The college I use only uses Bank Mobile for transactions. The fact that you can not use the app because you don't have a checking account, yet my money is going through your hands is rediculous. Having to log in to the main site and going through two authentication steps when I can use the app and one step with a fingerprint authentication would be nice! I already hated that I had to create an account to get my Financial Aide payment in order have it direct deposited into a bank account I use.