What a scam. It advertised I can raise my score by paying bills online. First it doesn't honor my bank or bank accounts. Tried to say it was my login error on my banks website and this is why my bank and or accounts are not registering. They charge you premium of 19.99 per month for ....sign up for very high interest credit card to build my credit. How convenient to not have access to my bank account to change status in they're file. Lesson learned