Dont use. I sent money to my son. He had to open a new account. I sent it to the old account, now we can't get to it. Support just gives us the run around.. says close new account and reset password on old, they block that option when he tries. Support says call them. Can never get through. Money is sitting there unable to access or be refunded. Had to call my bank and file a dispute. Have heard similar stories from others.