A misdemeanor (American English) or misdemeanour (British English) is any lesser criminal act in some common law legal systems. Misdemeanors are generally punished less severely than felonies, but theoretically more so than administrative infractions (also known as minor, petty, or summary offences) and regulatory offences. Many misdemeanors are punished with monetary fines.
Travelers checks represent a form of prepaid money exchangeable for goods or services on the same basis as local currency. This payment method is considered to be safer than carrying cash because identification and signature verification are required to cash a travelers check.
These are much safer than cash because if you lose them, they can be replaced, wherever you are, usually within 24 hours. Here are a few tips to make sure you stay safe when using travellerâs cheques. 1  Donât countersign them (sign them for a second time) until you need to use them. 2  Write down the serial number of each cheque and keep it in a different place together with the contact number for the company you got them from.