âFor income-protection life insurance, most life insurance buyers prefer the installment option to guarantee the proceeds will last for the necessary number of years,â says Bernstein. Pre-death Benefits. Traditionally, life insurance policies only pay out at the time of the policy holderâs death. âHowever within the last 20 years, some life insurance companies have designed policies that allow their policyholderâs to draw against the face value of the policy in the event of a terminal, chronic or critical illness.
The name Cootie originated in World War I when the different armies were massed together on the battlefields of France. Each country represented in WWI contributed to what is now known as the Cooties, by amalgamation of lice.
The Game of Cootie is a children's roll-and-move tabletop game for two to four players. The object is to be the first to build a three-dimensional bug-like object called a  cootie  from a variety of plastic body parts.