Well everything was fine until I had an unauthorized transactions on my card, i reported the same day that the transaction appear on mi account, but I was on my own, the customer service wich I called several times they took my report and told me in 5 business days I will receive a temporary credit, that never happened, my usage margen of credit went to the roof but they didn't care. So I will close my account next and will not recommend this app to nobody.