The sum of these four numbersâ$4,376âis the FMB for monthly benefits for all Social Security claims based on your earnings record. It equals 175% of your PIA. There is a separate formula covering FMBs for disabled persons, and it can produce very small benefits for lower-income claimants.
Fight depression and wrinkles and start drinking white tea. Many other things can cause premature aging, for example, do you use a product with benzoyl peroxide? It releases free radicals in the body that cause wrinkles and cancer. Fortunately white tea fights free radicals, effectively fighting wrinkles and acne.
Wrinkles are a consequence of age, overexposure to sunlight, and other environmental factors such as cigarette smoke. Wrinkling reflects the loss of collagen and elastin, two components of the dermis, or second layer of the skin. Many skin rejuvenation treatments work by revving up the skin's natural biological processes. Some encourage the growth of new, younger cells on the surface of the skin.