If you have a silver item that you donât know is plated or silver, we recommend running a strong magnetic over the items. Precious metal is NOT magnetic, so if the magnetic sticks then your items do not have value based on their precious metal content.
Share 0 0 0 0. Direct Stafford Loans are the most common federal student loans. Available to undergraduate, graduate, and professional students, these education loans are originated by the federal government and feature fixed interest rates, a 1.068% origination fee and various repayment options.
Direct Subsidized Loans are available to undergraduate students who demonstrate financial need as determined by their completed Free Application for Federal Student Aid (FAFSA). The U.S. Department of Education pays the interest while you attend school at least half time, as long as you complete your program on time.