I tried to use the instant cash thing, but it won't let me says I need at least a dollar in my account I get paid weekly I always thought money in my account and after it did go through I still couldn't use it, it said it takes a couple of days but it stayed that way for months, it's just overall highly unreliable. HAD TO COME BACK AND UPDATE ITS BEEM 6 MONTHS SINCE IVE HAD THE APP AND STILL HAVENT BEEN ABLE TO BORROW MONEY ONCE.