CE requirements if Washington state is not your home state. 1  Non-residents do not have to meet our CE requirements to renew their Washington state license. However, there are some education requirements for transacting long-term care insurance business.
REALTORSÂ® spend more than $510 million each year on business or closing gifts for their clients, according to the latest REALTORÂ® Magazine Reader Profile Study (MRI Custom Division), conducted in 2005. But although youâre long on generosity, itâs tough to come up with new ideas all the time.
Lenders have restrictions on how much sellers can credit to buyers at closing. The amount varies with the lender, but it's usually in the range of 3% to 6% of the purchase price, or $6,000 to $12,000 on a $200,000 purchase price.Most lenders will only allow a credit for the buyers' nonrecurring closing costs.he buyers offer to pay the sellers their price, but ask for the sellers to credit $5,000 to them at closing for their nonrecurring closing costs. In effect, the buyers are offering to pay only $195,000 for the home, not the $200,000 that appears in the price section of the purchase offer.