Transcript: This is Dr. B. Let's do the Lewis structure for SiH4. On the periodic table, Silicon, group 4, 4 valence electrons; Hydrogen, group 1, 1 valence electron, but we have four of them. So 4 plus 4: 8 total valence electrons. Put the Si in the center, Hydrogens always go on the outside.
Interbank GIRO (IBG). Interbank GIRO is a service of transferring funds and payment to other banks. You can transfer your money, perform payments or loan repayments and even payment to other bank's credit card from BSN counters, electronically.
Interbank Money Transfer: IBG vs IBFT. Effective 2 May 2013, the Interbank money transfer of Interbank GIRO (IBG) transfer charge is reduced to only RM 0.10. However, the Instant Interbank Fund Transfer (IBFT) service charge is reduced to only RM 0.53 (Service fee RM0.50 + GST RM0.03) from Jun 2015. Bank Negara Malaysia (BNM) said that the low IBG fee is a new pricing strategy to promote greater efficiency.