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If you collect Social Security and you're younger than full retirement age, then you can earn up to $16,920 in income in 2017 and still collect 100% of your Social Security payment. Nov 26, 2016 at 2:22PM. The average American's retirement savings remains anemic, wages are only inching higher, and employers continue to abandon pension plans.
How much income you can have before benefits are taxed. As I mentioned, whether or not your Social Security benefits will be taxed depends on your combined income. For 2014, a married couple filing jointly with combined income under $32,000 ($25,000 for single filers) won't pay income taxes on their benefits.owever, if their income is between $32,000 and $44,000 ($25,000-$34,000 for single filers), up to 50 percent of Social Security benefits may be subject to ordinary income taxes.