Totally unworthy and unuseful app. Use other upi apps for payment. The company had got bankrupt so it had set policies to take unnecessary money through various services.Guys just stop using this app as much as you can, one day the company will be on it's feet. These white collar dacquits had stolen very much till now now it's time to destroy them, even they send our money to China and get nothing in return so they give nothing in return.