Had to change this once they went from being Current Rewards to Mode. 1st thing is instead of 3 day payouts it takes a full 7 days. That's not the worst. I downloaded and started using Current in October and ever since I have used every payout to pay our internet bill, now that they are 'Mode' I can not do that. I literally can only blow it at online stores. The whole reason for this app was to help pay our bills. Now Amazon gets it.