Bristol-Myers Squibb and the Otsuka Pharmaceutical Company market Abilify as an add-on treatment to other anti-depressants and as a treatment for other mental illnesses. But the blockbuster drug is also linked to serious side effects like suicidal thoughts, sexual dysfunction and compulsive gambling.
Use Less Credit. While you can lower your credit utilization by increasing your credit limit, you can also attack the other side of the issue. If you have 40 percent utilization due to a $1,000 balance and a $2,500 limit, spending or owing less on your credit card will have the same impact as raising your credit limit. Cutting your credit card balance back to $600 will reduce your utilization to 24 percent and may improve your score.
Exceeding your credit card limit can have several negative consequences. First, the card company may charge you a penalty for going over your limit. This charge is in addition to the interest you pay on the balance you owe.You will pay more interest, too, because the penalty will increase your balance. Keeping a low credit balance reduces the amount of interest you pay.irst, the card company may charge you a penalty for going over your limit. This charge is in addition to the interest you pay on the balance you owe. You will pay more interest, too, because the penalty will increase your balance. Keeping a low credit balance reduces the amount of interest you pay.