Consumer Rights and Protection Consumer rights and responsabilities explained in the Lectric Law Library. Fair Credit Billing Act (FCBA) The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C.  1601 et seq.).
Galapagos Weather and Climate. The Galapagos Islands are on the equator and the climate does not vary dramatically over the year. The climate of the Islands can best be described as subtropical. There is, however, some variation driven mainly by the ocean currents. December to May can be best described as the warm season.
Its annual rainfall is 512 mm; the average air temperature is 29.1 4oC in March, the hottest period, and 23.1 4oC in September, the coldest period, while the average air temperature for the year is is 25.4 4oC.The graphs below give an overview of the overall Galapagos climate.