Edited for new issues. I added an external transfer account and received trial credits for verification. I entered the amounts yet the app refuses to acknowledge that they are accurate. The related error message also contains an archaic HTML glitch. Using the website, I was able to do it in minutes. Security questions are now LESS SECURE and MORE DIFFICULT to use. Answers can only be between 3 and 20 characters long, and cannot include any special characters or even spaces! Surf Wisely.