They dont seem to like paying out the referral points as stated. I referred my sister, no issues. Then I referred my brother, and recieved a notification when my link was clicked. He signed up. He added funds. He got the referral points, yet I didn't receive any. I then referred my sister in law. Neither one of us got any points. Everyone was referred using the share app referral. It states they need to use my link and register with SoFi. I know they did. I watched them.