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A short term loan like what the name suggest is given for a short period of time say 1 month or maximum of 60 days. Being short term in nature, the rate of interest on the amount so borrowed is very high. On an average, one can avail at a maximum of $1500 dollars in short term loans and not more than that.
Construction. The average term on a construction line of credit is 12 to 18 months. The length of the loan is dependent on the schedule developed along with the budget. The more complex the project, the longer the term will be.erm. A small business term loan is used for short-term needs such as financing the purchase of equipment or inventory. It is rare for a small business term loan to exceed 7 years.