Well if they pay out .03 cents per point,So it would be 72.50 times .03 would be 21,75 What you cant afford that? Oh come on now really. I would award with five if you did.I don't know what's going on right now. Ok how are they doing this anyway really how? You want a bigger rating then give more money then that's the way you get a bigger rating from me. That's the only way I will give more stars.The only way period.