Not happy with the app. Its always problematic when setting up. I ended up giving up setting up. Also, i have been to the bank for help to no avail. The bottom line is that this app is the worst out of the other three banks i use (whose names i shall not mention). I enjoy using the other three banks and resultantly prefer to put money there because of how userfriendly their apps are. This is food for thought for the app developers and the management at large. Thank you.