Each depositor insured to at least $250,000 per insured bank. Understanding Deposit Insurance. The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations.
The reasons vary (twin pregnancies are high risk pregnancies and are susceptible to more complications than singletons, often leading to early or premature births). The average gestation period for twins is 36 weeks, but it is not uncommon for twins to be born as early as 28 weeks, or as late as 40 weeks.
Updated June 26, 2016. It's estimated that half of twins are born early, prior to 36 weeks gestation, which is almost a month before the standard 40 weeks gestation of a singleton baby. Triplets and other higher order multiples have an even greater chance of being born early.