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Typically, appraisers look for things like structural issues, or any other problems that could impact the purchase of the home. The VA prefers that homes be move-in ready. Typical issues that arise on appraisal reports include homes without an efficient and acceptable source of heat.
But, if you remind yourself that the appraisal process is there to protect you, the buyer, from paying more than fair-market value for your home, then it actually becomes quite painless. Once you begin the VA loan process, your home loan expert will be able to schedule a VA-approved appraiser for you. The Department of Veterans Affairs handles the scheduling and randomly assigns an appraiser to your property. Because itâs their job to ensure that the home meets minimum property requirements as set by the VA, appraisers must also guarantee that the home is safe and habitable.