Credit Card Security. 1  Fraud is the most common cause of chargeback. When a customerâs credit card is fraudulently used for a transaction, the merchant is held solely responsible. 2  Verify the address, customer details and phone number** by the bank that issued the credit card.
A berm home is a home designed for maximum energy efficiency. To accomplish this, the berm home is built using a permanent wood foundation (PWF) treated grade of lumber. This is the same material used for PWF treated wood basements. There is no basement in a berm home nor is there a crawl space. The area beneath the floor of the home actually serves as a super insulated heating plenum.
noun. A frost covered berm by a field. A frost covered berm by a field. The definition of a berm is a piece of land that is flat and narrow and typically beside a body of water, or a man-made hill or dike.1  An example of a berm is a strip of flat land on which you can sit next to a river.2  An example of a berm are the trenches dug and used by the military in World War II.he definition of a berm is a piece of land that is flat and narrow and typically beside a body of water, or a man-made hill or dike. 1  An example of a berm is a strip of flat land on which you can sit next to a river. 2  An example of a berm are the trenches dug and used by the military in World War II.