Loaning money to family and friends can be a delicate subject. You don't want to be too formal with the terms of the loan. Yet, if you don't write a proper loan note or a legally binding IOU, you could be kissing your money goodbye.It's generally a good idea to protect yourself by putting the terms of the loan in writing.ere's what you need to know about writing a legally binding IOU or loan note: What Needs to Be Included in an IOU. Writing a legally binding IOU is remarkably simple, leaving you with no excuse for not having a loan note.
A person who has too little adult growth hormone will have symptoms that include: 1  A higher level of body fat, especially around the waist. 2  Anxiety and depression. 3  Decreased sexual function and interest. 4  Fatigue. Feelings of being isolated from other people.  Greater sensitivity to heat and 1  cold. Less muscle (lean body  mass)
A: Metformin (Glucophage) is a medication used for the treatment of diabetes or high blood sugar. It works by decreasing the production of glucose by the liver. The main side effects of metformin (Glucophage) are gastrointestinal in nature and include diarrhea, nausea, vomiting and flatulence.