Heard really good things about this but I do not like it. It takes forever to set up. Took over a week to transfer money to the parent wallet and GL tried to blame my bank but it cleared on my bank side first day. They take fees a few days after signing up even when they say it will be a month later. I gave it 2 stars because when the money is in the parent wallet it does transfer immediately to the kids but you want to make sure you always have money incase they need itm