Angola
At , Angola is the world's twenty-third largest country - comparable in size to Mali, or twice the size of France or of Texas. It lies mostly between latitudes 4° and 18°S, and longitudes 12° and 24°E.
Architecture of Angola
When the civil war ended in Angola, President Jose Eduardo DOS Santos Angola built one million homes. Because most of the country's houses were destroyed due to the long civil war, the people at that time had serious housing shortages. A total of 100,000 hectares of land near Luanda, Benguela, Namibe, Lubango and Malange were planned for housing, and the projects were mostly contracted by Chinese companies. Kilamba is a superstar city with 710 buildings and 20,000 apartments built in September 2012. In the first stage, 28 urban blocks were built. The northeast of North Luanda provides accommodation for nearly thirty thousand people. In 2009, the Housing Development Fund was set up by the Angolan government to help provide low-income families with social housing. However, FFH investments are targeted only at government workers in national housing projects, such as in the new city of Kiramba. The loan is extended for 30 years at a rate of 3%.
To help more people, in 2013 the government introduced a subsidized rent-buy program for people with jobs and national citizenship through Sonangol Imobiliaria e-owned (SONIP), a real estate company owned by the state oil company. At the very beginning, apartments in these projects were priced between $125 thousand and $200 thousand. However, these housing programs do not really address the cost of living because most of these housing projects are far from the city. Public transport is not very developed, which means that many residents rely on expensive private transport. [6]
Although the government still gives priority to state-funded housing construction, budget constraints caused by the global economic recession continue to limit the government's ability to invest its own resources for the development of housing. In order to raise funds to continue the government's housing programme, the State established the Housing Development Assets Fund (FADEH). These initiatives, as well as promotion for public-private partnerships and the task force set up to enhance private sector participation in the national urbanism implementation and housing provision, mark opportunities for housing financiers and users along supply chain for housing. Future legal changes in the field of land and property should promote private sector investment and generate taxes that can be used to improve the housing sector. So far, housing finance and development initiatives have barely affected the lower-income segments of the population, despite the existence of the housing development fund and the legislative system governing cooperatives and microfinance institutions. In addition, most of the initiatives are limited to the capital and major urban areas of the country. The best practices developed by Kixicredit and other old companies provide opportunities for building and further expansion.