I've had nothing but problems from day 1.....disputes are not being taken care of properly. Transactions are being paid,unauthorized transactions, that should of been stopped and not paid when there unauthorized....however......Daveapp doesn't do that,they say that a dispute cannot be filed until the Transaction is paid and not pending, then you have to wait forever to get money back and that cuts me short on my bills getting paid.....so....I'm giving up this app.Good luck to those that want it.