The purpose of a refrigerator is to keep foods at a cooler temperature in order to slow down the growth of bacteria, making them ideal for perishable foods such as produce and cooked meats, while a freezer is intended to completely stop the growth of bacteria.
Please note: Short Term Medical (STM) coverage is not a replacement for ACA mandated health insurance. It is solely meant as temporary coverage to provide you some financial peace of mind until you are able to enroll for ACA qualified coverage.
Managed Long Term Care. Managed Long Term Care (MLTC) plans are insurance plans that are paid a monthly premium (capitation) by the New York Medicaid program to approve and provide Medicaid home care and other long-term care services (listed below) to people who need long-term care because of a long-lasting health condition or disability.