The actuarial tables below and some of their uses are explained in more detail in the following IRS publications: Publication 1457 provides examples for valuing annuities, life estates, and remainders generally. Publication 1458 provides examples for valuing interests in unitrusts. Publication 1459 provides examples for valuing remainder interests in depreciable property for income tax purposes.
Mist is a phenomenon caused by small droplets of water suspended in air. Physically, it is an example of a dispersion. It is most commonly seen where warm, moist air meets sudden cooling, such as in exhaled air in the winter, or when throwing water onto the hot stove of a sauna.
Fog - Evaporation Fogs. air water warm steam. Evaporation fog forms as a result of the mixing of two unsaturated air masses. Steam fog is a type of evaporation fog that appears when cold, dry air moves over warm water or warm, moist land. When some of the water evaporates into low air layers, and the warm water warms the air, the air rises, mixes with colder air, cools, and water vapor condensation occurs to form a fog. Over oceans, this form of evaporation fog is referred to as sea smoke. Examples of cold air over warm water occur over swimming pools or hot tubs, where steam fog easily forms. It is also common in the autumn, when winds and air fronts turn cool as water bodies remain warm.