According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
Salary Sacrifice can be a popular device to reduce the cost of pension contributions. The reduction is achieved by avoiding paying NI contributions on the part of pay that would be paid in employee pension contributions.he employer also makes a saving generally worth 13.8% of the employees pension contribution, whatever the employees salary level (only 10.1 % on the part of salary less than Â£42,484 if the employee is contracted-out).