The app would be a helluva lot more convenient to use if you didn't have to approve EVERY reward (ie: purchases, location, etc.). It doesn't take long to do, but its a pain in the you-know-what & if you don't do so, you lose it. To no fault of the app itself, I would of personally found it to be more useful if I spent more money on the debit card I attached but I handle cash more. It took me more than a couple months to cash out for the first time. NO INTEUSIVE ADS though!