Went great for the first two years. I even referred a ton of people to them which I don't typically do. Last week I received my school refund check, went shopping at a few places, and then got an email saying my account was closed and didn't tell me anything else. Nobody will respond to my emails and I was hung up on when I called. I had over $5k in that account and doubt I'll ever get it back. Please read reviews with the BBB, etc. before signing up. I wish I had.