Dont use phone number for payments! The money will credited only next day. No other payment app have these issue... Paytm checking our patience. Paytm customercare teams reply... Hello! We are keen to help! We have checked the status of the transaction and it is reflecting in today's date. As per the settlement process, the payout will be released by tomorrow. We appreciate your patience while we release the payout. Thanks! If u have an emergency your money is in """air""".