Factor in reductions for early retirement and credits for holding off your claim. You get less if you start collecting early, and more if you wait to collect. Social Security reduces your benefit in the range of 5 percent to 6.7 percent per year if you retire early (and your full retirement age is 66). It increases your benefit amount 8 percent per year up to age 70 if you wait past your full retirement age to begin collecting (and were born in 1943 or later).
Myth: Sexual Desire and Sexual Pleasure. Some couples do not want to use the IUD because they incorrectly believe that the IUD will cause inconvenience during sex, pain for the male partner because the strings will hurt the penis, or that using the IUD causes discomfort and pain for the woman during sex.
I've had an iud for four 1/2 years and I'm due for it to be removed in april of 2011. I've had a lump above my belly button for just about four years. Sometimes it's visible, very visible or not visible at all, but i touch it and its always there. the pain ranges on a scale from 0-10. had the Mirena IUD for almost exactly one year and I had it removed three days ago, and I'm so happy I did! There was no pain at all during the removal process, it took all of 10 seconds and all I felt was a little pinch that was it. I would never recommend getting the IUD to anyone I know.