The "instant transfer" function doesnt work. I need that money transferred NOW.. not in 1-3 business days. This app sucks. Customer support is useless. All they say is "use the regular transfer".. which takes up to 3 days. They cant override a failed instant, which they charge a fee for too. Cash App, Zelle, and others.. cant transfer to those! And they are instant and free. Now i have to figure out how to get my money out of this. Friend can't even sign up, that fails too. Broken app.