The cure for ileocecal valve syndrome? Eliminating certain foods for several weeks, such as raw fruits and vegetables (celery, carrots, cucumber, tomatoes), nuts, seeds, popcorn, spicy foods (salsa, cayenne pepper, hot peppers, chili powder) and stimulants (coffee, tea, caffeine, alcohol, chocolate).
Instead of a distributionof $10,000, letâs say the IRA ownertakes out a distribution of $25,000.This pushes the MAGI above$44,000, making $17,000 of SocialSecurity taxable.However, you can control howmuch tax you pay on Social Securityin many instances by controllingyour IRA distribution strategy.
If you made nondeductible contributions, you have to split the distribution based on the percentage of nondeductible contributions in the account. For example, if you have $15,000 of nondeductible contributions in a pretax account worth $100,000 at the time of the distribution, 15 percent of the RMD is tax-free. Only designated Roth plans require the original account owner to take required minimum distributions.