One Comment on âFour Seasonsâ. [â¦] A season is a division of the year, marked by changes in weather, ecology, and hours of daylight. Seasons result from the yearly revolution of the Earth around the Sun and the tilt of the Earthâs axis relative to the plane of revolution.
Exclusion Clauses. Typically, a suicide exclusion clause states that the insurance company does not have to payout if an insured person commits suicide within two years of the purchase of a policy. If an insured person commits suicide after two years, the insurer usually has to make a payout.
These AD&D policies that are not connected to a life insurance policy ONLY pay if the insured person dies from accidental death. I.e. they will not pay anything if death is due to illness or old age. So be very careful that you know what type of policy you are getting if you see AD&D in the description.