Works when it wants to. App will open. It will act like it's loading. I type in my pin code to access the app and it acts frozen and nothing types in when I press the numbers. Kept tapping around to try to get something to move or pop up and then it asked for my bday. Began filling in info and tried to submit and nothing happend. Closed the app about 6x and reopend to try to access with no luck. Its a very user friendly app but when I want to access my money it won't let me and that's frustating