I can not believe that Google is letting this happen. This is a scam of the worst kind. DO NOT DOWNLOAD THIS APP. !!!SCAM!!!!! ALERT!!!!SCAM!!!!! Unfortunately I did and paid the $5.99 because it said I was approved for at least $20 advance. they had no problem charging my lill account but when it was time to get the advance they say my card wasn't accepted RESPONSE: was not my bank. I was refunded only after I made a stink. Avoid this app