I just delete my 5 star review. At the beginning they give you good rate to send money. As they state, later on they reduce xchange rate below market value. At the end who ever use remitly to send money loses. They are not different than western union, money gram or PayPal. Greed is their motto. I Will not use remitly again. Not to mention lost money on the track. Shame on you remitly.