The cash value in life insurance is able to earn investment returns without incurring current income tax as long as it meets the definition of life insurance and the policy remains in force. The tax free investment returns could be considered to be used to pay for the costs of insurance inside the policy.
unh is a great school for any student whether you are a liberal arts major or want to be a doctor or a veterinarian this is the place for you engineering liberal arts psychology marine biology zoology chemistry physics equine studies business nutrition journalism etc
Typically, uni's like 3 academic subjects, but of course it depends if you're going to a very prestigious university, and the course you are doing. One thing you seriously need to think about is that competition for university places is very high at the moment - they will only be taking the very best and the very able.