Numbness is, in some ways, a symptom of a symptom.. Your anxiety is causing stress and possibly hyperventilation, which in turn is causing physical or emotional numbness. That's why it's so important to take advantage of recommended treatment options. There are a few things you can do right away:
1 Roll over a traditional 401(k) into a traditional IRA, tax-free. 2  Roll over a Roth 401(k) into a Roth IRA, tax-free.  Roll over a traditional 401(k) into a Roth IRAâthis would be considered a Roth conversion, so you'd owe taxes.
Wait Five Years After a Rollover. If you roll retirement funds into a Roth IRA, you have to wait five years before withdrawing the funds penalty-free. The five-year clock begins on January 1 of the rollover year. For example, on October 1, 2012, you roll $2,000 from a retirement account to a Roth.