I had been using chime for a couple years now and today I get a notification that my account is 640$ overdrawn over some charges that came out nearly 3 days ago. I called and spoke to customer service and they're no help explaining why something like this happened when the money already came out once, disappeared then came out again. now I have money trapped in a savings account that I needed to get my car legal & have no choice to transfer it to the negative balance leaving me broke.