Disappointed that the REFUND ADVANCE is PROMOTED AS UP TO $3,500 immediately. Of course amount of return has to cover it. No credit check etc. A fee is paid I got home and THOUGHT & HOPED Since H-R BLOCK DOESN'T TELL YOU IT'S NOT DECIDED BY THEM THEREFORE YOU CANNOT ASK FOR CERTAIN AMOUNT. I GOT HOME AND I HAD LESS THAN $500. My card said $486.00. My refund amount is over $4200. I was charged $10 card fee and $3 to check balance immediately then it's $3 every withdrawal not including a ATM FEE