So you can upgrade to Update 1 RTM today and then get the firmware and carrier updates for Windows Phone 8.1 GA whenever your carrier OKs those releases. Again, the firmware and carrier updates are separate from the core OS updates.
normally pending charges will drop off your account within 3 days.... 0. 0. The pending charge time period depends on the merchant. Normally pending charges will drop off your account within 3 days. If the hotel is a national chain you can contact them about releasing the hold, but they will have to give you something on letterhead, then your bank may be able to have the hold removed.
It won't stop anytime soon. Yes, generally 7 years after charge off it will drop from your credit report, but.....They will still be able to sue you. It varies from state to state, for example, in Ohio you can be sued for up to 15 years later. I work for a large bank, and we don't necessarily just sell the debt off.