DO NOT BANK HERE. THE WORST BANKING EXPERIENCE IVE *EVER* HAD! -Customer service: Incompetent, never answers emails and UNHELPFUL. -VARO caused my credit card to be closed BC they changed account/routing # when they switched systems and tried to blame ME for insufficient funds. I had over 5k in my account lmao. I've had to dispute THEIR errors w/my CC and VARO refuses or is too moronic to back me up. I'll be taking my savings and filing with BBB and an attorney.