You always have to have a mammogram, every year, and itâs more important as you age, because the incidence of breast cancer increases with age, so that if a woman gets to the age of 85, she will have a 1 in 7 risk of breast cancer. So, a woman has to continue doing mammograms forever.
Loan Or Credit Agreement. loan or credit agreement. If your company's loan is fairly large, the lender may require a loan or credit agreement. A loan agreement contains terms and conditions for your loan in addition to those contained in the promissory note, security agreement, or mortgage.
Most of the terms and conditions are standard fare â amount of money borrowed, interest charged, repayment plan, collateral, late fees, penalties for default â but there are other reasons that loan agreements are useful. A loan agreement is proof that the money involved was a loan, not a gift. That could become an issue with the IRS. Loan agreements are especially useful when borrowing or loaning to a family member or friend. They prevent arguments over terms and conditions.