Great concept. Terrible application. I put my direct deposit in here and experienced nothing but trouble. The temporary card is completely pointless because you cannot enter details manually anywhere like circle k, Walmart, pilot, etc. I can't transfer funds because my card which said arriving on the 5th is not due now till the 14th. I have court today and cant access my money to pay a public defender. And cust. support is unhelpful as it gets. What's the point of this app? I just want my money