This company used to be alright back when they were VaroMoney. Now, it's just all the same crappiness of a brick and mortar bank with none of the benefits. Deposits no longer come in immediately; it takes days for them to drop into my account. You will NEVER be able to load money directly into your account. Supposedly you can use greendot cards, but every store I have attempted this at (Dollar General, CVS, Walgreens, etc) says there is no way to make the transaction. Just ugh.