If you have accounts in several 401(k) or other employer-sponsored plans, the IRS generally requires you to calculate a separate RMD for each retirement plan in which you participate and withdraw the appropriate distribution from each plan.
The situation resembles a stalemate in which the genes essentially do not change. Duplication resolves this conflict by allowing each duplicated gene to perform a singular function. The overall function of the genes in a given pathway is preserved, and now mutations in the genes can be selected for that will optimize that specific function.
The consequence of this recombination is the production of sperm and ova that can potentially add even greater diversity to a population's gene pool. However, it does not result in new alleles. Subsequently, recombination by itself does not cause evolution to occur. Rather, it is a contributing mechanism that works with natural selection by creating combinations of genes that nature selects for or against.