Sucks they take chunks of your money if you deposit a day's pay. After 10 times of them taking between $4.99 and higher of your daily pay, they will let you deposit 1 free time. That's over $50 of your total check. Almost a days work. You work a day just for access to what you just earned. It does help when you are in need. Probably should go without as if you didn't have this app. I'm stuck using it because it works well with my job and current situation. I won't always have this app.