I like the app for it's simplicity while being able to do alot. What I don't like is for some reason, is I can't add my new card to either Google Pay or Samsung Pay. When I never had a problem before. After speaking to Capital One 4 times about this issue when it's clearly a bank issue, they can't help me. I'd switch to another bank that allows smart pay, but they have zero foreign transaction fees and no monthly fee so I'm stuck with them. (Conditions still the same as of today) 2/7/22