The money that is give to us is just $40.00 don't mean to complain I'm great full for it and thank you. I think the prices are to high and your lucky to get 3 or 4 items some prices are over priced and other insurance gives a larger amount to spend I hear others say they get anywhere from $100.00 to a $1,000.00 there are things that I need I can't even get.