Best Answer: A contract can be oral or in writing. Some contracts must be in writing such as a contract for the sale of land. An IOU is legal even on the back of a bubblegum wrapper if it is signed by both parties and dated but it does not have to be in writing.eport Abuse. Yes, it is legally binding, providing that other statutes weren't broken in obtaining the IOU or in the agreement itself. If you threatened someone to get them to sign it, it's not legal. If it's for an illegal enterprise, it is not legal. If you are charging excessive interest, again, not legal.
For the purposes of clarity, in this review we define acquired keratoderma as a non-hereditary, non-frictional hyperkeratosis of the palms and/or soles that involves â¥50% of the surface of involved acral areas and that may or may not be associated with clinical and histologic inflammation.
Definition. The word  scleroderma  means hardening of the skin and refers to one of the possible physical effects of the disease. Localized scleroderma is referred to as morphea or linear scleroderma and does not affect the internal organs. People who develop localized scleroderma usually do not develop generalized scleroderma.