Deciduous is a designation indicating a plant sheds its foliage at the end of the growing season. The term is used primarily in reference to trees and shrubs, in contrast with those that are evergreen..
Conflict of interest. A conflict of interest (COI) is a situation in which a person or organization is involved in multiple interests, financial or otherwise, one of which could possibly corrupt the motivation or decision-making of that individual or organization. The presence of a conflict of interest is independent of the occurrence of impropriety.
By putting all this information together, Certificates of Liability Insurance make it easy for your business to get the details of an insurance policy. When you sign a contract, your potential business partners often require you to show them your business's Certificate of Liability Insurance. Certificates of Liability Insurance (also called COIs or Certificates of Insurance) summarize the important details of your insurance, listing your policy number, limits, and other information. These certificates serve vital business functions, as they are frequently required to close deals and make insurance claims.