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The real difference is the master welcomes failure and learned from it whereas the beginner might find failure to be an actual failure instead of a mere stepping stone towards success. It is impossible to avoid failure but it is possible to make the best out of each failure.
A master's degree isn't different from a graduate degree, because it's actually a type of graduate degree. A master's provides advanced study after the bachelor's that is focused on a specialty or major, such as English literature. The other type of graduate degree is a doctorate, which takes more time to complete than the master's and is the most advanced college degree.