Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
1 Your college then has to issue a CPT (Curriculum Practical Training) 2  CPT is a work authorization that will allow you to do internship. 3  CPT can be issued for 1 semester up to 364 Days (rules vary among universities)  If you have 365 days of CPT, you may not be able to get an OPT.