Many insurance agents aren't familiar with workers' comp ghost policies, and the ones that are, often don't want to write them because they're time consuming and pay next to nothing in commission.
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Scree is a collection of broken rock fragments at the base of crags, mountain cliffs, volcanoes or valley shoulders that has accumulated through periodic rockfall from adjacent cliff faces.Landforms associated with these materials are often called talus deposits.alus deposits typically have a concave upwards form, while the maximum inclination corresponds to the angle of repose of the mean debris size. The term scree comes from the Old Norse term for landslide, skriÃ°a, while the term talus is a French word meaning a slope or embankment.