Healthcare in the Netherlands
Health insurance in the Netherlands is mandatory. Healthcare in the Netherlands is covered by two statutory forms of insurance:
While Dutch residents are automatically insured by the government for Wlz, everyone has to take out their own basic healthcare insurance (basisverzekering), except those under 18 who are automatically covered under their parents' premium. If you don't take out insurance, you risk a fine.
Insurers have to offer a universal package for everyone over the age of 18 years, regardless of age or state of health – in most cases it's illegal to refuse an application or impose special conditions, but not always.
In contrast to many other European systems, the Dutch government is responsible for the accessibility and quality of the healthcare system in the Netherlands, but not in charge of its management.
Healthcare in Hungary
Hungary has a tax-funded universal healthcare system, organized by the state-owned National Health Insurance Fund (). According to the OECD 100% of the total population is covered by universal health insurance, which is absolutely free for children (all people under 16), mothers or fathers with baby, students, pensioners (everyone over 62), people with low income, handicapped people (including physical and mental disorders), priests and other church employees. Health in Hungary can be described with a rapidly increasing life expectancy (7.48 years for men and 4.92 years for women between 1993 and 2013) and a very low infant mortality rate (4.6 per 1,000 live births in 2014). According to the OECD Hungary spent 7.8% of its GDP on health care in 2012. Total health expenditure was 1,688.7 US$ per capita in 2011, 1,098.3 US$ governmental-fund (65%) and 590.4 US$ private-fund (35%).