Where Did the Rain Go? Click link above to see weather patterns of a typical summer moving into the weather pattern of the 1930s dust bowl drought. See side bar for more information. (Credit: NASA) Click HERE to view animation. Click on image to enlarge.
Typically, a short-term disability policy provides you with 40 to 70 percent of your pre-disability base salary. Some people have short-term disability insurance through an employer, union, or other professional organization. This type of policy is known as group coverage.
Step. 1  Short-term disability, as defined by law, is a relatively new concept in the United States. 2  The term short-term disability is generally used for insurance purposes. 3  Short-term disability insurance generally provides either a percentage of income or a pre-defined benefit amount to the employee during a qualifying sick leave. In many cases, the amount decreases over time. This is done to encourage workers to return to work after their disability.