Credit Card Security. 1  Fraud is the most common cause of chargeback. When a customerâs credit card is fraudulently used for a transaction, the merchant is held solely responsible. 2  Verify the address, customer details and phone number** by the bank that issued the credit card.
A berm home is a home designed for maximum energy efficiency. To accomplish this, the berm home is built using a permanent wood foundation (PWF) treated grade of lumber. This is the same material used for PWF treated wood basements. There is no basement in a berm home nor is there a crawl space. The area beneath the floor of the home actually serves as a super insulated heating plenum.
A berm can be a man-made sediment barrier placed at the edge of a slope or a wall built adjacent to a ditch to guard against potential flooding. Berms are placed in flood-prone areas to protect against erosion, run off and high water.he terms berm, dike, and levee are commonly used interchangeably to describe such structures that are used for flood mitigation. The main difference between the terms is how each is built to mitigate flooding.