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If you collect Social Security and you're younger than full retirement age, then you can earn up to $16,920 in income in 2017 and still collect 100% of your Social Security payment. Nov 26, 2016 at 2:22PM. The average American's retirement savings remains anemic, wages are only inching higher, and employers continue to abandon pension plans.
Example: In 2018, you worked at company A and earned $70,000 before you switched employers. At company B, you earned $65,900. Social Security taxes would be withheld from the $135,900 you earned in 2018, but the maximum taxable earnings for the year are only $128,400. You claimed a refund of the Social Security taxes withheld from the last $7,500 in earnings when you filed your 2018 personal income tax return with the Internal Revenue Service (IRS).