App is extremely intrucive. Accelerate quickly to get on the highway, penalized. Someone cuts you off or in stop and go traffic, app sees you as hard braking, penalized. Nevermind that while monitoring your driving using app and GPS drains your phone battery. This app sees your defensive driving and faults you for others mistakes costing you savings. DMV report should be enough. No tickets and no accidents. Artificial intelligence has no business in my car.