Hollandaise sauce (/hÉlÉnËdeÉªz/ or /ËhÉlÉndeÉªz/ ; [ÊÉ.lÉÌ.dÉz]) is an emulsion of egg yolk and liquid butter, usually seasoned with lemon juice, salt, and a little white pepper or cayenne pepper. In appearance, it is light yellow and opaque, smooth and creamy.
The time frame to issue a refund from your escrow account can varies from bank to bank. You should recieve your refund in 3 to 5 weeks. I suggest you call the customer service dept of your previous mortgage company to verify the time frame. When you re-financed your previous mortgage company
3 After the first year, a borrower can ask the lender to opt out of the escrow account, but the lender has the right to reject the request. The effective date for the HOEPA escrow requirements is April 1, 2010, with an extension to October 1, 2010 for manufactured homes. Financial institutions offering loans qualifying as higher-priced mortgage loans will be required to provide escrow accounts for those loans.