The lining of arteries in your legs may become damaged and hardened (atherosclerosis). Arteries narrow or become blocked, which decreases blood flow. This can cause lower leg pain or cramping (called claudication) when walking, climbing stairs, or other kinds of exercise because muscles aren't getting enough blood.
Retro Premium =. Basic Premium includes insurer acquisition costs, insurer operating expenses and an allowance for profit for the insurer. Loss Conversion Factor is a claims handling fee included for the administrative cost the carrier assumes when handling the claims. The Loss Conversion Factor is usually a percentage of losses, normally 10 percent to 15 percent. Tax Multiplier reflects state premium taxes, licenses, fees and miscellaneous assessments that the insurer must pay on the premium it collects. View Issue.
Statistical Factors Affecting Your Car Insurance Premium. The cost of car insurance premiums is also based on statistics that the individual driver cannot control. Individual history is a small factor, but statistics are the overriding factor for the cost of a car insurance premium.tatistical Factors Affecting Your Car Insurance Premium. The cost of car insurance premiums is also based on statistics that the individual driver cannot control. Individual history is a small factor, but statistics are the overriding factor for the cost of a car insurance premium.