Hurricane Andrew
Though Andrew was a small tropical cyclone for most of its lifespan, it caused extreme damage, especially in the Bahamas, Florida, and Louisiana. The vast majority of the damage was as a result of extremely high winds, although a few tornadoes spawned by Andrew caused considerable damage in Louisiana. Throughout the areas affected, almost 177,000 people were left homeless. Outside of the Bahamas, Florida, and Louisiana, effects were widespread, although damage was minimal. Overall, $27.3 billion in losses and 65 fatalities were attributed to Andrew, with some estimates ranging as high as $34 billion. Andrew was the costliest hurricane in U.S. history at the time, but is now seventh following hurricanes Katrina (2005), Ike (2008), Sandy (2012), Harvey (2017), Irma (2017), and Maria (2017).
Geography of Florida
In 2004, Florida was hit by a record four hurricanes. Hurricanes Charley (August 13), Frances (September 4–5), Ivan (September 16), and Jeanne (September 25–26) cumulatively cost the state's economy $42 billion. Additionally, the four storms caused an estimated $45 billion in damage. In 2005, Hurricane Dennis (July 10) became the fifth storm to strike Florida within eleven months. Later, Hurricane Katrina (August 25) passed through South Florida and Hurricane Rita (September 20) swept through the Florida Keys. Hurricane Wilma (October 24) made landfall near Cape Romano, just south of Marco Island, finishing another very active hurricane season. Wilma is the second most expensive hurricane in Florida history, due in part to a five-year window in which to file claims.