A SEP IRA (Simplified Employee Pension) is a retirement plan that is popular with many small business owners and self employed individuals. The 2015 SEP IRA contribution limit is $53,000 (the 2014 SEP limit is $52,000).
Meanwhile, other studies suggest that another gene, DRD4, may also play a role in traits such as shyness and anxiety. The DRD4 gene codes for a protein that binds dopamine, another chemical messenger that has powerful effects in the brain. Again, the DRD4 gene comes in two forms: a long and a short version.
Monolingual children were more likely to believe that both psychological and physical traits are innate and bilinguals are more likely to think that all traits are learned. Immune senescence involves the gradual loss of function of both of these components called the (1) innate and the (2) adaptive branches.