Implicit phonics, also referred to as analytical phonics, moves from the whole to the smallest part. Phonemes associated with particular graphemes are not pronounced in isolation. Students analyze words and look for the common phoneme in a set of words.
Financial Expenses (FP2553) Value of expenditures incurred by the organization during the reporting period due to interest, fees, and commissions incurred on the organization's liabilities, including any client deposit accounts held by the organization, borrowings, subordinated debt, and other financial liabilities during the reporting period. [ID: FP2553]
Financial income and expenses. Net financial income and expense showed a EUR 330 million expenses in 2013, which was 1 million higher than in 2012. Total finance income of EUR 70 million included EUR 55 million interest income. Remaining financial income included dividend income of EUR 5 million and other finance income of EUR 10 million.