I created an account and linked my bank. I was never approved for a loan, so I attempted to cancel and uninstalled it from my phone. I just saw today that I was charged for a service I havent evem used, and I cant even sign back in to find out why. DO NOT CREATE AN ACCOUNT! Even if you decide not to use their paid version, they still charge you, over a month after you deleted the damn thing! It had been so long I forgot they even existed!