Bill pay has been down for several weeks. Can not post payments to accounts. I have had the app for over 3 years and it has become more and more awful with every passing day. A drain on my time, hours stack up day to day trying to get this app to function properly. The web site isn't any better. The security features are cannibalistic and render the aplication useless. Biometrics, Log in and security features constantly malfunction and password recovery also causes crashes.