(Transfer)Wise used to be a cost-effective, reliable and fast way to transfer funds. Not anymore. Transfers that used to take seconds now get delayed over and over again, sometimes taking more than a day, or 2, without proper indication or explanation. Support will always blame the receiving bank, until you push for a clear answer and learn that their systems can't cope with the popularity. Time to look for an alternative, until they become a reliable service provider again.