Credit Card Security. 1  Fraud is the most common cause of chargeback. When a customerâs credit card is fraudulently used for a transaction, the merchant is held solely responsible. 2  Verify the address, customer details and phone number** by the bank that issued the credit card.
A berm home is a home designed for maximum energy efficiency. To accomplish this, the berm home is built using a permanent wood foundation (PWF) treated grade of lumber. This is the same material used for PWF treated wood basements. There is no basement in a berm home nor is there a crawl space. The area beneath the floor of the home actually serves as a super insulated heating plenum.
Bermed Earth-Sheltered Homes. A bermed house may be built above grade or partially below grade, with earth covering one or more walls. An âelevationalâ bermed design exposes one elevation or face of the house and covers the other sidesâand sometimes the roofâwith earth to protect and insulate the house.he construction materials for each earth-sheltered structure will vary depending on characteristics of the site and the type of design. Materials must, however, provide a good surface for waterproofing and insulation to withstand the pressure and moisture of the surrounding ground.