Hopefully this app will begin the payment processing faster... Sick of missing payments because it takes NIPSCO forever to do paperless billing payments. When I submit the payment I have the money then.. other people want my money and they take it as well. If you snooze... That's on you. I'm paycheck to paycheck. Cut me all you want no blood left. Also the app sucks. I can't login and download my bill quicker than this app can.