History of Florida
Hurricane Andrew in August 1992 struck Homestead, just south of Miami, as a Category 5 hurricane, leaving forty people dead, 100,000 homes damaged or destroyed, more than a million people left without electricity, and damages of $20–30 billion. Much of South Florida's sensitive vegetation was severely damaged. The region had not seen a storm of such power in decades. Besides heavy property damage, the hurricane nearly destroyed the region's insurance industry.
Hurricane Earl (1998)
At least 50 people were stranded in Alligator Point after floodwaters washed out the main access route to the town. In Wakulla County, 216 homes and businesses were damaged by high winds and flooding. Severe flooding in coastal Taylor County caused significant damage in nine communities. County officials reported that 66 structures were damaged by Earl. Five homes were destroyed and 39 others were damaged by flooding in Dixie County. In Highlands County, one person was injured after being struck by lightning. On September 3, the strongest tornado spawned by Earl in Florida touched down in Citrus County. Rated F2, the tornado tracked for , destroying eight homes and damaging 24 others. Several trees and power lines were also downed. Two people were injured in one of the destroyed homes and damages from the tornado amounted to $500,000. In all, Hurricane Earl killed two people and caused $73 million (1998 USD; $96.5 million 2009 USD) in Florida.