Credit Card Security. 1  Fraud is the most common cause of chargeback. When a customerâs credit card is fraudulently used for a transaction, the merchant is held solely responsible. 2  Verify the address, customer details and phone number** by the bank that issued the credit card.
A berm home is a home designed for maximum energy efficiency. To accomplish this, the berm home is built using a permanent wood foundation (PWF) treated grade of lumber. This is the same material used for PWF treated wood basements. There is no basement in a berm home nor is there a crawl space. The area beneath the floor of the home actually serves as a super insulated heating plenum.
The advantage of earth berm homes are similar to other kinds of home that use the soil to their advantage. Cutting cooling and heating bills is at the top of the list. Many homeowners can cut these bills by 80-percent or more. Earth Berm Design. Get Go ... Then add a few solar panels or wind turbines to the property and the earth berm homes can actually sell electricity back to the grid and be profit generators. With earth bermed homes it is generally easier to design and set up the heating and cooling system from the get go before pushing the soil against the home. Design is also an advantage since the owners who are building earth berm homes can decide whether one, two or three sides will be covered with earth.