No MST payment anymore (on S22 Ultra)! What's the point of using Samsung Pay anymore?! The only advantage it had over competitors was being able to pay at all those regular terminals with no NFC, and I would have used it if it didn't have the feature from the beginning, but removing such a cool feature is an absolute deal breaker. During COVID, I used the MST all the time for contactless payments and quite frankly for its ease of use, not having to reach for my card, which I can't anymore.