Transition to your bank. Zelle cs blamed my bank for not integrating Zelle. History, contacts, bringing in new contacts integrated with phone were all lost. Transition is a nightmare. Zelle does still move money safely. There is no real customer care or support. They focused on that it is the banks fault, not a failed integration on the part of Zelle. Sad and dissapointing given the prior quality of the product and app.