Re: change my globe postpaid plan. Under your contract you cannot DOWNGRADE your plan to a lower one if you are still locked in. Doing so would be subjected to pre-termination fees. You are permitted to UPGRADE but not to downgrade.ChitoReyes could you please attach a screen captured or link of the Terms and condition with the following clauses : a.) . Under your contract you cannot DOWNGRADE your plan to a lower one if you are still locked in.
The S Fund invests in a stock index fund that tracks the Dow Jones U.S. Completion Total Stock Market Index. The earnings consist of dividend income and gains (or losses) in the price of stocks. The S Fund uses an indexing approach to investing.
To help answer your question about which is the better choice for you, let's look at key differences between these two widely used index fund types. As we've said, a total stock market index fund encompasses a wider universe of stocks than does the S&P 500, but the difference might not be as great as you think. Stocks in the S&P 500 make up about 75% of the total U.S. equity market, so the overlap is considerable. That said, the roughly 25% of the market that is found only in the total stock market index fund does provide greater diversification because of the presence of smaller stocks. For investors with small-cap exposure elsewhere in their portfolios, the large- and mid-cap S&P 500 fund may suffice.