At first they was really cool. They loan me money I pay it back every single time. But their customer service really sucks. You can't call about the advance you can only email then it takes him over 24 hours to get back to you. On top of that sometimes they'd only loan me $5 now. For example I have emailed Dave to see if I could get in advance for my son's birthday. I emailed them a week before his birthday they kept saying the advance wouldn't go Do not recommend will be switching Bank soon