This app is complete garbage there's no way to transfer any money out unless you have a bank account. It's also ran by PayPal so there's no point in having PayPal and Venmo. The best part about it is you can't transfer your money from vinmo to PayPal. It's just another get rich scheme for rich people because we're idiots and they're going to keep taxing us on every transaction. Just a big opportunity for monopolized corporations to step on little people.