You will pay 20% fees on £1 transfer, meaning the recipient will receive 70p.. for £100 you will pay £3- that's disgraceful and that's not even the best bit, the app itself is practically useless, you can't add your bank through the app, meaning you can do everything and more on the website, that the app can't do. It would be like having the youtube app but instead, just bookmarking the desktop site on a browser; sort it out. <- that was 2 years ago. It's still useless. Wish could give -5 star.