I payed this card off, and checked it weekly to be sure there was no purchases or interest charges. 2 months later when I tried to use the card it was locked because the 3$ interest charge doesn't show in the app, only on the paper statements and therefore i missed a payment and was charged a late fee. Neither of these had shown in the app. What is the point of the app if not to accurately track spending and charges??? The phone rep was helpful but this company is so shady.