Have been using transferewise for a year. Was very good until recently. They asked me to validate the income that was paid directly from the Australian government into my wise account. Then wise deactivated my account and cancelled mys cards quicker then vet affairs could respond to my request. My money has not been returned and I have lodged a complaint with AFCA. I can't even view my old transaction record to prove my purchases to insurance. Customer service is a firewall. I now use Bunq