Account disabled for TOS violation, but customer service gives no reason and repeatedly tells me to read the terms. Was using it for shopping and bill payment. Recommend this app to few friends and now I feel like an idiot. Customer service is a junk AI that takes DAYS to vomit canned responses, they still push ads to my phone with my account locked, and I cannot imagine what would've happened if my # was ever stolen. Never should have given these clowns my personal information. Two thumbs down.