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The definition of conceptual is something having to do with the mind, or with mental concepts or philosophical or imaginary ideas. An example of conceptual is when you formulate an abstract philosophy to explain the world which cannot be proven or seen.
To me, a practical person is a person that knows how to actually get things done, but doesn't necessarily have the creativity to come up with special ideas. A conceptual person is a person that has the creative ability to come up with good ideas, but doesn't necessarily know how to make them happen. In business, it makes a great team when there is a practical person and a conceptual person working together.