Great APP for our CitiBank cards but Citi cards are a waste due to extremely low starting credit lines after being mailed 20 pre-qualified offers etc. and years, literally 2 years of no credit line increases... Any cards from Capital One, Discover, American Express are a way better choice... I know, I have 25 cards, they all have their best uses, except Citi DoubleCash w/its $600 CL, just a throw-in-the-drawer card or use and pay each week until you can qualify for Dis/AMEX cards. Thanks Citi