Mobile security
As smartphones are a permanent point of access to the internet (mostly on), they can be compromised as easily as computers with malware. A malware is a computer program that aims to harm the system in which it resides. Trojans, worms and viruses are all considered malware. A Trojan is a program that is on the smartphone and allows external users to connect discreetly. A worm is a program that reproduces on multiple computers across a network. A virus is malicious software designed to spread to other computers by inserting itself into legitimate programs and running programs in parallel. However, it must be said that the malware are far less numerous and important to smartphones as they are to computers.
Ransomware
Ransomware attacks are typically carried out using a Trojan, entering a system through, for example, a malicious attachment, embedded link in a Phishing email, or a vulnerability in a network service. The program then runs a payload, which locks the system in some fashion, or claims to lock the system but does not (e.g., a scareware program). Payloads may display a fake warning purportedly by an entity such as a law enforcement agency, falsely claiming that the system has been used for illegal activities, contains content such as pornography and "pirated" media.
Some payloads consist simply of an application designed to lock or restrict the system until payment is made, typically by setting the Windows Shell to itself, or even modifying the master boot record and/or partition table to prevent the operating system from booting until it is repaired. The most sophisticated payloads encrypt files, with many using strong encryption to encrypt the victim's files in such a way that only the malware author has the needed decryption key.