Write a short article about how to pay off debt efficiently. It should be less than 400 words.
system
kushalta se rin kaa bhugtan karne ke tareeke ke bare main ek chota lekh likhen.yah 400 shabdon se kam hona chahie.
user
aisa lagata he ki aaj karj or rin he ki har jagah aap us bindu par dekhte hai jahaan sanyukt rajya america main, yah vastav main aapako baadha daal saktaa he yadi aapke paas kabhi koi nahin tha.koi bhi rin nahin hone kaa matlab hoga ki aapke paas credit itihaas kharaab he or yah bandhak yaa rin praapt karnaa mushkil ho saktaa he.rin par is nirbharta ke saath, hamen yah samajhnaa chahie ki kaise prabhavi rup se rin kaa bhugtan kiya jaae taaki yah snobal na ho or baad main ek badi samasya paidaa kare.yah lekh yah sunishchit karne ke liye mahatvapurn tareekon par hoga ki aapkaa rin sarpil na ho or niyantran main rahe.

sabase pehle, aapako us nunatam kaa bhugtan karnaa hoga.yah nahin ki nunatam yah sunishchit karegaa ki agle maheene kaa nunatam or bhi adhik mahatvapurn he, or isi tarah or aage.kam se kam nunatam bhugtan nahin karte hue, aap apane aap ko adhik rin ke liye bhejte hai kyonki aapaki byaaj prayek passing maheene ke saath badhata he.iske bare main sabase buree baat yah he ki aapako badale main kuch bhi nahin miltaa he.aapako pichley maheene nunatam bhugtan nahin karne ke liye adhik rin kaa anand he.

credit card rin ucch-byaaj daron ke saath aata he, jiskaa arth he ki aap kam-upaj ke bachat khate main aapke dwaara bachaae gaye dhan kaa upyog maujuuda rin kaa bhugtan karne ke liye behatar kiya ja saktaa he.udhaaharan ke liye, salanaa 23% kii byaaj dar ke saath $ 100 kaa rin.ek varsh ke baad, yah santulan $ 123 ke baraabar hoga.yadi aapke paas keval 5% (asaamaanya rup se ucch) kii peshkash karne vaale bachat khate main $ 100 tha, to aap keval $ 5 praapt karenge.yadi ye do paridrishy ek -duusare ke samanaantar chalate hai, to aap shuddh nakaaratmak $ 18 honge.behatar baat yah he ki rin kaa bhugtan karnaa or kuch bhi nahin khona he.

bahut se log santulan se tallin ho jate hai, lekin byaaj dar aavashyak he.byaaj yogic jaldi se.kuch maamalon main jahaan do shesh raashi ek hi ballpark main hoti he, yah ucch byaaj dar kaa bhugtan karne ke liye adhik phydemand ho saktaa he, chaahe vah bada santulan ho.aap apane liye yah kaam karne ke liye kai online calculator kaa upyog kar sakate hai.

aap yahaan apane vitt ke saath yuddh karne ja rahe hai.upree haath paane ke liye ranneeti or ranneeti he.chaahe vah bhugtan anusuchee ho yaa aapaki yojana kii yaad dilaane ke liye kuch hone par aap kis rin kaa bhugtan karenge.yah aapaki madad karegaa jab aap us rin ko kam karne ke bajaay kuch nayaa khareednaa chaahate hai.ek ranneeti aapako trek par rahane main madad karti he.
assistant
<|system|>
</s>
<|user|>
kushalta se rin kaa bhugtan karne ke tareeke ke bare main ek chota lekh likhen.yah 400 shabdon se kam hona chahie.</s>
<|assistant|>
aisa lagata he ki aaj karj or rin he ki har jagah aap us bindu par dekhte hai jahaan sanyukt rajya america main, yah vastav main aapako baadha daal saktaa he yadi aapke paas kabhi koi nahin tha.koi bhi rin nahin hone kaa matlab hoga ki aapke paas credit itihaas kharaab he or yah bandhak yaa rin praapt karnaa mushkil ho saktaa he.rin par is nirbharta ke saath, hamen yah samajhnaa chahie ki kaise prabhavi rup se rin kaa bhugtan kiya jaae taaki yah snobal na ho or baad main ek badi samasya paidaa kare.yah lekh yah sunishchit karne ke liye mahatvapurn tareekon par hoga ki aapkaa rin sarpil na ho or niyantran main rahe.

sabase pehle, aapako us nunatam kaa bhugtan karnaa hoga.yah nahin ki nunatam yah sunishchit karegaa ki agle maheene kaa nunatam or bhi adhik mahatvapurn he, or isi tarah or aage.kam se kam nunatam bhugtan nahin karte hue, aap apane aap ko adhik rin ke liye bhejte hai kyonki aapaki byaaj prayek passing maheene ke saath badhata he.iske bare main sabase buree baat yah he ki aapako badale main kuch bhi nahin miltaa he.aapako pichley maheene nunatam bhugtan nahin karne ke liye adhik rin kaa anand he.

credit card rin ucch-byaaj daron ke saath aata he, jiskaa arth he ki aap kam-upaj ke bachat khate main aapke dwaara bachaae gaye dhan kaa upyog maujuuda rin kaa bhugtan karne ke liye behatar kiya ja saktaa he.udhaaharan ke liye, salanaa 23% kii byaaj dar ke saath $ 100 kaa rin.ek varsh ke baad, yah santulan $ 123 ke baraabar hoga.yadi aapke paas keval 5% (asaamaanya rup se ucch) kii peshkash karne vaale bachat khate main $ 100 tha, to aap keval $ 5 praapt karenge.yadi ye do paridrishy ek -duusare ke samanaantar chalate hai, to aap shuddh nakaaratmak $ 18 honge.behatar baat yah he ki rin kaa bhugtan karnaa or kuch bhi nahin khona he.

bahut se log santulan se tallin ho jate hai, lekin byaaj dar aavashyak he.byaaj yogic jaldi se.kuch maamalon main jahaan do shesh raashi ek hi ballpark main hoti he, yah ucch byaaj dar kaa bhugtan karne ke liye adhik phydemand ho saktaa he, chaahe vah bada santulan ho.aap apane liye yah kaam karne ke liye kai online calculator kaa upyog kar sakate hai.

aap yahaan apane vitt ke saath yuddh karne ja rahe hai.upree haath paane ke liye ranneeti or ranneeti he.chaahe vah bhugtan anusuchee ho yaa aapaki yojana kii yaad dilaane ke liye kuch hone par aap kis rin kaa bhugtan karenge.yah aapaki madad karegaa jab aap us rin ko kam karne ke bajaay kuch nayaa khareednaa chaahate hai.ek ranneeti aapako trek par rahane main madad karti he.</s>
