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To use BridgePay, you'll need to pay a $5 BridgePay activation fee, plus the minimum payment due for each line on your account. Note: On April 23, 2017, the BridgePay activation fee will increase from $5 to $10 for accounts with more than one line. It will remain $5 for single-line accounts. $25.
Of that, $50,000 would go toward the old house's lien and a few thousand would cover the bridge loan's closing costs, origination charges and fees, leaving the customer with about $16,000 for the new home's down payment, closing costs and fees.