They hold you money/crypto for a least 7 days. You can't transfer or withdraw anything. They have a 7 day hold which is ridiculous They claim a 7 day ACH clearance hold. ACH transfers take 1-2 business days to clear They don't need to be holding you account locked for 7 days. DEBIT card transfers take 1 business day to clear which is what I used. I never used bank wire transfer like a real ACH transaction. This company is terrible and has bad rules for traders. Other apps clear your account