Rheumatic fever is an inflammatory disease that follows a strep infection. It can affect many tissues, especially the heart, joints, skin, or brain. The infection may cause heart damage, particularly scarring of the heart valves.
Financial strength â When applying for a jumbo mortgage, the maximum debt-to-income ratio for jumbo for loans is 45 percent, and the required reserve amount for jumbo loan borrowers can be as high as 20 percent of the value of the loan.
Total Debt-to-Income Ratio. Your total debt-to-income ratio, sometimes called the back-end ratio, shows what percentage of your income goes toward all debt obligations, including the mortgage, credit cards and your car payment. Normally, your back-end ratio should not exceed 36 percent of gross monthly income. Your back-end ratio can be calculated by multiplying your annual salary by 0.36 and dividing it by 12 months.