Your employer may require that you first use paid leave, such as saved vacation days. Any paid leave you take beforehand will not count towards your FMLA leave. So, if you're required to take two weeks paid vacation, you may also take 12 FMLA weeks, for a total of 14 weeks of leave.
The individual annual pharmacy deductible amount is the most each individual in your family can contribute to the family annual pharmacy deductible per benefit year. For example, say you have a family of four, with a family pharmacy deductible of $500, and an individual pharmacy deductible of $250.
In an insurance policy, the deductible is the small amount that must be paid out of pocket by patient to the physician before an Insurance Company will pay any expenses. In general usage, the term deductible may be used to describe one of several types of clauses that are used by insurance companies as a threshold for policy payments.