Added funds, made virtual cards, everything perfect....link account to use it for auto pay on credit card..... One decides to close my account with 0 notice....I get return ACH fees from credit card company + fees.....Still have 800 in One account..customer service tells me I can withdraw once no pending transactions ... No pending transactions, but now One says I must withdraw from external app....IF I WITHDRAW FROM EXTERNAL APP, ONE BLOCKS THE ACH. RETURN ACH FEE. REPEAT...800 stuck. CS lies