I used to think this app was the best app ever. Who doesnt like free life insurance. I would have started to buy their services because i just got a new job. However i missed viewing one video one month and ive had this app for over a year and pushed it to everyone i know. And still they lowered my coverage 75%. They wouldve had a loyal paying customer but instead they wanted to be greedy and take back what they already gave me. And they will do it to you. Not worth the space on phone