Class Trematoda: Infect the internal organs of hosts. Parasitic Can be endoparasites (live in the host) or ectoparasites (attach to external surfaces of the host. Size: ~ 1 cm to 10 cm Covered in an unciliated cuticle. Usually require 2 hosts to complete it's life cycle.
Warts are generally caused by a human virus known as papilloma while moles are generally related with age and caused by hormones and environmental factors. There are cases when kids are born with moles but in general moles on the face increase with increase in age.
It is very easy for dermatologist to tell the difference between a mole and wart just by examining it closely. If you have any doubt at all yourself, it's best to see a skin specialist just in case you do have a problem with a mole or a wart.