If you take a defensive driving course voluntarily, your traffic school provider will generally determine your completion deadline and additional requirements. Generally, youâll have the option of completing your Kansas defensive driving online or in the classroom.epending on your specific circumstances and driving history, a LA defensive driving course may allow you to: 1  Dismiss a traffic ticket. 2  Satisfy a traffic court requirement. 3  Avoid a driverâs license suspension.
Viatical settlement. A viatical settlement (from the Latin viaticum) is the sale of a policy owner's existing life insurance policy to a third party for more than its cash surrender value, but less than its net death benefit. Such a sale provides the policy owner with a lump sum.
Life settlements present a third option: selling your policy (or the right to receive the death benefit) to an entity other than the insurance company that issued the policy. That transaction is known as a life settlement. The life settlement market emerged as an offshoot of the viatical settlement industry that developed in the 1980s as a source of liquidity for AIDS patients and other terminally ill policyholders with life expectancies of less than two years.