I'm not happy with the app or chime . They allow fraudulent charges to post to your account instead of stopping them when I reported them when they were pending. They allowed them to go through and accused me of placing them, called Amazon since the thieves order from them and they kept telling me to dispute them. Chime felt that was not a good explanation and stole my money along with the thieves who placed the order. I am going back to traditional banking because chime are thieves too.