Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Causes of muscle twitching include: 1  Pregnancy. 2  Stress or anxiety. 3  Excessive caffeine. 4  Hypothyroidism. 5  Bug bites or stings. 6  Mono. 7  Parkinson's Disease. 8  Side-effects of certain drugs or medication (such as diuretics, corticosteroids, or estrogens).9  Dehydration.hese twitches often go unnoticed, and when you do feel them, they tend to feel worse and more noticeable than they actually are. Twitches, also known as fasciculations, can occur in the arms, feet, fingers, hands, head, legs, stomach, and other parts of the body.