Zip does not care about loyal customers. They play games and cut you off with no explanation. I've had my account for two years and never missed a payment or was late. Afterpay, Klarna, and Sezzle are are way better than Zip. Do NOT waste your time, you will eventually be disappointed and treated like a second class citizen. Goodbye and good riddance Zip. I will be canceling my account. Your service is trash.