A total joke. Arrogant employees and customer service that makes the cable company look helpful. I loyally used the app for many transactions and referred a few people as well. One day they stopped crediting my account when I used it. I inquired with customer service and all I received was vague automated responses after 2-3 days. I finally received an email stating they will "look in" to the problem. They accused me of setting up multiple accounts which is completely untrue! Don't trust them!