Not everyone receiving a cash gifts want to make a 20% downpayment, though. Cash gifts are also allowed for low-downpayment mortgages including the FHA purchase mortgage, which requires a 3.5% downpayment; and the Conventional 97 mortgage from Fannie Mae and Freddie Mac which requires just 3% down.
Hardwiring Happiness is a psychology/but actually mostly a self-help book. I obviously went into it with expectations that weren't met, but it's not all bad. I did get the psychological research that I wanted and more.
If youâre not sure, you can always ask her. Sheâll love that you were reading an article about how to make her happy! Arlene Pellicane is a speaker and author of 31 Days to a Happy Husband and 31 Days to a Younger You.She has been a guest on Family Life Today, The 700 Club, Turning Point with David Jeremiah, and The Hour of Power.heâll love that you were reading an article about how to make her happy! Arlene Pellicane is a speaker and author of 31 Days to a Happy Husband and 31 Days to a Younger You. She has been a guest on Family Life Today, The 700 Club, Turning Point with David Jeremiah, and The Hour of Power.