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Eligibility. To apply for Academic Forgiveness, you must have attended a West Virginia public college or university and cannot have been enrolled at any higher education institution for at least four calendar years.
The circumstances that lead to immediate student loan forgiveness are very specific, however. Any legitimate student loan forgiveness program you enter will likely require at least five to 10 years of service before you are eligible for discharge. âPeople can do so much without paying thousands of dollars to a private company,â says Fleischman. Education is the key.