Each depositor insured to at least $250,000 per insured bank. Understanding Deposit Insurance. The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations.
The reasons vary (twin pregnancies are high risk pregnancies and are susceptible to more complications than singletons, often leading to early or premature births). The average gestation period for twins is 36 weeks, but it is not uncommon for twins to be born as early as 28 weeks, or as late as 40 weeks.
The risk of preterm labor and premature birth are heightened when there is more than one baby in the womb. Other conditions such as preeclampsia, placental dysfunction, and TTTS are more prevalent in twin pregnancy and increase the risk of an early delivery. Research from the National Organization of Mothers of Twins Clubs (NOMOTC) indicates that about half of multiples are born before 36 weeks gestation. An informal, unscientific poll on my site indicates 18% delivered before 28 weeks and only 15% after 38 weeks.