Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Muscle twitching is a symptom where a single muscle or muscle group supplied by a single nerve twitches and contracts involuntarily.t is usually a very benign symptom that goes away by itself and can be caused by simple things such as exercise or too much caffeine, according to the University of Maryland Medical Center website. In some cases, uncontrollable muscle twitching may be caused by a serious condition.