Thus, if a lender is touting a 2 percent interest rate on a car loan, you should know that this rate applies only to people with the best credit. If you have a subprime credit score, your loan rate may fall between 6 and 10 percent, perhaps more.
Groceries WILL cost more in tourist locations. For a very basic vacation food budget calculate $60 per adult and $45 per child under 10 PER DAY. More Travel Math-Beverages you'll need to figure $35-$50 per day on average per adult.
To make the accounting process simpler, the IRS allows you to deduct a fixed amount for the meals and snacks provided to children in your care. For day care facilities in the lower 48 states, you can deduct $1.19 for each breakfast, $2.22 for each lunch and dinner, and 66 cents for each snack, as of 2012. Alaska and Hawaii have different rates.