Medical Definition of Sexual sadism. Sexual sadism: Individuals with sexual sadism disorder have persistent fantasies in which sexual excitement results from inflicting psychological or physical suffering (including humiliation and terror) on a sexual partner. This disorder is different from minor acts of aggression in normal sexual activity; for example, rough sex.
total insurable value (TIV) A property insurance term referring to the sum of the full value of the insured's covered property, business income values, and any other covered property interests. Suggest an improvement or addition to the Insurance and Risk Management Glossary. Buy a print version of the Insurance and Risk Management Glossary.
Use our contents insurance calculator to work out an approximate value for your home contents. We have created this calculator to address the common problem of underinsurance.In a survey of our policyholders by an independent valuer, we found that on average people had underestimated the value of their general contents by 40%.e also offer a tailored and personalised valuation service. If this is of interest we can recommend a valuer to arrange this. We can suggest an approximate contents sum insured based on the information you have provided in this contents calculator, we will suggest an approximate amount for your contents insurance.