Very disappointed, my account was compromised via a scam I was issued a new card and the chip doesn't work . Tech support said that it would work if I swiped the card In place of using the chip and in the mean time they issued me another card . Once agin the card doesn't work . Let me also report that chime did get my money returned from the scammers I am grateful but none the less these scammers still manage to access my account monthly I'm closing this acct.