You're lucky to get one star. This app sucks. It does not give you advances although it does later on it doesn't which doesn't make sense if you've been a loyal customer. There's virtually no way to get a hold of customer service and even harder to discontinue subscription once you've signed up. I got a one-time loan of over $50 which was paid back immediately and then the next thing I know I'm being offered $5 then nothing at all! I have study income and I'm a loyal customer what gives?!?$ucky