Was good for the first year and then out of nowhere it said I had to verify my identity because i was transfering money from my business bank account which is my exact same name and SSN. The stash app has a verify identity / ID option but it does NOT work. I've been paying the subscription fee on my locked account this whole time. They want me to email my drivers license, but email is NOT encrypted nor safe for ANY personal identity info.. so I refuse. I'm canceling this account ASAP. $$$ wasted