Nehemiah Corporation of America
Nehemiah Corporation of America is a non-profit organization based in Sacramento, California specializing in homeownership, affordable housing and community development. It started in 1994 as a small organization, but grew to prominence later in the 1990s after it developed a program that allowed home buyers to make down payments on their purchases using funds that were derived from the home sellers. This program, the Nehemiah Program, became popular and was widely emulated, giving birth to what came to be known as the seller-funded down-payment assistance industry. The industry attracted criticism from U.S. federal agencies (particularly the Government Accountability Office and the Internal Revenue Service) and was ultimately shut down in 2008 by a change in federal law.
History of Omaha, Nebraska
The history of Omaha, Nebraska began before the settlement of the city, with speculators from neighboring Council Bluffs, Iowa staking land across the Missouri River illegally as early as the 1840s. When it was legal to claim land in Indian Country, William D. Brown was operating the Lone Tree Ferry to bring settlers from Council Bluffs to Omaha. A treaty with the Omaha Tribe allowed the creation of the Nebraska Territory, and Omaha City was founded on July 4, 1854. With early settlement came claim jumpers and squatters, and the formation of a vigilante law group called the Omaha Claim Club, which was one of many claim clubs across the Midwest. During this period many of the city's founding fathers received lots in Scriptown, which was made possible by the actions of the Omaha Claim Club. The club's violent actions led to the U.S. Supreme Court trial, "Baker v. Morton", which led to the end of the organization.