Where Did the Rain Go? Click link above to see weather patterns of a typical summer moving into the weather pattern of the 1930s dust bowl drought. See side bar for more information. (Credit: NASA) Click HERE to view animation. Click on image to enlarge.
Typically, a short-term disability policy provides you with 40 to 70 percent of your pre-disability base salary. Some people have short-term disability insurance through an employer, union, or other professional organization. This type of policy is known as group coverage.
Short-term disability typically is defined as a medical condition, illness or injury that leaves an employee unable to work for a limited period, usually 12 weeks or less. Workers' compensation is an option for employees who are injured or disabled on the job. The program is mandated by federal law and administered at the state level. It is a form of insurance that provides financial assistance, medical care and other benefits during a short-term disability or illness. Most employees are required to use any accrued sick or annual leave before becoming eligible for federal or state programs.