You have to drive 1500 miles per month in order to qualify for a lousy discount and it's suppose to be for low mileage drivers. Most people like me don't drive 15 or 150 miles. It's a scam to get you to pay more money for insurance when you don't need it to have occasionally drive your car at your convenience. If you're not driving, you shouldn't have to pay more than $40 per month.