Their security and service is awful. Someone stole my login info to purchase Xbox digital gift cards. Most apps, such as streaming services recognize and alert when there is a new log in location, not msft. I saw the purchase in mins, tried/failed to find someone who could help. RED flags: 1- I didn't even have an Xbox login, only the msft office bundle. 2- 1st time an Xbox gift card was purchased. 3 - New and multiple log in locations. Still held me responsible financially. Do better.