Had a horrible experience when my hubby took debit card to work. I figured no big deal since I just used this at my local grocery store and local gas stations and my banks ATM with no issues. Well let's just say I was royally f@#ked this day. The Samsung pay app would not work ANYWHERE. Not at my bank, not at food lion, no where. Please fix this. It is super inconvenient to not have access to your money.