Dialects of Serbo-Croatian
Kajkavian is spoken in North Croatia, including the capital Zagreb, as well as in a few enclaves in Austria, Hungary, and Romania. Though its speakers are ethnic Croats and Kajkavian is thus generally considered a dialect of Serbo-Croatian, it is closer to neighboring Slovene than it is to Chakavian or Shtokavian. The Kajkavian area of Croatia is bordered on the northwest by Slovene language territory. It is bordered on the east and southeast by Shtokavian dialects roughly along a line that was the former division between Civil Croatia and the Habsburg Military Frontier; in southwest along Kupa and Dobra rivers, it persisted in ancient (medieval) contact with Chakavian dialects.
Serbo-Croatian
Enisa Kafadar argues that there is only one Serbo-Croatian language with several varieties. This has made it possible to include all four varieties in a new grammar book. Daniel Bunčić concludes that it is a pluricentric language, with four standard variants spoken in Serbia, Croatia, Montenegro and Bosnia and Herzegovina. The mutual intelligibility between their speakers "exceeds that between the standard variants of English, French, German, or Spanish". Other linguists have argued that the differences between the variants of Serbo-Croatian are less significant than those between the variants of English, German, Dutch, and Hindi–Urdu.