**Very** low rates and high prices make each banner miserable, as any time the banners shift, all of your "points," of which you get one for each roll, get *cashed out into crafting materials instead of being carried over for future banners.* You can pay over $80, not get the banner character, and then watch as your rolls are "wasted" when the banner changes. At a price of nearly $300 just to guarantee one character that the end user has no legal ownership of, it's far too much.