The only reason I have this card is because I had to get a loan and they company loaded it on this card. So far I ha e been charged 38.50 in fees because every time I swipe the card it charges me 1.50. Who does that ???? I think I'll stick to my regular checking acct with a real bank that DOESN’T CHARGE ME EVERY SINGLE TIME I SWIPE MY CARD.I WILL NEVER USE THIS CARD OR THAT LOAN COMPANY AGAIN.