Same thing again this year. Saver credit that was not needed. I have looked into it lawfully and savers credit is not necessary. The only reason they force you to get the savers credit is so that they can force the delux package on you. And then stated state returns would be free and charged me 36$ for that. Then i get charged 39$ just to have it direct deposit. In total a free edition came out to over 100$. Will not use again. No response needed.