This app is what I would consider qn access point for hackers so it's not worth my memory on my phone....I'm currently unable to access my app to edit or access my card info. I just updated it two weeks ago and now it won't update or open. As of 1-22-22 I updated app and now it's wanting me to update once again to even open it I'm almost certain that H&R app is no longer even worth the 1 star rating more like 0.002 of a star