It stinks. It's extremely difficult to use. I had to go to the desktop site and delete all my account information then add it all back in order to pay my mortgage, which I've been using the app to do for YEARS; all of a sudden it doesn't have my bank account info available. I try to add it, a message pops up saying it's already stored! I still can't access it! I'm 75! I had to get my daughter to fix everything! The app STINKS!!!!