I just want to say you ought to be ashamed as a corporation to promise early return and force someone to open an account with credit karma with a "possible" 5 day early deposit. Then deny the refund advance. I used to think you were actually helping people without charging an arm and leg and hand. You're just decieving desperate people. I've filed with you almost a decade! You've lost my respect and business TurboTax. That was rotten.