Non-participating policy. Non-participating policy is also known as a without-profit or non-par policy. The policy owner does not share in any divisible surplus made by the life insurance company. No bonus is paid on this policy.
Again, it is incorrect to assume that because the. child is with family there is little urgency to return. him or her to the biological parents. All children in. foster care need secure arrangements, and careful. long-term planning is needed to reduce the uncer-. tainties in their lives.
While the need for respite care for foster children is clear, some people may wonder why adopted children need respite care. After all, they are in a stable, committed family. However, it is important to remember that these kids have been adopted from the foster care system.