Worst lending app ever! Save yourself the stress and trouble....use a different lending app. PayPal and Zip are significantly better in my opinion and keep accurate records!! They don't try to get you to pay twice for the same item. Already spoke with Customer Service and the responsibility was ping ponged back and forth between the seller and Klarna. My neck hurts from watching each of you blame the other and now send it to collections. Nope! Not playing Klarna's game. Klarna can play alone.