Example: Your plan requires a match of 50% on salary deferrals that do not exceed 5% of compensation. Although Mary earned $360,000, your plan can only use up to $260,000 of her compensation when applying the matching formula for 2014.Maryâs matching contribution would be $6,500 (50% x (5% x $260,000)).lthough Mary makes salary deferrals of $17,500, only $13,000 (5% of $260,000) will be matched. She must receive a matching contribution of $6,500 (50% x $13,000) under the terms of the plan.
The IELTS 9-band scale. You will be given a score from 1 to 9 for each part of the test â Listening, Reading, Writing and Speaking. The average produces your overall band score.You can score whole (e.g., 5.0, 6.0, 7.0) or half (e.g., 5.5, 6.5, 7.5) bands in each part of the test.he IELTS 9-band scale. You will be given a score from 1 to 9 for each part of the test â Listening, Reading, Writing and Speaking. The average produces your overall band score.
Most experts and ex-test takers believe that the IELTS score is more accepted in Europe (including the UK) and Australia, it is the TOEFL which sees better reception from American institutes. A relatively newer test in the space, PTE is also accepted by some universities as Harvard Business School, INSEAD and Yale.