Credit Card Security. 1  Fraud is the most common cause of chargeback. When a customerâs credit card is fraudulently used for a transaction, the merchant is held solely responsible. 2  Verify the address, customer details and phone number** by the bank that issued the credit card.
A berm home is a home designed for maximum energy efficiency. To accomplish this, the berm home is built using a permanent wood foundation (PWF) treated grade of lumber. This is the same material used for PWF treated wood basements. There is no basement in a berm home nor is there a crawl space. The area beneath the floor of the home actually serves as a super insulated heating plenum.
Berms -- small, elongated hills with a gradual slope -- add height so you can showcase plants on a raised platform. You can use a berm to create a privacy screen with small trees, to divide sections of your yard or simply to add dimension to your outdoor space.ay out the design for the berm on the ground with garden hoses; the garden hoses flex easily so you can achieve curves and make design changes before fully committing to a design. After you are satisfied with the shape of the berm, you can transfer the outline to the turf with landscaping spray paint.