Because APR stands for annual percentage rate, some borrowers get confused and assume APR is annual and interest rate is not. In fact, APR just refers to the entire financing charges on a loan, expressed on an annual basis. The APR takes into account upfront closing costs or loan fees you pay to get the funds.ecause APR stands for annual percentage rate, some borrowers get confused and assume APR is annual and interest rate is not. In fact, APR just refers to the entire financing charges on a loan, expressed on an annual basis. The APR takes into account upfront closing costs or loan fees you pay to get the funds.
The average age of first-time hearing aid wearers is close to 70 years of age, despite the fact that the majority (65 percent) of people with hearing loss are below the age of 65; and nearly half of all people with hearing loss are below the age of 55.eople with a moderate to profound hearing loss, who did not use hearing aids, on average, experienced household incomes $5000-$6000 less than their counterparts who did use hearing aids. This is despite the fact that the higher hearing loss non-wearer groups tended to be employed slightly more often.
Member pays 50% coinsurance for 12 pairs of contacts and/or 1 pair of glasses with $100 maximum benefit per year. Annual Routine Hearing Exam - Maximum benefit of $40 lifetime after age 65. Hearing Aid - 20% coinsurance with a maximum benefit of $300 per year.