Your response really didn't address the main part of my complaint, which is you forcing people to sign & agree to the terms & conditions again which they SHOULD NOT DO without reading & it is long, too much, too often & no other apps do this repeatedly. The fact that you have updates WAY too often and make it so people cannot use the app until updated is just another annoyance. The app was the only way I can deposit near me, I was keeping acct in case I move but am now forced to cancel it.