Pretty ridiculous to be gifted a card, need to make an account in order to use the damn thing, and then you're charging me money out of a gift soneone gave me without me knowing?? I will be telling everyone I know to never ever buy one of these cards unless they want 5$ stolen from their families every month. Now I have have download this app to pay you money I don't have to close my account. Should have it written on the package clearly how this card works, unless you're trying to trick us. 🤔