Welcome to the Covenants, Conditions, and Restrictions section of FindLaw's Real Estate Center. Covenants, conditions, and restrictions (also called CC&Rs) are used by many common interest developments, including condominiums and co-ops, to regulate the use, appearance, and maintenance of property. CC&Rs often restrict what homeowners can do on their property.
Aerial view of Indiana Harbor and Ship Canal. The Indiana Harbor and Ship Canal is an artificial waterway on the southwest shore of Lake Michigan, in East Chicago, Indiana which connects the Grand Calumet River to Lake Michigan.
Some people think that the Chesapeake Bay began taking shape 18,000 years ago, and assumed its present dimensions about 3000 years ago.  Formation. There are two theories on how the Bay was created. Some scientists believe the Bay was formed when an asteroid known as a bolide hit the earth forming a giant crater. Other scientists believe giant glaciers that froze and melted over millions of years carved the Bay from the river basin of the Susquehanna River.