You can have multiple accounts, but the combined IRA and Roth IRA contributions for a tax year can't exceed the contribution limits for that year.Here's how the IRS puts it in Publication 590, Individual Retirement Accounts:Roth IRAs and traditional IRAs.
I am not sure how much, if at all, your FICO score will increase when the judgments fall off your credit report. Although not very common, under certain circumstances a judgment that has fallen off your credit report after 7 years can reappear. In addition to the 7-year credit reporting time period (CRTP), judgments also have a statute of limitations (SOL) on enforcement of the judgment.
Best Answer: Unfortunately you settled. If the judgement was issued 5 years ago and the last entry on your credit report was that long ago, you could have possibly waited 1 year for it to roll off. If the last entry was in 2006, it was best. It is dependent upn what state you live in. Go to http://www.creditinfocenter.com/rebuild/...