For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
Full Credit vs Partial Credit. Different organizations assign hard and soft credit in different ways. In the example above with the married couple one spouse received 100% hard credit and one received 100% soft credit. This is known as using full credit to each person for charitable gifts. However, some charitable organizations split the hard and soft credit equally between donors.