Consumer Rights and Protection Consumer rights and responsabilities explained in the Lectric Law Library. Fair Credit Billing Act (FCBA) The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C.  1601 et seq.).
Galapagos Weather and Climate. The Galapagos Islands are on the equator and the climate does not vary dramatically over the year. The climate of the Islands can best be described as subtropical. There is, however, some variation driven mainly by the ocean currents. December to May can be best described as the warm season.
Paphos: Weather forecast in December. In December, Cyprus becomes much wetter and occasionally the mountains are snow-capped. Paphos rains for about 9 days in the month for an accumulative 183mm of rainfall. The average temperatures range from 9C at night and 19C in the day. The weather comfort score in December is 50/100. With sunshine for 6 hours per day and a water temperature of 19C, conditions are still good for swimming in the sea.