Why do I need a ONE TIME verification code EVERY TIME I try to add a recipient to send money too? Now everytime I try to add someone it keeps saying that the contact cannot be added due to a technical issue. Not to mention that I am getting an invalid or expired code when trying to submit a code 10 seconds after receiving it. The UI design is unappealing and unnecessarily complicated to navigate. And whenever I try to call tech support there is ALWAYS an hour+ wait time to speak to someone. 0/5*