It is highly unlikely that pears could cause constipation, and in fact they are likely to have the opposite effect. Due to the high amount of fiber that pears contain, they are sometimes used as a remedy for constipation.
An underwriter is a company or other entity that administers the public issuance and distribution of securities from a corporation or other issuing body.
A mortgage underwriter is responsible for determining applicants' creditworthiness by assessing their financial situation and possible risk of default. A mortgage underwriter may specialize in residential or commercial mortgages, which require different kinds of knowledge and responsibilities.While all underwriters consider the applicant's credit score or credit history, residential mortgage underwriters evaluate creditworthiness based on income.In evaluating a mortgage for a business, the commercial underwriter analyzes the financial statements of the company to determine creditworthiness or risk. mortgage underwriter may specialize in residential or commercial mortgages, which require different kinds of knowledge and responsibilities. While all underwriters consider the applicant's credit score or credit history, residential mortgage underwriters evaluate creditworthiness based on income.