The app is generally average for general day to day transactions, but the notification and chat services are absolutely terrible. The app is buggy is not able to maintain state. While using secure chat, messages get duplicated, sometimes messages are not even chronological. If I send a message, and navigate else where, I can't go back to secure chat and continue the chat without closing and reopening the app. The UX is absolutely terrible, please address this. It's almost pointless to use chat!