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If you are in an IRF more than 90 days (during one spell of illness), you can use up to 60 additional lifetime reserve days of coverage. During those days, you are responsible for a daily coinsurance payment of $592 per day, in 2013, and Medicare will pay the rest.
Co-insurance under Part B, including the 20 percent on doctor visits, emergency room visits, and durable medical equipment that Part B doesnât cover. The result is that TRICARE For Life beneficiaries pay nothing out of pocket for most hospitalizations lasting less than 150 days, and for many routine medical costs and services. The general rule is that if Medicare covers most of it, TRICARE For Life covers the rest of it. Prescription Drug Coverage