If you want an idea of your credit for free there are better options (CK) but this will also due. Just don't expect accuracy. They don't update regularly and will reflect much lower than the other two credit organizations. You will get a ballpark idea, but that's it. I would probably give 3 stars if they would just update daily for free like other free apps, but they want to charge you for it... hey anything to squeeze another dollar out of you right?