Despite their advertising, the money transfer was going to take 4 days. When I said I wanted to cancel, their staff wrote (two days later) that they would not cancel the transfer until I answered questions I had already answered about what I was sending the money for. Honestly, if not for all the other positive reviews, I would think that I was getting scammed -- even their emails seemed like they were written by bots. I ended up using Paywise and things went smoothly.