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Currently, it is offered in nine states; Cash4Life added Pennsylvania on April 7, 2015, Virginia on May 3, 2015, Tennessee on November 1, 2015, Maryland on January 26, 2016, Georgia on August 29, 2016, and Indiana on September 19, 2016. The Florida Lottery, the game's newest member, joined Cash4Life February 17, 2017.
Some types of life insurance create a cash value that, if not paid out as a death benefit, can be borrowed or withdrawn on the ownerâs request. Since most people make paying their life insurance policy premiums a high priority, buying a cash-value type policy can create a kind of âforcedâ savings plan. Furthermore, the interest credited is tax deferred (and tax exempt if the money is paid as a death claim).