Not all that bad except for when you try to cash out! It wants your PayPal info of course & name , address - all normal right? But then it wants a picture of you which it will take by scanning your face with your phone!! To - "prove you are human!! What?? In doing this it tells you to center your face in this really small oval appearing on your screen.... I felt this was shady but eventually gave in so I could cash out. Well it keeps telling you to do it over , needs a clearer picture! SHADY!!