DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
If you pay either the entire premium for your medical insurance or all the costs of a plan similar to medical insurance and your insurance payments or other reimbursements are more than your total medical expenses for the year, you have excess reimbursement.f the expenses are paid within the 1-year period, his survivor or personal representative can file an amended return for 2013 claiming a deduction based on the $1,500 medical expenses. The $1,800 of medical expenses from 2014 can be included on the decedent's final return for 2014.