Awful app, complete waste of time and money. The salary advancement only offered 20$ to start, that's fine. But wouldn't even go through.... Triple checked my bank and there was no issue with the card or account on file on my end but cleo is a broken app overloaded by high volume from people flooding in from adds. My opinion you need a loan? Go to the bank you are better off, at least you know how much time you will waste at the Banks....