Discover card is not a good credit card they don't have your back like they say in their ads all lies. You are liable for charges even if you didn't approve them they treat you like a homeless person even if you have proof, are great customer and have a great track record. All the reps say the same thing over and over like robots and they bump you from Chicago to Salt Lake to Phoenix just wasting your time. PLEASE DON'T GET THE IT CARD.