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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
It is among the few banks that is still offering interest rate of 9 per cent on its fixed deposits. The 900 day deposit of Lakshmi Vilas bank attracts an interest rate of 9 per cent. The interest rate for senior citizens is as much as 9.50 per cent, with the yield going higher on account of quarterly compounding.