They are holding my money hostage, app is glitchy and slow, and a third party "Plaid" is forced on us so now THEY have all my bank info too (I tried without it but the app kept freezing up). I dont understand how PayPal can be so consistently good and easy to use while this app is such garbage. They are both connected to the same bank, yet venmo is unable to do an instant transfer (PayPal has no issue doing this). Now it says I have to wait 3 days to get my money, which I need right now.