Your employer may require that you first use paid leave, such as saved vacation days. Any paid leave you take beforehand will not count towards your FMLA leave. So, if you're required to take two weeks paid vacation, you may also take 12 FMLA weeks, for a total of 14 weeks of leave.
The individual annual pharmacy deductible amount is the most each individual in your family can contribute to the family annual pharmacy deductible per benefit year. For example, say you have a family of four, with a family pharmacy deductible of $500, and an individual pharmacy deductible of $250.
When shopping for health insurance plans, pay close attention to the size of each plan's deductible. Simply put, a plan's deductible is the amount of money that the policyholder must pay in health care costs before the insurer will begin to cover any claims. However, a deductible consists only of out-of-pocket expenses. If a $135 prescription costs you $25 in co-pay, only the $25 go toward your deductible.