Thick milk is prepared by directly squeezing grated coconut meat through cheesecloth. The squeezed coconut meat is then soaked in water and squeezed further to produce thin coconut milk. Thick milk is mainly used to make desserts as well as rich and dry sauces.
Insurance policy. In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay.
Open Perils (also known as Special Form). This standard HO-3 homeowners policy provides Broad Form coverage on your contents (your personal property, or stuff). The policy wording reads: We insure for direct physical loss to the property ...by a peril listed below, unless the loss is excluded...