Between your full retirement age (see chart above), and the age of 70, your Social Security benefits will increase between 3 and 8 percent each year you delay your retirement. For example, for anyone born 1943 and later, their retirement benefits will increase by 8% for each year they delay until the age of 70.nder the Social Security laws, you can begin to receive your retirement payments once you hit the age of 62 (early retirement), at full retirement age (varies by year you were born), or at late retirement age (any age after your full retirement age).
A skin toner, also sometimes called toner, astringent, clarifying lotion or freshener, is a liquid or lotion that is used to wipe or wash the skin, primarily on the face.
Call them toners, astringents, or clarifiers, every skin care line has them. They're especially popular for those with oily and acne-prone skin. But will using a toner clear up your acne? What is a Toner? First, let's clarify what a toner is and why it's used. Toners are liquid solutions that are applied to the skin with a cotton ball or pad. You use them just after cleansing and before moisturizing. Toners are said to remove traces of dirt, makeup, cleanser residue and excess oil.