Horrible app.... customer service is never helpful, you can hardly understand the agents when speaking to them, refund deposit and etc are extremely slow, chime was my banking before this and I'm going back...chime literally solves the problems right then and there... this company has no clue to anything.... AGAIN.....DO NOT WASTE UR TIME WITH PAYACTIV... YOU WILL BE HELLA PISSED WITH THESE GUYS SERVICES...had to give a star to post my comment.. other than that they deserve nothing...