Traditional IRA. To be clear, you can always take as much as you like out of your traditional IRA if you want or need it. However, you will pay taxes on the distribution as ordinary income, and when you're younger than 59 1/2, you'll also pay a penalty of 10 percent of the distribution on top of that.
Cultivation: Grow dwarf Korean lilac in full sun or part shade and average soil. It likes regular watering but will tolerate drought once established. Feed with a general fertilizer before new growth begins in spring. Remove spent flower heads to promote better bloom in the next year.
Evocative of childhood memories, lilac fragrance need not mean making room for a large, leggy plant in your landscape. These days, there are some new dwarf lilacs to choose from. If you have the space, the old-fashioned common lilac can provide a lush, green screen when out of bloom or can be pruned and trained into a charming small tree.