The question of whether and to what extent duress should be recognized as a defense by the ICC is of immense importance because in situations like those faced by Erdemovic, it could mean the difference between facing decades behind bars and being excused from punishment under a theory of duress.
No. Habitat Wake is both a builder and a mortgage company. All applicants who qualify for a home must have a steady source of income, from working and/or non-working sources, and must repay an affordable mortgage with on-time, in-full payments each and every month.
What makes a Habitat for Humanity home affordable is that the loan is at 0% interest. How much can a Habitat homeowner save over a conventional 30-year loan at 3.98% Interest? For a $150,000 loan, the interest payment in the first year will be $5,769. A Habitat homeowner pays $0 in interest.