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Early retirement benefits will continue to be available at age 62, but they will be reduced more. When the full-benefit age reaches 67, benefits taken at age 62 will be reduced to 70 percent of the full benefit and benefits first taken at age 65 will be reduced to 86.7 percent of the full benefit. There is a financial bonus for delayed retirement.
Full retirement age. If you were born from 1943 to 1960, the age at which full. retirement benefits are payable increases gradually to age. 67. If your birth year is 1950 or earlier, you are already. eligible for your full Social Security benefit. Use the. following chart to find out your full retirement age.