History of Florida
Hurricane Andrew in August 1992 struck Homestead, just south of Miami, as a Category 5 hurricane, leaving forty people dead, 100,000 homes damaged or destroyed, more than a million people left without electricity, and damages of $20–30 billion. Much of South Florida's sensitive vegetation was severely damaged. The region had not seen a storm of such power in decades. Besides heavy property damage, the hurricane nearly destroyed the region's insurance industry.
Hurricane Hugo
The storm caused $7 billion in damage in the United States, surpassing Hurricane Frederic of 1979 as the costliest tropical cyclone in that country. Hugo itself was surpassed by Hurricane Andrew in 1992 and several others over the next few decades. South Carolina suffered the worst impact, where Hugo made landfall as a Category 4 hurricane. In that state alone, 3,307 single family homes were destroyed, 18,171 were inflicted major damage, and 56,580 sustained minor impact, while more than 12,600 mobile homes and 18,000 multi–family houses were either damaged or destroyed. Losses reached at least $5.9 billion and there were thirty-five fatalities reported in South Carolina. There was also significant impact in North Carolina, where 205 structures were destroyed, 1,149 were severely damaged, and 2,638 suffered minor losses. One fatality occurred and damage in North Carolina reached about $1 billion.