traditionally Ricotta is made from left over liquids (called Whey) from cheese making. Cottage cheese is made from milk in the first run. Today ricotta is made of fresh milk and not the leftovers, but still it is made from the whey - so its almost like the tradition of making it from left overs.
In some circumstances, it is beneficial for beneficiaries to change a Will for tax purposes after the deceased's death. This can be done through a Deed of Variation, sometimes referred to as a Deed of Family Arrangement.n some circumstances, it is beneficial for beneficiaries to change a Will for tax purposes after the deceased's death. This can be done through a Deed of Variation, sometimes referred to as a Deed of Family Arrangement.
In the ordinary course, the beneficiary that the insured has named under his life insurance. policy receives the proceeds of that policy. The policy owner has the right to change the. beneficiary designation so long as he is competent to do so.