Would rate 0 if I could. How can a company put your own money on hold for 180 days without good reason. My fiance attempted to send 400 dollars from her check through PayPal and nothing would go through or work for her. Now PayPal has put a permanent restriction on her account and is holding her money hostage for 180 days. We have bills to pay and she's done everything they wanted including confirming her identity and still nothing. Use PayPal at your own risk