The actuarial tables below and some of their uses are explained in more detail in the following IRS publications: Publication 1457 provides examples for valuing annuities, life estates, and remainders generally. Publication 1458 provides examples for valuing interests in unitrusts. Publication 1459 provides examples for valuing remainder interests in depreciable property for income tax purposes.
Mist is a phenomenon caused by small droplets of water suspended in air. Physically, it is an example of a dispersion. It is most commonly seen where warm, moist air meets sudden cooling, such as in exhaled air in the winter, or when throwing water onto the hot stove of a sauna.
Condensation results mainly from the cold air mixing with the air that is in contact with the water surface. However, convection also occurs, because the water is so much warmer than the overlying air. This convection causes the mixed air to rise a metre or more, thus enhancing the process of fog formation. Because of the convection, the water appears to âsteamâ. The photo shown was taken in the Canadian province of Quebec.