Experian shows I only have a 701 credit score, with 2 derogatory accounts over 60 days late. Went to my bank got a loan they showed my credit score was 769 with NO derogatory accounts. Two months later Experian dropped my score lower still showing two derogatory. but my bank and kreditkarma both have my score at 769. Check my score with capitalone 769, every time I try log in have to keep changing my password to log in. Experian is %$#@ing trash