Paying balance by debit card does not work for 3 weeks now, a supervisor for Avant told me "We're having a temporary problem processing debit payments it will be fixed soon." It still isn't fixed after 3 weeks. Credit card was mailed to me without the cardholder agreement, extremely unprofessional. No way to remove bank account after adding as payment method, you can only change to another bank account. Don't sign up for a card. *EDIT* Their reply didn't address the issues. SCAM Company.