Expect your checks to be on a month-long hold. Chase has screwed me out of more money then I make in a month, if you use direct deposit you can expect your money to be on random holds from anywhere from a week to 2 months. During that time they are more than happy to overdraw your account and hit you with 38$ fees PER ITEM. So even though your money is there they refuse to allow you access to it and steal from you on top of that. Don't bother calling the number they won't help you.