The scapula forms the back of the shoulder girdle. In humans, it is a flat bone, roughly triangular in shape, placed on a posterolateral aspect of the thoracic cage.
Term life insurance with a return of premium rider allows the owner to get his or her money back at the end of the contract period. The return of premium rider allows the owner to cancel the policy and get back a portion of the paid in premiums. Of course, this optional rider has pros and cons, which we explore next.
Benefits you get from LIC Money Back Policy - 20 years. Death Benefit â In case of death of the Life Insured, the nominee receives the full Sum Assured irrespective of what payment has already been provided + accrued Bonus. Survival Benefit â The Life Insured would receive The following Survival Benefit.ample illustration of premium of LIC Money Back Policy - 20 years. The below illustration is for a healthy Male (non-tobacco user) opting for a. Age = 30 years, 35 years and 40 years, Sum Assured = Rs 1,00,000. Policy Term = 20 years.