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SBA Loan. Definition: Term loans from a bank or commercial lending institution that the SBA guarantees as much as 80 percent of the loan principal for . SBA financing programs vary depending on a borrower's needs.
SBA is making low-interest loans available to small businesses in the Gulf Coast regions of Alabama, Florida, Louisiana and Mississippi suffering financial losses following the April 20 Deepwater BP oil spill that shut down commercial and recreational fishing in the Gulf of Mexico.