SPaylater is so messy. I made an order with installments, but cancelled it right after, the credit limit was restored but I still have to pay for the installments. Sent the sc and everything to them and they replied to me with "checking" of different order and told me I sent them the sc of different order. Also, the customers can't pay full amount for one item they used SPaylater prior, if they want to. Imagine accidentally proceed payment for RM10 with 3 installments. Meh. Business.... 😕