Filing early will decrease how much money you receive each month. Use a benefit calculator to figure out the difference in your case. Accrue delayed retirement credits. For each month between age 62 and age 70 that you wait to apply for RIB, Social Security will increase your benefits by a certain percentage.
Google it. Definition: Coated paper with a dull, no-gloss finish without luster is known as matte finish. Colors often appear softer on a matte finish. Text can be easier to read on matte finish papers than on glossier finishes.
It is a personal choice and sometimes can depend on what is being printed. The Glossy option is perfect for detailed/technical prints or photograph images. However, please note that glossy prints cannot be framed due to the fact that the print sticks to the glass. The Matte finish offers a flat, texturized finish with little to no glare. Some find this finish is better for paintings and darker prints although it works for any type of image. The Lustre is wonderful for both, capturing the best qualities from Glossy and Matte and combining them into one beautiful finish. Please note, the Lustre finish has more saturated inks which can sometimes result in a darker image.