Shocking and horrifically unrealistic. Unlike other versions which do factor in skill during match days this does not. Every time I score a goal the opposition has 1 opportunity and scores, this is literally all the time.. my team is by far the best in the league yet I smash other top teams but teams in horrific form are unbeatable.. by far the worst fm I've ever played. Go to all that effort to construct a top team for absolutely no benefit, waste of my time and money.