Spam-o-tron. I downloaded out of curiosity, immediately got an avalanche of notifications. After a few days I deleted the app. The spam just moved to my email. Unsubscribed email and started getting texts. Stopped texts and the emails restarted. This is a marketing badger posing as credit assistance, and their solutions aren't any better than anything else you find online. They're just more insistent to get in your wallet.