Oh boy, my experience started out good. I deposited $100 into my account from my employer using direct deposit. I was able to use that money right away using the virtual card. Everything was going swimmingly until I tried to transfer funds from my primary bank. After attempting to transfer money from my bank, my account at my primary bank is empty and my sable account still shows the same balance I had as of the day I started the transfer, annnnd: customer service doesn't exist.