Numbness is, in some ways, a symptom of a symptom.. Your anxiety is causing stress and possibly hyperventilation, which in turn is causing physical or emotional numbness. That's why it's so important to take advantage of recommended treatment options. There are a few things you can do right away:
1 Roll over a traditional 401(k) into a traditional IRA, tax-free. 2  Roll over a Roth 401(k) into a Roth IRA, tax-free.  Roll over a traditional 401(k) into a Roth IRAâthis would be considered a Roth conversion, so you'd owe taxes.
But that income limit for rollovers disappears in 2010. You can start contributing $5,000 per year to a traditional IRA now, then roll it all over into a Roth when the law changes in 2010. To switch to a Roth, you'd have to pay income taxes on the total IRA balance if you've made only tax-deductible contributions. But if you've made only nondeductible contributions to the IRA, then you'll be taxed only on the earnings. After you pay the tax bill, the money grows tax-free in the Roth.