It's the worst experience I had. My paytm payment bank is disabled and due to this my international payment is still in pending status. I have raised multiple tickets but this idiot app always reply scriptive as if there is no live people working manually and trying to resolve the issue. If my pending amount is not in my account in couple of days then will go legal and will claim for compensation as well. I will NEVER EVER recommend this app to my friends and family. it's worst and ridiculous