Traditional IRA. To be clear, you can always take as much as you like out of your traditional IRA if you want or need it. However, you will pay taxes on the distribution as ordinary income, and when you're younger than 59 1/2, you'll also pay a penalty of 10 percent of the distribution on top of that.
Cultivation: Grow dwarf Korean lilac in full sun or part shade and average soil. It likes regular watering but will tolerate drought once established. Feed with a general fertilizer before new growth begins in spring. Remove spent flower heads to promote better bloom in the next year.
Celebrate spring with the lovely, fragrant flowers of lilac. These shrubs perform best and open the most flowers in full sun. Lilacs come in a variety of shapes and sizes, from dwarf types that fit small entry gardens to tall varieties like 'Mount Baker' and 'Pocahontas' (pictured), which reach 10 to 12 feet tall. Prune immediately after flowering. Hardy in Zones 2 to 7.