Horrible customer care!!!!! If pending transactions don't clear, regardless of your proof, this company will continue to give you run around and force you to wait 7 days, don't use card as debit!!!!! Be forewarned, your balance will cause fees from multiple companies if authorized transactions are then canceled by merchant even!!!!! Local banks would not do this to you after years of business, direct deposit. Multiple people don't read, inaccuracies exist, and they continue to thank themselves .