The new app update is trash! It's all over the place & very confusing to the sender & receiver. It doesn't say that funds are being sent to the recievers bank on the confirmation page. So you have to go ALL THE WAY to the "track transfer" tab just to see that it's being sent to the bank. It should automatically tell you where & how money is sent & received on the confirmation page because all it says is, "transfer complete" followed by "we have sent a receipt to *email*" followed by the MTCN.