Because your kidneys are tasked with making urine, and thereby eliminating waste, any changes in the frequency, color, or appearance of urine should be taken seriously. 1  Some common types of changes include: 2  Urinating more frequently during the night or in greater amounts. 3  Urinating less often or in smaller amounts.
There are also eligibility requirements for opening a Coverdell ESA. If you file your taxes alone, your income must be under $95,000 in order to open an account. If you file as married, you and your spouse must earn less than $190,000. Grandparents can also open Coverdell ESAs.
Grandparents can open 529 plans, which are qualified tuition plans designed to save money for their grandchildren's college costs.In fact, the practice is common. SavingForCollege.com notes that hundreds of thousands of grandparents have adopted the practice and opened 529 plans for their grandchildren.The 529 vehicle provides grandparents with a way to save important funds for their grandchildren in an account that the grandparents can control and manage.ultiple Grandchildren and Multiple Plans. A 529 plan can only have one designated beneficiary, preventing grandparents from opening a single 529 plan for all of their grandchildren. However, they are free to open separate 529 plans for each of their grandchildren.