I tried using this app at Best buy and two weeks later Best buy still did not have any kind of order from me in their database the lady I spoke with at Target called affirm and the lady I spoke with they are said that the virtual card they gave me to use the security code wasn't right on it even though the app was saying that everything was fine it had been approved so I asked him to just cancel the order and she said I could cancel the order and then reapply but now it's saying I have to wait