Scam!! Do not download. You get tricked into a monthly subscription with no cancellation option. Then, they take 5 days after the repayment date to "process" your repayment, at which time they are surprisingly able to charge you a 10$ subscription fee and a 35$ nsf fee while they're "processing" your repayment. I ended up paying 100$ for a 50$ advance. Get the Dave app or Grid. You won't get scammed.