No it is not quick because when you add a card it puts a hold on your account so you can't use you card on Google anywhere! 2 days here I sit being told 24 to 48 hours. That is four days my google play and pay are rendered useless to me!! Also 2 years ago I had over 2000 play points that were useless that they could not figure out how to let me use them because I have closed my account once and when I came back I used a different email address. The points were on account but frozen!