The sum of these four numbersâ$4,376âis the FMB for monthly benefits for all Social Security claims based on your earnings record. It equals 175% of your PIA. There is a separate formula covering FMBs for disabled persons, and it can produce very small benefits for lower-income claimants.
Fight depression and wrinkles and start drinking white tea. Many other things can cause premature aging, for example, do you use a product with benzoyl peroxide? It releases free radicals in the body that cause wrinkles and cancer. Fortunately white tea fights free radicals, effectively fighting wrinkles and acne.
While aging is an inevitable part of life, depression need not be part of it. Researchers agree that early recognition, diagnosis and treatment can counteract and prevent depression's emotional and physical consequences. Here are some issues to consider in addressing depression in an older adult: