If an employer only runs a county check, and the applicant has pending charges in another county, then the pending charges won't show up. Employers are usually fairly thorough in their background checks, so these pending charges are usually found.
Credit score. For a broader coverage related to this topic, see Credit rating. A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of the person. A credit score is primarily based on a credit report information typically sourced from credit bureaus.
A credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan or credit card.