Chime banking has been revolutionary, getting rid of ridiculous overdraft fees and implementing the Spot Me program, and everything else offered... There just stands one huge issue, despite all the modern technology out there the fact remains we still have to deal with people that write paper checks from time to time. Chime offers mobile check deposit but disables it and labels you a criminal or fraud user if there is any slight mistake made on a check. Fix this and Chime would be 5 stars.