An unusually prolonged or complex illness, esp. one that causes severe organ dysfunction or threatens life. Catastrophic illnesses often make exceptional demands on patients, caregivers, families, and health care resources.
However, if your current mortgage lender has discounted your current mortgage loan balance, the mandatory waiting period after loan modification is 12 months from the effective date of the loan modification with a 12 months on time payment history which is reflected on your credit report.
With the cost of knee replacements at home proving prohibitive, many people are choosing to travel abroad for knee replacement surgery. Not only is treatment cheaper, but waiting times can be significantly shorter. On the NHS in the UK, for example, the average waiting time for a knee replacement is 107 days.