CARE: go to a hospital right away â this is serious; you could die! REDUCE YOUR RISK: You can do this by trying to keep dirt and bacteria out of your hit. Use a new needle, sterile water, clean cooker/and filter every time you inject. You can prevent vein damage by following the vein care tips on pages 20 and 21.
Rider (exclusionary rider) A rider is an amendment to an insurance policy. Some riders will add coverage (for example, if you buy a maternity rider to add coverage for pregnancy to your policy). In most states today, an exclusionary rider is an amendment permitted in individual health insurance policies that permanently excludes coverage for a health condition, body part, or body system. Starting in September 2010, under the Affordable Care Act, exclusionary riders cannot be applied to coverage for children.
In most cases, a payor rider is linked to a juvenile insurance policy, where a parent or guardian is the policyholder who pays the premium, while the child is the insured. The rider will apply if the policyholder dies or becomes disabled before the insured reaches an age that is stated in the policy (usually 21).