This means you cannot buy Codeine without a prescription. However, it is possible to order Codeine through dokteronline.com without a prescription from your GP. We provide online consultations with affiliated doctors who can issue a prescription for Codeine online.
The Hammer Clause. Called by some insurance companies âThe Cooperation Clause,â the hammer clause in a professional liability policy is something you should be aware of. The hammer clause is a provision included in many policies that gives the insurance company more control in a claim than you may be comfortable with. It is best described by example:
An incontestability clause prevents an insurer from denying benefits on the ground of Misrepresentation in the application. The clause applies only when the policy has been in effect for a specified period of time. This time period, the contestability period, is usually two or three years. Most states maintain statutes that require an incontestability clause in life and health insurance contracts.