AVOID!!!! I installed this just to play around a bit. Wanted to close the account, but they require a $100 balance to withdraw even if you are closing the account. Now I have to deposit nearly $100 to get a few dollars back. Ridiculous!!! It was a pain to even use a debit card on the app. Required 3 phone calls to even get a simple transaction to work. Be aware of this type of nonsense when dealing in crypto or stick with precious metals.