I've been using it for a very long time but today came to just rate it. I could have rated it in negative if possible.They worked fine.. I never had issue until today when I used it to order from Domino's, they didn't have something from my order to hey said they'll refund the amount.. I called Paytm customer care and then came out their real face. My cashback points were supposed to be updated within 24 hrs that too didn't happen.. they were like they don't bother anything happens to you.