Nehemiah Corporation of America
Nehemiah Corporation of America is a non-profit organization based in Sacramento, California specializing in homeownership, affordable housing and community development. It started in 1994 as a small organization, but grew to prominence later in the 1990s after it developed a program that allowed home buyers to make down payments on their purchases using funds that were derived from the home sellers. This program, the Nehemiah Program, became popular and was widely emulated, giving birth to what came to be known as the seller-funded down-payment assistance industry. The industry attracted criticism from U.S. federal agencies (particularly the Government Accountability Office and the Internal Revenue Service) and was ultimately shut down in 2008 by a change in federal law.
Ephraim Hart
By 1792, he had become one of the most successful merchants in the City, and at this time he helped to organize the Board of Stock-Brokers, now known as the New York Stock Exchange, being one of the signatories of the Buttonwood Agreement of 1792 that founded the Exchange. His name also appears in 1799 in a "list of owners of houses and lots valued at £2,000 or more." He was one of the founders, in 1802, of the ebra Hesed Veemet, a charitable organization connected with the Shearith Israel congregation. He owned at least one enslaved Black woman named "Silvia". He died in New York City and is buried at the Second Cemetery of Shearith Israel on 11th Street, near Avenue of the Americas (6th Avenue). His gravestone reads "Ephraim Hart / Pennsylvania / Pvt Capt Henry Graham's Co / Rev War / July 16, 1824"