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, Works at Life Insurance Corporation of India. Vested Bonus is the bonus which is already accumulated in you policy at the end of particular financial year. Every year LIC declares bonus in its Participating/with profit policies according to valuation of actuarial department of LIC.
LIC Bonus Calculation Formula. Formula of Calculating Bonus amount according to the bonus rate is pretty easy. Since bonus are declare per thousand basis, you have to divide your sum assured amount by thousand and then multiply it by given bonus rate for the year. Bonus Amount = Bonus Rate X Sum Assured/1000.