Worst app I have ever had the experience of using. Created my account, had no issues set up a direct deposit for my college refunds and soon as my money hit, they closed my account without reason or notice. The customer service reps LIED. They were unprofessional and refused to let me speak to a supervisor. Oh and it took several days to even get in contact with a REAL person. If you want a safe place for your money do NOT use Dave .