It's unpredictable whether they'll overdraft my bank account despite me telling their customer service team that my payday is not at 12:01am on Tuesdays, my max has not increased since the first 2 pay periods, now has decreased because they overdraft my account. I'm paying my last advance back next payday and shutting my account down, I wanted it to be more useful but it just wont work out for me. My bank offers a more convenient loan option through their app now.