Loan agreements are binding contracts between two or more parties to formalize a loan process. There are many types of loan agreements, ranging from simple promissory notes between friends and family members to more detailed contracts like mortgage, auto, credit card and short- or long-term payday advance loans.
An employer may waive the right to a thirty-minute unpaid meal break pursuant to the voluntary written request of an employee who is principally employed in the service of food or beverages to customers and who, in the course of such employment, receives tips and reports the tips to the employer.
A lunch break would not be required for 5 hours of work. In order to receive a lunch break, you must be on the job more than six hours. If you are, then the employer must give you a lunch break at some point between the third and fifth hour of work. So, in response to your question, because you are only required to have a 10 minute break for every 4 hours of work, you would just be entitled to a 10 minute break.