When you start the search for a life insurance policy it's helpful to know the type of policy. Life insurance is generally issued as either a term policy or permanent life insurance policy. A term policy covers the insured for a stated period of years and pays a benefit only if the insured dies within that term.
Mobile-service providers in Finland offer contracts in which users can send 1000 text messages a month for â¬10. In Finland, which has very high mobile phone ownership rates, some TV channels began SMS chat, which involved sending short messages to a phone number, and the messages would be shown on TV.
1 Utilities expenses are cheap, less than 1,500 RUB, around 40 USD per month. 2  Local telephone land-line calls are free. 3  Cable TV and Internet connection approx 1,000 RUB, around 25 USD per month.  The cost of mobile phone text messaging is extremely cheap.