User beware: snapshot is not worth it. After 11 months of near flawless driving, I received an A rating and was told I'd receive $535 in savings at policy renewal, up from $186 for participating in the first year of the snapshot program. At policy renewal, Progressive simply raised my total cost of coverage to counter the discount I had rightfully earned. This is why no one trusts or respects insurance companies. Do yourself a favor, go to another insurance company.