Scam to take your money and invest it for profit! You can't use a credit card to purchase your food beverage. They force you to purchase gift cards in $5 increments, with a $10 minimum. They don't tell you that they're charging you more on the receipt and they don't tell you a gift card is required for payment. The worst part is the balance remaining on the gift card purchase is used by Starbucks and they collect everyones balance and invest the money in the stock market for their own profit!!!