It is highly unlikely that pears could cause constipation, and in fact they are likely to have the opposite effect. Due to the high amount of fiber that pears contain, they are sometimes used as a remedy for constipation.
An underwriter is a company or other entity that administers the public issuance and distribution of securities from a corporation or other issuing body.
Loan underwriters, or loan officers, evaluate applications for loans and make decisions regarding whether to approve an applicant for financing. A loan underwriter will meet with loan applicants to discuss personal and financial information material to the decision-making process.