I'm missing money. I got 20 referrals to SoFi Money and they changed the referral to a max of 5, so none of my referrals counted. I'm also missing a transfer they're holding. According to them it takes time, but they already have it, it's just not available to me. The customer service agents just try to rush you off without actually helping. I'm not sure what's going on with SoFi, but their service is starting to suck.