The one thing that this app failed with is the Vault. Before this entity, you simply had the option to have your earnings in your account. Now it goes into the vault, and if u wanna get your money out, it will take about a week to get it. They take 20% out when we transfer it to our accounts, so you are being taxed twice bc u still have to pay ur self employment tax at refund time. To conclude, veryable screwed up with this move, and I see a lot of operators leaving in the coming weeks.