I have been Banking with cashplus now for over 1 year fees are deducted for everything ! now a bank yet still charging to deposit withdraw very greedy I think. Sign you up to a credit builder ( a loan for there own service which they will default you on if missed) a complete laugh I'm presently holding on line as I'm typing this as fuming 20 minutes and counting still . I was going to upgrade and get a business account , but this would be embarrassing if present with a customer .