Trenton, South Carolina. Trenton is a town in Edgefield County, South Carolina, United States. The population was 196 at the 2010 census, down from 226 in 2000. It is part of the Augusta, Georgia metropolitan area.
Wait at Least Two Years. Hereâs where you will need patience: You should wait at least 24 months after your bankruptcy is discharged to apply for a mortgage. You may be able to get a mortgage sooner but the terms, like interest rates, wonât be as attractive as they would be if you waited two years.
How Long Do I Have to Wait After Bankruptcy to Get a Home Loan? Chapter 7 bankruptcy stays on your credit report for 10 years, while the record of a Chapter 13 will last for seven years. Therefore, many people think they will not be able to buy a home until at least seven or 10 years have passed. This is simply not true.