A SEP IRA (Simplified Employee Pension) is a retirement plan that is popular with many small business owners and self employed individuals. The 2015 SEP IRA contribution limit is $53,000 (the 2014 SEP limit is $52,000).
Meanwhile, other studies suggest that another gene, DRD4, may also play a role in traits such as shyness and anxiety. The DRD4 gene codes for a protein that binds dopamine, another chemical messenger that has powerful effects in the brain. Again, the DRD4 gene comes in two forms: a long and a short version.
Personality traits: People born in the year of the sheep are associated with kindness, caring and politeness. They love art and they have a tenderness about them. They can also be shy and sensitive. Personality traits: Intelligence and wit are but two characteristics of people born in the year of the monkey. They learn quickly. They're mischievous jokesters who love to play pranks. They don't mean to hurt anyone, but sometimes their pranks can cause harm.