When Composing a Message in the Message Center on the APP, unless it's SHORT and SWEET the APP will log you out B4 you finish your MESSAGE and it's LOST! So as far as I'm concerned, get rid of the MESSAGE CENTER since unless you enter at WARP SPEED better KISS ! The ability to Download/View Credit Card E-Statements with this APP has never worked and SEFCU Support has been TOTALLY USELESS in Resolving this Issue.