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A ninja (å¿è) or shinobi (å¿ã³) was a covert agent or mercenary in feudal Japan. The functions of the ninja included espionage, sabotage, infiltration, assassination and combat in certain situations.
DEFINITION of 'NINJA Loan'. A slang term for a loan extended to a borrower with no income, no job and no assets. Whereas most lenders require the borrower to show a stable stream of income or sufficient collateral, a NINJA loan ignores the verification process. Next Up.EFINITION of 'NINJA Loan'. A slang term for a loan extended to a borrower with no income, no job and no assets. Whereas most lenders require the borrower to show a stable stream of income or sufficient collateral, a NINJA loan ignores the verification process. Next Up.