Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
General OPT Requirements: 1  Employment must be directly related to the student's major. 2  Student must maintain lawful F-1 status. 3  Student must apply for OPT before completion of all work towards a degree.  Students who have engaged in 12 months or more of full-time Curricular Practical Training (CPT) are not eligible for OPT.