Ive had this app for a few months now and I got to say it's the worst bank app I've ever used. Always an issue with my work location, it gets rejected even while I am there all night. If that's not the problem it's my bank account. This app doesn't work with any online banking so don't try to link them it won't work. Always an issue with my debit card I link to it as well. It sounds like a great loan app but don't ever expect to get one, tech support will say you doing it wrong. It's fake!