I LOVED the mobi apps till now. I updated my last older phone so I could continue use. I loved depositing checks, transferring funds & paying bills from my phone. Like one of the best things about modern technology was my enjoyment of my USAA app. Ive recommended USAA to others for many years. But not now! New app needs tons of memory, won't use my operating system,(4yrs), won't deposit, hear bad things about location & enabling all permissions. Automated phone bots & computer help stinks!