Where Did the Rain Go? Click link above to see weather patterns of a typical summer moving into the weather pattern of the 1930s dust bowl drought. See side bar for more information. (Credit: NASA) Click HERE to view animation. Click on image to enlarge.
Typically, a short-term disability policy provides you with 40 to 70 percent of your pre-disability base salary. Some people have short-term disability insurance through an employer, union, or other professional organization. This type of policy is known as group coverage.
In contrast, short-term disability plans provide you with income payment. However, you usually must have been employed for a certain period of time before you qualify for benefits. In many cases, short-term disability plans provide you with income payments equal to 60 percent of your base salary.