WORST BUY NOW PAY LATER APP. I USE AFTERPAY, AFFIRM, AND PAYPAL PAY IN 4 ALL WITH NO PROBLEM BUT FOR SOME REASON THIS APP WILL NOT APPROVE ME EVEN WITH A 790 CREDIT SCORE THAT IT CLAIMS IT DOESN'T CHECK BUT DID AND I MAKE ENOUGH MONEY TO MAKE MY PAYMENTS. I'VE NEVER MISSED A PAYMENT OR BEEN LATE WITH THE OTHER 3 PLATFORMS AND THEY WORK GREAT SO I AM ABOUT TO DELETE THIS USELESS APP AND DEAL WITH THE OTHER 3. SEVERAL OTHER PEOPLE HAVE ALL SAID THE SAME ABOUT KLARNA REJECTING THEM.