Non-participating policy. Non-participating policy is also known as a without-profit or non-par policy. The policy owner does not share in any divisible surplus made by the life insurance company. No bonus is paid on this policy.
Again, it is incorrect to assume that because the. child is with family there is little urgency to return. him or her to the biological parents. All children in. foster care need secure arrangements, and careful. long-term planning is needed to reduce the uncer-. tainties in their lives.
They range in age from infants to 21 years old (in some states). The average age of a child in foster care is more than 8 years old, and there are slightly more boys than girls. Children and youth enter foster care because they have been abused, neglected, or abandoned by their parents or guardians. All of these children have experienced loss and some form of trauma.