FINANCE MANAGER Summary To obtain challenging assignments Finance/ Banking/ Accounts organization repute. Accomplishments Banking: Rich experience areas Banking Operations, Cash Management, Treasury Management, Credit Administration, Trade Finance, Forex operations, Risk Management, ALM, KYC, Client Servicing Team Management. Finance: Funds Management, Budgeting Forecasting, Cash flow Internal controls, Audit, MIS reports, Finalization Accounts, Credit facilities, Letter credits Financial Analysis Accounts: Account Receivables, Accounts payable, Maintenance proper books accounts Tally/ERP platforms, Finalization Accounts Community Management: Community Management, Maintenance Asset register, Escrow accounts, Trust Accounts, Facility Management, Legal Compliance Purchases Management. Administration: Proficient day day Office administrtion, HR functions Owners Association administrative functions. Experience Finance Manager March 2012 May 2013 Company Name － City Provided strategic tactical leadership Finance/Accounting Auditing communities management company. Analyzing interpreting financial results forecasts (variance analysis, P&L impact) Providing key business financial guidance organization (budgeting forecasting) Responsible Finance management company providing necessary frame work funds management, Accounts management internal administration company. Interact financial institutions, Government departments, service providers. Preparation various MIS statements, HR management guidelines internal audits company. Active role Community management providing necessary financial inputs day-to-day administration Owners Associations. Monitoring Revenue, Purchases expenditures. Maintenance Escrow accounts, Trust accounts, Budget management conducting monthly Board meet AGA. Finance Manager May 2008 December 2011 Company Name － City Brought lead Finance/Accounts management company. Represent company negotiate Banks/financial institutions credit facilities/ Bank Guarantees, Letter credits etc. Analyzing Cash flow, Budgeting Forecasting funds position, MIS reporting, Annual audit, monitoring receivables Payables. Monthly reconciliation Accounts. Implementation migration financial data new accounting software INFOS ERP. Day-to-day administration company including compliance labor ministry guidelines. HR, Pay roll staff welfare administration. Implementation WPS (Wage protection system) per guidelines UAE Government. Monitoring purchase (internal well projects) finalization credit terms. Manager December 1993 May 2008 Company Name － City State Worked Dealer Funds Manager Bank 6 years; managed portfolio INR 18 billion Evaluate various investment avenues managing bank's investment portfolio, especially fixed income securities, equity shares, mutual funds bonds. Funds Management Liquidity management bank. Risk Management investment portfolio Bank Managing CRR (cash Reserve Ratio) SLR (Statutory Liquidity Ratio) bank. Credit Management Accountable appraisal retail corporate advances, working capital term loans Managing review renewals credit related files Head Office branch level. Monitoring different types personal loans, Mortgages (housing loans), Vehicle loan Educational loans. General Banking operations: Administration branch, effective cash management, funds transfers. Monitoring assets liabilities bank branch level. Adhering KYC AML norms stipulated central bank. Maintain good Customer Relationships. Retail Marketing bank's 3rd party insurance products enhance profitability bank Create awareness among customers regarding various financial derivatives trading options Trade Finance/Foreign Exchange transactions Handling trade finance transactions, Purchase, negotiation collection export bills based UCPDC Import bills collection, issue letter credits Purchase issue travelers' cheques, foreign currency, Funds transfers, TTs etc. ECGC RBI compliance. Education M.B.M Bank Management Alagappa University － City State Bank Management B.Sc University Kerala Proficiency computer application software MS word, Excel, Power point outlook express Training Certifications Risk Management (Conducted Reserve Bank's Bankers' training College, Mumbai) Derivatives Treasury Management (Conducted National Institute Bank Mngmnt, Pune) Certification Owners Association Management DREI, UAE Personal Information US (Michigan state) Visa status Green card holder Skills Accounting, accounting software, Auditing, Banking, bonds, Budget management, Budgeting, Cash flow, cash management, Credit, Derivatives, equity, ERP, Finance, financial, fixed income, Forecasting, Foreign Exchange, frame, Funds, Government, HR, insurance, leadership, Managing, Marketing, Excel, Office, outlook express, Power point, MS word, migration, MIS, negotiation, Payables, reporting, Retail, Risk Management, securities, strategic, Treasury Additional Information Driving License: US (Michigan state) Visa status Green card holder