DO NOT DOWNLOAD THIS APP!!! I did and regret it. Here's why...I signed up and linked my bank account and there is a savings program that you can enroll in where they take money out of your account every so often and put it in a savings account. I went to get the money I had built up in savings and couldn't. They told me my bank wasn't supported anymore, yet somehow they were still moving money from my account. The customer service is a nightmare. Issue still not resolved!!!!