Horrible. Not only was I unable to access my funds. No one on the customer service end could do anything. I'm still waiting on my 2nd debit card because the first one never let me activate and disabled it. The customer service associate asked me to take a picture of the error message and email it to her which I did and she never even responded! If this bs digital card gets locked again it takes credit karma literal days to issue you another digital debit card. Worst experience ever.