In fact, gotu kola is not related to kola nut and contains no caffeine. Gotu Kola is a rejuvenative nervine recommended for nervous disorders, including epilepsy, senility and premature aging. As a brain tonic, it is said to aid intelligence and memory.
You pay 9% of your income over the threshold. For example, if you are paid monthly and earn Â£1,750 before tax per month you would repay 9% of the difference between what you earn and what the threshold is: Â£1,750 - Â£1,481 = Â£269. 9% of Â£269 = Â£24. So your student loan repayment would be Â£24 a month.
In this repayment program, you would have a payment based on your income and family size. The payment could be as low as $0.00 per month, with forgiveness at the end of 20-25 years. Loan consolidation will take all your federal student loans and combine them into one new loan. You will have only one lender, with one monthly payment. In this consolidation you are able to choose a payment plan that's affordable to you. By consolidating you also may become eligible for loan forgiveness.