The company will, however, deduct the policy excess. Letâs say your car is worth Â£10,000 and is written-off in an accident. The insurance company might offer a settlement of Â£10,000, less the excess of Â£300, to give you Â£9,700.
It is now generally accepted that the demyelination seen in MS is caused by an abnormal immune process â that is, by activation of T cells (and perhaps B cells) against some component of central nervous system myelin (the fatty sheath that surrounds and insulates nerve fibers).
If innate immune cells (dendritic cells) decide that the material is dangerous (part of a virus or bacteria), then they stimulate a specialized group of white blood cells causes CD4 + helper T cells to become activated. CD4 + refers to a surface protein on this class of T cells. Helper T cells can stimulate another group of white blood cells called B cells to produce antibodies that bind that specific antigen and immobilize it, preventing it from causing infection. Antibodies are specific for only one antigen.