History of Florida
Hurricane Andrew in August 1992 struck Homestead, just south of Miami, as a Category 5 hurricane, leaving forty people dead, 100,000 homes damaged or destroyed, more than a million people left without electricity, and damages of $20–30 billion. Much of South Florida's sensitive vegetation was severely damaged. The region had not seen a storm of such power in decades. Besides heavy property damage, the hurricane nearly destroyed the region's insurance industry.
Geography of Florida
In 2004, Florida was hit by a record four hurricanes. Hurricanes Charley (August 13), Frances (September 4–5), Ivan (September 16), and Jeanne (September 25–26) cumulatively cost the state's economy $42 billion. Additionally, the four storms caused an estimated $45 billion in damage. In 2005, Hurricane Dennis (July 10) became the fifth storm to strike Florida within eleven months. Later, Hurricane Katrina (August 25) passed through South Florida and Hurricane Rita (September 20) swept through the Florida Keys. Hurricane Wilma (October 24) made landfall near Cape Romano, just south of Marco Island, finishing another very active hurricane season. Wilma is the second most expensive hurricane in Florida history, due in part to a five-year window in which to file claims.