After the last update is a !@@%$! S!%@$ to do anything! I can't do transfers,and if allowed,guess what? I can't make the friends and family option because even with the bank account linked it drives me to take the credit/debit card. So everytime I have to send money to my daughter,or WHOEVER IN MY FAMILY AND USING THE BANK ACCOUNT I HAVE TO PAY AN EXTRA FEE