Hollandaise sauce (/hÉlÉnËdeÉªz/ or /ËhÉlÉndeÉªz/ ; [ÊÉ.lÉÌ.dÉz]) is an emulsion of egg yolk and liquid butter, usually seasoned with lemon juice, salt, and a little white pepper or cayenne pepper. In appearance, it is light yellow and opaque, smooth and creamy.
The time frame to issue a refund from your escrow account can varies from bank to bank. You should recieve your refund in 3 to 5 weeks. I suggest you call the customer service dept of your previous mortgage company to verify the time frame. When you re-financed your previous mortgage company
If your lender does not refund an overage of less than $50 to you, then it must apply it to your future estimated escrow payments. This would reduce you monthly escrow payments. In this case, your mortgage company would divide the escrow overage by 12 and reduce your monthly escrow payment each month by that amount. For example, if your overage was $48, then your monthly escrow payment is reduced by four dollars per month ($48 / 12).