I stand by my zero star rating.. varo is just running out the clock so I don't get my money back.. now using government resources to attemp to get a refund for the scam since varo does not have my back.. most useless bank ever.. The absolute worst bank you could possibly think of. I got ripped off by Berrylook in November. Varo is still working on my dispute. First it was 10 days, then 30, then another 30 and now they say another 40 days. Worst Bank Ever!