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While the exact best age to purchase a deferred annuity will be different for each annuity investor, financial planners generally agree that between the ages of 45 and 55 is optimal.
If you elect to receivepayments over your entire lifetime, the annuity issuer must make the payments to you no matterhow long you live. Even if you begin receiving payments when you are 65 years old and then live tothe age of 100, the annuity issuer must make the payments to you for your entire lifetime.