No customer should pay all the payments then be told now that you paid all our fees and all the percentage that you burrowed we are going to disable your account and let our system recalculate your spending limit and oh yeah we won't let you have access to it for almost 2 weeks because our system is messed up that's what one of thier customer agents told me after 2 email and no answer and having to do a Google search on the phone number talking to 3 different agents no one knows what there doing