If it turns out that your toddler is allergic to cow's milk, you'll want to be careful to avoid foods such as cottage cheese, condensed or evaporated milk, ice cream, yogurt, margarine that contains milk, butter, milk chocolate, and powdered milk.
An undertow is a type of ocean current that is caused by waves breaking on the shore.Most are quite mild and not dangerous, as long as swimmers keep their heads, although some have been known to be powerful enough to sweep swimmers out to sea.ndertows do not pull you under, sort of. An undertow is basically spinning you around like you're in a washing machine. The dangerous undertows form where there is a steep shore, sandy especially, and strong waves crash on it with frequent and relentless regularity.
The underbanked is a characteristic describing people or organizations who do not have sufficient access to mainstream financial services and products typically offered by retail banks and thus often deprived of banking services such as credit cards or loans. The underbanked are characterized by a strong reliance on non-traditional forms of finance and micro-finance often associated with disadvantaged and the poor, such as cheque cashers, loan sharks and pawnbrokers. Many people who are classifi