How long student loan problems can affect your credit isnât always clear, because they donât all work the same way. One thing is clear: If you have private student loans, they should be treated like any other negative event, cycling off your credit report after seven years from the date of the late payment. So a negative mark on your private loan (and most federal student loans) will cease to hurt your credit after that time frame.
Dr. Joy Carter, DVM Dr. Joy Carter has been an associate with Doral Centre Animal Hospital for since 2010. She graduated from Ross University School of Veterinary Medicine in 2009. Born and raised in Georgia, she has lived in Miami for the last 5 years. She is a USDA Accredited Veterinarian.
Dr. Rama Rao is a pediatric infectious disease specialist in Toledo, Ohio and is affiliated with University of Michigan Hospitals and Health Centers. She received her medical degree from Maharaja Krishna Chandra Gajapati Medical College and has been in practice for more than 20 years. She is one of 9 doctors at University of Michigan Hospitals and Health Centers who specialize in Pediatric Infectious Disease.