Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale. Definition: Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
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San Luis Obispo County Mountains-Santa Barbara County Mountains- Ventura County Mountains- Los Angeles County Mountains excluding the Santa Monica Range- Including the cities of Black Mountain, San Marcos Pass, San Rafael Wilderness Area, Dick Smith Wilderness Area, Lockwood Valley, Mount Pinos, Acton, Mount Wilson, and Sandberg 1131 AM PDT Fri Sep ...