Scammers use this. Make sure if you get a call and they say download this. Yeah. Hang up call your whoever bank power gas etc and double check your condition. They told me that they only accept this and card payment isn't accepted due to "long wait times" which means pfft yeah not traceable or hard to get back from the scammers. 🤣 other then that. Idk about the app. Just this from what I figured out 🤷🏻‍♂️