I just opened the credit card with this company two months ago and this people I made my first payment the hold it for 8 days but they took out my money very first day I asked her was taking so long they said brand new account so Bank take long to pay them but my second payment I made on February 10th today is February 16th they haven't gave me the credit yet so they basically roll your money in financial Department so please before you open that car with this credit card company think twice out