1 A urine culture test is done to identify the specific bacteria that are causing a urinary tract infection.2  Ideally, a sample of urine is collected by cystocentesis or by inserting a needle directly into the animalâs bladder. A urine culture test is done to identify the specific bacteria that are causing a urinary tract infection.
The multiplier effect is exploited by governments attempting to use fiscal stimulus policies to increase the general level of economic activity. This can be done in a period of recession or economic uncertainty, when unemployment of labor is high and other resources are underutilized.
1 The money multiplier is the reciprocal of the reserve ratio. 2  It will be greater than one if the reserve ratio is less than one. 3  Since banks would not be able to make any loans if they kept 100 percent reserves, we can expect that the reserve ratio will be less than one. Hence the money multiplier will be 1/0.2 = 5, and an increase in bank reserves of $ 10 will lead to an increase in deposits of $50. 2  The problem takes it for granted that deposits are checkable deposits (which are money) rather than savings deposits, which are not.