Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
Make sure you follow the guide to applying for CPT and guide to apply for OPT to apply for the appropriate employment authorization to accept the unpaid internship. Remember, it may be unpaid, but if you gain solid, marketable experience with the internship, you stand a better chance on getting a full-time job later.