So disappointing. I got a credit builder loan and set up automatic payments, but they are claiming that my bank rejected a payment from 2 months ago. They didn't even notify me. I chatted with a very unhelpful person who insisted it was my banks and my fault, but I have never had a problem with my bank declining payments unless they ask me first. Feels like they are retaliating for me joining the class action suit. Don't bother with the credit builder since they gonna mess it up.