This is a predatory app! I don't even have it installed on my phone and nearly every app I use to pay with tap this is somehow the default payment method. I don't have it, I don't use it, I DONT WANT IT!!! So why does it continue to be the default payment method. I'm seriously tired of see this app! I can't even block it as it is not installed. I guess my next step is leqal action.