Terrible since the start! My account keeps getting locked! I send bank statements, they require for whatever reason ,from a separate account that they encourage you to link and still does not unlock your account. They just want your information! After the third time of them locking my account they closed it and are keeping my money!!! Don't fall for this scam !!!! If it's too good to be true it always is! Should have listened when my mom said that because this is a great app if was not a scam