Can you give me a numbered list of ways to avoid using my credit cards? I'm definitely overusing them. If you could list some tricks and why they might work, maybe I'd be inclined to try them. I just don't like to be told what to do without explanation.
system
kya aap mujhe mere credit card kaa upyog karne se bachane ke tareekon kii ek sankhya kii suchi de sakate hai?main nishchit rup se un par atyadhik upyog kar rahaa hum.yadi aap kuch tricks soochibaddh kar sakate hai or ve kyon kaam kar sakate hai, to shaayad main unhen aazamaane ke liye icchhuk hum.mujhe sirf yah bataanaa pasand nahin he ki spashtikaran ke bina kya karnaa he.
user
maine un tricks kii ek suchi banaai he, jinhen aap apane credit card kharch ko niyantran main laane main madad kar sakate hai.aapako yah mil gaya he!

1. unhen ek asuvidhajanak sthaan par lock karen, jaise ki ek surakshit yaa fil cabinet main.kuch log bhi pani main apane card ko fries karte hai taaki unka upyog kiya ja sake!vichaar yah he ki aap ise banane se pehle kharid ke bare main sochane ke liye atirikt samay den.
2. unhen ghar par chhod den taaki aap nakadi kaa upyog karne ke liye majaboor hon yaa baad main kuch kharidne ke liye waapas aaen.yah aapako punarvichaar karne ke liye atirikt samay bhi detaa he.
3. apana khaataa band karen, lekin saavdhaan rahen ki yah aapke credit score ko nakaaratmak rup se prabhavit kar saktaa he.aap yah sunishchit karnaa chaahate hai ki aap ek khaataa band nahin kar rahe hai jisaki aapako vastav main aavashyaktaa he.
4. apane card ko kaat len.aapako abhi bhi apane khaaton kaa bhugtan karnaa hoga, lekin card uplabdh nahin hoga.bhavishya main, aapaki credit card company aapako ek nayaa card jari kar sakati he, jab aapane apni kharch karne kii aadaton ko niyantrit karnaa sikh liya he.
5. prayek varsh aapke dwaara bhugtan kii jane vaali byaaj kii raashi ko dekhakar apane aap ko jhatka den or nunatam bhugtan karke rin kaa bhugtan karne main jitna samay lagegaa.aapke credit card statement main yah jaankaree he.
6. apane credit card kaa upyog na karne ke apane lakshya tak pahunchane ke liye khud ko puraskrit karen.chote se shuru karen, shaayad apane card kaa upyog na karne ke ek saptaah ke baad apane aap ko lipt karke - lekin nakadi kaa upyog karnaa sunishchit karen taaki aap ab tak aapke dwaara kiye gaye achche ko purvavat na karen!
7. apane aap ko bataaen nahin.yadi aapane kabhi ateet main ek buree aadat ko tod diya he, to aap usee takanic kaa upyog kar sakate hai.yadi aap samay par kaam karne ke liye aane ke liye aatm-anushaasan kaa upyog karte hai, to credit card kii baat aane par aapke paas khud ko anushaasit karne kaa saadhan hota he.
assistant
<|system|>
</s>
<|user|>
kya aap mujhe mere credit card kaa upyog karne se bachane ke tareekon kii ek sankhya kii suchi de sakate hai?main nishchit rup se un par atyadhik upyog kar rahaa hum.yadi aap kuch tricks soochibaddh kar sakate hai or ve kyon kaam kar sakate hai, to shaayad main unhen aazamaane ke liye icchhuk hum.mujhe sirf yah bataanaa pasand nahin he ki spashtikaran ke bina kya karnaa he.</s>
<|assistant|>
maine un tricks kii ek suchi banaai he, jinhen aap apane credit card kharch ko niyantran main laane main madad kar sakate hai.aapako yah mil gaya he!

1. unhen ek asuvidhajanak sthaan par lock karen, jaise ki ek surakshit yaa fil cabinet main.kuch log bhi pani main apane card ko fries karte hai taaki unka upyog kiya ja sake!vichaar yah he ki aap ise banane se pehle kharid ke bare main sochane ke liye atirikt samay den.
2. unhen ghar par chhod den taaki aap nakadi kaa upyog karne ke liye majaboor hon yaa baad main kuch kharidne ke liye waapas aaen.yah aapako punarvichaar karne ke liye atirikt samay bhi detaa he.
3. apana khaataa band karen, lekin saavdhaan rahen ki yah aapke credit score ko nakaaratmak rup se prabhavit kar saktaa he.aap yah sunishchit karnaa chaahate hai ki aap ek khaataa band nahin kar rahe hai jisaki aapako vastav main aavashyaktaa he.
4. apane card ko kaat len.aapako abhi bhi apane khaaton kaa bhugtan karnaa hoga, lekin card uplabdh nahin hoga.bhavishya main, aapaki credit card company aapako ek nayaa card jari kar sakati he, jab aapane apni kharch karne kii aadaton ko niyantrit karnaa sikh liya he.
5. prayek varsh aapke dwaara bhugtan kii jane vaali byaaj kii raashi ko dekhakar apane aap ko jhatka den or nunatam bhugtan karke rin kaa bhugtan karne main jitna samay lagegaa.aapke credit card statement main yah jaankaree he.
6. apane credit card kaa upyog na karne ke apane lakshya tak pahunchane ke liye khud ko puraskrit karen.chote se shuru karen, shaayad apane card kaa upyog na karne ke ek saptaah ke baad apane aap ko lipt karke - lekin nakadi kaa upyog karnaa sunishchit karen taaki aap ab tak aapke dwaara kiye gaye achche ko purvavat na karen!
7. apane aap ko bataaen nahin.yadi aapane kabhi ateet main ek buree aadat ko tod diya he, to aap usee takanic kaa upyog kar sakate hai.yadi aap samay par kaam karne ke liye aane ke liye aatm-anushaasan kaa upyog karte hai, to credit card kii baat aane par aapke paas khud ko anushaasit karne kaa saadhan hota he.</s>
