Capital One is awesome in that you can do everything through the app. But that's also the problem. Every time you open the app it will ask for your fingerprint, then makes you enter 2fa sms code. After that it will attempt to do the same thing again so you have to know to click the white part or you get stuck in this loop. Also, they limit how many times you can request sms code. If you're out shopping and need to check your balance more than 5 times, that's it. You're done banking for the day.