Revised. Now, Not user friendly. Customer service wasn't either. App prompted me that changing my password failed because of security reasons. In order to log in, the app gives me a number to call for a temp pass code. The bank associate over the phone informs me he can't do that for me tells me to uninstall and reinstall. I go through process 4 times which takes about 2 hours. 2 am I called back and complained. She hung up on me. Time to move on. Credit One doesn't need my business.