All my credit card payments are blocked by default and need a lot of "unfreezing" and "unblocking", verification sms' codes, authorize payments button presses, 5 scans of my fingerprint and then... Yes I could succeed with my payment of 25$ ... Sigh. I tried revolut to make things easier. 2nd review: can't withdraw crypto without giving the app access to your phone contacts / address book. Totally unessecary!