Consumer Rights and Protection Consumer rights and responsabilities explained in the Lectric Law Library. Fair Credit Billing Act (FCBA) The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C.  1601 et seq.).
Galapagos Weather and Climate. The Galapagos Islands are on the equator and the climate does not vary dramatically over the year. The climate of the Islands can best be described as subtropical. There is, however, some variation driven mainly by the ocean currents. December to May can be best described as the warm season.
When to go and weather. High-season rates start from around mid-December and go to mid-April. The best time to visit, price- and weatherwise, is November and early December. Winter days average a temperature of 81Â°F (27Â°C), while summers shoot up to 86Â°F (30Â°C). Annual rainfall averages 55in and is fairly consistent throughout the year. The driest months are February to June, and the hurricane (and rainy) season is from July to November.