According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
3. Make a big one-off pension contribution. If you want to give your pension pot a boost, you can top it up with a lump-sum investment. You can get tax relief (20pc for a basic rate taxpayer and 40pc for a higher rate tax payer) on up to Â£40,000 of pension contributions a year.