Do NOT download this app. After you sign up and link your bank, it moves all income to that account. I wanted to close the account. There's no way to do this through the app. I had to email them for them to close it. Its STILL TAKING MY MONEY. Despite the account supposedly being closed. After emailing back and forth with the team, they're sending me a check though they haven't confirmed it's in the mail yet. I've asked repeatedly if this will happen again and they refuse to answer. DO NOT USE!