Consumer Rights and Protection Consumer rights and responsabilities explained in the Lectric Law Library. Fair Credit Billing Act (FCBA) The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C.  1601 et seq.).
Galapagos Weather and Climate. The Galapagos Islands are on the equator and the climate does not vary dramatically over the year. The climate of the Islands can best be described as subtropical. There is, however, some variation driven mainly by the ocean currents. December to May can be best described as the warm season.
The Coast (Lima, Nasca, Arequipa). December - April . This is summertime on the coast where the weather is hot and dry and ideal for swimming and getting a tan. Temperatures on average range from 25-35C. There is little or no rain during these months. The beaches around Lima and the North can packed during the months of January and February which coincide with school holidays. May - November . From May to November the temperature drops a bit and you'll find blankets of sea mist engulfing the coast from the south right up to about 200 km north of Lima.