They don't tell you how much money it cost to be a effective player. If you don't spend a fortune you are going to be everybody's farm. That means everything that you have or get will be taken from you on a regular basis. But I have made some good friends here and that's why I still play. And yes I am a farm because I am not going to pay for the constant upgrades and new officers that they keep bringing in to get you to buy. You have plenty of money, this is the game for you. ......