Mostly a south Indian festival, Vishu is the dawn of a new astronomical year, and the day marks the first day of the Malayalam month of Medam that corresponds with April in the Gregorian calendar.
They will issue a refund and depending on the method of refund, this should be completed within 28 days. You will be asked to return all documentation regarding the gap insurance you have cancelled and the cover will cease at this point.
Once the IRS accepts/approves your federal return, you can expect your tax refund within 21 days from that date if you chose the direct deposit option. If you chose to receive a check by mail for your tax refund it could take up to three to 4 weeks.