Your employer may require that you first use paid leave, such as saved vacation days. Any paid leave you take beforehand will not count towards your FMLA leave. So, if you're required to take two weeks paid vacation, you may also take 12 FMLA weeks, for a total of 14 weeks of leave.
The individual annual pharmacy deductible amount is the most each individual in your family can contribute to the family annual pharmacy deductible per benefit year. For example, say you have a family of four, with a family pharmacy deductible of $500, and an individual pharmacy deductible of $250.
A deductible is the amount you have to pay out-of-pocket before the insurance company starts paying your covered health care expenses. For example, if your deductible is $250, you have to spend $250 for doctors' visits or for prescription medications before your health insurance company will start to pay.