Example: You have a $100,000 hospital bill, and a Cigna plan with a $2,750 annual deductible and 20% in-network coinsurance. You pay the $2,750 deductible plus 20% coinsurance until you reach your $6,350 annual out-of-pocket maximum. The out-of-pocket maximum is a wonderful thing. Every Cigna plan has this feature. Check your plan to see if copays, deductibles and pharmacy costs accumulate to the out-of-pocket maximum.
Lady Gaga's real name is Stefani Joanne Angelina Germanotta. She was born on 28th March 1986. Her friends gave her the pen name Gaga - a lyric from the Queen song 'Radio Gaga' - one of her strong influences. Latest Videos.
Ladybird is a name that has been used in England for more than 600 years for the European beetle Coccinella septempunctata. As knowledge about insects increased, the name became extended to all its relatives, members of the beetle family Coccinellidae.