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Flex Account Ends When Employment Ends. When employment is terminated, regardless of the circumstances, you can no longer participate in the company's flexible-spending program, and money in the account cannot transfer to another employer.pending More Than You Contribute. With most flexible spending accounts, funds are available on the first day of the plan year. If you spend the entire balance and leave the company before contributing the total amount agreed, you aren't required to pay back the funds.
This calculator will estimate your 2013 tax savings if you use your employer's flexible spending plan to pay for medical and/or dependent care expenses. Flex plans let you set aside a portion of your salary before taxes to pay for dependent care costs and medical expenses not covered by insurance.Once you pay for the expense, you are reimbursed by your plan. There's one drawback to flex plans, though.If you don't use all the money in your account by the end of the plan year, you lose it (although many employers give you until March 15 of the following year to use the money).You could still come out ahead if you save more in taxes than you forfeit.here's one drawback to flex plans, though. If you don't use all the money in your account by the end of the plan year, you lose it (although many employers give you until March 15 of the following year to use the money). You could still come out ahead if you save more in taxes than you forfeit.