There aren't any. Alto is properly the term for the second top part in four-part mixed-voice vocal writing. Applied to voices it means no more than can muddle their way through the alto part, which is not saying a whole lot. As a result, calling a low-voiced female professional singer an alto is fighting words.
Having student loan debt will affect your credit score, but not always in the way you think. If you consistently make on-time student loan payments, your student loans can boost your credit score. But if you pay late, or default, on student loans, your credit score will take a hit.ow Defaulting on a Student Loan Affects Your Credit Score. If you stop making payments (default) on your student loan, your credit score will go down. Late student loan payments will hurt your score in much the same way as late payments on any other type of account.
The way that your federal student loans impact your credit is actually quite similar to the way any loan does. Just like any loan or line of credit, they can help your credit score when you make your payments on time â and they can hurt it, if you donât.aking extra payments on your student loans can save you interest costs over the life of your loans, but paying the loan off early could potentially lower your credit score. With revolving credit, the lower you keep your balance, the better it looks to creditors. This factors into your credit score, as well.