User Reviews. 1  1 of 5 2 of 5 3 of 5 4 of 5 5 of 5. Thanks for Ctypes, it's excellent! 2  1 of 5 2 of 5 3 of 5 4 of 5 5 of 5. ctypes is easy and powerful, thanks Thomas! my pyIrrlicht based on ctypes. 3  1 of 5 2 of 5 3 of 5 4 of 5 5 of 5. very good project.
For the Texas Ratio calculation, a bank's available capital is the sum total of its equity capital and its loan loss reserves. Equity capital is essentially the book value of the bank -- its total assets minus its liabilities.
To determine the debt ratio, simply divide the firmâs total liabilities by its total assets: Debt ratio = Total Liabilities / Total Assets. A figure of 0.5 or less is ideal. In other words, no more than half of the companyâs assets should be financed by debt.