So explain to me why my generic medication the pervious 2 years were a tier 1 and this year 2022 its a tier 2 so I now have to pay $75 instead of $0. So in order to get my medication at the $0 copay I need to see a virtual care doctor. However, the app tells me I can't see a psychiatrist virtually even though I could with MDLive. I need to see them in person with Oscar. So now I have the question of does that mean I have to pay for my medication now that I can't see them virtually?