Well been using this for a couple of months. Every time I invest, I lose about 25% of what is invested on a moderate conservative profile. The round ups on the Acorns card is hidden in the account aection, so when you think you turned them all off due to financial hardships, they take money, invest it, and it doesn't show anywhere on your account.... I think I'll be changing my direct deposit to another banking app, and close this out to be honest.