Don't update this app beyond version 3.22.##! Once it's version 3.23 you lose the option to purchase titles on sale for less than the cost of a credit by using a credit or debit card! You will literally have to use a $14.95 credit to buy a title that you could have purchased on sale for much less!! How audible thought this was an improvement is beyond me! Am switching to using an old phone and turning off auto-updating until I can find the APK for version 3.22 to install on my current phone!