Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
This policy describes Optumâs requirements for the reimbursement and documentation of âObesity Screening and Counselingâ â. CPT codes 99401 and 99402, and HCPCS procedural codes G0446, G0447 and G0473. The purpose of this policy is to ensure that Optum reimburses for services that are billed and documented, without reimbursing for.