There are some terrible people working for Varo. They don't have to follow any ethical rules because they are not completely a real bank, contrary to anything they say. Any place, that takes your money shouldn't be so flippant about your account. Even if your small potatoes. Varo is allowed 4any reason, 2withhold, alter/change any account without asking/chating with you 1st. They literally will do what they want & won't explain anything to you or help. So if your small potatoes, BE WARNED.