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Flex Account Ends When Employment Ends. When employment is terminated, regardless of the circumstances, you can no longer participate in the company's flexible-spending program, and money in the account cannot transfer to another employer.pending More Than You Contribute. With most flexible spending accounts, funds are available on the first day of the plan year. If you spend the entire balance and leave the company before contributing the total amount agreed, you aren't required to pay back the funds.
If you have taken out a loan from your 401(k) and still have a balance at the time you are fired, you could find yourself in a difficult financial situation. You won't lose your 401(k). But the terms of your loan are immediately over, and you must pay the loan back in full within 60 days.ou can usually leave your 401(k) with your employer if you move on to another job, even if you got fired. One exception is if your 401(k) has a small balance.