Consumer Rights and Protection Consumer rights and responsabilities explained in the Lectric Law Library. Fair Credit Billing Act (FCBA) The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C.  1601 et seq.).
Galapagos Weather and Climate. The Galapagos Islands are on the equator and the climate does not vary dramatically over the year. The climate of the Islands can best be described as subtropical. There is, however, some variation driven mainly by the ocean currents. December to May can be best described as the warm season.
Tourists heading for the Galapagos Islands will find conditions congenial all year round, temperatures moderated by the cool sea currents in the vicinity. Variations in weather conditions are minor from month to month, and overall it is warm and sunny by day, with cooler nights and low humidity levels.