This app is infantile compared to more grown banking apps. The use of the Zelle has always been faulty with this bank. I've had situations when the app wouldn't let me send money. And most of the time when it does allow me to send money it doesn't post right away like all my other bank accounts. Yesterday which was Wednesday I tried to Zelle some $ to my external account and I got a message stating that the money would not be reaching their account til the following Wednesday. UNACCEPTABLE!!!