History of Florida
Hurricane Andrew in August 1992 struck Homestead, just south of Miami, as a Category 5 hurricane, leaving forty people dead, 100,000 homes damaged or destroyed, more than a million people left without electricity, and damages of $20–30 billion. Much of South Florida's sensitive vegetation was severely damaged. The region had not seen a storm of such power in decades. Besides heavy property damage, the hurricane nearly destroyed the region's insurance industry.
2004 Atlantic hurricane season
There are four notable storms: Hurricane Charley, that made landfall in Florida as a Category 4 hurricane on the Saffir–Simpson hurricane wind scale (SSHWS), causing $16 billion in damage in the United States alone. Later in August, Hurricane Frances struck the Bahamas and Florida, causing at least 49 deaths and $10.1 billion in damage. The costliest and most intense storm was Hurricane Ivan. It was a Category 5 hurricane that devastated multiple countries adjacent to the Caribbean Sea, before entering the Gulf of Mexico and causing catastrophic damage on the Gulf Coast of the United States, especially in the states of Alabama and Florida. Throughout the countries it passed through, Ivan caused 129 fatalities and over $26.1 billion in damage. The deadliest storm was Hurricane Jeanne. In Haiti, torrential rainfall in the mountainous areas resulted in mudslides and severe flooding, causing at least 3,006 fatalities. Jeanne also struck Florida, inflicting extensive destruction. Overall, the storm caused at least $7.94 billion in damage and 3,042 deaths, ranking it as one of the deadliest Atlantic hurricanes in history.