Trenton, South Carolina. Trenton is a town in Edgefield County, South Carolina, United States. The population was 196 at the 2010 census, down from 226 in 2000. It is part of the Augusta, Georgia metropolitan area.
Wait at Least Two Years. Hereâs where you will need patience: You should wait at least 24 months after your bankruptcy is discharged to apply for a mortgage. You may be able to get a mortgage sooner but the terms, like interest rates, wonât be as attractive as they would be if you waited two years.
Unfortunately, FHA loans require a minimum two-year wait after the discharge of a bankruptcy before a loan application can be considered. Some lenders require longer wait times, but qualified borrowers with good credit post-discharge may be able to find a lender willing to consider an application after two years.