Ive used PayP for 12 years, it has gone to absolute trash. It will allow merchants to automatically save themselves in your auto payments section without you approving them. It will also randomly decide to use your balance whenever it wants to. You have to constantly go back into your account after any purchase and make sure that merchant didn't save and your balance wasn't used. I am not the type of person I auto pay anything. I am thinking of canceling. Their customer service is also bad now