My wife had this app. They want to much info. It takes banki6with them 90 days to be able to borrow 250. 6.99 to borrow it right away. And they start you out small work way up. And after paying them back. Up to 3 days to let you know if you approved for another load. Then it logs you out and won't let you in. Even if your doing it all right. Chime is one of the best out there. And Ted isn't to mad it self. Wisely is way better then this as well. They are a scam flat out. Every 1 report em 2 BBB.