1 star now because Im now suddenly charged to claim a freaking credit that turbotax was charging for but h&r block WASNT til NOW. AND, an additional $40 to pay with my refund, BUT the damn agreements i have to agree to wont even OPEN UP!! So im stuck and have to wait another week until payday to try and file taxes so i can pay from my bank. Fix the Refund Transfer Disclosure and the Application & Agreement for Refund Transfer & Refund Account pages because they just show a blank rectangle...