For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
This common misconception stems from the fact that there are two types of inquiries: hard and soft. Only hard inquiries will lower your credit score. Letâs take a look at the differences between the two: Soft inquiries. When you check your credit score, itâs considered a soft inquiry. Soft inquiries donât lower your score because theyâre for informational purposes only. For example, with your permission, landlords, employers, and even insurance companies can pull your credit score as part of a financial background check.