UTIs occur when bacteria enters the urinary tract system, overwhelming the immune system and causing infection to occur. In men, UTIs may be the sign of a more serious condition, including kidney or bladder stones, immune system diseases and disorders, or prostate problems.
The Declaration of Homestead is designed to protect a portion of your home's equity from creditors, and the Homeowners Exemption aids in the reduction of your real property taxes. The key to getting the full benefit of both documents is not to procrastinate in completing the forms and filing the paperwork.
Homeowners insurance is designed to protect your home from what are called âperils.â A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies. 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).