Terrible app from a terrible bank. ME used to be excellent. Having been a customer for nearly 7 years, I can say both the bank and this app have gone very far downhill, particularly since the BoQ takeover. The app just crashes at random times, leaving you to wonder if you have or haven't made your payment. Adding a new BPay Biller code crashes the app and must be done via the website. The app can't be used to setup or edit recurring payments. Login is broken after hours most weekends. Terrible!