Horrible, just horrible. Idea is great and probably just the basic feature is fine. Tried using the other features and then it's just inconvenient and expensive compared to traditional banking. Most importantly it is the worst support team that I have ever had to work with. They locked me out for depositing checks and I sat in a parking lot for 3 hours waiting to shop after my account was unlocked but the support is worthless. Unless you have no other choice, don't!