Trenton, South Carolina. Trenton is a town in Edgefield County, South Carolina, United States. The population was 196 at the 2010 census, down from 226 in 2000. It is part of the Augusta, Georgia metropolitan area.
Wait at Least Two Years. Hereâs where you will need patience: You should wait at least 24 months after your bankruptcy is discharged to apply for a mortgage. You may be able to get a mortgage sooner but the terms, like interest rates, wonât be as attractive as they would be if you waited two years.
If the client is giving up or surrendering the home, the judge will usually allow the mortgage company to regain title to the home. At this time, it is up to the mortgage company to take action to take possession of the home. This is usually done about 60 days after the bankruptcy is filed. However, we have had clients stay in the home for over 12 months after filing the bankruptcy before the mortgage company took possession of the home â although that time period is not typical.