If you take a defensive driving course voluntarily, your traffic school provider will generally determine your completion deadline and additional requirements. Generally, youâll have the option of completing your Kansas defensive driving online or in the classroom.epending on your specific circumstances and driving history, a LA defensive driving course may allow you to: 1  Dismiss a traffic ticket. 2  Satisfy a traffic court requirement. 3  Avoid a driverâs license suspension.
Viatical settlement. A viatical settlement (from the Latin viaticum) is the sale of a policy owner's existing life insurance policy to a third party for more than its cash surrender value, but less than its net death benefit. Such a sale provides the policy owner with a lump sum.
Tax Considerations: Borrowing to the extent necessary and possible to raise cash, rather. than selling a policy, is also preferable for tax reasons. While the proceeds from a policy sale in a. viatical settlement are income tax-free, the sales price of a life settlement is not.