â¦ This is common in self-insured health care plans. Coinsurance - A form of medical cost sharing in a health insurance plan that requires an. insured person to pay a stated percentage of medical expenses after the deductible. amount, if any, was paid. â¦ Once any deductible amount and coinsurance are paid, the insurer is responsible.
Other Diseases. Black mold has been loosely associated with the development of diseases that affect many of your bodily systems. These include infertility, brain tumors, stroke, cancer, immune disease, seizures, fever, memory loss, balance issues, acid reflux and multiple chemical sensitivities.
The spores can also irritate areas of the body such as the throat and nose as well. Some molds are toxic, such as Stachybotrys chartarum and Aspergillus niger, and can cause toxic symptoms. A list of the toxic symptoms caused by Stachybotrys chartarum is at the Black Toxic Mold Symptoms page.