All these years of using turbo and the minute they join and have a different bank account then turbo card which is credit karma and I have serious issues. Forced to open another account and credit karma wasn't working. I finally got my refund and it's 1k less then the irs said they were sending. So after turbo and credit karma touched my money it became less I was denied a loan. Credit karma is jmpossible to contact and any tax related questions they blame turbo tax.