I have had the app for about 2 years with no issues. But recently I started having issues with the accuracy. Transferring funds shows pending and shows the balance BUT recently after updating I got 2 overdrafts for the pending even though it showed I had nothing pending at all. I called to verify what happened and the online banker said it allowed me to over draft 2 times then hung up on me. The app said I had no negative or pending withdraws. Now my tiny transfers cost me over 70 bucks.