One Comment on âFour Seasonsâ. [â¦] A season is a division of the year, marked by changes in weather, ecology, and hours of daylight. Seasons result from the yearly revolution of the Earth around the Sun and the tilt of the Earthâs axis relative to the plane of revolution.
Exclusion Clauses. Typically, a suicide exclusion clause states that the insurance company does not have to payout if an insured person commits suicide within two years of the purchase of a policy. If an insured person commits suicide after two years, the insurer usually has to make a payout.
Whether the policy owner committed suicide or had a physician-assisted death wouldnât affect the policyâs payout, provided the policy was in place for at least two years. With both permanent life and term life insurance, the first two years of coverage are known as a âcontestabilityâ or âexclusionaryâ period.