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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
Interest rates being paid to savings accounts are incredibly low right now (in fact, aside from a few specialty banks, you'll be lucky to get 1%), but in years past, 5-6 or even 10% wasn't uncommon (though you'd have to go a while back for that!). But in general, that's how interest/compounded interest works.