DO NOT DOWNLOAD! This app will not let me pay them back and cancel the account and when I tried they upped my monthly subscription plan. I just wanna pay them back and close my account so they stop charging me but they keep screwing me around, so I had to actually open a new checking account and change my direct deposit to avoid these people from taking the monthly payment. Which somehow they can do no problem but can't take the measly 20$ I owe them that way and let me close my account.