I agree with the many complaints listed here. Not to mention in my opinion the worst app design. Goggle pay over rides my LG V40 by assigning a PIN to lock/unlock my phone. This feature is independent from a person intentionally assigning their own PIN using the screen saver method. I think its very arrogant to automatically put this feature with an app very allowing a person the option to modify their phone of their own choosing. Its very frustrating especially when I barely use Goggle Pay.