Terrible app. I started the account and invested the $5 promotion in a stock. A few days later I tried to put money into the wallet and they locked the account and said wait for an email. OK. No email tried 2nd day yep account locked and no email... third day same... called customer service and they said its being reviewed which is standard according to them... 3 days to review a new account and not allow investing... this account was opened Feb 1st and today it is the 8th. Still not opened up.