First, they trick you into premium, which is $8 a month. OK. Then they trick you into saving. They pull money out of your linked account in a questionable periodicity into their own account under your name. When you want to quit TrueBill, they say "Oh, you have a savings account. You need to let all transactions end first." Meanwhile, they charge you the monthly cost for premium you really never signed up for. Don't do it. This app is a scam.