Since any map projection is a representation of one of those surfaces on a plane, all map projections distort. Every distinct map projection distorts in a distinct way. The study of map projections is the characterization of these distortions.
If you have the car as collateral, the loan company will take the car. The co-signer is not automatically put on the title, that would be between you and the co-signer. My father co-signed a loan when I was younger, and my name was on the title, not his.
Your creditworthiness is perhaps the biggest factor in obtaining a car loan, with or without a co-signer. To determine whether you have good, average or bad credit, obtain a copy of your credit report from all three national credit bureaus: Equifax, Experian and Trans Union.