The actuarial tables below and some of their uses are explained in more detail in the following IRS publications: Publication 1457 provides examples for valuing annuities, life estates, and remainders generally. Publication 1458 provides examples for valuing interests in unitrusts. Publication 1459 provides examples for valuing remainder interests in depreciable property for income tax purposes.
Mist is a phenomenon caused by small droplets of water suspended in air. Physically, it is an example of a dispersion. It is most commonly seen where warm, moist air meets sudden cooling, such as in exhaled air in the winter, or when throwing water onto the hot stove of a sauna.
Water droplets form from warm air. As the warm air rises in the sky it cools. Water vapor (invisible water in the air) always exists in our air. Warm air holds quite a bit of water. For example, in the summer it is usually very humid. When enough of these droplets collect together, we see them as clouds.