Awful UI bugs. Half the time you can swipe to write text, the other half it's one letter at a time. As a result it takes an absurd amount of time to chat with support about why my direct deposit didn't clear (main reason for 1 star). My direct deposit coincidentally cleared while I was chatting with the rep well after banking hours, who proceeded to lie to me that it actually had just happened to clear right at that moment wow what are the odds.