For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
Other soft credit inquiries include: 1  Inquiries made by an existing lender as part of their regular loan management procedures. 2  Inquiries made by banks or businesses looking to prequalify consumers for certain marketing offers.  Inquiries made for employment purposes, such as hiring decisions.