Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
Types of CPT. There are two types of CPT: required and not required. Required CPT is when the academic program mandates practical work experience in order to graduate. Not required or option CPT is when the practical work experience is for credit and directly related to your field of study.