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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
The key to finding the best online savings account is to look for rates close to 1% APY - roughly 16 times the national average! According to the FDIC, current average savings account rates are still a paltry 0.06%. Many of the nation's biggest banks have rates as low as 0.01%.