Had the app one day before I was told my account was locked before I'd even received my card in the mail or made a deposit into my new account. When I finally did get my card, I couldn't even activate it due to this issue. Called to try and rectify these problems and was told I couldn't unlock it or activate my card due to too few security questions on my profile? Was never told I'd need a certain number to access my account over telephone. 0/5 wasn't an option, so I gave 1.