Loan agreements are binding contracts between two or more parties to formalize a loan process. There are many types of loan agreements, ranging from simple promissory notes between friends and family members to more detailed contracts like mortgage, auto, credit card and short- or long-term payday advance loans.
An employer may waive the right to a thirty-minute unpaid meal break pursuant to the voluntary written request of an employee who is principally employed in the service of food or beverages to customers and who, in the course of such employment, receives tips and reports the tips to the employer.
In the United States, most states require a minimum 30 minute lunch break if you work at least 5 or 6 consecutive hours. Federal law requires you to receive one paid 15 minute break every 4 hours you work (so if you work a normal 8 hour day, you will get two 15 minute breaks).