Fraud Bank!!! They called and offered credit card to me and said that there is no joining/annual fee but when I received the card I found that they have charged me with 588 Rupees, even without using the credit card. Now when I asked them to cancel the credit card and I don't need their services because they lied to me, they are saying first you have to pay the outstanding amount of 588 rupees then only you can cancel the credit card. Very bad services and fraud bank.