A second cluster of regions including mountainous areas or regions with seasonal snow cover will experience (in addition to increases in heat extremes, more intense short-duration rainfall, and increases in coastal hazards where coasts exist) reductions in snow and ice cover and/or increases in river flooding in many cases (Western, North- Western, Central and Eastern North America, Arctic regions, Andes regions, Europe, Siberia, Central and East Asia, Southern Australia and New Zealand)