747 Wing House
The 747 Wing House was built on the site where existing Duquette structures had burned. Some of the materials from the previous building were used as walkways. The use of the existing pad minimized site grading. The foundation used many of the existing concrete retaining walls but they were rebuilt and reinforced as required to meet new code regulations. This greatly reduced the amount of concrete needed to make the foundation and new walls. Because the wings are only supported in four primary places to the ground, the foundation was further minimized. Both main wings are held up entirely by the four large mounts that the engines originally hung from. By designing the weight distribution on the mounts, it allowed for the outside walls of the building to be made of high efficiency self-supporting glass instead of conventional load-bearing wooden walls. This maximizes solar gain for heating and allows the entire building to be opened to the outside. This also keeps it cool in the summers and minimizes the need for artificial light.
PACE financing
For consumers, PACE type programs have several problems. Because the financing is designed to stay with the property, eligibility is based primarily on property information rather than income and FICO scores. A homeowner’s ability to pay is currently based primarily on their mortgage and property tax payment history as well as the requirement that there are no recent bankruptcies. Most significantly, homeowners are financed for the home improvements without any assessment of whether the financing is affordable for the homeowner, though Senate Bill 242, currently being considered in California, would require PACE providers to conduct an income review. Because the PACE financing is structured as a tax assessment instead of a loan, the PACE programs historically have not had to provide to homeowners the same disclosures about the financing costs that traditional lenders must provide. In September 2016, California Governor Jerry Brown signed AB2693 into law, which required PACE programs to provide mortgage-level disclosures and some providers to conduct live recorded calls with the homeowner to confirm financing terms and obligation. In some cases, without either an assessment of affordability or these disclosures about the costs of the financing, homeowners depend on what the PACE program providers tell them when trying to figure out whether the financing is affordable. Homeowners have complained that PACE contractors are lying about the costs of financing as part of selling the program. These problems create a situation in which homeowners can suddenly owe far more in property taxes than they can afford to repay; this is especially true for retired and disabled homeowners on fixed incomes. PACE architects Cisco DeVries and Matthew Brown deny these claims as "isolated incidents."