I can no longer create one time payment card! The app had an update and for some reason I can't create one time payment cards anymore. After chatting with support and troubleshooting, restarting my phone, uninstalling and reinstalling the app; nothing. I deleted apps to create more storage and memory. I even installed the Klarna app on my husband's phone with the same error message and outcome. It doesn't matter how pristine your payment history is, they've changed how credit is determined.