According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
Thankfully, you can do something about it. By paying a pension contribution, you can effectively expand your basic rate tax band, avoid higher rate tax but still benefit from the new higher personal allowance.Here's an example: Tom earns Â£45,000 a year. In 2010/11 he paid income tax of Â£7,930 and national insurance of Â£4,209.hankfully, you can do something about it. By paying a pension contribution, you can effectively expand your basic rate tax band, avoid higher rate tax but still benefit from the new higher personal allowance.