Worst banking experience ever. They get your money and then make it impossible to get it out. It says you can transfer 10k or withdrawal 500 per day but when you go to an ATM it declines every withdrawal, even at the counter of a bank with a teller. You call and either get a busy signal or hung up on. No transfers are possible and every transaction is declined unless you're purchasing something. As soon as I figure out how to get all my money out, I'm closing it and never using again.