Worse APP every. Constantly has bugs, or errors. Constantly wanting you to remind and reverie linked accounts. Won't let me transfer my own money from my savings account. Charged me for Genius without my authorization and won't refund me. When I contacted Albert for help they asked me about all of my emails on my device(which is a privacy breach) ..they still haven't refunded me or sent me a debit card for the account and it's been over 4 months. DO NOT USE ALBERT!