The app isn't compatible with older devices. It forces authentication, that doesn't work like it should. AIB is more paranoid someone else is using my acc than me, so every time I want to put money into savings, I have to ritually preform a phone call to aib, wait in line for 1 hour, then Im calling out all my details via telephone, just to make sure I'm the one sending money...like I always do... every week to my savings.. AIB needs to restructure bank -> Web -> app system, Too many problems.