Never got my card then they tried to charge $5 for a replacement. Banks don't even charge for replacement cards. Ridiculous. Also it takes forever for Lili customer service to respond. Creating an account with them was a waste of TIME. Edit-to respond to developer, it took 2 days for someone to get back to me and the first response had instructions that I've already followed. I'm being told that they don't see that I've changed my address when I have the confirmation email that I did. TRASH