This app removes your options to do things. i got my card stolen so i cant make a payment on the due date so I need to extend my due date. Then the option got removed. after 1 hour with help chat it got to no where, even after exchanging screenshots on where i have to click. then it magically appears again. horrible app. Also frustrated as online chat "script" is outdated, hence giving confusing solutions that users has to figure out what is the actual button to press. Will not use again.