Kitchen updates such as tile flooring, refacing old cabinets and updating appliances to energy-efficient models will see a substantial return--approximately 84.5 percent in the San Francisco area, for instance, according to Remodeling magazine's Cost vs. Value Report for 2009â2010.
What is a 'Collective Investment Fund'. A collective investment fund (CIF), also known as a collective investment trust, is operated by a bank or trust company and handles a group of pooled trust accounts. Collective investment funds groups assets from individuals and organizations to develop a larger, diversified portfolio.
Collective farming and communal farming are various types of agricultural production in which multiple farmers run their holdings as a joint enterprise. That type of collective is often an agricultural cooperative in which member-owners jointly engage in farming activities. The process by which farmland is aggregated is called collectivization. In some countries, there have been state-run and cooperative-run variants. For example, the Soviet Union had both kolkhozy and sovkhozy, often denoted