These people a are con-artist, i disspute unauthorized charge from a account that was closed. I Have the paper work to prove it. And they said there was no error. They did a "thorough investigation" So i reach out to the merchant who took my the money and they have no record of lili contacting them. Pos. Liers, thieves, i filed a complaint with the Federal Reserve and BBB, and not looking to to criminal charges. If you value your money dont use this att its a scam! Thieves