History of Florida
Hurricane Andrew in August 1992 struck Homestead, just south of Miami, as a Category 5 hurricane, leaving forty people dead, 100,000 homes damaged or destroyed, more than a million people left without electricity, and damages of $20–30 billion. Much of South Florida's sensitive vegetation was severely damaged. The region had not seen a storm of such power in decades. Besides heavy property damage, the hurricane nearly destroyed the region's insurance industry.
Hurricane Dennis (1999)
Dennis caused four deaths in Florida, all due to high surf. There were no reported deaths due to winds, rains, storm tides or tornadoes. In North Carolina and Virginia, insurance claims for damaged property totaled $60 million. Agricultural losses in the two states were about $37 million. The total estimated damage cost for Dennis was approximately $157 million.