Numbness is, in some ways, a symptom of a symptom.. Your anxiety is causing stress and possibly hyperventilation, which in turn is causing physical or emotional numbness. That's why it's so important to take advantage of recommended treatment options. There are a few things you can do right away:
1 Roll over a traditional 401(k) into a traditional IRA, tax-free. 2  Roll over a Roth 401(k) into a Roth IRA, tax-free.  Roll over a traditional 401(k) into a Roth IRAâthis would be considered a Roth conversion, so you'd owe taxes.
If you have available funds, you can put the amount that was taken out of your rollover in taxes into your Roth yourself. That way, you'll end up with the full pension amount in your IRA. Typically, retirement plan withdrawals made before age 59 1/2 are also subject to a 10 percent early distribution penalty.However, since a rollover is not technically a distribution, you can avoid the early withdrawal penalty if you roll the money into your Roth IRA. rollover is a tax-free transfer of money from one retirement account to another. The Internal Revenue Service lets you move cash from almost any type of plan to a Roth, including 401(k) plans, defined-benefit pension plans and other IRAs.