Auditory Processing Disorder (APD), also known as Central Auditory Processing Disorder (CAPD) is the reduced or impaired ability to discriminate, recognize or comprehend complex sounds, such as those used in words, even though the person's hearing is normal.uditory Processing Disorder (APD), also known as Central Auditory Processing Disorder (CAPD) is the reduced or impaired ability to discriminate, recognize or comprehend complex sounds, such as those used in words, even though the person's hearing is normal.
1 Effective January 2015, the maximum annual contribution to a TFSA is $10,000. 2  $5,000 was the contribution limit for each calendar year from 2009 to 2012, and increased to $5,500 from 2013 to 2014. 3  Unused contribution room is carried forward indefinitely.
If you have 25 years or more, your returns will be substantial.â. Even if your kids have little earned income at age 18, it makes sense to gift money to adult kids or grandchildren so they can contribute the maximum $5,000 a year to their TFSAs. Left on their own, a childâs contribution room may pile up unused year after year if they have little money of their own.