11 In its broadest sense, empowerment is the expansion of freedom of choice and action. It means increasing oneâs authority and control over the resources and decisions that affect oneâs life. As people exercise real choice, they gain increased control over their lives.
3. Pay on time every month. The most important thing you can do to build and maintain a good credit score is paying all of your bills and debt obligations on time every month. Even one late payment can significantly damage your credit score, especially early on.
$29.99/month. 1  Our goal is to help you understand the things that impact your credit / identity. 2  Once you have a good understanding of your data, we can help you monitor the critical pieces. 3  All of our plans offer features and services that help you plan for the future.