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In all, this means the average American retiree (or those 65 and older) is spending about $3,700 per month -- or about $44,600 per year. Using the 4% rule, that would mean a nest egg of over $1 million would be needed to finance the average lifestyle.
The average monthly cost of assisted living in the U.S. is about $3,628 a month; but that figure can swell to $5,000 per month. That average cost is expected to rise to $4,876 by 2026. The monthly cost of assisted living can be quite shocking if youâre unfamiliar with the factors that help determine that price tag.