Cost Advantage. Collective trusts can operate with lower compliance costs than mutual funds for two reasons. First, because the institution is offering the investment to a large number of employees, they can negotiate a lower cost due to the higher supply of money they are providing.
You can absolutely see the earth's curvature if you're at altitude, particularly over the ocean in a plane. At sea level, you can only see about 3 miles. The average angle of human vision is somewhere between 120Âº and 140Âº; more if you count the whole image your brain builds up as your eyes move. The curvature of the horizon can be found with:
Since we orbit at an altitude about 40 times higher than the tallest mountain, the surface of the Earth is pretty smooth from our perspective. A good way to imagine our view is to stand up and look down at your feet. Imagine that your eyes are where the ISS is orbiting, and the floor is the surface of the Earth.