Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
1 If your employer is enrolled in the eVerify program, you can get up to 29 months of OPT. 2  You have to apply for H-1B visa while in OPT. 3  To work as an intern in F-1 Visa, you will need to get an internship.  Your college then has to issue a CPT (Curriculum Practical Training)