Best Answer: CD means Certificate of Deposit and is a way the bank has your money for a fixed period of time, pays interest to you on it and loans it to others.
The differences between an ATV and a UTV become clear with a simple glance at the rider positions: an ATV rider will straddle the vehicle on a saddle, while UTV riders can sit on side by side on bench seats or bucket seats. The steering differs between the two as well.
A UTV, or utility task vehicle, is an outgrowth that no longer gets an ANSI definition. Sometimes referred to as a side-by-side, UTVs are two- or four-person motorized off-road vehicles usually with wider and longer stances than ATVs.