Cant trust the billing system. Even if you pay a bill in full, it might take multiple payments especially if you like using the automatic reoccuring payments. I paid my insurance bill in full. My automatic billing took a second full usaa renters insurance and then setup reoccuring payments to take even more money even though the bill was paid in full. After speaking with multiple agents and cancelled disputes. Now they say it was authorized and wont return the second payment. Theives.....