Filing early will decrease how much money you receive each month. Use a benefit calculator to figure out the difference in your case. Accrue delayed retirement credits. For each month between age 62 and age 70 that you wait to apply for RIB, Social Security will increase your benefits by a certain percentage.
Google it. Definition: Coated paper with a dull, no-gloss finish without luster is known as matte finish. Colors often appear softer on a matte finish. Text can be easier to read on matte finish papers than on glossier finishes.
Flat Finish - 0 to 5% gloss A paint with a flat surface that does not reflect light and generally used on ceilings and walls of formal rooms. Flat finishes are usually non-washable and cleaning is not advised. Matte / Velvet Finish - 5 to 10% gloss A durable paint with a flat, non-glossy finish usually used for walls.