The name âplectrumâ banjo, in fact is based on playing the banjo with a âplectrumâ which is what flat picks used to be called. So, to distinguish the âplectrumâ banjo from the original banjo, the five string, which was commonly played using fingers of the right hand, it was called a âplectrumâ or âflat pickâ banjo.
The Severability of the Individual Mandate. Article. The Supreme Court is now reviewing a federal appeals court decision that the individual mandate in the Affordable Care Act (ACA), which requires that individuals either purchase health insurance or pay a penalty, is unconstitutional.
These exclusions typically are followed by a severability clause - that is, a caveat providing that the acts or knowledge of one insured will not be imputed to any other insured for the purposes of applying the exclusion.*