The DNA samplesare pooled and arrayed in microtiter plates, and thepools are ampliï¬ed using gene-speciï¬c primers. Am-pliï¬cation products are incubated with the CEL Iendonuclease, a member of the S1 nuclease family ofsingle strand-speciï¬c nucleases (Oleykowski et al.,1998).
Death Benefit. Share. What is 'Death Benefit'. Death benefit is the amount on a life insurance policy, annuity or pension that is payable to the beneficiary when the insured or annuitant passes away. A death benefit may be a percentage of the annuitant's pension.
In regards to estate taxes, the death benefit is included in the deceased's estate (the exemption is $5.45 million per individual in 2016), so it may be subject to federal and state tax if not established under an Irrevocable Life Insurance Trust (ILIT) or if gifted and three years has not passed.