Can't set up direct deposit. No way to put money into my account. I had a $300 credit that I couldn't use. Complete waste of my time. I called customer service and the person was very rude and I could barely hear her. I told her I was new to credit one and she didn't make me feel welcomed. I won't use credit one ever again and I won't recommend to any of my friends and family. I'm going to a different bank that I've used in the past