PayPal lost my instant deposit transaction. I was told to call my bank several times as PayPal was trying to dodge responsibility for their mistake. I now get to wait 72 hours for them to hopefully find my money they lost. I suppose at this point the additional charge for a supposed "instant deposit" is insignificant, as PayPal lost the entire amount. I spent hours on the phone with customer service and was told several lies throughout the process. So do yourself a favor and avoid PayPal.