The results of the descriptive analysis are listed in Table 1. The participants had an average age of 40.9 (SE = 0.11), with almost equal percentage of both genders (male = 50.9%). Chinese made up about three quarters of the participants (74.7%), followed by Malays (12.8%) and Indians (9.1%). About 64% of the participants were married, compared to 31.4% who were never married. The education level of the participants tended to be moderately high; with 31.3% having a diploma and 29.6% having a university degree. Most of the participants were employed (77.6%), followed by housewives/homemakers (8.7%) and students (6.7%). The unemployment rate of the current sample was quite low, at around 4%. The majority of respondents had a monthly salary lower than SGD 6,000 (86.9%).