The question of whether and to what extent duress should be recognized as a defense by the ICC is of immense importance because in situations like those faced by Erdemovic, it could mean the difference between facing decades behind bars and being excused from punishment under a theory of duress.
No. Habitat Wake is both a builder and a mortgage company. All applicants who qualify for a home must have a steady source of income, from working and/or non-working sources, and must repay an affordable mortgage with on-time, in-full payments each and every month.
Habitat houses are sold for what they cost to build. The actual dollar amount varies depending on the specific project. Homeowners make a $500 down payment. The mortgage could range in length from 15 years to 30 years. Homeowners' payments consist of the mortgage loan amount (principal), real estate taxes and homeowner's insurance (escrow). As homeowners make their payments, the money is reinvested to build or rehabilitate houses for future Habitat families.