CK does not give acurate up to date scores. It allows hard inquiries to stay on their portfolio if your credit that are clearly removed from other institutes portfolios for having been fraud. They will also convince you to allow credit checks from others they asvertise for, knowing it will hurt you further and at same time promote the claim that they are there to help improve your credit. They do not give you an upfront customer communication access ability either. They have caused harm. No Good