The offense is a microaggression if it refers to anything that might, with some imagination, resemble racism, sexism or culturalism. Itâs usually an accident caused by a failure to read minds. Other thoughts:
The debt avalanche is  the practice of ranking debts by interest rate and paying each off by starting with the highest-interest debt first. This approach may help you save the most money overall, and is often recommended by financial advisers as the best way to pay off debt. The plus is, of course, paying less interest, says Beverly Harzog, a credit and consumer expert and author of The Debt Escape Plan.
Whether youâre using the debt snowball method, a debt avalanche, or paying off debt in any order you like, the highly acclaimed Pay Off Debt app helps keep you motivated and moving to debt freedom. Over 46,000 users canât be wrong. As Susanebw said, âThis app is so simple to use and very flexible.