The actuarial tables below and some of their uses are explained in more detail in the following IRS publications: Publication 1457 provides examples for valuing annuities, life estates, and remainders generally. Publication 1458 provides examples for valuing interests in unitrusts. Publication 1459 provides examples for valuing remainder interests in depreciable property for income tax purposes.
Mist is a phenomenon caused by small droplets of water suspended in air. Physically, it is an example of a dispersion. It is most commonly seen where warm, moist air meets sudden cooling, such as in exhaled air in the winter, or when throwing water onto the hot stove of a sauna.
The water vapor cools and at the dew point it condenses and fog forms. Advection fog: Advection fog occurs when moist air passes over a cool surface by advection (wind) and is cooled. Advection means a horizontal movement of air. Advection fog is fog produced when air that is warmer and moister than the ground surface moves over the ground surface.