I give 3 stars, due to the trouble I have been having with the picture to prove I'm human. I lost my phone and when I got a new one I downloaded this app again. So when I tried cashing out, it would not let me. I suggest adding a feature to have an account with your email. It doesn't make sense to have it the way it is. I mean it's obviously easier to keep track of who has used the app that way.... Fix this and I will give it 5 stars!!!