The lining of arteries in your legs may become damaged and hardened (atherosclerosis). Arteries narrow or become blocked, which decreases blood flow. This can cause lower leg pain or cramping (called claudication) when walking, climbing stairs, or other kinds of exercise because muscles aren't getting enough blood.
Retro Premium =. Basic Premium includes insurer acquisition costs, insurer operating expenses and an allowance for profit for the insurer. Loss Conversion Factor is a claims handling fee included for the administrative cost the carrier assumes when handling the claims. The Loss Conversion Factor is usually a percentage of losses, normally 10 percent to 15 percent. Tax Multiplier reflects state premium taxes, licenses, fees and miscellaneous assessments that the insurer must pay on the premium it collects. View Issue.
Here are five all-about-you factors that can affect your car insurance premium: 1) Your driving profile. Such factors as the number of miles you drive annually and your accident and ticket history are major elements in setting your insurance rate.The less you drive, the less risk of an accident and a claim.t's a way to get a preview of what your insurance premiums might be. Also, talk to your insurance company when you're car shopping to get a quote on how your choice will affect your insurance. If you wait until the deal is done, you've lost a chance to manage your costs. 4) Change your coverage.