Very bad. I supposedly had the overdraft removed from my debit card and I should've been checking but they end up charging me an overdraft fee after alerting me the same morning. In the past I remember they used to let me know when account reached 0 before the fee but they alert me today after the fee, called and they only reverse back half. The new app is terrible too visually compared to before. I can't wait to leave them just for this overdraft experience.