History of Florida
Hurricane Andrew in August 1992 struck Homestead, just south of Miami, as a Category 5 hurricane, leaving forty people dead, 100,000 homes damaged or destroyed, more than a million people left without electricity, and damages of $20–30 billion. Much of South Florida's sensitive vegetation was severely damaged. The region had not seen a storm of such power in decades. Besides heavy property damage, the hurricane nearly destroyed the region's insurance industry.
1995 Atlantic hurricane season
While brushing Cuba, Allison produced wind gusts up to 64 mph (102 km/h) and as much as of rainfall. A total of 32 structures were damaged or destroyed, causing one death. In Florida, storm surge heights of were observed in Dixie and Wakulla counties and to the east, causing significant beach erosion and damaging 65 homes, 3 hotels, and a restaurant. Elsewhere in Florida, damage was generally minor, totaling only about $860,000. In Georgia, there was minor flooding and tornadoes, one of which caused $800,000 in damage in St. Marys. Some locations in Atlantic Canada reported tropical storm force winds and heavy rainfall.