!!!PleaseBeware!!! This card was an excellent option to have. Just one error can turn into a big problem. $200 didn't dispense at an ATM. NOT a traditional bank, so you try for hours explaining it to a Bot. After finally reaching a human being, I was equally disappointed when he couldn't open the file with the proof from the ATM service. A negative balance still remains on my account from 2 Years ago! Depleting my credit & time along the way. No accountability! Simply not worth it.