People with developmental disabilities have severe chronic disabilities that can be cognitive, physical, or a combination of the two. These disabilities often appear before the age of 22 and are likely life-long conditions.
At Acadia Insurance weâve established benefits to assist our employees in establishing financial security for their family and their future retirement.
An HRA that reimburses an employee for premiums paid for individual market coverage will not result in a violation of the ACA market reforms if the coverage solely provides excepted benefits. Thus, for example, an HRA could reimburse premiums for individual market dental or vision benefits. An employer payment plan or HRA that is part of a cafeteria plan established under Section 125 of the Internal Revenue Code must be integrated with a group health plan to be ACA compliant.