I already use PayPal and decided to use Venmo as a good way to transfer money between two accounts quickly and for free. Received my card and was using it for about a week when it was randomly frozen. I contact Venmo only for them to let me know that my account is frozen because I "needed to verify my identity"(which I already did because you have to provide a proper ID to sign up). Sent in the ID request and over a week later, no access to MY FUNDS. DO NOT USE THIS APP.