Used several times. Transferring to other countries often less than an hour. Transfer within USA and it takes days??? Really!!! A kid is hungry, you take my money and make them wait days. UNACCEPTABLE. From now on I'll use PayPal, CashApp, American Express Bluebird. Almost instantaneous transfer AT NO CHARGE and no hungry child. Customer Service was NO HELP. How's everyone liking that they don't respond to solve issues only respond to following reviews 3 star and up!!!