it really disappointed while i had settle my o/s for pay later at 12Feb, but grab finance dept call me for chasing payment during cny day14 with a very rude tone staff. if there is a bug at yr app, yr side should sync it and not confusing user by call in with a complicated ivr system. it really had spoiled my cny mood since there is cny day 14. i rather use shopee pay. tbg e wallet better.