Well get this I use my NetSpend card to purchase something at an appliance store and I didn't need the part so I just tried to return the part the store ran my NetSpend card to refund my money and it declined the transaction they took my money to get the part but now they won't give me my money back to return the part tell me that makes sense the customer service just gave me a big old run around saying that they weren't authorized to do that transaction anybody explain that to me?