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A plan or insurer may provide a SBC in paper form or electronically, if the requirements of the Department of Labor's electronic disclosure safe harbor are met. If SBCs are to be mailed and the employee and any eligible dependents are known to reside at the same address, a single SBC may be provided to that address. If renewal is automatic, the SBC must be provided no later than 30 days prior to the first day of coverage in the new plan year. 2  Group health plans that offer more than one benefit option can provide just the SBC for the benefit option the participant is already enrolled in with the open enrollment materials.
Samples and instructions are available at the Department of Labor website .*An SBC includes these components. Four-page benefit summary Four-pages (two-sided, eight pages maximum, 12-point font, in color or grayscale); can be included in another document, but must be placed prominently at the beginning.lossary Definitions of common medical and insurance terms. The glossary must be provided on request and is posted on www.healthcare.gov .* Proposed regulations for a revised SBC template were issued in December 2014. They are expected to be finalized in early 2016 and take effect January 1, 2017.