I honestly wouldn't even give them 1 star bc they don't even deserve that!! I just wanted to be able to post this rating to hopefully save anyone else from using chime and being cheated out of the $100 promotion claiming if you and a friend sign up using the link they send you then you'll be able to receive the money! It's nothing but complete BS!! I not only DID NOT receive the promotional $100 but was given nothing but issues claiming they couldn't find the link I used to sign up!! Complete BS