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A plan or insurer may provide a SBC in paper form or electronically, if the requirements of the Department of Labor's electronic disclosure safe harbor are met. If SBCs are to be mailed and the employee and any eligible dependents are known to reside at the same address, a single SBC may be provided to that address. If renewal is automatic, the SBC must be provided no later than 30 days prior to the first day of coverage in the new plan year. 2  Group health plans that offer more than one benefit option can provide just the SBC for the benefit option the participant is already enrolled in with the open enrollment materials.
The calculator does not factor in any charges for early repayments and is based on a capital repayment mortgage. In order to set up an overpayment you will need to contact us on 0345 766 2255 once your mortgage is opened.Lines are open 08.00-18.00 Mon-Fri and 09.00-16.00 Sat. The figures provided by the calculator are a guide only and are not a precise calculation.SBC Online Banking activation. We're currently making improvements to our Online Banking service. If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.