A SEP IRA (Simplified Employee Pension) is a retirement plan that is popular with many small business owners and self employed individuals. The 2015 SEP IRA contribution limit is $53,000 (the 2014 SEP limit is $52,000).
Meanwhile, other studies suggest that another gene, DRD4, may also play a role in traits such as shyness and anxiety. The DRD4 gene codes for a protein that binds dopamine, another chemical messenger that has powerful effects in the brain. Again, the DRD4 gene comes in two forms: a long and a short version.
Fact 3: There are other studies that revealed endemic tribal / family characteristics, like lack of fingerprints (adermatoglyphia) E.g.: in an outstanding number of Basque peoples. Fact 4: We must consider mixed origins, since almost all races have mixed along the past 500 years.