I am filing a Complaint with the U.S Consumer Finance Protection Dept. because I am DENIED ACCESS TO MY MONEY! ALL $500 OF IT! They make it difficult to validate, perhaps intentionally so? Worse yet, they make it impossible to contact them. Its all automated. I have my purchase receipt, "Denied" purchases along the trip and am home now. I address this until its resolved even if it takes filing a Small Claims suit against them. I'm retired, have time & love to travel with resources to do it!