Tracfone is no help, but it can be done. You phone needs to be active. You need to be logged in to your tracfone account. If you never set one up, it is easy to do on tracfone .com. After you are logged in you should see a picture of the phone on the account.
b) Lender charges $1,000 for an origination fee. c) Broker receives $2,000 in indirect compensation from the lender. In the following GFE, the total origination charge in Block 1 is $3,000. The interest rate chosen has a $2,000 credit.
You might save the $1400 origination fee but you will pay many times that if your rate is even half a percent higher over the course of the mortgage loan. What I have found is that a good mortgage broker (who can shop your loan around) can almost always get you a lower rate than if you go with a direct lender.