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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
The Club Lloyds* account is a top pick-it gives interest of up to 4% on up to 5,000, though you need to be able to pay in 1,500 or more each month. See the Best Bank Accounts guide. You can deposit between 25 and 400 each month.f you can save a little every month, and you have a First Direct 1st account current account, or are willing to switch to it, you can get its Regular Saver, paying 6% AER fixed for a year-the joint top rate on the market.