Filing early will decrease how much money you receive each month. Use a benefit calculator to figure out the difference in your case. Accrue delayed retirement credits. For each month between age 62 and age 70 that you wait to apply for RIB, Social Security will increase your benefits by a certain percentage.
Google it. Definition: Coated paper with a dull, no-gloss finish without luster is known as matte finish. Colors often appear softer on a matte finish. Text can be easier to read on matte finish papers than on glossier finishes.
Matte screens tend to handle glare better, due to a polarized coating over the glass that diffuses ambient light. A side effect of the matte finish is a slight blurring, reduced contrast and a narrower viewing angle. Which is better is a matter of environment and personal preference. If the screen is in a room that's generally dark, consider a glossy finish. In a controlled environment it offers a best-case picture. But I wouldn't be too afraid of a matte finish. Most of us use our screens in mixed light where the minor qualitative difference is offset by the anti-reflective benefit.