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Credit card cloning, or skimming as it is sometimes called, is a new technique whereby someone obtains your credit card details, copies them onto a bogus card and begins using the credit card. While credit card theft itself is not new, the manner in which the information is stolen is.
Identity cloning is when the identity thief poses as the victim. 1  The most common cause of identity theft is a lost or stolen wallet or credit card. Finding a lost card in a purse or wallet is like winning the lottery for identity thieves. 2  Stealing mail.