When platinum is cheaper than gold, the ratio drops below one. When platinum is more expensive than gold, the ratio rises above one. Historically, the platinum-to-gold ratio tends to stay above one most of the time, which implies that platinum sells at a higher price than gold.
The average annual premium paid for pet insurance by UK cat owners is Â£205 - equating to just over Â£17 per month (source: Key Note). But you might pay much more or much less than this, depending on 3 key factors that influence the cost.
1 The average renter's insurance policy costs between $15 and $30 per month. Replacing all of your possessions or being liable for an accident on your premises will cost much more.  I don't have that many valuables; renter's insurance isn't worth the cost..