Generally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.enerally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.
Which language to learn depends on where you plan to go in Europe. German would be easier to learn than a Slavic language. Swedish or Norwegian would be even easier to learn. I haven't found that most people in Norway speak English, but it's more common for Swedes to. Anyway, if you learn either of those languages, you can use them interchangeably.
It's probably too general a statement to say simply that Europeans speak several languages. I would say that MANY Europeans in larger cities and in businesses that involve contact with other countries, probably speak at least one other language besides having some decent knowledge of English.