Hollandaise sauce (/hÉlÉnËdeÉªz/ or /ËhÉlÉndeÉªz/ ; [ÊÉ.lÉÌ.dÉz]) is an emulsion of egg yolk and liquid butter, usually seasoned with lemon juice, salt, and a little white pepper or cayenne pepper. In appearance, it is light yellow and opaque, smooth and creamy.
The time frame to issue a refund from your escrow account can varies from bank to bank. You should recieve your refund in 3 to 5 weeks. I suggest you call the customer service dept of your previous mortgage company to verify the time frame. When you re-financed your previous mortgage company
When you close on the house, the terms escrow and reserve are really synonymous, since there have not been any payments yet made for taxes and insurance yet. Instead, the lender sets up the escrow account by setting the reserve at 14 months (in most cases) of payments toward insurance and taxes.