Medical Definition of Sexual sadism. Sexual sadism: Individuals with sexual sadism disorder have persistent fantasies in which sexual excitement results from inflicting psychological or physical suffering (including humiliation and terror) on a sexual partner. This disorder is different from minor acts of aggression in normal sexual activity; for example, rough sex.
total insurable value (TIV) A property insurance term referring to the sum of the full value of the insured's covered property, business income values, and any other covered property interests. Suggest an improvement or addition to the Insurance and Risk Management Glossary. Buy a print version of the Insurance and Risk Management Glossary.
Insurance to Value-Amount of insurance purchased vs. the actual replacement cost of the insured property expressed as a ratio. Insured-party(ies) covered by an insurance policy. Insurer-an insurer or reinsurer authorized to write property and/or casualty insurance under the laws of any state.nsurance to Value-Amount of insurance purchased vs. the actual replacement cost of the insured property expressed as a ratio. Insured-party(ies) covered by an insurance policy. Insurer-an insurer or reinsurer authorized to write property and/or casualty insurance under the laws of any state.