Water is essential indeed! If we don't ingest enough fluid, dehydration can set in quickly. To gauge the importance of water relative to food, consider that severe dehydration can lead to death within a matter of days, whereas we can go for weeks without food. Approximately 55-60% of our body weight is water.
Loan origination fees come in two flavors. Some lenders use the term for closing costs such as appraisal fees, title fees, legal expenses and prepaid property taxes, none of which is deductible. You only get a deduction when the fees -- also called maximum loan charges or discount points -- represent prepaid interest.
Item 803 on the HUD-1 - If the adjusted origination charges on line 803 include points paid to your mortgage company in exchange for a lower interest rate, you can deduct those points in the year paidâ¦ even if they are paid by the seller.