Varo has fast direct deposit but thats it. Do not get the varo believe card I rented a car and they hold my 200 deposit from anywhere between 5 and 19 business days even doe i have a receipt showing all charges I rented the car Jan 28 they said they had to February 23 to reserve the charges so now it looks like am in the negative on a credit card and it dropped my credit score 😑 p.s (chime credit card) this never happened always got my car rental deposit within 24hrs