I had no problems and loved them UNTILL I had $494, taken from my account by someone named "Jeremy Green" also known as "Jaypaw" through the app. They did investigation said I would not be getting my money back. Yet at the time it was taken I was without internet and driving to the grocery store. Got there did my groceries and couldn't pay for them. Put my card in the ATM and my money was gone. I WILL be having my direct deposit moved to another bank. AND have called the FDIC.