Was a good app. Here lately, they've been taking money from my available funds and placing holds on it. It's trash. Don't use Varo. Last week I went negative because of this. And i can't overdraft. It won't let me. Get a real bank. Would have given 5 stars but here recently this has been happening. Now I'm stuck with no gas for work because they wanna take my money and hold it for no reason🤔 Very frustrating. Shutting my account down today