It's fine at first but now I can't log into my account online or in the app custmer service doesn't respond to emails and I can't call the number on the back of my card bc anytime I do it rings and then hangs up I can't access my account to see if I have any money in it and this just started last night and ive never had an issue with it until now so to anyone who wants get this app or open an account with them I advise that u don't it's nothing but a joke I can't do anything with it I give up.