It has I love the fact that you can communicate directly with your health insurance when you are in need of information or services that your doctor cannot provide. UPDATE! I've changed my rating From ⭐⭐⭐⭐⭐ To ⭐⭐ I can no longer access Medi-Cal on this app. It was my go to app, now it's gone away! I can't believe you would drop coverage for the largest Medicaid group in the country, Medi-Cal. At least I can still access my insurance information on the website.