Nehemiah Corporation of America
Nehemiah Corporation of America is a non-profit organization based in Sacramento, California specializing in homeownership, affordable housing and community development. It started in 1994 as a small organization, but grew to prominence later in the 1990s after it developed a program that allowed home buyers to make down payments on their purchases using funds that were derived from the home sellers. This program, the Nehemiah Program, became popular and was widely emulated, giving birth to what came to be known as the seller-funded down-payment assistance industry. The industry attracted criticism from U.S. federal agencies (particularly the Government Accountability Office and the Internal Revenue Service) and was ultimately shut down in 2008 by a change in federal law.
History of Omaha, Nebraska
While Council Bluffs was chosen as the eastern terminus of the United States' first transcontinental railroad in 1862 with the passage of the Pacific Railway Act, construction on the railroad began west from Omaha to avoid the difficulties of constructing a bridge across the Missouri River. This ensured that Omaha would become a major transportation center for the entire country in the years to come. The Omaha Cable Tramway Company was the only cable car company that operated in Omaha. Founded in 1884, it operated cars until 1894. The warehousing sector became predominant early on, with the Jobber's Canyon playing an important role. Other efforts including the market house and various hotels weren't as successful.