I was told I couldn't cash out because I had a $ 100 hold on a past account from 2019 this is my first time using the app so I was pretty confused. After talking to customer service today I was told that now the hold is actually from this week which is impossible because my cash out has been unavailable since I opened the app due to my bank not being verified. I don't think it's a scam I haven't seen anyone else with this problem. Other than that it's an ok app.