Just installed the latest update and it tells me my O/S is out of date and this will be the last update I get unless I update my O/S (this is the latest O/S for my phone). I literally bought this phone less than a year ago because my other banking app locked me out for the exact same reason. I'll go back to cash if this security baloney continues. (PS - dont bother replying my review, I never come back in here to read responses from the PR folks).