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Currently, it is offered in nine states; Cash4Life added Pennsylvania on April 7, 2015, Virginia on May 3, 2015, Tennessee on November 1, 2015, Maryland on January 26, 2016, Georgia on August 29, 2016, and Indiana on September 19, 2016. The Florida Lottery, the game's newest member, joined Cash4Life February 17, 2017.
Permanent life insurance policies may offer cash value on top of the death benefit. Cash value is money that you can take out and spend while you are alive. Depending on your insurance company, you may also receive dividend payments on your permanent policy.