The app does payout every 3 hours. And I only used PayPal, but it was immediate when I would request a payout. This would normally get 5 stars but they change the amount your points are worth. I had accumulated 400k plus points and cashed out over $8, then I had over 400k points again and it was only valued at $2. So it seems if you cash out too much they will throttle you by paying less.