Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Nerve misfiring: One hypothesis for the hypnagogic jerks is that they are an inherent aspect of the bodyâs transition from wakefulness to sleep. This hypothesis suggests that as we transition to a sleeping state, our nerves may occasionally misfire, causing a jolting movement immediately before weâre fully asleep.