Imagine a school-community that successfully embodies a culture that is at one with our highest moral aspirations, and that throughout the life of this school -- in the teachers, in the curriculum, in the hallways, in the lunchroom, on the bulletin boards, etc. -- these moral aspirations live as social reality.
HVCRE is defined to include credit facility that, prior to conversion to permanent financing, finances or has financed the acquisition, development, or construction (ADC) of real property, unless the facility finances:
A high-priced mortgage loan (HPML) is a consumer. credit transaction secured by the consumerâs principal. dwelling with an APR that exceeds the APOR by: ï§1.5 or more percentage points for a first lien (non-jumbo) ï§2.5 or more percentage points for a first lien jumbo.