Worst experience with a credit card I've had. Can't even get ahold of a English speaking person to help you, then they won't give a name or employee number then they ask you to hold for 20 min then hang up on you. This happened to me 3x today trying to cancel my new account because I can't get help in English. Can't even cancel the card. The don't have a office I can walk into. Looks like I need LifeLock or something because this place has my info and they are obviously a sham company.