You are probably the worst company out there. Incompetent and has no cudtomer relations telephonicslly. Even the high fees are dailight robberry. I want to close all my remaing bank accounts asap and are migrating to a bank that goes the extra mile Got hol of someone on the customerline sounding he just got out of bed and could bother less putting you throuh from one extention to another. I AM DOEM WTH THIS a bank.