An endowment policy is a life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') or on death. Typical maturities are ten, fifteen or twenty years up to a certain age limit.Some policies also pay out in the case of critical illness.n endowment policy is a life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') or on death. Typical maturities are ten, fifteen or twenty years up to a certain age limit.
Tempo Ultra SC(Bayer) is an advanced generation pyrethroid insecticide, which boasts fast acting and sustained kill. Tempo Ultra - a Cyfluthrin liquid concentrate for sprayers without tank agitation, where ease of liquid is advantageous and surfaces to be sprayed are finished or smooth.
While the recent DEET study may deter some people from using bug spray altogether, other scientists have suggested that people keep in mind that the purpose of bug repellents is to prevent being pricked by biting insects that may transmit disease, including Lyme disease, malaria and encephalitis.nother bug repellent on the market is the chemical IR3535, which has also been growing in popularity since its approval in the U. S. about adecade ago. Available in Europe for 20 years, numerous studies have confirmed the effectiveness of IR3535, which can offer protection for up to 10 hours.