credit karma and turbo tax are both scammers. they falsely advertised refund advance for your federal tax return. this is the only reason I did my taxes with them. I was lead to believe I was getting a$2,500 refund advance. Completed my return and never received anything from them. when I inquired about it I was told that I didn't sign up for it but I remember choosing the option, why else would I do my taxes through them other than the refund advance? Do your taxes elsewhere or regret it!