Starting off with 1 star because I just downloaded and install the app... I really don't trust it yet there's TOO MANY BAD REVIEW'S.... installed fine, setting up 1 CARD worked perfectly, no location needed and so far it was easy to go into the settings and shut off all of that unecessary b.s.... reward's etc etc.... SOON AS THIS APP START F'ING UP IF I USE IT I DAMN SURE WILL BE LEAVING THE WORST REVIEWS.... STAY TUNED....