THE WORST. DON'T INSTALL. I opened an account, after about 2 weeks I started making deposits and linked the debit card to many accounts. After the 3rd week with a descent balance of money in the account I receive an email that the account had been closed WITHOUT ANY REASON and Iost all access to the app. Have to wait 14 to 21 days to get my money returned by check. PLEASE DON'T INSTALL! READ ALL NEGATIVE REVIEWS FIRST