Having two components to the deductible allows for each member of your family the opportunity to have your insurance policy cover their medical bills prior to the entire dollar amount of the family deductible being met. The individual deductible is embedded in the family deductible.
Transgressive. Transgressive is a term of linguistic morphology denoting a special form of verb. It expresses a coincidentally proceeding or following action. It is considered to be a kind of infinitive, or participle.
A King James Dictionary. From transgress, to pass over or beyond; to overpass, as any rule prescribed as the limit of duty; to break or violate, as a law, civil or moral; the act of transgressing; the violation of a law or known principle of rectitude; breach of command; offense; crime; sin. Its meaning is rebellion.