The clotting factors are the group of chemicals that are constant circulation in the blood or present in tissues of the blood vessels. These compounds are responsible for the formation of a blood clot. Clotting factors are usually inactive but once there is tissue injury to the wall of the blood vessel, the first factor is activated. This has a cyclical effect with each factor activating the next.
Fiduciary duty of committee members. Persons elected or appointed to of management committee or a board of an Incorporated Association have a Fiduciary Duty. This is what Wikipedia says about Fiduciary Duty: A fiduciary duty is the highest standard of care imposed at either equity or law.
A registered investment advisor (RIA) is always a fiduciary; for the dually registered broker/RIA, one would need to study the client services agreement to determine whether a fiduciary relationship exists. An investment consultant could be deemed a fiduciary: When the consultant has discretion over a client's assets.