Hurricane Andrew
Overall, Andrew caused about $25.3 billion in damage in Florida, making it the costliest hurricane to hit the state at the time. Some estimates in Florida put the damage as high as $32 billion (1992 USD, $  USD). Almost all of the damage in Florida was caused by strong winds. Of the 44 deaths attributed to the storm, 15 were direct fatalities, while 29 were indirectly caused by the storm. It was later noted that if Andrew had been slightly larger or had made landfall a few miles further north, it would have significantly affected Miami and Fort Lauderdale, which would have resulted in an even higher damage and death toll. An analysis by the American Meteorological Society indicated that unlike most hurricanes, wind damage from Andrew was mostly north of the geometric center and occurred primarily on the eastern edge of the storm. Some officials in Florida considered Andrew the worst storm in the state since the Labor Day hurricane in 1935. The storm surge from Andrew caused more than $500 million in losses to boats and buildings. At the height of the storm, more than 1.4 million people lost electricity and another 150,000 were without telephone service. It is estimated that throughout Florida, the storm damaged 101,241 homes and destroyed approximately 63,000 others – the vast majority in Dade County – with about 175,000 people rendered homeless. In addition to homes, the storm damaged or destroyed 82,000 businesses, of farmland, 31 public schools, 59 health facilities/hospitals, 9,500 traffic signals, of power lines, and 3,000 watermains. Approximately 20 million cubic yards (15 million m) of debris left by the storm were disposed of.
Hurricane Dennis
In southern Florida, damage was mostly limited to moderate wind gusts; in Miami-Dade County, gusty winds knocked out several traffic lights along U.S. 1, the only route to and from the Florida Keys. A man died in Ft. Lauderdale when he stepped on a downed electrical wire and was electrocuted. Damage was mostly minor and limited to outer rainbands and tornadoes in Central Florida. In the Tampa Bay area, several tornadoes were reported to have touched down causing minor damage such as downed trees and power lines. The most severe damage occurred on the Florida Panhandle. At Navarre Beach, sustained winds of were reported with a peak gust of , while a tower at the Pensacola Airport reported sustained winds of and a peak gust of . Milton received of rain, the highest reported rainfall total in Florida caused by Dennis. No significant damage was reported to most structures; however, insurers initially estimated that Dennis caused $3–$5 billion in insured damage, or approximately $6–$10 billion total (insured damage estimates are generally held to be approximately one-half of total damages). However, the NHC reported total damage in the United States as only $2.5 billion with $1.115 billion of insured damage.