I am very disappointed with this app. Over a year ago they closed my account without notifying me. I found out by trying to receive money for my birthday. I have called at 3 different times only to be told that I violated the rules and that I need to read the rules. I have never been told what rules I violated or why my account was closed. It was very disheartning because prior to this time I used this service to send money to my wife or receive money from her. What did I do wrong?