Where Did the Rain Go? Click link above to see weather patterns of a typical summer moving into the weather pattern of the 1930s dust bowl drought. See side bar for more information. (Credit: NASA) Click HERE to view animation. Click on image to enlarge.
Typically, a short-term disability policy provides you with 40 to 70 percent of your pre-disability base salary. Some people have short-term disability insurance through an employer, union, or other professional organization. This type of policy is known as group coverage.
Short-term disability can be provided for through other means; e.g., workers' compensation, insurance, family, savings and investments. Thus, as you can see, the disability program is meant to provide benefits for only those with the most serious impairments. In that respect, it may be considered very strict..