If genuineally ask about the app, then I ll say it's a very poor app, you cannot perform a single action in this app, from last 3 days I am trying to send payment but not able to proceed further. Even not able to check account balance. If you go to add beneficiary but again it's showing technical error, all the time you have to go for the payment transfer all the time you will fill all your details and when you ll click proceed then it will show technical error. and so on.