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For the Texas Ratio calculation, a bank's available capital is the sum total of its equity capital and its loan loss reserves. Equity capital is essentially the book value of the bank -- its total assets minus its liabilities.
To compute the confidence interval for an odds ratio use the formula. 1  Compute the confidence interval for Ln(OR) using the equation above. 2  Compute the confidence interval for OR by finding the antilog of the result in step 1, i.e., exp(Lower Limit), exp (Upper Limit).