The constant need to micromanage my password and security questions is a huge pain in the butt. If I am away from home or work, it never fails to force me to reset my password and remember which questions I set up and then I have to remember to leave myself notes about changing the damn password again. I have to have this stuff written down somewhere which does me no good when I'm mobile. My freaking bank doesn't make me jump through these hoops! Make it work like every other app with logins.