Wish I could give it 0. Horrible banking app. It worked for a week then quit. Unable to access my account and customer care can't figure it out. So I'm banking in the blind since I have paperless statements Update 2 months later: still sucks! App says I need an update. Updated the app and logged on. It would not allow me to use bill pay and ask me to do another update. How many updates do I need in 1 day??????