Another app that isn't up to date on information. It will tell you that your approval odds are excellent, but they apparently don't look or else they'd know you already have that. And also AMERICAN EXPRESS or any of these credit card companies that want you to use their cards UM I AM SORRY BUT I'M NOT PAYING YOU TO HAVE YOUR CARD. You want me to have your card then I'm not paying annual or monthly fees for it that's wasting my money.