Having two components to the deductible allows for each member of your family the opportunity to have your insurance policy cover their medical bills prior to the entire dollar amount of the family deductible being met. The individual deductible is embedded in the family deductible.
Transgressive. Transgressive is a term of linguistic morphology denoting a special form of verb. It expresses a coincidentally proceeding or following action. It is considered to be a kind of infinitive, or participle.
As in David:--. Wash me from mine iniquity, and cleanse me from my sin; for I acknowledge my transgressions, and my sin is ever before me (Ps. 51:2, 3); iniquity denotes evil contrary to the goods of faith; sin, evil contrary to the goods of charity and love; and transgressions, evil contrary to the truths of faith. As the latter is evil proceeding from a perverted understanding, and thus is known from the truths of faith, it is said, I acknowledge my transgressions.