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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
CITâs savings account offers a tiered interest rate structure, so higher balances earn higher interest. Currently, their industry best 1.05% APR goes to customers who can maintain a balance of $25,000 or higher in the account.