It was good before 1 month. But now every transaction gets stucks in the middle of urgent money transfer on shop or Friend. No use of this app if ultimately I have to pay cash because if this issue. And don't give excuses of transaction stuck from bank side Because I use same bank account on 'phone pe' app. On phone pe transaction never stucks. I used google pay alot last year. But now it's time to switch on phone pe. Sorry but now it's irritating getting stuck during each and every payment.