People with developmental disabilities have severe chronic disabilities that can be cognitive, physical, or a combination of the two. These disabilities often appear before the age of 22 and are likely life-long conditions.
Life Insurance. Acadia provides a basic term life benefit equal to two times annual salary at no charge to employees. Accidental Death & Dismemberment and Travel Accident Insurance are also provided at no cost. Employees can purchase additional life insurance by enrolling in a portable term life insurance program.
A growing body of evidence suggests that, in addition to reducing costs and improving quality in Medicare, these ACA reforms may be generating similar benefits system-wide. Slower growth in health care costs reduces the growth of the health insurance premiums paid by employers, which has important benefits for workers. In the short run, lower health insurance premiums reduce the cost of hiring an additional worker, making it easier for employers to add jobs.