A misdemeanor (American English) or misdemeanour (British English) is any lesser criminal act in some common law legal systems. Misdemeanors are generally punished less severely than felonies, but theoretically more so than administrative infractions (also known as minor, petty, or summary offences) and regulatory offences. Many misdemeanors are punished with monetary fines.
Travelers checks represent a form of prepaid money exchangeable for goods or services on the same basis as local currency. This payment method is considered to be safer than carrying cash because identification and signature verification are required to cash a travelers check.
Redemption of your Travelers Cheques by phone, directly with American Express, may take longer than 30 days, depending on the circumstances of the request. There may be restrictions on the currency and method of redemption, and the value of Travelers Cheques that can be redeemed. Certain fees may apply.