The sum of these four numbersâ$4,376âis the FMB for monthly benefits for all Social Security claims based on your earnings record. It equals 175% of your PIA. There is a separate formula covering FMBs for disabled persons, and it can produce very small benefits for lower-income claimants.
Fight depression and wrinkles and start drinking white tea. Many other things can cause premature aging, for example, do you use a product with benzoyl peroxide? It releases free radicals in the body that cause wrinkles and cancer. Fortunately white tea fights free radicals, effectively fighting wrinkles and acne.
Doctors call this âclinical depression.â. Depression is a common, serious illness and not a personal weakness. Depression can happen to anyone, at any age, and to people of any race or ethnic group. It is never a ânormalâ part of life. Depression, which is treatable, can come from chemical imbalances in the brain, hormonal changes, medications or things going on in your life. Women suffer from depression twice as often as men. One out of four women may have depression sometime during their lifetime.