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Current USDA Loan Rate Details. The current usda loan usda loan rate is 3.57% with 4.06% APR. . That is up from last weeks rate which was % with an % APR. The chart and table provide extended details on the USDA Loan usda loan rate over the last three months. The chart plots the usda loan usda loan rate and apr with points for each rate adjustment while the table lays out the average rate, points and apr by day.
USDA Loan Interest Rates. Because 502 Rural Development Guaranteed Loans are partially backed by the USDA, lenders have the luxury of charging competitively low interest rates. Eligible borrowers find that rates are generally lower with the USDA Loan program than with conventional mortgage options.