I've only used this app a few times. I am a single woman, and no one has access to my phone or my app info. Someone hacked my account and cashed out what money I had in there. It was from a phone I've never owned and sent to an account I've never had. Support says that the phone has accessed my account before; therefore, I authorized it. I'm also still waiting on money to come back to my bank account for a transaction that was declined because it was sent to the wrong person. DON'T USE