Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale. Definition: Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
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Acton's history reflects the history of Massachusetts, New England, and the United States. Acton was first settled by Native Americans who used the Assabet, Sudbury and Concord rivers for transportation and the fields for farming seasonal crops.