Returns the month of a date represented by a serial number. The month is given as an integer, ranging from 1 (January) to 12 (December).
But, even the lesser designations can help advisors to better assist their clients, if only in specific areas. In terms of marketing, however, the uneducated public will have difficulty discerning between the services that a Certified Senior Advisor and a Certified Financial Planner are able to provide for them.eparating the Wheat from the Chaff. While these designations have long since been accepted as part of the financial services establishment, the new wave of credentials that has since arisen has served to cloud the validity of some of these older certifications.
The Chartered Financial ConsultantÂ® (ChFCÂ®) credential was introduced in 1982 as an alternative to the CFPÂ® mark. This designation has the same core curriculum as the CFPÂ® designation, plus two or three additional elective courses that focus on various areas of personal financial planning.