Because your kidneys are tasked with making urine, and thereby eliminating waste, any changes in the frequency, color, or appearance of urine should be taken seriously. 1  Some common types of changes include: 2  Urinating more frequently during the night or in greater amounts. 3  Urinating less often or in smaller amounts.
There are also eligibility requirements for opening a Coverdell ESA. If you file your taxes alone, your income must be under $95,000 in order to open an account. If you file as married, you and your spouse must earn less than $190,000. Grandparents can also open Coverdell ESAs.
Updated July 06, 2016. Parents, grandparents and other family members looking for ways to save for a child's college education may want to consider a Coverdell ESA. This education savings account is a long-term investment and might be a good way to help you put money away every year as the child grows up. Just like any investment, it is important to understand the finer details and this beginner's guide is a perfect place to begin.