90 percent of the time I'm trying to use this app. Which has not been long yet, I receive "this screen is unavailable" or, "your card details are not available" or " there was an error connecting to the server" and "we could not log you on please try again later" I've rated it one star beacuse useful as it is to have a mobile app, I would want to reliably use it whenever I needed to, it's scary when I've deposited a check successfully someday and other days it tells me my account is unreachable.