Primary care physician isn't even a doctor. The care team is not helpful and they frequently give you the wrong information. I feel like I was scammed because this was the only insurance that I've had I the past few years and if I let it go, I'll have no insurance for a surgery I desperately need. I went to see a surgeon and after the initial visit he sent me to do an mri and his office closed, mri had to be cancelled due to no authorization. Oscar still has no Idea even now 3 weeks later.