I'm an older woman and new to these cash card offers. I don't understand why this app steals your money whether it is $1 at a time or who knows what's next? How do they justify this. Also I never got the $15 referral fee my son said I would get. Another card I applied for, Varo--is the card to get folks! Both of us got $50 within a week of my when I applied! Way to promote and back it up Varo. The Dave App could take some lessons about integrity and good business!