History of Florida
Hurricane Andrew in August 1992 struck Homestead, just south of Miami, as a Category 5 hurricane, leaving forty people dead, 100,000 homes damaged or destroyed, more than a million people left without electricity, and damages of $20–30 billion. Much of South Florida's sensitive vegetation was severely damaged. The region had not seen a storm of such power in decades. Besides heavy property damage, the hurricane nearly destroyed the region's insurance industry.
Hurricane Elena
According to the Hurricane Research Division of the Atlantic Oceanographic and Meteorological Laboratory, Hurricane Elena produced Category 3 winds ( or greater) in Florida, Alabama, and Mississippi. The American Red Cross reported that in addition to the hundreds of single-family homes demolished by the hurricane, over 17,000 sustained some degree of damage; thousands of mobile homes, apartments, and condominiums were also damaged or destroyed. A forecaster at the National Hurricane Center determined the worst of the hurricane's effects were focused around Dauphin Island, Alabama, and Pascagoula, Mississippi, though noteworthy damage occurred across large areas of Louisiana, Mississippi, Alabama, and Florida, with effects documented as far west as South Padre Island, Texas, and as far north as Kentucky. Nine deaths were attributed to the hurricane in four states and on the waters of the Gulf of Mexico, and 134 people along Elena's path were hospitalized, many of them due to storm-related stress. Power outages plagued the entire region, affecting about 550,000 customers. The National Climatic Data Center compiled a total monetary damage figure of $1.3 billion.