Hollandaise sauce (/hÉlÉnËdeÉªz/ or /ËhÉlÉndeÉªz/ ; [ÊÉ.lÉÌ.dÉz]) is an emulsion of egg yolk and liquid butter, usually seasoned with lemon juice, salt, and a little white pepper or cayenne pepper. In appearance, it is light yellow and opaque, smooth and creamy.
The time frame to issue a refund from your escrow account can varies from bank to bank. You should recieve your refund in 3 to 5 weeks. I suggest you call the customer service dept of your previous mortgage company to verify the time frame. When you re-financed your previous mortgage company
If the funds in your escrow account are projected to be below your minimum balance at the lowest point in the 12-month period, you have a shortage. This can happen if the taxes or insurance premiums for the previous 12 months were more than expected. Or, if they're estimated to go up in the next 12 months.