I can check my balances, but I'm unable to schedule billpay nor am I able to upload photos for deposits. I'm continuously getting the "we can't read the bottom of the check" error, or the camera shuts down. You're better off going to the ATM instead of using the app. I'm using the Samsung Galaxy Z Flip 3. Edit: I initially was using a black notebook as the background when I received the read error. Now the camera is just not working and is force closing the app.