They should have left varo as it was before it was varo bank. For almost a year ive been had the joy of an early paycheck.... Since theyve changed around i have yet to get an early check. Considering such, im going back to A REAL BANK WITH REAL PEOPLE THAT HAVE REAL PROBLEMS THAT CAN REALLY RELATE. SAVE YOURSELF THE HEARTACHE AND MISERY JUST GET A REAL BANK ACCOUNT.