The name âplectrumâ banjo, in fact is based on playing the banjo with a âplectrumâ which is what flat picks used to be called. So, to distinguish the âplectrumâ banjo from the original banjo, the five string, which was commonly played using fingers of the right hand, it was called a âplectrumâ or âflat pickâ banjo.
The Severability of the Individual Mandate. Article. The Supreme Court is now reviewing a federal appeals court decision that the individual mandate in the Affordable Care Act (ACA), which requires that individuals either purchase health insurance or pay a penalty, is unconstitutional.
Severability of Interest. A severability-of-interest clause stipulates that the insurance policy clauses apply separately to each insured entity. It is similar to the cross-liability clause in that a claim by one of the insured parties against another is covered. The International Risk Management Institute explains that some insurance policies may specify separate coverage limits for each insured party.