This is the first card I was able to get in years after finally recovering from a credit disaster, and ultimately I needed it when it arrived. However, the app crashes too much all of a sudden and there's no alternate access method which should be fairly trivial for a credit card these days. Thank God that I accidentally set up another account after the fact (and with a much better limit at that) because once it gets here this is going to be paid off and junked. At least the app is easy to use.