In addition, no individual may be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. Â§Â§ 109, 111.
The Nemeses (singular: Nemesis) are randomly named enemies in Sauron's Army that are generated uniquely with each playthrough of the game. Each nemesis has their own personality and will rise or fall within their social structure as the game progresses.
The origin of entity known as Nemesis is covered in mystery. It has led us to believe that it was once the Infinity Gems in its humanoid sentient form. At some stage of its development it became tired of its existence, and willed itself to shatter into what was thought to be six gems.