As a professional review and not just an upset customer. Please read carefully and determine if credit Karma is for you. They offer a spending and saving account. I've had a spending account that I've hardly ever used but to receive my tax refund and stimulus check. Some of you are very familiar with the financial Institute or just how bank work general. They like to take your money and invest it to make more money off your money. Just the other day, RANDOMLY after I filed my 2021 taxes (knowing