1 A urine culture test is done to identify the specific bacteria that are causing a urinary tract infection.2  Ideally, a sample of urine is collected by cystocentesis or by inserting a needle directly into the animalâs bladder. A urine culture test is done to identify the specific bacteria that are causing a urinary tract infection.
The multiplier effect is exploited by governments attempting to use fiscal stimulus policies to increase the general level of economic activity. This can be done in a period of recession or economic uncertainty, when unemployment of labor is high and other resources are underutilized.
A money multiplier of 5 means that each dollar of reserves will generate $5 of money. Consequently, there is an inverse relationship between the money multiplier and the reserve ratio. As the reserve ratio goes up, the money multiplier goes down, and when the reserve ratio goes down, the money multiplier goes up.