Poor and vulnerable groups are disproportionately affected in negative ways by climate change (Section 8.2.1.4; Section 8.2.2.3; SR15 Section 5.2 and Section 5.2.1, Roy et al., 2018) due to physical exposure derived from their place of residence or work, illiteracy, low income and skills, political and institutional marginalisation tied to a lack of recognition of informal settlements and employment, poor access to good-quality services and infrastructure, resources and information and other factors