Credit Card Security. 1  Fraud is the most common cause of chargeback. When a customerâs credit card is fraudulently used for a transaction, the merchant is held solely responsible. 2  Verify the address, customer details and phone number** by the bank that issued the credit card.
A berm home is a home designed for maximum energy efficiency. To accomplish this, the berm home is built using a permanent wood foundation (PWF) treated grade of lumber. This is the same material used for PWF treated wood basements. There is no basement in a berm home nor is there a crawl space. The area beneath the floor of the home actually serves as a super insulated heating plenum.
In modern military engineering, berm has come to mean the earthen or sod wall or parapet itself. The term especially refers to a low earthen wall adjacent to a ditch. The digging of the ditch (often by a bulldozer or military engineering vehicle) can provide the soil from which the berm is constructed.