My review keeps getting removed. Use a different app if you want to trade. The spread here is upwards of 1%. Use it for holding. The card wait time is absurd and lacks transparency on the timeline. The average wait time for cards to be shipped is unavailable. ASAP and soon are not acceptable timelines for a card that requires thousands of dollars of a deposit to qualify for and charges a $50 upgrade fee. 2 weeks since stake. Card still not shipped No other card company takes this long.