A stacked portion of the thylakoid membrane in the chloroplast. Grana function in the light reactions of photosynthesis. gravitropism ... granum (pl grana) /GRAY-nÉm, GRAN-Ém, GRAW-nÉm/ One of the stacks of thylakoids within a chloroplast that convert light into chemical energy.
Gap insurance coverage is associated with a specific auto loan. It can't be transferred or reassigned to another loan, even one that covers the same vehicle. When you refinance, your loan is paid off and your gap coverage ends. If you want to maintain gap insurance on your car, you'll need to purchase a new policy.hen you refinance, the interest rate and length of the loan can change. Ask your auto insurance company what they'll pay if the car is declared a total loss. If that amount is less than you owe, consider adding gap coverage to the new loan.
Auto insurance policies total out vehicles for the actual cash value (ACV) of the car -- not how much you owe on the note. For example, if you owe $20,000 on your new car but it is totaled out at $15,000, you get a stuck with a $5,000 bill. If you purchase GAP insurance, it will cover the other $5,000. You do not get your full GAP coverage refunded back to you once you pay off your car. When you pay your GAP insurance premium in advance, you are entitled to a refund of the unused portion if you pay off your vehicle early. If you pay your GAP coverage in monthly installments, you are not entitled to a refund of any used premiums. You may receive a small refund if you cancel early in the month.