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If you are in an IRF more than 90 days (during one spell of illness), you can use up to 60 additional lifetime reserve days of coverage. During those days, you are responsible for a daily coinsurance payment of $592 per day, in 2013, and Medicare will pay the rest.
However, your total copayment for all outpatient services may be more than the inpatient hospital deductibleâ. As an inpatient, you are covered under Medicare Part A, which has a deductible of $1132 ($1156 in 2012) for any stay up to 60 days. In addition, for Medicare to cover inpatient rehabilitation/nursing care, a person must have a three-day qualifying hospital stay.