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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
QCDs â Qualified Charitable Distributions â are a means of transferring IRA assets to a charity. The transfer is not taxable to the account owner and a charitable deduction cannot be taken. The basic rules for a QCD follow: â¢ You must be at least 70 Â½ at the time of the transfer. This applies to both IRA owners and IRA beneficiaries. â¢ You can transfer up to $100,000 per person, per year.