TERRIBLE APP. I did the cash advance when I first installed albert, this app has access to our accounts, tells you about the transactions you make, but then makes decisions that can be negative to you financially. To date, 130.00 in overdraft fees from albert draining all my money before I get paid. I sit here now -60 due to I paid back an advance this past Tues, with the expectation of getting another advance until I get paid in 4 days. Albert says " they don't advance money 4 days from check