This app must have been built by a bunch of monkeys. Its security is horrific. What kind of password requirement nowadays only allow for letters and numbers? Also, as a former HSBC customer who was unfortunately transferred over, they had completely butchered up my name, mailing address and overseas phone number so I couldn't even receive a verification text nor the ATM card from them! The website version isn't any better and seemed to have been built by some high school kids. Just horrible!