The purpose of a refrigerator is to keep foods at a cooler temperature in order to slow down the growth of bacteria, making them ideal for perishable foods such as produce and cooked meats, while a freezer is intended to completely stop the growth of bacteria.
Please note: Short Term Medical (STM) coverage is not a replacement for ACA mandated health insurance. It is solely meant as temporary coverage to provide you some financial peace of mind until you are able to enroll for ACA qualified coverage.
Coverage for a temporary disability. Short-term disability (STD) insurance is a benefit for temporary disability due to sickness or injury. It pays a percentage of your salary for a short period of time. Short-term disability reimburses up to 66 2/3% of the insured's weekly earnings. In addition, your plan may include services to help you return to work after an illness or injury.