Worst app I have ever tried! Not one thing I entered was correct!! It wouldn't even let me select my own user name it did it for me then read it was incorrect!! Entered my phone number, all was good, then received an error code that my number was no longer recognized!! Then it wouldn't even bring up my current contact's to request a payment. I now have wasted 2 hour's on this only to spend the rest of my Saturday with the worst headache!!! I SHOULD BE PAID FOR PAIN AND SUFFERING!!