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The process can take anywhere from one month to three years, depending on where you live and the complexity of your case. It typically takes up to six months to receive a decision when you initially apply for disability. If you are denied, you have the right to a Request for Reconsideration.
If, however, your income stops or your disability prevents you from continuing the work, you have 36 months to begin your benefits again. The Bottom Line. There are many people who just can't make ends meet on the Social Security Disability income they receive. If you are one of them, you're not alone.