Very bad user experience.Most of the payments get stucked due to unavailability of bank server ( you are stucked in emergency situation and app shows you payment cannot be done due to absence of bank server) idk who's fault it is whether bank actually doesn't respond or the app does .coupon section is such a waste you won't get anything in cashback other than those rubbish ace2rummy coupons etc. EDIT:-They replied me with such an nice words that"you should use stable network "😂 I'm speechless.