After nearly 20 years of using PayPal,I'll no longer be using it again.After the last update PayPal have made it that if a friend or family send you money,the option to send as a friend is not visable or easy to find,so when you do receive money from a friend you will get a percentage taken off as if its a business.I called PayPal and+they couldn't care as this is clearly a way of making big money for using this service.PayPal's made millions out of this covert trap+it cost me £115.Use banks!