The 3rd party provider used to verify bank information is having technical difficulties with connecting to certain banks. My account has been in a standstill for 1 week. Unable to make an advance but you bet you will certainly charge the $8 on the 12th... Update: I have closed my account. I only authorized 1 of my 3 accounts for Empower and they look at all 3 accounts. This is an invasion of privacy and when I asked for it to be fixed I was told that it could not be.