Was a great app but they have now started charging $2.99 to get your money in minutes. Then the still ask for a tip. Its unreal. So they're charging you 3% a week. 12% a month.. you can use the free ach option but who the hell needs $100 in 3 days?.. app is a glorified title loan now. Stay woke people. N stay away from those high rates in sneaky apps.