Secured CC card is great but I warn everyone do not dare let money get stolen by someone or something such as in my case. They refuse to acknowledge that charges were made without my authorization even after 7/22 of the charges for the exact same amount were credited back to my account during or after their investigation. I was told I'd receive a provisional credit which never happened and lost like 500 dollars or so. I'm a perfect customer but they refuse to credit these Nigerian pos charges.