So far its OKAYYY. Only thing I don't like is my direct deposit time. I get paid 2 days early but it's not until 5 in the afternoon most weeks. There are some weeks I get paid at 130pm but here lately it's been 5 to 530. One day it wasn't until 2am on a Thursday. But a good feature is you can overdraft your account and you don't have a fee like at regular banks.