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In all, this means the average American retiree (or those 65 and older) is spending about $3,700 per month -- or about $44,600 per year. Using the 4% rule, that would mean a nest egg of over $1 million would be needed to finance the average lifestyle.
Independent Living Costs in the US. Independent living costs are on the rise throughout the United States, with a projected increase of 4% per year over the next few years. Data published from the US Government as well as Genworth Financial provide insight into these costs. They show that the average annual cost of independent living across all 50 states is around $23,100. This breaks down to about $1,925 on a monthly basis or $64 per day. Where you live will do more to determine the cost of senior independent living than most other factors. Washington DC led the nation with the highest costs, with a median of $45,470 yearly ($3,789 per month and $126 per day). Missouri had the lowest cost for independent living at $16,500 per year ($1,375 per month and $46 per day). View Independent Living By State. Alaska; Alabama