There aren't any. Alto is properly the term for the second top part in four-part mixed-voice vocal writing. Applied to voices it means no more than can muddle their way through the alto part, which is not saying a whole lot. As a result, calling a low-voiced female professional singer an alto is fighting words.
Having student loan debt will affect your credit score, but not always in the way you think. If you consistently make on-time student loan payments, your student loans can boost your credit score. But if you pay late, or default, on student loans, your credit score will take a hit.ow Defaulting on a Student Loan Affects Your Credit Score. If you stop making payments (default) on your student loan, your credit score will go down. Late student loan payments will hurt your score in much the same way as late payments on any other type of account.
for every 30 days your payment is late your delinquency will continue to be reported which only makes the situation worsen as time goes by a late student loan payment reported on your record will reduce your credit score and may affect your ability to take out new credit such as get a new credit card or car loan if you have credit card debt you may also see your interest rates rise in other words that one missed student loan can now affect the rest of your debts after 270 days of missing a student loan payment your loan goes from delinquent to default defaulting on a student loan is a huge deal