They closed my account without telling me, and this app is still sending me payment notifications even though it clearly says $0.00 due. It still thinks the account is open but I can't access it. It just says to call. Which is how I found out it was closed. I had just literally 10 minutes before finding that information out I paid the entire balance down to $0. Useless app. Unprofessional, borderline illegal practices to good customers.