Fermentation is a process used to produce wine, beer, yogurt and other products. Here's a look at the chemical process that occurs during fermentation.
At the same time, you will need to immediately notify at least one of the three major credit bureaus by phone. If you notify any one of the three major credit bureaus that you are a victim of identity theft or suspect that you are a victim of identity theft, that credit bureau is responsible for notifying the other two credit bureaus on your behalf.
If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for unauthorized charges. Your protection against unauthorized charges depends on the type of card â and when you report the loss.1  Report Loss or Theft Immediately. 2  How to Report Fraudulent Transactions. Contact your ATM or debit card issuer. 2  Report the fraudulent transaction. 3  Act as soon as you discover a withdrawal or purchase you didnât make. 4  Write a follow up letter to confirm that you reported the problem. 5  Keep a copy of your letter. 6  Send it by certified mail and ask for a return receipt. 7  Update your files.