Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
CDT means Central Daylight Time while CST means Central Standard Time. The difference is that CDT is used while Daylight savings is in effect, therefore in the summer. CST is â¦used in the winter. In Canadian Providences Ontario (a few communities) and Saskatchewan (most), CST is used all year.