A Pap smear, also called a Pap test, is a procedure to test for cervical cancer in women. A Pap smear involves collecting cells from your cervix â the lower, narrow end of your uterus that's at the top of your vagina. Detecting cervical cancer early with a Pap smear gives you a greater chance at a cure. A Pap smear can also detect changes in your cervical cells that suggest cancer may develop in the future. Detecting these abnormal cells early with a Pap smear is your first step in halting the possible development of cervical cancer.
Saving is income not spent, or deferred consumption. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash.Saving also involves reducing expenditures, such as recurring costs.In terms of personal finance, saving generally specifies low-risk preservation of money, as in a deposit account, versus investment, wherein risk is higher; in economics more broadly, it refers to any income not used for immediate consumption.aving also involves reducing expenditures, such as recurring costs. In terms of personal finance, saving generally specifies low-risk preservation of money, as in a deposit account, versus investment, wherein risk is higher; in economics more broadly, it refers to any income not used for immediate consumption.
Categories of Consumption. Expenditures on consumer goods consistently account for over 68% of U.S. GDP, coming out to more than $12 trillion in purchases in 2015. Consumer goods are broken up into the broad categories of nondurable goods, durable goods and services. Personal consumption is distinct from private domestic investment, which is expenditure on capital, including tools, factories, machinery and residential structures, used to produce consumer goods. In the first quarter of 2016, expenditure on durables accounted for 7.3% of U.S. GDP. One of the main drivers of growth in this sector is transportation, such as motor vehicles and commercial jets. Orders for durable goods rose 3.4% in April 2016, 85% of which was new orders for commercial jets.