First-time homebuyers. Though you may take money out of your 401(k) to use as a down payment, expect to pay a 10 percent penalty. However, take the money from your IRA, and it's penalty-free. The penalty-free withdrawal is not limited to first-timers either.Homebuyers must not have owned a home in the previous two years, though.Further you can take more than one penalty-free withdrawal to buy a home, but there is a $10,000 limit.owever, take the money from your IRA, and it's penalty-free. The penalty-free withdrawal is not limited to first-timers either. Homebuyers must not have owned a home in the previous two years, though. Further you can take more than one penalty-free withdrawal to buy a home, but there is a $10,000 limit.
1 Symptoms of a kidney stone include flank pain (the pain can be quite severe) and blood in the urine (hematuria). 2  People with certain medical conditions, such as gout, and those who take certain medications or supplements are at risk for kidney stones. 3  Diet and hereditary factors are also related to stone formation.
Keratosis pilaris is a common, harmless skin condition. It causes small, hard bumps that may make your skin feel like sandpaper. The bumps are often light-colored. They usually appear on your upper arms, thighs, and buttocks, sometimes with redness or swelling.