Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
Engineering, and Mathematics (STEM) may be eligible for additional 17 months of OPT. PreâCompletion OPT can be done prior to completion of study. Students can request to work. 1) partâtime, a maximum of 20 hours per week, while school is in session. 2) fullâtime during vacation when school is not in session or.