Sign up for cash app or pay pal. Venmo is worthless from a consumer perspective. You cant make purchases online or in stores, and you can't pay bills online because no one accept venmo. You cant do instant transfers if they choose not to "support your bank." Venmo doesnt want to make it easy for you to spend your money. The longer they have it, the more money they make off of it. So if you choose venmo, good luck prying their greedy fingers off your money.