Best Answer: CD means Certificate of Deposit and is a way the bank has your money for a fixed period of time, pays interest to you on it and loans it to others.
The differences between an ATV and a UTV become clear with a simple glance at the rider positions: an ATV rider will straddle the vehicle on a saddle, while UTV riders can sit on side by side on bench seats or bucket seats. The steering differs between the two as well.
As with the ATV, the UTV will be set up differently with a steering wheel and different buttons and controls. Again, this can be a pro or a con. You just have to decide what you prefer. If you purchase a UTV, you get to choose fun accessories and additions for your machine from UTV Windshield and Accessories.