A president pro tempore is the leader of the Senate when the  Vice-President is not there. (pro tempore is Latin phrase which  means for the time being.) Unlike the VP, he â¦ can also vote to  create a tie, since he is a Senator. The position is elected by the  Senators.
Home equity loans and lines of credit. Where rates are now: 4.72 percent average for a HELOC; 6.03 for a home equity loan. Projected rates for end of 2015: 5.2 percent average for a HELOC; 6.5 percent for a home equity loan. Rates on both home equity loans and lines of credit wonât change much during first half of the year, at least not until the Fed raises short-term interest rates. The change to home equity lines of credit may be more pronounced.
Mumbai: Indiaâs biggest housing loan provider, HDFC Limited, has cut down its home loan interest rate by 20 basis points starting from 13th April 2015. After this welcome move, HDFC will offer home loans at 9.9 percent, which is considerably lesser than what was being levied by State Bank of India. The deduction in the interest rates will lower the EMI repayment on an INR 5 million loan (flexible loan terms up to 20 years) by INR 663. Hence the EMI on the loan will be reduced from INR 48583 to INR 47,920.