12/5/20 I don't know if as a bank itself it's any good if it's the only one you use but as in to be able to link it up with other accounts it doesn't work in regards to how many times I email or call the number I cannot speak to a human being to take care of a problem that you need to be a problem I wouldn't recommend them. New Update finally talked to a human in email but they cant do anything with a closed account. I give them a -5 stars. Good luck if u read this and still open an account.