There is so much backstory to this rating I don't know where to begin. And it has nothing to do with the actual functionality of the app but the customer service gone awry. I simply wanted to update my preferences and avoid getting notifications but here we are months later and I am still getting them. (And this is after talking to several people about it all.) I don't care that I have a U.S. Bank card. If I choose not to bank online or not to get notifications then it should be honored.