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For the Texas Ratio calculation, a bank's available capital is the sum total of its equity capital and its loan loss reserves. Equity capital is essentially the book value of the bank -- its total assets minus its liabilities.
Calculate a Ratio in Excel. by Â· January 16, 2009. In Excel, if you divide 2 by 8, the result is 0.25. if you format the cell as a fraction, the cell might show 1/4 as the result. What if you want to show the result as a ratio? How can you get the cell to show 1:4 instead of 1/4? There may be other ways, but hereâs the formula that I used.