My debit card was involved in a data breach, and I lost $3,000. The bank says I'll get it back, but they don't know how long it'll take. What are some things I can do to better protect myself in the future?
system
meraa debit card ek data brich main shaamil tha, or maine $ 3,000 kho die.bank kahata he ki main ise waapas le luungaa, lekin unhen nahin pataa ki isamen kitna samay lagegaa.bhavishya main khud ko behatar tareeke se bachaane ke liye main kya kar saktaa hum?
user
mujhe yah sunakar khed he!sandigdh aarope niraashajanak ho sakate hai.yahaan kuch siforishein di gai hai ki kaise apane fundon kii sarvottam suraksha kii jaae:

1) bade, pratishthit bainkon or sansthaanon se chipke rahen.yadhyapi kuch data hai jo bataate hai ki bade bainkon ko sibar hamale ke lakshya hone kii adhik sambhaavna he, ve unhen sanbhaalane ke liye bhi adhik taiyaar hai.chote, grihnagar bainkon main aksar kam kathor suraksha maanak or uplabdh nakadi pravaah kii ek choti raashi hoti he, jiskaa arth he ki ve turant aapke dhan ko waapas nahin kar sakate hai or vivaad ko sulajhane tak intjaar karnaa chahie.

2) debit card ke bajaay credit card par sabhi kharidari ko puraa karen.haalanki yah counter-sahaj gyaan yukt lagata he, kyonki credit card byaaj dete hai, ve bhi adhik surakshit hai.credit card charge ko vivaadit karte samay, aapako vivaad kaa nipataara hone tak dhan kaa bhugtan nahin karnaa padataa he.ek charge ko rokna bahut aasaan he, kyonki jab ve aapke khate ko chhod dete hai to dhan kii vasuuli karnaa he.iske alaava, byaaj keval credit card shulk par bhugtan kiya jaataa he jo agle maheene yaa byaaj avadhi tak le jaataa he, or kuch log kharid par nakad jaise bhatton kii peshkash kar sakate hai yaa bhavishya kii chhot yaa byaaj daron kii ore bindu arjeet karte hai.

3) online kharidari ko puraa karte samay ek satyapit lenden company, jaise pepel kaa upyog karen.papele main kharidaar suraksha he or vah vivaadon ko kushalta se sambhaal saktaa he.apane swayan ke bhugtan procesar ke saath choti citen utani surakshit or satyapit nahin ho sakati hai jitani ki ve khud ko maanate hai, na hi ve vivaad kii sthiti main aasaani se uplabdh honge.

4) apane bank khate, debit card yaa credit card ko kisi bhi seva se jodne se bachanaa chahie.apane system main aapaki jaankaree ko sahejane se ek database ban jaataa he jise bhavishya main kisi bhi bindu par bhang kiya ja saktaa he yadi aapkaa password khoja jaataa he yaa company sibar hamale se grast hoti he.har baar apni jaankaree tip karne se yah sambhaavna kam hoti he, haalanki asambhav nahin he.

5) apane password aksar badalen or unhen websiton par yaa apane brouzar main nahin sahejen.majboot password kaa upyog karnaa or unhen aksar badalane se sambhaavna kam ho jaati he ki ve company ke data ulanghan main shaamil honge.aapako turant ek samjhauta kiye gaye password ke bare main suchit nahin kiya ja saktaa he, isliye unka pun: upyog na karen.

6) apane khaaton main vividhta laaen.jaisaa ki kaha jaataa he, "apane sabhi andon ko ek tokari main na rakhen."aapke checking khate kaa upyog nakadi ko pravaahit karne ke liye kiya janaa chahie, jabaki aapke bachat khate main koi bhi ganth kii raashi honi chahie jo aapako apaat sthiti main pahunch kii aavashyaktaa ho sakati he.apane apatkaaleen fund se pare, aap jamaa ke pramaan patr (sidi) yaa byaaj arjeet karne vaale niveshon main nakad store kar sakate hai.

7) apane khate or kharid ke bare main jaagruk rahen.yadi aapkaa bank unhen pradaan karata he to kharid alert chaalu karen.apni checkbuk ko balance karen or kisi bhi ajeeb shulk ko notice karne ke liye apane khate kii baar -baar samiksha karen.pehle ye aarope pakade jate hai, ve aasaan hote hai.

mujhe aashaa he ki ye suzav bhavishya main aapke fund kii behatar suraksha main madad karte hai!
assistant
<|system|>
</s>
<|user|>
meraa debit card ek data brich main shaamil tha, or maine $ 3,000 kho die.bank kahata he ki main ise waapas le luungaa, lekin unhen nahin pataa ki isamen kitna samay lagegaa.bhavishya main khud ko behatar tareeke se bachaane ke liye main kya kar saktaa hum?</s>
<|assistant|>
mujhe yah sunakar khed he!sandigdh aarope niraashajanak ho sakate hai.yahaan kuch siforishein di gai hai ki kaise apane fundon kii sarvottam suraksha kii jaae:

1) bade, pratishthit bainkon or sansthaanon se chipke rahen.yadhyapi kuch data hai jo bataate hai ki bade bainkon ko sibar hamale ke lakshya hone kii adhik sambhaavna he, ve unhen sanbhaalane ke liye bhi adhik taiyaar hai.chote, grihnagar bainkon main aksar kam kathor suraksha maanak or uplabdh nakadi pravaah kii ek choti raashi hoti he, jiskaa arth he ki ve turant aapke dhan ko waapas nahin kar sakate hai or vivaad ko sulajhane tak intjaar karnaa chahie.

2) debit card ke bajaay credit card par sabhi kharidari ko puraa karen.haalanki yah counter-sahaj gyaan yukt lagata he, kyonki credit card byaaj dete hai, ve bhi adhik surakshit hai.credit card charge ko vivaadit karte samay, aapako vivaad kaa nipataara hone tak dhan kaa bhugtan nahin karnaa padataa he.ek charge ko rokna bahut aasaan he, kyonki jab ve aapke khate ko chhod dete hai to dhan kii vasuuli karnaa he.iske alaava, byaaj keval credit card shulk par bhugtan kiya jaataa he jo agle maheene yaa byaaj avadhi tak le jaataa he, or kuch log kharid par nakad jaise bhatton kii peshkash kar sakate hai yaa bhavishya kii chhot yaa byaaj daron kii ore bindu arjeet karte hai.

3) online kharidari ko puraa karte samay ek satyapit lenden company, jaise pepel kaa upyog karen.papele main kharidaar suraksha he or vah vivaadon ko kushalta se sambhaal saktaa he.apane swayan ke bhugtan procesar ke saath choti citen utani surakshit or satyapit nahin ho sakati hai jitani ki ve khud ko maanate hai, na hi ve vivaad kii sthiti main aasaani se uplabdh honge.

4) apane bank khate, debit card yaa credit card ko kisi bhi seva se jodne se bachanaa chahie.apane system main aapaki jaankaree ko sahejane se ek database ban jaataa he jise bhavishya main kisi bhi bindu par bhang kiya ja saktaa he yadi aapkaa password khoja jaataa he yaa company sibar hamale se grast hoti he.har baar apni jaankaree tip karne se yah sambhaavna kam hoti he, haalanki asambhav nahin he.

5) apane password aksar badalen or unhen websiton par yaa apane brouzar main nahin sahejen.majboot password kaa upyog karnaa or unhen aksar badalane se sambhaavna kam ho jaati he ki ve company ke data ulanghan main shaamil honge.aapako turant ek samjhauta kiye gaye password ke bare main suchit nahin kiya ja saktaa he, isliye unka pun: upyog na karen.

6) apane khaaton main vividhta laaen.jaisaa ki kaha jaataa he, "apane sabhi andon ko ek tokari main na rakhen."aapke checking khate kaa upyog nakadi ko pravaahit karne ke liye kiya janaa chahie, jabaki aapke bachat khate main koi bhi ganth kii raashi honi chahie jo aapako apaat sthiti main pahunch kii aavashyaktaa ho sakati he.apane apatkaaleen fund se pare, aap jamaa ke pramaan patr (sidi) yaa byaaj arjeet karne vaale niveshon main nakad store kar sakate hai.

7) apane khate or kharid ke bare main jaagruk rahen.yadi aapkaa bank unhen pradaan karata he to kharid alert chaalu karen.apni checkbuk ko balance karen or kisi bhi ajeeb shulk ko notice karne ke liye apane khate kii baar -baar samiksha karen.pehle ye aarope pakade jate hai, ve aasaan hote hai.

mujhe aashaa he ki ye suzav bhavishya main aapke fund kii behatar suraksha main madad karte hai!</s>
