Credit Card Security. 1  Fraud is the most common cause of chargeback. When a customerâs credit card is fraudulently used for a transaction, the merchant is held solely responsible. 2  Verify the address, customer details and phone number** by the bank that issued the credit card.
A berm home is a home designed for maximum energy efficiency. To accomplish this, the berm home is built using a permanent wood foundation (PWF) treated grade of lumber. This is the same material used for PWF treated wood basements. There is no basement in a berm home nor is there a crawl space. The area beneath the floor of the home actually serves as a super insulated heating plenum.
From Coastal Wiki. Definition of Beach berm: A nearly horizontal plateau on the beach face or backshore, formed by the deposition of beach material by wave action, or by means of a mechanical plant as part of a beach recharge scheme.. This is the common definition for Beach berm, other definitions can be discussed in the article.efinition of Beach berm: A nearly horizontal plateau on the beach face or backshore, formed by the deposition of beach material by wave action, or by means of a mechanical plant as part of a beach recharge scheme.