Effects of Hurricane Andrew in Florida
Strong winds from the hurricane significantly affected four counties in the state, which damaged or destroyed over 730,000 houses and buildings, while leaving more than 1 million without power. The storm surge impacted portions of Miami-Dade County, peaking at around 16.9 feet (5.2 m) just north of Homestead near the Burger King International Headquarters; the surge caused significant damage to boats and to the Charles Deering Estate. The nationwide maximum rainfall total from the hurricane was 13.98 inches (355 mm) in the western portion of Miami-Dade County. No major flooding was reported in the state. The hurricane caused about $25.3 billion (1992 USD) in damage and 44 deaths in the state—15 directly from the storm's effects and 29 indirectly related. Many other sources, however, estimated that Andrew caused more than $32 billion in damage in the state. Andrew was, at the time, the costliest hurricane in the history of the United States; it was surpassed in subsequent years by Hurricane Katrina in 2005, Hurricane Ike in 2008, Hurricane Sandy in 2012, and hurricanes Harvey, Irma, and Maria in 2017.
Hurricane Harvey
In September 2017, the Insurance Council of Texas estimated the total insured losses from Hurricane Harvey at $19 billion. This figure represents $11 billion in flood losses insured by the National Flood Insurance Program (NFIP), $3 billion in "insured windstorm and other storm-related property losses"; and about $4.75 billion in insured flood losses of private and commercial vehicles. By January 1, 2018, payouts from the NFIP reached $7.6 billion against total estimated losses of $8.5–9.5 billion. Economists Michael Hicks and Mark Burton at Ball State University estimated damage in the Houston metropolitan area alone at $198.63 billion. Preliminary reporting from the National Oceanic and Atmospheric Administration set a more concrete total at $125 billion, making Harvey the 2nd costliest tropical cyclone on record, behind Hurricane Katrina with 2017 costs of $161 billion (after adjusting for inflation).