Worst card ever! The auto pay never works, the customer service representatives will hang up on you if you ask for a supervisor to handle the situation of any kind. I've had the card for almost 3 years now and I've had so many problems. I wish I never applied for this credit card. My other synchrony credit cards are perfect I have no problem with them but for some strange reason this one goes above and beyond to make trouble for you.... hope you take this post as a foreshadowing of trouble