You only gets star and that's just so I can tell everybody who reads reviews, that you are a bad bad bad app and financial service. I started with you guys years ago, when you were helpful and a service that was worth having. I sung you praises to everybody I knew, and those who were listening. I had several friends who joined with the code for referral from myself, and I'm still waiting for the payout. That was several years ago and I was not only not compensated, but locked out of my acct.