The worst loaning app on the market! It let me borrow 40 bucks the very first time I set it up after it tries to get you to join 10 other damn things that it offers or partnerships that it is with I only downloaded this to borrow money every now and again it let me borrow the 40 bucks the first time and says I don't qualify for anything since that day, if you're looking for a loaning app I would highly suggest using the earn an app it is night and day better than this app.