At least it opens and doesn't crash. Can't take an advance because I need to pay my bills on time. Problem is I don't have any bills to pay other than my cell phone which is auto pay always on time. But the app doesn't see it as a bill. I do meet all the requirements. EXCEPT managing my bills. It doesn't see the one bill I have as a bill. I HAVE NO OTHER BILLS. that is a flaw in your program. In no way can I manage what I don't have