Deciduous is a designation indicating a plant sheds its foliage at the end of the growing season. The term is used primarily in reference to trees and shrubs, in contrast with those that are evergreen..
Conflict of interest. A conflict of interest (COI) is a situation in which a person or organization is involved in multiple interests, financial or otherwise, one of which could possibly corrupt the motivation or decision-making of that individual or organization. The presence of a conflict of interest is independent of the occurrence of impropriety.
Collect COIs to Manage Subcontractor Risk. You carry insurance to protect your business from liabilities. If you use subcontractors and vendors, itâs also. important to make sure they have appropriate insurance. Collecting certificates of insurance is the best way to. make sure they are covered â and that youâre protected. Certificates of insurance provide evidence that your subcontractors and vendors have insurance. They indicate. the timeframe for which the subcontractor or vendor is covered and the amount of coverage.