First-time homebuyers. Though you may take money out of your 401(k) to use as a down payment, expect to pay a 10 percent penalty. However, take the money from your IRA, and it's penalty-free. The penalty-free withdrawal is not limited to first-timers either.Homebuyers must not have owned a home in the previous two years, though.Further you can take more than one penalty-free withdrawal to buy a home, but there is a $10,000 limit.owever, take the money from your IRA, and it's penalty-free. The penalty-free withdrawal is not limited to first-timers either. Homebuyers must not have owned a home in the previous two years, though. Further you can take more than one penalty-free withdrawal to buy a home, but there is a $10,000 limit.
1 Symptoms of a kidney stone include flank pain (the pain can be quite severe) and blood in the urine (hematuria). 2  People with certain medical conditions, such as gout, and those who take certain medications or supplements are at risk for kidney stones. 3  Diet and hereditary factors are also related to stone formation.
Keratosis pilaris is a common, harmless skin condition. It causes small, hard bumps that may make your skin feel like sandpaper. The bumps are often light-colored. They usually appear on your upper arms, thighs, and buttocks, sometimes with redness or swelling. They can also show up on your face, but that's less common. Except for some itching, keratosis pilaris doesn't hurt and doesn't get worse.