Charges you 1.25% on each crypto trade. The App is poorly designed. There is significant difference in what your see and the actual price, so you'll always be at risk of not knowing what you are investing in. Go with Robinhood which doesn't change for crypto trades and what you see is very close to real time prices. This Sofi app is insane. You'll end up paying significant amount of money just to trade. You'll lose thousands of dollars just to use their app. Stay away.