Credit Card Security. 1  Fraud is the most common cause of chargeback. When a customerâs credit card is fraudulently used for a transaction, the merchant is held solely responsible. 2  Verify the address, customer details and phone number** by the bank that issued the credit card.
A berm home is a home designed for maximum energy efficiency. To accomplish this, the berm home is built using a permanent wood foundation (PWF) treated grade of lumber. This is the same material used for PWF treated wood basements. There is no basement in a berm home nor is there a crawl space. The area beneath the floor of the home actually serves as a super insulated heating plenum.
2. berm-a narrow edge of land (usually unpaved) along the side of a road; the car pulled off onto the shoulder. shoulder. edge-the outside limit of an object or area or surface; a place farthest away from the center of something; the edge of the leaf is wavy; she sat on the edge of the bed; the water's edge.erm. 1. a level strip of ground at the summit or sides, or along the base, of a slope. 2. a nearly flat back portion of a beach formed of material deposited by the waves.