Where Did the Rain Go? Click link above to see weather patterns of a typical summer moving into the weather pattern of the 1930s dust bowl drought. See side bar for more information. (Credit: NASA) Click HERE to view animation. Click on image to enlarge.
For example, your policy may pay 80% for the first three weeks of disability and then 50% for the remainder of your benefit period. Benefit Periods: Your short-term disability policy may allow you to return to work on a trial basis.
Advantages and Disadvantages of Short Term Disability Insurance. Short term disability insurance is intended to cover individuals who cannot work for brief periods of time. Although some short term policies can last for up to two years, the typical policy lasts between three and six months. Because the length of time that these policies pay benefits is short, short term disability insurance policies are usually the most affordable options.