They use an algorithm to show when your paycheck hits not the actual bank account information. Their algorithm said I got paid on a Wednesday when I've been paid on Thursdays for 22 years. They tried to take the money a day early causing my payments ans status to appear late. They said they cannot fix this on their end as it's the "algorithm" I would not recommend using this as this occurrence could end up costing you the headache it's now costing me.