This is the worst credit card I have ever had. I got this card had to put $75 to start the card being Activated which includes a $14 processing fee then another $45 in the next week forgot what that was for had a $600 limit, spent like $100 dollars in the next month after having it and it's been maxed out since then and every month I put $60 on it even though then minimum is $35 this card stay maxed out. They call me every month and can't tell me why this card is maxed!!!