I already despised this app for electronic cash transfers. And then they went and bought credit karma and had to take the best free tax filing service and turn it into absolute garbage. The federal filing was slow and buggy and unclear. It was impossible to find the PDFs of my returns to file away. And you can't even file state income taxes for most states, mine included. If I didn't have extremely dumb friends and relatives that insist on using this pathetic piece of software, it would be gone.