CE requirements if Washington state is not your home state. 1  Non-residents do not have to meet our CE requirements to renew their Washington state license. However, there are some education requirements for transacting long-term care insurance business.
REALTORSÂ® spend more than $510 million each year on business or closing gifts for their clients, according to the latest REALTORÂ® Magazine Reader Profile Study (MRI Custom Division), conducted in 2005. But although youâre long on generosity, itâs tough to come up with new ideas all the time.
A credit from the seller to pay for the buyers' nonrecurring closing costs can't exceed the actual amount of those costs. The lender might allow a credit of up to $6,000, but if the buyers' costs only total $5,000, the maximum the sellers can credit is $5,000.First-Time Tip.he buyers offer to pay the sellers their price, but ask for the sellers to credit $5,000 to them at closing for their nonrecurring closing costs. In effect, the buyers are offering to pay only $195,000 for the home, not the $200,000 that appears in the price section of the purchase offer.