Terrible. DO NOT use this app. This app charged me 8$ a month for months before I ever noticed, and I never used this app at all. Tried to get a refund and they would not refund for stealing my money. Also, zero customer service phone number, had to deal with these thieves through text. DO NOT USE THIS APP! USE THE DAVE APP INSTEAD! THANK ME LATER! I have decided to take legal action over this app for various lies and and Fair Credit Act violations. You have been warned!