Not everyone receiving a cash gifts want to make a 20% downpayment, though. Cash gifts are also allowed for low-downpayment mortgages including the FHA purchase mortgage, which requires a 3.5% downpayment; and the Conventional 97 mortgage from Fannie Mae and Freddie Mac which requires just 3% down.
Hardwiring Happiness is a psychology/but actually mostly a self-help book. I obviously went into it with expectations that weren't met, but it's not all bad. I did get the psychological research that I wanted and more.
(Redirected from Boppin) Jennifer Diane Reitz (born December 30, 1959) is an American writer, webcomic author, and computer programmer. She is known for the website Happy Puppy, which she opened with her partners, Stephen P. Lepisto and Sandra Woodruff, and with whom she created the video game Boppin'. Reitz has also done game work for Interplay.