Obnoxious. For a young millennial who needs budget insight to avoid over spending, maybe it's useful. For anyone else, there are too many shortcomings. It's useless for tracking investments, showing nothing but current balance and recent transactions as if a brokerage account were a checking account. Also, it ignores it's own notification settings. I've disabled every notification category, yet I'm still getting notifications about bills, summaries, contests, etc. Switching to Personal Capital.