Centerville was first settled by Thomas Grover in the fall of 1847. The community was originally known as Deuel Settlement, but was renamed to Cherry Creek after the Cherry family arrived.
Full Indemnity Policy. With a full indemnity policy (sometimes called a flexible cash benefit or cash model), once you simply require long term care the insurance company pays you a monthly benefit. You receive these payments regardless of your actual expenses. Imagine your policy provides a $6,000 monthly benefit.
The most common benefit triggers for long-term care insurance are: 1  Needing help with two or more Activities of Daily Living. 2  Having a Cognitive Impairment such as Alzheimer's Disease.