Mostly a south Indian festival, Vishu is the dawn of a new astronomical year, and the day marks the first day of the Malayalam month of Medam that corresponds with April in the Gregorian calendar.
They will issue a refund and depending on the method of refund, this should be completed within 28 days. You will be asked to return all documentation regarding the gap insurance you have cancelled and the cover will cease at this point.
The IRS anticipates it will issue nine out of 10 federal refunds within 21 days. However, refunds claiming EITC and/or ACTC must, by law, be held until February 15 and many will not see their refunds until the week of Feb. 27 due to bank and financial processing and weekends and the Presidents Day holiday.