An unusually prolonged or complex illness, esp. one that causes severe organ dysfunction or threatens life. Catastrophic illnesses often make exceptional demands on patients, caregivers, families, and health care resources.
However, if your current mortgage lender has discounted your current mortgage loan balance, the mandatory waiting period after loan modification is 12 months from the effective date of the loan modification with a 12 months on time payment history which is reflected on your credit report.
Once the knowledgeable professional returns the Certification of Need for a Reasonable Accommodation/Structural Modification Form, the Property Manager will notify you, in writing or in an alternate communication, if you have requested it, whether your request is approved or denied within ten business days.