The defined contribution plan does not pay a specific benefit when you retire, and your retirement benefit is dependent on the earnings or losses of your investments. You are allowed to contribute a percentage of your pay, and the university will make a matching contribution.
The cause of OCD is not known. Research indicates that OCD is a neurological brain disorder. Evidence suggests that people with OCD have a deficiency of a chemical in the brain called serotonin. OCD tends to run in families, suggesting a genetic component. However, OCD may also develop without a family history of OCD.
When OCD is successfully treated with drugs or therapy, the activity in this area of the brain usually decreases. This shows that both drugs and a change in thinking can alter the physical functioning of the brain.