That includes paying off unsecured debt such as personal loans. Money also owed to credit card companies or on auto loans aren't considered in the federal needs formula. Let's say you have $10,000 in cash and $10,000 in credit card debt and $100,000 in other reportable assets, Chany says.
The Apgar score is a simple assessment of how a baby is doing at birth, which helps determine whether your newborn is ready to meet the world without additional medical assistance. Your practitioner will do this quick evaluation one minute and five minutes after your baby is born.
Background The 10-point Apgar score has been used to assess the condition and prognosis of newborn infants throughout the world for almost 50 years. Some investigators have proposed that measurement of pH in umbilical-artery blood is a more objective method of assessing newborn infants.