Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
1 Lawful F-1 status for one full academic year prior to applying for OPT. 2  Passport which will not expire for at least six months after you apply for OPT. 3  No more than 364 (less than one year) days of full-time CPT.