History of Florida
Hurricane Andrew in August 1992 struck Homestead, just south of Miami, as a Category 5 hurricane, leaving forty people dead, 100,000 homes damaged or destroyed, more than a million people left without electricity, and damages of $20–30 billion. Much of South Florida's sensitive vegetation was severely damaged. The region had not seen a storm of such power in decades. Besides heavy property damage, the hurricane nearly destroyed the region's insurance industry.
Hurricane Harvey
The widespread and catastrophic effects of Hurricane Harvey resulted in one of the costliest natural disasters in United States history. An estimated 300,000 structures and 500,000 vehicles were damaged or destroyed in Texas alone. The National Oceanic and Atmospheric Administration estimated total damage at $125 billion, with a 90% confidence interval of $90–160 billion. The scope of flooding in areas with low National Flood Insurance Program (NFIP) participation lends to the large uncertainty in the damage total. This ranks Harvey as the costliest tropical cyclone on record in the country alongside Hurricane Katrina in 2005. However, accounting for inflation and cost increases since 2005, the National Hurricane Center considers Harvey the second-costliest. Nationwide, 107 people died in storm-related incidents: 103 in Texas, 2 in Arkansas, 1 in Tennessee, and 1 in Kentucky. Of the deaths in Texas, 68 were from the direct effects of Harvey, the highest such number in the state since 1919.