Trenton, South Carolina. Trenton is a town in Edgefield County, South Carolina, United States. The population was 196 at the 2010 census, down from 226 in 2000. It is part of the Augusta, Georgia metropolitan area.
Wait at Least Two Years. Hereâs where you will need patience: You should wait at least 24 months after your bankruptcy is discharged to apply for a mortgage. You may be able to get a mortgage sooner but the terms, like interest rates, wonât be as attractive as they would be if you waited two years.
Any bankruptcy on record must be at least two years old with good credit for the two consecutive years. Any foreclosure must be at least three years old with good credit for the past three years. Mortgage payment qualified for must be approximately 30 percent of your total monthly gross income. If you can answer YES to these statements you should have no problem qualifying for an FHA home mortgage loan.