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Current USDA Loan Rate Details. The current usda loan usda loan rate is 3.57% with 4.06% APR. . That is up from last weeks rate which was % with an % APR. The chart and table provide extended details on the USDA Loan usda loan rate over the last three months. The chart plots the usda loan usda loan rate and apr with points for each rate adjustment while the table lays out the average rate, points and apr by day.
The Annual Fee for USDA Section 502 Guaranteed Rural Housing loans will be increased from .40% to .50% for Fiscal Year 2015.tarting October 1st, that same loan amount would have an Annual Fee of $750, or $62.50 per month. This may not seem like a big change, but if you remember back before October 2011, the USDA did not charge an Annual Fee at all.