The purpose of a refrigerator is to keep foods at a cooler temperature in order to slow down the growth of bacteria, making them ideal for perishable foods such as produce and cooked meats, while a freezer is intended to completely stop the growth of bacteria.
Please note: Short Term Medical (STM) coverage is not a replacement for ACA mandated health insurance. It is solely meant as temporary coverage to provide you some financial peace of mind until you are able to enroll for ACA qualified coverage.
Policy language governs.Read your contract. â  SHORT TERM DISABILITY (STD) Group Plans A typical group policy will pay short term disability benefits for 90-180 days. Sometimes these benefitsare funded and administered by an insurer and sometimes funded by the employer and administered by athird party administrator.