Credit scoring models consider tax liens very negative, and they can have an effect on credit scores similar to bankruptcy or judgments. The Taxpayer Advocate noted in its report to Congress that as of March 2013, the IRS had filed 307,842 NFTLs.
Leaf mold is a form of compost produced by the fungal breakdown of shrub and tree leaves, which are generally too dry, acidic, or low in nitrogen for bacterial decomposition.eaf mold is a form of compost produced by the fungal breakdown of shrub and tree leaves, which are generally too dry, acidic, or low in nitrogen for bacterial decomposition.
Leaf Spot. Leaf spot is a generic name for a fungal disease that can afflict almost any shade tree and whose telltale symptom is brown spots on leaves. Size and shape of the spots vary depending on what type of fungus has infected the tree. The color of the spot can also vary--it is frequently brown, but can also be light brown or tan.