The purpose of a refrigerator is to keep foods at a cooler temperature in order to slow down the growth of bacteria, making them ideal for perishable foods such as produce and cooked meats, while a freezer is intended to completely stop the growth of bacteria.
Please note: Short Term Medical (STM) coverage is not a replacement for ACA mandated health insurance. It is solely meant as temporary coverage to provide you some financial peace of mind until you are able to enroll for ACA qualified coverage.
Applying for short-term disability coverage means that you may need to complete a policy application form before getting sick, hurt, or pregnant. Acquiring a policy is the first and most important step to take for most people. You cannot apply for benefits or file a claim unless you first have coverage in force.