This is a "tech toy," not a legitimate bank, and not a place to trust with your money. Steer clear. They locked my account after enrollment, then demanded I send a laundry list of sensitive documents via unsecured EMAIL in order to regain access. And put a 3-day deadline on the process. They promise all kinds of rewards for signing up, but they're up to no good. Also Plaid is the *only* option for connecting other accounts -- Sketchy. Go with something bank-first rather than "tech-first".