The defined contribution plan does not pay a specific benefit when you retire, and your retirement benefit is dependent on the earnings or losses of your investments. You are allowed to contribute a percentage of your pay, and the university will make a matching contribution.
The cause of OCD is not known. Research indicates that OCD is a neurological brain disorder. Evidence suggests that people with OCD have a deficiency of a chemical in the brain called serotonin. OCD tends to run in families, suggesting a genetic component. However, OCD may also develop without a family history of OCD.
OCD is a malfunction in the brain that causes catastrophic worries about things that are very unlikely to occur. Although largely genetic, OCD can be treated behaviorally. I treated John with a specialized form of cognitive-behavioral therapy (CBT) called Exposure and Ritual Prevention (Ex/RP).