This card and app sucks. I can't login to my account via mobile app. App keeps asking me to activate my card, which a Net spend rep already done. Tried to pay a bill online but the charges were denied. I try to make a withdrawal but received an insufficient funds receipt. I called customer service and was told I have a pending transaction for the same amount as the charge that was denied. On top of that the money I deposited is not showing up when I login to my account via my computer.