In most cases, you can get rid of credit card debt in Chapter 7 bankruptcy. Learn what happens to your credit card debt in Chapter 13 bankruptcy. If you take out a cash advance prior to bankruptcy, you might not be able to discharge the debt. Learn more.
A novation is a trilateral agreement by which an existing contract is extinguished and a new contract brought into being in its place. Indeed, for an agreement to effect a valid novation the appropriate consideration is the discharge of the original debt in return for a promise to perform some obligation.
Novaya Zemlya (Russian: Ð½Ð¾ÌÐ²Ð°Ñ Ð·ÐµÐ¼Ð»ÑÌ; IPA: [ËnovÉjÉ zÊ²ÉªmËlÊ²a], lit. new land), also known, especially in Dutch, as Nova Zembla, is an archipelago in the Arctic Ocean in northern Russia and the extreme northeast of Europe, the easternmost point of Europe lying at Cape Flissingsky on the Northern island.