Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale. Definition: Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
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Zip code 93510, Acton CA is in USDA Hardiness Zone 9a: 20F to 25F. Using updated climate data through 2010, 93510 is in the Plantmaps Hardiness Zone 8a: 10F to 15F.3510 averages 91 - 120 days per year where the temperatue exceeds 86Â°F. The average annual high temperature in 93510 is 71Â°F and the average annual low temperature is 49Â°F.