Do not use this app. They attach themselves to your bank account but when they overdraft your account showing it's in a negative state before they schedule debit and refuse to reimburse the bank fee. I've sent numerous of screenshots showing their payment posted and courtesy fee charged they still refused. I repeat do not use their app. Not worth 100 borrow and paying 106 plus 33 fee. Reported this app to better business bureau after they refused to close my account.