite, which is in the dolomite group. In the field dolostone and limestone are difficult to tell apart (but there crystals are fairly diagnostic)...one way is to drop some HCl on them.
Reverse mortgage counseling is required as part of the application process. Independent HUD approved counselors provide homeowners with unbiased information about reverse mortgage loans. Counseling can be completed over the phone or face-to-face with a local agency. Upon completion of the counseling session, the counselor will mail a HECM Counseling Certificate to the homeowner for inclusion with the reverse mortgage application. The cost for counseling is typically about $125, but the fee may be waived in some cases.
Under the HECM program, which accounts for most reverse mortgages made in the U.S. today, the maximum origination fee allowed is 2% of the initial $200,000 of the home's value and 1% of the remaining value, with a cap of $6,000. Some lenders waive or reduce the origination fees on certain products.