I would give the app a better rating but back in back in December of last year I purchased a new phone and when I transferred everything from the old phone to the new phone the capital one app quit working I uninstalled and reinstalled the app and it still wont-work so now I'm trying it again and every time I want to know how much I owe or how to pay my bill I can't do it because the app does not work on the phone so I have no clue how much my capital 1 bill is unless I go to Walmart and ask.