They made it impossible to retrieve my OWN FUNDS...My account is restricted & I haven't used my 360 checking account in years. Somehow my email address for zelle is still linked to my capitol one checking account (even though this same email is linked with my Chase account)...I was paid from my employer $1400 via Zelle & it went this Capitol One account that is restricted. I can't access my money at all or zelle it back to my employer. I have to wait 7-10 business days for a paper check by mail