If you take a defensive driving course voluntarily, your traffic school provider will generally determine your completion deadline and additional requirements. Generally, youâll have the option of completing your Kansas defensive driving online or in the classroom.epending on your specific circumstances and driving history, a LA defensive driving course may allow you to: 1  Dismiss a traffic ticket. 2  Satisfy a traffic court requirement. 3  Avoid a driverâs license suspension.
Viatical settlement. A viatical settlement (from the Latin viaticum) is the sale of a policy owner's existing life insurance policy to a third party for more than its cash surrender value, but less than its net death benefit. Such a sale provides the policy owner with a lump sum.
1 Find out the name of the viatical settlement provider if you negotiate through a viatical settlement broker. Call the Department to make sure both the provider and broker are licensed.  Realize that after your death the policy may not pay your beneficiaries any death benefit.