The company will, however, deduct the policy excess. Letâs say your car is worth Â£10,000 and is written-off in an accident. The insurance company might offer a settlement of Â£10,000, less the excess of Â£300, to give you Â£9,700.
It is now generally accepted that the demyelination seen in MS is caused by an abnormal immune process â that is, by activation of T cells (and perhaps B cells) against some component of central nervous system myelin (the fatty sheath that surrounds and insulates nerve fibers).
If innate immune cells (dendritic cells) decide that the material is dangerous (part of a virus or bacteria), then they stimulate a specialized group of white blood cells causes CD4 + helper T cells to become activated. cells must interact with Helper T cells, other specialized white blood cells, to initiate antibody production. An important concept is that once activated, memory cells are produced that insure that a more rapid and stronger immune response can be made upon re-exposure to the same pathogen.