T two difficult to get into the app if you forget your passcode there's no way to get in there if you don't have it if you forget it or whatever it's too much trouble there's tutorials and stuff on it but most people that don't know how to use the phone real good wouldn't know that so you need to improve in on getting into the system and into where your money's at because you're holding people's money up is what I think you know and I think that's not good when people want to get access to their