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For the Texas Ratio calculation, a bank's available capital is the sum total of its equity capital and its loan loss reserves. Equity capital is essentially the book value of the bank -- its total assets minus its liabilities.
Step 1. Launch Excel and start a new file from File-New. Step 2. Type the numbers you want to calculate the ration for in two adjacent cells. Step 3. Type in the formula: =INT (A/B)& : &(B/B), where. A and B are the cell coordinates of your two numbers.Result: Congratulations, you have learnt how to calculate the ratio in Excel.n this tutorial you will learn how to calculate ratio in Excel. Don't forget to check out our site http://howtech.tv/ for more free how-to videos! http://youtube.com/ithowtovids-our feed. http://www.facebook.com/howtechtv-join us on facebook.