Auditory Processing Disorder (APD), also known as Central Auditory Processing Disorder (CAPD) is the reduced or impaired ability to discriminate, recognize or comprehend complex sounds, such as those used in words, even though the person's hearing is normal.uditory Processing Disorder (APD), also known as Central Auditory Processing Disorder (CAPD) is the reduced or impaired ability to discriminate, recognize or comprehend complex sounds, such as those used in words, even though the person's hearing is normal.
1 Effective January 2015, the maximum annual contribution to a TFSA is $10,000. 2  $5,000 was the contribution limit for each calendar year from 2009 to 2012, and increased to $5,500 from 2013 to 2014. 3  Unused contribution room is carried forward indefinitely.
So, for 2015, you can contribute up to $10,000 (annual contribution limit for 2015 1) PLUS any unused contribution room from previous years (up to $5,000 annually from 2009 to 2012 and $5,500 from 2013 to 2014). 1 Annual TFSA contribution limit is subject to change by the federal government.Excess contributions to a TFSA will be subject to a penalty tax of 1% per month based on the highest excess TFSA amount in that month. The penalty will be calculated on a monthly basis until the excess amount is withdrawn.nnual TFSA contribution limit is subject to change by the federal government. Excess contributions to a TFSA will be subject to a penalty tax of 1% per month based on the highest excess TFSA amount in that month. The penalty will be calculated on a monthly basis until the excess amount is withdrawn.