Since any map projection is a representation of one of those surfaces on a plane, all map projections distort. Every distinct map projection distorts in a distinct way. The study of map projections is the characterization of these distortions.
If you have the car as collateral, the loan company will take the car. The co-signer is not automatically put on the title, that would be between you and the co-signer. My father co-signed a loan when I was younger, and my name was on the title, not his.
When you sign a loan agreement with a title loan company, you are basically saying that the loan company can take your car if you do not pay back the amount borrowed under the terms of the agreement. Therefore, before you can regain the vehicle title you surrendered when you received the loan, you must pay off the loan in full, including the original loan amount, monthly interest, and any additional fees.