Absolute worst bank ever! Trash sneaky thieves and scumbags work here. Never use this bank, they will steal your money so you overdraft then deposit it back in your account so you have to pay 3-4 overdraft fees thinking you don't notice, then play stupid when you call them about the overdraft fees. I've turned this option off and it doesn't matter, they still turn it on. Around 1-2am is when they do it. They're so garbage, they never give out loans either. They only give loans to rich people