Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
The common, less serious causes of muscle twitching include: 1  exercise. 2  stress and anxiety. 3  caffeine and other stimulants. 4  nutritional deficiencies. 5  smoking. 6  irritation of the eyelids or surface of your eye. 7  reaction to drugs, such as corticosteroids, stimulants, and estrogen.