The name âplectrumâ banjo, in fact is based on playing the banjo with a âplectrumâ which is what flat picks used to be called. So, to distinguish the âplectrumâ banjo from the original banjo, the five string, which was commonly played using fingers of the right hand, it was called a âplectrumâ or âflat pickâ banjo.
The Severability of the Individual Mandate. Article. The Supreme Court is now reviewing a federal appeals court decision that the individual mandate in the Affordable Care Act (ACA), which requires that individuals either purchase health insurance or pay a penalty, is unconstitutional.
Cross liability and severability of interest are clauses in commercial insurance contracts. These clauses mean that the insurance policy applies separately to each insured party. However, the total policy coverage usually applies collectively to all the insured parties.