Not impressed so far. Signed up cause my daughter occasionally needs money sent to her she sent me the $20 thing cause I guess she uses them. So I deposited another $25, 5 days ago it has cleared my bank but showing I won't see it in my Chime account for another couple days, 7 days for a deposit to clear, bad. I transfer money from PayPal the same day to my bank account took ONE day, ONE.