To whomever responds to reviews: let's state a clear fact, Using a VPN does not interfere with security protocols. It will interfer with bank of America collecting data on customers. So, the truth is, bank of America blocks vpn's due to data connection. BOA knowing Location is not security related and in this case not VPN related. I don't give BOA location access as there is no reason for me to allow access. Atm location is poor excuse for location access.