I have played the last match in challenge mode 20 times and lost. If it's not made easier next day, I'll uninstall fifa. The best reward in toty is 96 Messi and the opponent team(psg) has a 97 Messi card and you start 3-0 with 60 minutes to go. Opponent team's Mbappe if he breaks through, no player in your team can catch him. If you are 2-3 down then the entire opponent midfield line will camp in front of the penalty box. It's mind bogglingly frustrating. I'll lose my sanity if I play it longer.