You know it's time to updated my review here it is staying at one stars in order to move money in and out of PayPal to other cards and stuff and it says instantly on a newer account is still forces you to wait for 24 hours literally not instantly even if you verified your identity verified everything that they've asked. This app is plagued with problems along with the company keeps on changing stuff there's no point in them changing their architecture because it worked not anymore tho.