Do not use Carvana if you are going to use fianace through them. I had emergency surgery and have been out of work for a month and i called them asking for them to move my current payment to the end of the loan so i wouldn't have a 30 day late but they would still get their money and collect interest on the payment. They assured me multiple times it wouldn't be a problem. The 25 days late they call me and tell me they can't do it till 45 days late. Completely defeats the purpose of my call.