1 Apply Right-Click Menu and enable you encrypt folders and files instantly. 2  Shred and delete unwanted files for good.  Create encryption list in main window to display status of protected files and folders. OS: Windows 10/8/7/Vista/2003/XP/2000.
A fiduciary relationship between a trustor and trustee for the benefit of a surviving spouse and the married couple's heirs. Also called an A trust, a marital trust goes into effect when the first spouse dies. Assets are moved into the trust upon death and the income generated by the assets goes to the surviving spouse. Under some arrangements, the surviving spouse can also receive principal payments.
Because the surviving spouse does not own the property, it is not subject to estate tax. Setting up an AB trust this way keeps the portion of the surviving spouse's estate that is taxable half of what it would be without an AB trust. Imagine a joint trust with $4,000,000 in assets. Husband dies leaving all of the trust property to Wife. Because transfers between spouses are not subject to estate tax, Wife will get the full $4,000,000, tax free.