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If you collect Social Security and you're younger than full retirement age, then you can earn up to $16,920 in income in 2017 and still collect 100% of your Social Security payment. Nov 26, 2016 at 2:22PM. The average American's retirement savings remains anemic, wages are only inching higher, and employers continue to abandon pension plans.
Wage caps and floors: Social Security Tax is subject to a cap, which is adjusted every year for inflation. In 2014, the maximum amount of taxable earnings is $117,000. This means that if you make $118,000 in 2014, you will only be taxed the 6.2% on $117,000 of your wages.