For the most part I like the fitbit, primarily to track my sleep patterns. But I have an issue with being told I get a free year of premium service, but in order to activate it they need a cc immediately so that they can start charging after the year is over. How about giving us the free year, then near the end of that year ask for the cc if we choose to continue using the premium service? Most people won't remember 12 months later until you charge our card.