Was exploited for declining coverage and not reporting damage. Paid 400 for fading of paint on an 11 year old car. I was only responsible because I declined protection and didn't cover myself by taking photos and reporting the damage before the trip. I was able to prove some damage was already present by the picture the host posted before my trip. But since I wasn't able to prove the paint was already faded, I in fact was responsible for it. Rented the car for 24 hours. Drove it for 4.