I set it up through my bank using my phone number, but no one can find me. I called my bank, they picked my setup apart, said there's nothing wrong with it. Still, no one can find me on Zelle. Someone tried sending me money (with the correct number - confirmed), Zelle says it's sending me a text to sign up, which I never get. Not in spam, not blocked, just doesn't show up, period. This thing sucks swampwater.