Best Answer: CD means Certificate of Deposit and is a way the bank has your money for a fixed period of time, pays interest to you on it and loans it to others.
The differences between an ATV and a UTV become clear with a simple glance at the rider positions: an ATV rider will straddle the vehicle on a saddle, while UTV riders can sit on side by side on bench seats or bucket seats. The steering differs between the two as well.
The payload on a UTV is usually carried below the top of the tires - as opposed to an ATV, which carries its load above the fenders. This lower load-positioning can drastically lower the vertical center of gravity, which increases stability. UTVs come in a number of different configurations.