Consumer Rights and Protection Consumer rights and responsabilities explained in the Lectric Law Library. Fair Credit Billing Act (FCBA) The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C.  1601 et seq.).
Galapagos Weather and Climate. The Galapagos Islands are on the equator and the climate does not vary dramatically over the year. The climate of the Islands can best be described as subtropical. There is, however, some variation driven mainly by the ocean currents. December to May can be best described as the warm season.
January brings hot, mostly sunny weather with the odd cloudburst and warm relatively calm seas. This is high season in the Galapagos Islands. February 's air and sea temperatures are high, seas are calm. Short, heavy rain showers on otherwise sunny days. March has hot, humid, sunny weather between cloudbursts. Warm, calm seas make for pleasant Galapagos cruising. April sees hot sunny days interrupted by heavy but short showers of rain.