I get PayPal five stars I've been with them since 2016-18 I've never had a problem with PayPal I love PayPal because I can put my money on there receive money from them and I was never taxed for it or charge any fees for overdrawing of whatsoever because I never have today 2022 PayPal is taking money out of my account on my banking account overdrawing me at my bank and that's not cool with no explanation as to why you going in my banking account taking $10 when I never overdraw or over spent