Credit Card Security. 1  Fraud is the most common cause of chargeback. When a customerâs credit card is fraudulently used for a transaction, the merchant is held solely responsible. 2  Verify the address, customer details and phone number** by the bank that issued the credit card.
A berm home is a home designed for maximum energy efficiency. To accomplish this, the berm home is built using a permanent wood foundation (PWF) treated grade of lumber. This is the same material used for PWF treated wood basements. There is no basement in a berm home nor is there a crawl space. The area beneath the floor of the home actually serves as a super insulated heating plenum.
In medieval military engineering, a berm (or berme) was a level space between a parapet or defensive wall and an adjacent steep-walled ditch or moat.1] In Snowboard Cross, a berm is a wall of snow built up in a corner. In Mountain biking, a berm is a banked turn formed by soil, commonly dug from the track, being deposited on the outer rim of the turn.