Different people and cultures believe different things for the answer to this question. The meaning of life as we perceive it is derived from philosophical and religious contemplation of, and scientific inquiries about existence, social ties, consciousness, and happiness.
A long-term financial plan should include these elements. Time Horizon. A plan should look at least  five to ten years into the future. Scope. A plan should consider all appropriated funds, but especially those funds that are used to account for the issues of top concern to elected officials and the community. Frequency.
No matter what your age, itâs not too early to start financial planning. The sooner you start saving, the more time your money has to grow. (See our Weekly Investment Plan to see how large a retirement account a weekly investment can grow by age 65.)