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For the Texas Ratio calculation, a bank's available capital is the sum total of its equity capital and its loan loss reserves. Equity capital is essentially the book value of the bank -- its total assets minus its liabilities.
The accompanying table lists typical A/F ratios for common fuels. To determine the A/F ratio with fuel blends, multiply the desired A/F ratio of each fuel in the blend by the percent of that fuel to the total mixture, then sum the products. For example, if you are running 20 percent E85, that means you are also running 80 percent gasoline (100% â 20% = 80%).