Do not use this company. It is the worst banking experience that I have ever come across. Customer service is horrible it's not even American, and they locked my account with $141 in it after I activated my card loaded the money in my account and went to go use it for the first time. Then after a week of jumping through hoops doing everything they asked to do they canceled my account and said it will take 3 weeks to get my money back. This is the worst banking company I have ever come across.