I once factory reset my phone to get this off it. I could not use my card on anything anywhere. I dont know how but it has now taken control of my phone and all online purchases. Right after i installed Samsung pay. That worked perfectly but now doesnt work at all due to google pay. 3 times i have spent hours talking to support and everytime i have been told it will be fixed in a few days. Its been weeks since i could use that card.