The worst. Tried to deposit funds 5 times. Get all the way to the end of the process and it says Done. Tried linking bank and credit card. Says funds should be available INSTANTLY. Nothing is getting deposited just keeps going through the processs. I wait a few days see if maybe a lag and nothing. Hope its not going to take 5 transaction tries all at once. Judging by the other bad reviews. People getting locked out of accts, their $$ stolen. Glad I read them so i can save myself. YUCK!