According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
Personal pension contributions. When a salary is paid to a basic rate taxpayer, it is subject to income tax (20%) and National Insurance (NI) (12%). This means for every Â£1,000 of salary, a total of Â£320 is deducted, leaving Â£680 after all tax has been paid.t's a payment made by an employer into an employee's pension. The employer could save up to 33.8% in tax and National Insurance and the employee could benefit from greater tax savings by having this contribution paid directly to their pension.