Horrible. I was approved for a virtual card $830 & I was really happy. I downloaded the app so I could manage the card & there was no card. There was a $210 approval to shop. I went back to the browser & found the card. It said they processed my $207 payment. I never even left the house! It also said merchant was processing my purchase. What purchase? The info on app doesn't match my account when I log in using Chrome. So I had to log into my acct using browser & find "cancel"