Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 45% of University of Louisville students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,369.
Each training session provides a single level up for a particular skill, and the Dragonborn can train at most five times per character level. Unlike Oblivion, master trainers in Skyrim cannot advance a Dragonborn's skills beyond level 90. The cost of training grows as the Dragonborn's current skill level increases.
Skills do not have a maximum level, however the observed soft cap is level 120 because it takes a long time to achieve this goal and skills do not currently have content released for beyond 120. Temporary effects that increase or decrease skill levels are negated at 1 point per minute.