According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
A report warns how high charges on pension income products gradually shave a third off an average pot of Â£29,000 over the course of a retirement. Pensioners risk running out of money in old age even if they spend wisely, Age UK has warned Photo: PA. By Katie Morley.