In addition, no individual may be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. Â§Â§ 109, 111.
The Nemeses (singular: Nemesis) are randomly named enemies in Sauron's Army that are generated uniquely with each playthrough of the game. Each nemesis has their own personality and will rise or fall within their social structure as the game progresses.
Nemesis - just punishment, one who inflicts due. punishment; goddess who punishes crime; but more. often she is the power charged with curbing all excess, such as excessive good fortune or arrogant p ride. Neptune - the sea personified; the Roman god. associated with Poseidon, god of the water and oceans.