Only a day after approving my account Betterment randomly locked my account accusing me of fraud. They did the same thing to my wife's account. Clearly a complete lie to steal our identity and sell our marketing information. Complete scam and criminal. I am filing identity theft criminal charges with the FTC against Betterment for their fraud and theft of my identity and a complaint with the Better Business Bureau. No wonder they are being investigated by FINRA for fraud (just Google them.)