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Water Vapor. When relative humidity indoors increases to 60 percent or more, building materials and furnishings absorb the moisture. These damp materials are a good source for mold to grow. If the relative humidity remains high (above 60 percent) for an extended period of time, mold almost certainly will grow.
If you are overwatering your plants, or if you have a high humidity in your grow area, you may notice mold growing on the top of your soil. Mold needs organic material and moisture to grow, so you are providing the mold with a perfect environment. The most common reason mold starts growing is if you are overwatering your plants. When growing in soil, you want to make sure the top inch of soil dries out before you water your plant again. If you water more often, you make a better place for mold to grow and you can also overwater your plant.