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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
Preferred Rate for Purchases and Funds Advances: 19.75% effective from the day account is opened. Interest rate will increase to the Standard Rate of 21.99% for the next 12 billing periods if in any 12 month. period you have 2 separate Missed Payments.