Lost my money. While the app is about average in my opinion (not as good as the u by bb&t app) their merging has lost over 300 dollars from my checking causing me to overdraft after finally paying off a car repair loan. I think this due to the fact that their pending charges takes 4-5 days to process. Disgusting. What worse is that they then proceed to steal the money from my savings to cover the fees! something BB&T has NEVER done it makes me want to move banks immediately.