A Cheque requisition can also be attached to a vendor invoice where it is necessary to alert Accounts Payable of any special instructions pertaining to that invoice, such as special mailing instructions or special payment requirements (ie wire transfers).
To get more traditional mortgage loans, your credit scores need to get above the 620 to 640 range. If you want to get the best interest rates, you need to raise your credit score into the 740+ credit score range.
It took me two years to get to a credit score of 740, which is the lowest score of the excellent credit bracket. To do this, I applied for a credit card from Capital One when I was 18. I also got two store cards, and a small secured loan from the bank. Now, at age 20, I have been approved for a home loan.