Transferred my loan to a bank, but toyota closed my account without closing my automatic payments. Now I'm still being charged monthly for a closed account. All I get from the number they give me is excuses and "oh I'm sorry". No solutions, they have no power to actually help. They can pull money from an account instantly, but returning it oh no can't do that you have to get a paper check as a refund. Screw toyota financial run as far away as you can from it as fast as you can