Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Some muscle twitches are harmless and unrelated to an underlying medical condition. For example, muscle twitching in the eyelid can be triggered by caffeine, fatigue or stress. Eyelid twitching is generally harmless unless associated with a change in vision, twitching elsewhere in the face or facial weakness.