â¦ This is common in self-insured health care plans. Coinsurance - A form of medical cost sharing in a health insurance plan that requires an. insured person to pay a stated percentage of medical expenses after the deductible. amount, if any, was paid. â¦ Once any deductible amount and coinsurance are paid, the insurer is responsible.
Other Diseases. Black mold has been loosely associated with the development of diseases that affect many of your bodily systems. These include infertility, brain tumors, stroke, cancer, immune disease, seizures, fever, memory loss, balance issues, acid reflux and multiple chemical sensitivities.
For example, the black mold Stachybotrys, along with some other types of mold, produces toxins known as mycotoxins that can cause irritation of the skin and airways in susceptible individuals. In some cases, people may develop severe reactions to mold exposure. Symptoms of severe reactions include fever and difficulty breathing.