traditionally Ricotta is made from left over liquids (called Whey) from cheese making. Cottage cheese is made from milk in the first run. Today ricotta is made of fresh milk and not the leftovers, but still it is made from the whey - so its almost like the tradition of making it from left overs.
In some circumstances, it is beneficial for beneficiaries to change a Will for tax purposes after the deceased's death. This can be done through a Deed of Variation, sometimes referred to as a Deed of Family Arrangement.n some circumstances, it is beneficial for beneficiaries to change a Will for tax purposes after the deceased's death. This can be done through a Deed of Variation, sometimes referred to as a Deed of Family Arrangement.
1 Irrevocable Beneficiary: If you name someone as an irrevocable life insurance beneficiary, the policy owner cannot change the beneficiary without the beneficiary's consent. 2  If the person you name as irrevocable beneficiary refuses to consent to the change, the policy owner can do nothing.ife Insurance Beneficiary Designation. You can have one or several beneficiaries on a life insurance policy designated in a variety of ways: 1  Revocable Beneficiary: If you name someone as a revocable beneficiary, the policy owner can change the beneficiary at any time.