DO NOT USE. Everything went well for a few months, when I decided to pay for one of their advanced plans as I had a lot of money to transfer to pay for a wedding. I made the transfers cancelled the advanced account, and a couple weeks later, out of no where, I try to make a payment for a meal in a restaurant and it doesn't go through. I get a notification on my phone "your card has been frozen". I open the app, log in, don't click anything "your card is terminated". I no longer have access. Scam