I have had nothing but issues since first using this bank. At first I gave it the benefit of the doubt, kinda liked it. But today I go in to see I have $.30 in my bank account and nothing adds up. I understand the whole 'pending' thing, but even after a transaction, I check to make sure everything went through and the money was already out of my account. Do not use this bank, run far from it. I'm going back to using Current. Maybe Aspiration can take some freaking notes.