I filled out the necessary information and sending in my ID for verification I was told I was set to go on the app. I opened the app; it said was locked out of the system. I attached my credit union to the account and it just wouldn't verify my account. I've been with the credit union for over 5 years! I asked Yotta why, and instead of answering my inquiry they doubled down replying that I was locked and shut down but refused to tell me why. They said even in the future I'd be banned. 0/10. Rude