Auditory Processing Disorder (APD), also known as Central Auditory Processing Disorder (CAPD) is the reduced or impaired ability to discriminate, recognize or comprehend complex sounds, such as those used in words, even though the person's hearing is normal.uditory Processing Disorder (APD), also known as Central Auditory Processing Disorder (CAPD) is the reduced or impaired ability to discriminate, recognize or comprehend complex sounds, such as those used in words, even though the person's hearing is normal.
1 Effective January 2015, the maximum annual contribution to a TFSA is $10,000. 2  $5,000 was the contribution limit for each calendar year from 2009 to 2012, and increased to $5,500 from 2013 to 2014. 3  Unused contribution room is carried forward indefinitely.
NB: The federal government has upped the annual TFSA contribution limit by $500 to $5,500 per year starting Jan. 1, 2013. This article first ran in print before the announcement was made. The change means Canadians can soon grow even more of their money tax-free. Young people today have it tough.