For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
Hard inquiries are ones that can affect your credit scores. They indicate that you are actively trying to get credit, whether thatâs a car loan, mortgage, student loan or credit card. Soft inquiries, on the other hand, arenât generated by shopping for credit and they do not affect your scores. For example, if a lender sends you a preapproved credit offer, that inquiry is called a âpromotionalâ inquiry and itâs a soft inquiry. And when you check your own credit score, the same thing applies.