An insurance company can only cancel a home insurance policy for reasons stated in the policy and permitted under the law of the state in which the policyholder resides. Claim A policyholder's request for reimbursement from an insurance company under a home insurance policy for a loss to property. Deductible The amount a home insurance policyholder must pay out of pocket for a covered claim.
If so, that would be an infection. If the warm sensation is like a burning or tingling in the area without any redness of the skin / joint then it is more likely that you have a pinched nerve and/or muscle spasm coming from your neck and radiating down your shoulder. ...Read more.
1 Neck pain that occurs with chest pain may be caused by a serious problem with the heart, such as a heart attack. 2  Stress and tension may make the muscles that run from the back of the head across the back of the shoulder (trapezius muscle) feel tight and painful. 3  You may not be able to move your head without pain.