I WOULD NOT RECOMMEND ANYONE TO USE THIS COMPANY OR THIS CARD!! They charge you a monthly fee, then charge you a fee for everything else you do as well. Weather it's transfer your own money, use the ATM, basically anything they charge you. I was charged $50 to do a mobile check upload. The customer service is TERRIBLE as well. Netspend is by far the worst bank/debit card I've ever had!!!!