Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Muscle twitches, or fasciculations,  occur all over the body. They are more easily noticed in the eyelids because those muscles are small. They can result from caffeine, stress, or low magnesium. Though troublesome, they are almost never serious and will go away in a few weeks. More severe twitches can be due to tourette's or a condition known as blepharospasm.