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Typically, appraisers look for things like structural issues, or any other problems that could impact the purchase of the home. The VA prefers that homes be move-in ready. Typical issues that arise on appraisal reports include homes without an efficient and acceptable source of heat.
VA appraisal costs are assigned by the VA -- not your lender. The VA allows buyers to purchase homes with no money down and permits certain closing costs to be added to the buyer's loan size. Appraisal costs, however, are often excluded; appraisals must be paid with savings. To protect home buyers, the Department of Veterans Affairs enforces a VA appraisal fee schedule so you can feel safe in knowing that your appraisal costs are fair and reasonable. Note that the VA Streamline Refinance does not require an appraisal. There are no appraisal costs associated with a VA-to-VA loan refinance. VA appraisers will inspect your home for defects Another main difference between VA appraisals and the appraisals required for other loan types is the depth of work required.