Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale. Definition: Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
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The median age is 37, old for the San Gabriel Valley and old for the county. In Los Angeles County, Acton, Agoura Hills and Altadena have similar median ages. The percentages of residents ages 50 to 64 and 65 and older are among the county's highest.