1 Origination, broker, lender or originator. 2  A fee charged to create a home loan. 3  It's often a set percentage of the mortgage amount. 4  Discount points. 5  A fee in the form of mortgage interest paid upfront. 6  In exchange for this fee, the lender reduces the interest rate. 7  One point is equal to 1 percent of the loan amount.
French Guiana is an overseas department of France, located on the northern coast of South America.olitics. French Guiana, as part of France, is part of the European Union, the largest part in area outside Europe, with one of the longest EU external boundaries. Along with the Spanish enclaves in Africa of Ceuta and Melilla, it is one of only three EU territories outside Europe that is not an island.
French Guiana is an overseas department of France, and therefore flies the flag of France. The French national flag-the tricolore-consists of three vertical bands of equal width, displaying the country's national colors: blue, white and red.