Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale. Definition: Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
Acton, Montana. Acton is an unincorporated community in northwestern Yellowstone County, Montana, United States. It has a postal ZIP code (59002) and lies along Montana Highway 3 northwest of the city of Billings, the county seat of Yellowstone County. Its elevation is 3,802 feet (1,159 m), and it is located at coordinates |45|55|50|N|108|40|51|W|.
Tornado activity: Acton-area historical tornado activity is significantly above Maine state average. It is 65% smaller than the overall U.S. average. On 10/10/1966, a category F2 (max. wind speeds 113-157 mph) tornado 11.2 miles away from the Acton town center caused between $5000 and $50,000 in damages.