Long before settlers arrived from the east, Mt. St. Helens was a sacred place to the local Indian tribes. They had been witnesses to its long history of eruptive behavior and ancient legends caused them to give the mountain a wide berth.ong before settlers arrived from the east, Mt. St. Helens was a sacred place to the local Indian tribes. They had been witnesses to its long history of eruptive behavior and ancient legends caused them to give the mountain a wide berth.
Lenders wonât lock in your VA rate without your permission. The most common lock period is for 30 days and coincides with most sales contract periods. If you want to lock your rate for say 45 days, your VA lender might ask for a quarter of a point or more. On a $200,000 loan, one-quarter point equals $500. If you need to lock in for 60 days, you might expect to pay one-half point and so on. The most common lock period for VA loans is 90 days and you can expect to pay a full point to guarantee your rate for three months.
For example, most appraisals on VA loans are back within 10 days, but it might take longer in more remote parts of the country. That 30- to 45-day window from contract to close is a good ballpark for most purchase loans, unless youâre trying to buy a short sale (think more like 90 to 120 days). But understand itâs not uncommon for underwriters to require additional documents once they begin scrutinizing your loan file.