Three Major Section of the Ear : Anatomy of the Ear The external ear (or pinna, the part you can see) serves to protect the tympanic membrane (eardrum), collects and directs sound waves through the auditory canal to the eardrum. About 3 cm. long, the canal contains modified sweat glands that secrete cerumen, or earwax.
This will probably take place within three to six months after you default. The types of debts most likely to be sent to a collection agency are credit card and telephone service debts, followed by other utilities, car, government, and medical debts.
Time Is Your Friend. Not only do collections have to be removed after seven years but their impact on your credit scores will subside as time passes. Credit scoring systems will actually start to reward you as your collections get older. Of course, that assumes you donât have a bunch of other derogatory items on your credit reports.