My review is and has never been about the app and the software development. They work awesome!!! Great job developers. My issue is with the false practices of the company. If your preapproved don't trust it!!! If you try to use preapproved amount it hits your credit score everytime. And you'll get denied I found this out the hard way. Don't use unless you have Stella credit score. I have small balance due after this no more! I personaly was lied to. I called as suggested. Want account deleted