Great app and easy way to get items financed. Helps build credit. Just wish the limits were higher but still good app Update ... don't ever be late not even a day. They will stop approving purchases. Was late by 1 day cause of payday and couldn't get approved for a $250 purchase. Even though I've paid off over 4k in loans from them in about 2-3 yrs time. Now I've got just over 1k in loans and I'll be paying the bare minimum and stop using affirm. So much for having a good service