Edit 3 : There's an issue with this app. My refund was processed few days after the cancellation. But it just wasn't updated in the app wallet. I tried logging in repeatedly but to no avail. Complained here several times. And the MMT team followed through. Finally checked into my account today through the websit and found my money. I thank the MMT team (Nipun Massey) for their work but please fix the app and provide the option for direct refund back to original mode of payment.