Don't use this app the interest is way to high and when its time for payout they will put you in some loops but I have a open sky credit card that your deposit is your limit and you can get your deposit back and they report all major credit and first progress credit card is the same and they don't do a hard pull they don't pull at all but self will so I say stay away after 4 weeks I just got my payout from self and it was not fun Self PLEASE STAY AWAY