Hi. Please summarize the benefits of a Roth IRA in one sentence.

This is the paragraph I'd like you to summarize.

What Are the Advantages of a Roth IRA?
While Roth IRAs do not include an employer match, they do allow for a greater diversity of investment options. For individuals who anticipate that they will be in a higher tax bracket when they’re older, Roth IRAs can also provide a beneficial option. In Roth IRAs, you can withdraw your contributions (but not earnings) tax- and penalty-free.
Ultimately, you can manage how you want to invest your Roth IRA by setting up an account with a brokerage, bank, or qualified financial institution.

system
namaste.kripaya ek vaakya main ek roth ira ke laabhon ko sankshep main prastut karen.

yah vah paragraph he jise main aapako sankshep main prastut karnaa chaahunga.

ek roth ira ke kya phaayde hai?
jabaki roth IRAs main ek niyokta match shaamil nahin he, ve nivesh vikalpon kii adhik vividhta ke liye anumati dete hai.un vyaktiyon ke liye jo yah anumaan lagaate hai ki ve ek ucch kar bracket main honge jab ve bade hote hai, roth ira bhi ek laabhakaari vikalp pradaan kar sakate hai.roth iraas main, aap apane yogadan (lekin kamai nahin) kar- or dand-mukt ko waapas le sakate hai.
antat, aap prabandhan kar sakate hai ki aap brokerej, bank yaa yogya vittiya santhaan ke saath khaataa sthapit karke apane roth ira ko kaise nivesh karnaa chaahate hai.
user
ek roth IRA ke saath, yogadanakarta paaramparik IRA kii tulana main adhik prakaar ke nivesh vaahanon main nivesh kar sakate hai or kyonki yogadan karon kaa bhugtan kiya jaataa he, labhaarthi kar yaa dand ke bina dhan waapas le saktaa he.
assistant
<|system|>
</s>
<|user|>
namaste.kripaya ek vaakya main ek roth ira ke laabhon ko sankshep main prastut karen.

yah vah paragraph he jise main aapako sankshep main prastut karnaa chaahunga.

ek roth ira ke kya phaayde hai?
jabaki roth IRAs main ek niyokta match shaamil nahin he, ve nivesh vikalpon kii adhik vividhta ke liye anumati dete hai.un vyaktiyon ke liye jo yah anumaan lagaate hai ki ve ek ucch kar bracket main honge jab ve bade hote hai, roth ira bhi ek laabhakaari vikalp pradaan kar sakate hai.roth iraas main, aap apane yogadan (lekin kamai nahin) kar- or dand-mukt ko waapas le sakate hai.
antat, aap prabandhan kar sakate hai ki aap brokerej, bank yaa yogya vittiya santhaan ke saath khaataa sthapit karke apane roth ira ko kaise nivesh karnaa chaahate hai.</s>
<|assistant|>
ek roth IRA ke saath, yogadanakarta paaramparik IRA kii tulana main adhik prakaar ke nivesh vaahanon main nivesh kar sakate hai or kyonki yogadan karon kaa bhugtan kiya jaataa he, labhaarthi kar yaa dand ke bina dhan waapas le saktaa he.</s>
