Auditory Processing Disorder (APD), also known as Central Auditory Processing Disorder (CAPD) is the reduced or impaired ability to discriminate, recognize or comprehend complex sounds, such as those used in words, even though the person's hearing is normal.uditory Processing Disorder (APD), also known as Central Auditory Processing Disorder (CAPD) is the reduced or impaired ability to discriminate, recognize or comprehend complex sounds, such as those used in words, even though the person's hearing is normal.
1 Effective January 2015, the maximum annual contribution to a TFSA is $10,000. 2  $5,000 was the contribution limit for each calendar year from 2009 to 2012, and increased to $5,500 from 2013 to 2014. 3  Unused contribution room is carried forward indefinitely.
The TFSA over-contribution penalty is 1% per month, levied on the amount of excess TFSA contributions. If you have over-contributed to your TFSA by $1,000, then the penalty will be $10 per month until you have removed the excess amount, or more contribution room becomes available.