If you ever need to refund a payment it is a nightmare and you have to pay fees. So disappointed with PP and can't wait for Wise or a different service to become more widely used. Awful exchange rates that can cost you a huge amount vs the true rate. They mark transfers as free to hide this. So if you're transferring 475 USD to a GBP account, you will lose around £30 with the exchange rate. If you can then definitely avoid PayPal. I personally have been using them for years and feel tricked.