How can such an important finance related app be so unreliable? I make a payment and the app keeps making me wait. The heart in the mouth kind of moments. Will the payment go through? Or not? I may be at the supermarket, at the fuel station .. and it will keep me on tenterhooks. I may be doing a travel related reservation. And then the message says your payment is being processed . Sometimes it says it will take 3 days! Am I supposed to wait? Repeat the payment? Unreliable. Period.