Ive had the app for 3 or 4 months and have yet to get an advance. It uses a score and the app is supposed to update 2 times a day. Guys, it never updates on time and the score never improves. But my subscription is paid on time! What a joke. I suggest bypassing this app. Brigit wants you to pay for them but to get money from them you pretty much can't be in a hardship situation. It's a NO from me.