Can be very frustrating like trying to throw a brick through armoured glass. Either we have the knack or not handling phone applications. The apps has been frustrating causing constant interruptions on the phone as well draining battery. It even caused CPU to heat up causing unnecessary interruptions & ridiculous stress. To be quite honest I do not have the trust or patience with software applications when there are time consuming hoops to jump through. However it is very important for our cyber security must be enhanced since phishing scams are lurking around in our cyberworld. Of course it's the last thing we need.