One Comment on âFour Seasonsâ. [â¦] A season is a division of the year, marked by changes in weather, ecology, and hours of daylight. Seasons result from the yearly revolution of the Earth around the Sun and the tilt of the Earthâs axis relative to the plane of revolution.
Exclusion Clauses. Typically, a suicide exclusion clause states that the insurance company does not have to payout if an insured person commits suicide within two years of the purchase of a policy. If an insured person commits suicide after two years, the insurer usually has to make a payout.
The employee pays all premiums on his/her own (that is, without help from the employer). The death benefit of a voluntary life insurance plan is usually expressed as a multiple of the employee's annual income. For example, the plan may pay three times the employee's final salary when he/she passes away.