Sprint does not keep text messages at all. A spokeswoman for Verizon Wireless told the Columbus Dispatch in May 2011 that the company keeps text messages for a very, very limited period..
It doesnât make sense to look for properties to purchase without first knowing a) what price range you qualify for, and b) demonstrating you are able to purchase. A pre-approval letter is typically good for about 90 days. After that, it is considered âoldâ. If you are overseas earning foreign income, there are some restrictions on whether or not you can borrow as well. You need to discuss these things with a lender.
By proving you have your bank's backing, a mortgage pre-approval can help you negotiate on price - and it can be a deciding factor for sellers who receive multiple bids. One note on timing: Don't apply for a pre-approval until you're fairly certain you'll want to buy a home within the next 90 days. Unlike getting prequalified, a pre-approval involves requesting a copy of your credit history and an examination of your application information and the documents you provide.