Best Answer: CD means Certificate of Deposit and is a way the bank has your money for a fixed period of time, pays interest to you on it and loans it to others.
The differences between an ATV and a UTV become clear with a simple glance at the rider positions: an ATV rider will straddle the vehicle on a saddle, while UTV riders can sit on side by side on bench seats or bucket seats. The steering differs between the two as well.
Not all off-road vehicles are the same. And all too often, the All-Terrain Vehicle (ATV) quad is confused with the Utility Terrain Vehicle (UTV) side-by-side, also know as the Recreational Off-Highway Vehicle (ROV).