Paranormal Activity. New poster for Paranormal Activity: The Ghost Dimension. Experience the activity in 3D this October.
FACTA: What Is Consumer Information. Created by the FTC to reduce the risk of identity theft and consumer fraud, FACTA proposes to enforce the full destruction of consumer information by businesses. According to FACTA, consumer information is considered to be any record about an individual, whether in paper, electronic, or other form, that is a consumer report or is derived from a consumer report.
A consumer report contains information about your personal and credit characteristics, character, general reputation, and lifestyle. To be covered by the FCRA, a report must be prepared by a consumer reporting agency (CRA) â a business that assembles such reports for other businesses. Employers often do background checks on applicants and get consumer reports during their employment.