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Auto-TrainÛªs Lorton terminal in July. The company takes passengers and their cars from there to Sanford, Fla.</br></br>The Seaboard Coast Line Railroad cut off credit to Auto-Train Corp. yesterday, canceling its long-term contract with the financially troubled railroad that hauls tourists and their cars between suburban Lorton and Florida.</br></br>Auto-Train is more than $4 million behind in payments to the Seaboard for use of its tracks, and its checks have been bouncing since July, the SCL said. From now on, Auto-Train will be allowed to ride the SeaboardÛªs rails only if it pays cash in advance, the. railroad notified the Interstate Com-, merce Commission.</br></br>Auto-Train Chairman Eugene K. Garfield said later in the day that a $19,500 check was delivered to the. Seaboard, so the next Auto-Train can leave for Florida on schedule at 4 p.m. today.</br></br>ÛÏThe train will run. IÛªll be there personally to see it off,Û said Garfield, who two weeks ago assured Auto-Train stockholders that ÛÏthis company will survive,Û despite financial problems