There aren't any. Alto is properly the term for the second top part in four-part mixed-voice vocal writing. Applied to voices it means no more than can muddle their way through the alto part, which is not saying a whole lot. As a result, calling a low-voiced female professional singer an alto is fighting words.
Having student loan debt will affect your credit score, but not always in the way you think. If you consistently make on-time student loan payments, your student loans can boost your credit score. But if you pay late, or default, on student loans, your credit score will take a hit.ow Defaulting on a Student Loan Affects Your Credit Score. If you stop making payments (default) on your student loan, your credit score will go down. Late student loan payments will hurt your score in much the same way as late payments on any other type of account.
The longer your student loan payments are late, the lower your credit score falls, until your credit score is in the âpoorâ category. Eventually, the lender will conclude that you will never pay your student loan, and report that you have defaulted on the student loan.rom the credit bureausâ perspective, student loan cancellation and forgiveness all looks the same: Itâs a debt discharge caused by non-credit factors, and loan forgiveness does not have any impact on your credit score.