I was scammed out of hundreds of dollars when someone was allowed to exact copy my daughter in laws account and send out messages to all her friends and family without any sign of a different account. Being able to use it all exactly as she had it, no protections in place to prevent it and when I filed a complaint I was basically told sorry were not gonna do anything about it. So hundreds of dollars gone for someone who is paycheck to paycheck because there's no responsibility here.