Consumer Rights and Protection Consumer rights and responsabilities explained in the Lectric Law Library. Fair Credit Billing Act (FCBA) The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C.  1601 et seq.).
Galapagos Weather and Climate. The Galapagos Islands are on the equator and the climate does not vary dramatically over the year. The climate of the Islands can best be described as subtropical. There is, however, some variation driven mainly by the ocean currents. December to May can be best described as the warm season.
Climate of the Galapagos Islands, Facts. The climate of the Galapagos Islands favors visiting throughout the year. While the Equator runs through the archipelago, the weather is relatively mild. This is due to the Humboldt current, that bends eastward from Guayaquil. The Wet Season