Great for the quick transfer of money. However, anything you need beyond that, they cannot handle it. Their customer service hangs up on you. Their chat team doesn't bother to figure out what's wrong, they just shoot you a link and send you on your way. I could not be more disappointed that Credit Karma got with them when they clearly bit off more than they could chew. No one has helped with my issue or bothered to understand it. So dadgum frustrating.