What is the best way to pay off debt? I am struggling with monthly payments and want a step-by-step guide to pay it all off.
system
rin kaa bhugtan karne kaa sabase acha tarika kya he?main masik bhugtanon se jujh rahaa hum or yah sab bhugtan karne ke liye ek kadam-dar-charan maargdarshika chahta hum.
user
rin kaa prabandhan karnaa mushkil ho saktaa he.yahan ise bhugtan karne ke liye kuch suzav die gaye hai:

charan 1: ek apatkaaleen nidhi banaaen.chaahe vah $ 500 yaa $ 3000 ho, apaat sthiti hoti he.pehle yah mahatvapurn he ki kuch nakadi ko bachaaen taaki aap rin kaa upyog karnaa band kar den.
charan 2: rin kaa bhugtan karne ke liye snobal vidhi kaa upyog karen.apane rin ko sabase chote se sabase bade tak rakhen.pehle/sabase chote rin or baaki ke liye nunatam ke liye jitna sambhav ho utana bhugtan karnaa shuru karen.ek baar pehle rin kaa bhugtan karne ke baad, us par jo aap bhugtan kar rahe the, use len, or ise agle rin par lagu karen.aisa tab tak karen jab tak aapke paas sab kuch na ho lekin aapke ghar ne bhugtan kiya!
charan 3: puri tarah se vitt poshit apatkaaleen nidhi ke liye bachat shuru karen.apane sabhi kharchon ke bare main sochen or aapaki aay ke liye kuch hone kii sthiti main 3-6 maheene bachaaen.
charan 4: nivesh shuru karen.kai log nivesh karne ke liye aapaki aay kaa 15% lagu karne kaa suzav dete hai.yadi aapkaa niyokta mail khaataa he, to unke yogadan ko adhiktam karen.
charan 5: yadi lagu ho to apane bacchon ke college fund ke liye sahejen.
charan 6: apane ghar ko jaldi bhugtan karen.ek varsh main kam se kam ek atirikt bhugtan kaa bhugtan karnaa shuru karen or aapkaa bandhak jaldi se kam ho jayega.
charan 7: apane dhan kaa nirmaan jari rakhen or jab bhi sambhav ho den.apane paise or jivan kaa anand len.
assistant
<|system|>
</s>
<|user|>
rin kaa bhugtan karne kaa sabase acha tarika kya he?main masik bhugtanon se jujh rahaa hum or yah sab bhugtan karne ke liye ek kadam-dar-charan maargdarshika chahta hum.</s>
<|assistant|>
rin kaa prabandhan karnaa mushkil ho saktaa he.yahan ise bhugtan karne ke liye kuch suzav die gaye hai:

charan 1: ek apatkaaleen nidhi banaaen.chaahe vah $ 500 yaa $ 3000 ho, apaat sthiti hoti he.pehle yah mahatvapurn he ki kuch nakadi ko bachaaen taaki aap rin kaa upyog karnaa band kar den.
charan 2: rin kaa bhugtan karne ke liye snobal vidhi kaa upyog karen.apane rin ko sabase chote se sabase bade tak rakhen.pehle/sabase chote rin or baaki ke liye nunatam ke liye jitna sambhav ho utana bhugtan karnaa shuru karen.ek baar pehle rin kaa bhugtan karne ke baad, us par jo aap bhugtan kar rahe the, use len, or ise agle rin par lagu karen.aisa tab tak karen jab tak aapke paas sab kuch na ho lekin aapke ghar ne bhugtan kiya!
charan 3: puri tarah se vitt poshit apatkaaleen nidhi ke liye bachat shuru karen.apane sabhi kharchon ke bare main sochen or aapaki aay ke liye kuch hone kii sthiti main 3-6 maheene bachaaen.
charan 4: nivesh shuru karen.kai log nivesh karne ke liye aapaki aay kaa 15% lagu karne kaa suzav dete hai.yadi aapkaa niyokta mail khaataa he, to unke yogadan ko adhiktam karen.
charan 5: yadi lagu ho to apane bacchon ke college fund ke liye sahejen.
charan 6: apane ghar ko jaldi bhugtan karen.ek varsh main kam se kam ek atirikt bhugtan kaa bhugtan karnaa shuru karen or aapkaa bandhak jaldi se kam ho jayega.
charan 7: apane dhan kaa nirmaan jari rakhen or jab bhi sambhav ho den.apane paise or jivan kaa anand len.</s>
