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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
The standard variable APR for purchases for the Citi ThankYou Preferred Card is 14.49% to 24.49% based on creditworthiness. The standard variable APR for cash advances is 26.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned.