People with developmental disabilities have severe chronic disabilities that can be cognitive, physical, or a combination of the two. These disabilities often appear before the age of 22 and are likely life-long conditions.
Life Insurance. Acadia provides a basic term life benefit equal to two times annual salary at no charge to employees. Accidental Death & Dismemberment and Travel Accident Insurance are also provided at no cost. Employees can purchase additional life insurance by enrolling in a portable term life insurance program.
benefits of the ACFTA. Understanding the employment impli-cations of trade provides space to for-mulate policies that would minimize adjustment costs. Importantly, the benefits that are expected from the ACFTA may not be automatic. ACFTA, for example, entails increases in agri-cultrual exports, but to take advantage