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Report Abuse. Save As is saving your work in the location you specify and in any available file types. While Save is applying the modifications you made in the document and updates the old file. jdash Â· 8 years ago.
I would say that the fact is 'saving' is singular and 'savings' is plural. This dictates the verb that follows. You could say A saving of $20 is ... or Savings of $20 are ...