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Credit card cloning, or skimming as it is sometimes called, is a new technique whereby someone obtains your credit card details, copies them onto a bogus card and begins using the credit card. While credit card theft itself is not new, the manner in which the information is stolen is.
On the other hand, cloning allows hackers to create a physical replica of your card, allowing them to go to restaurants or retail stores and use the card to make purchases. This gives them the ability to receive goods or services in real time and reduces their chances of ever being caught.