Totally unacceptable. I set up my account, added a payee and transferred $1,000 from my bank account. Tried to pay same payee again, same bank account with no success. I got and still get the message: "There was an issue wit your payment. Try again later." There is no explanation or even hint as to nature of the issue. Trying again later is a waste of time. Only result is wasted time and same message. Added debit card same result.