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A short term loan like what the name suggest is given for a short period of time say 1 month or maximum of 60 days. Being short term in nature, the rate of interest on the amount so borrowed is very high. On an average, one can avail at a maximum of $1500 dollars in short term loans and not more than that.
But the time frame and requirements vary depending on the type of the loan and the down payment, Schang says. The minimum wait period and down payment requirements to get a conventional home loan after a short sale are: Two-year wait with a 20 percent down payment. Four-year wait with a 10 percent down payment.