It's a decent idea and clearly appeals to those dead set on green initiatives but as far as their performance as a banking app, they're pretty poor. Everything takes EXTREMELY long to process and post and when questioned why they take twice as long as every other financial institution to post, they have no reasoning. If you're dead set on being handheld through being more green and have no real need for your money then this is your app. My life moves too fast for this apps to be at all useful