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Furthermore, the average monthly premium for families was $414 (or $4,968 per year). Between 2010 and 2011, average premiums increased 9.6% for individual policies and 5.6% for families. The average cost of health insurance ranges between $119 in Iowa and $382 in New York. ValuePenguin's table has a few examples of average annual premiums for individuals and families in select states to give you an idea of the average cost of medical insurance.
h ealth insurance costs in the united states are an individual issue and a national issue as illustrated in chart 1 the average annual costs for health insurance coverage for an individual have risen from $ 2196 in 1990 to $ 5049 in 2010he increase in family coverage has been even greater with average premiums rising from $ 5791 in 1999 to $ 13770 in 2010 a rate of increase of 8 2 % per annum compound 3