The tides there range from 3.5m (11ft) to 16m (53ft) and cause erosion, creating massive cliffs. This erosion also releases nutrients into the water that help support marine life. Currents associated with the tides are called flood currents (incoming tide) and ebb currents (outgoing tide).
Even paying $20 or $50 extra each month can help you to pay down your mortgage faster. For example, if you have a 30-year $250,000 mortgage with a 5 percent interest rate, you will pay $1,342.05 each month in principal and interest alone.You will pay $233,133.89 in interest over the course of the loan.f you take out a 30 year loan for $250,000.00 with a 5.000% interest rate, for example, your monthly payment (interest and principal only) will be $1,342.05. By the time the 30 year time period is complete, you will have paid $483,133.89 for your home.
You can pay closing costs yourself or pay a slightly higher interest rate to a lender who pays the costs for you. You cannot have the loan origination charges, title insurance or other costs added to your loan. The only cost you can add to your new loan is the up-front mortgage insurance premium. If youâre refinancing an FHA loan that youâve had for less than 36 months, the FHA applies part of your original premium toward the new premium.