History of Florida
Hurricane Andrew in August 1992 struck Homestead, just south of Miami, as a Category 5 hurricane, leaving forty people dead, 100,000 homes damaged or destroyed, more than a million people left without electricity, and damages of $20–30 billion. Much of South Florida's sensitive vegetation was severely damaged. The region had not seen a storm of such power in decades. Besides heavy property damage, the hurricane nearly destroyed the region's insurance industry.
Hurricane Iniki
Iniki caused around $3.1 billion (1992 USD) in damage and six deaths. At the time, Iniki was among the costliest United States hurricanes. The storm struck just weeks after Hurricane Andrew, the costliest tropical cyclone ever at the time, struck Florida.