Do not recommend this app or service. PayPal is simply easier to use and far more reliable. If you have to use this app, my apologies, but there are far better ways to pay for things in the digital age than the Venmo app or service. Sorry folks, maybe it's just a preference, but I much much much prefer PayPal, at least, for online transactions...... no need to tell the world who I'm paying and when..... like I said, maybe it's a preference, but I am a definite Ven-no....sorry, had to...