End up closing my account with them. Made payments on time and the spending amount is still low. Then went to go make a purchase (pre-approved for $450) and then that amount was gone nowhere to be found and it declined the purchase. Customer service is basically non existent. Just all around terrible experience. Went with another company with a spending limit of 6K instantly, Customer service is great and have had no issues with payments. Never will return to affirm they are thrash.