Don't use it if running a business. Anyone can request a fraudulent chargeback, with the discovery process being quick and discriminatory towards one's providing a service. Therefore enabling one to pay for services, pay, dispute, and one's account being debited within days. With an email slid in looking like any scam from Venmo. It was an awesome platform to use, but it's too easy for one to be targeted, scammed, or simply robbed from. We all are Hard-working people, not some big corporation.