Buggy app. I make a payment and there is no record. I get notifications that my address has changed when it never did. Trying to get customer service by phone is a challenge. Trying to get them to correct an issue is difficult. Snail mail paying with a check was easier. Not sure why I need this app and the my synchrony app together. I get daily notifications and regular mail to activate my card when it was already or there wouldn't be a charge or balance. Overall needs lots of work.