Nehemiah Corporation of America
Nehemiah Corporation of America is a non-profit organization based in Sacramento, California specializing in homeownership, affordable housing and community development. It started in 1994 as a small organization, but grew to prominence later in the 1990s after it developed a program that allowed home buyers to make down payments on their purchases using funds that were derived from the home sellers. This program, the Nehemiah Program, became popular and was widely emulated, giving birth to what came to be known as the seller-funded down-payment assistance industry. The industry attracted criticism from U.S. federal agencies (particularly the Government Accountability Office and the Internal Revenue Service) and was ultimately shut down in 2008 by a change in federal law.
Verallia North America
Verallia North America can trace its roots in the United States back to 1842 when Joseph Foster started a glass factory in Stoddard, New Hampshire. This factory later grew into the Foster-Forbes Glass Company. In 1886 the Ball Brothers Glass Manufacturing Company became the Ball Corporation. In 1995, the two U.S. glass companies merged to become Ball-Foster Glass Container Company and formed a joint venture with Saint-Gobain. Within one year, Saint-Gobain had acquired the remaining interest in the joint venture. Ball-Foster Glass Container Company was renamed Saint-Gobain Containers in 2000. In 2010, Saint-Gobain Packaging launched the Verallia brand name worldwide. In April 2014, Ardagh Group purchased Verallia North America from Saint-Gobain.