In addition, no individual may be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. Â§Â§ 109, 111.
The Nemeses (singular: Nemesis) are randomly named enemies in Sauron's Army that are generated uniquely with each playthrough of the game. Each nemesis has their own personality and will rise or fall within their social structure as the game progresses.
The Flash's #1 arch enemy would probably be either Prof. Zoom or Captain Cold. The best enemy in the real world would probably be Heat Wave (before he internalized his powers). I can see him being a serial arsonist in the real world. As for a sword-wielding Flash villain, I've never heard of one. 1) Professor Zoom.