Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
What is Optional Practical Training (OPT)? Optional Practical Training (OPT) is the opportunity for an F-1 student to apply knowledge gained in the classroom to a practical work experience. OPT is a work permit allowing F-1 students to work in the U.S. for up to 12 months following graduation in a job related to their major.