Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
Neither are discounted because of the singular status indicators reported on the claim. If both CPT codes group to status indicator 'S' procedures (i.e. CT scans), then neither is discounted under OPPS and both are paid 100% of APC payment. Remember that in some cases, medical necessity applies before APC payment is made. If both CPT codes have a 'T' status indicator, the one with the highest relative weight will be paid at 100% APC payment. Any additional procedures with a status indicator 'T' will be discounted 50% of their APC payment.