Terrible app- poor features, cannot see all recent transactions, Zelle and check deposit don't always show up as an option. As for the bank? - worst banking experience I've ever had. I deposited $1200 at an ATM, it said "transaction failed". I called to fix the issue they have now removed and redeposited the money 3 times and it may happen again. Now it looks like I over-drew my account. Go ahead and risk banking with them. They will play with your money like a 5-year-old plays Monopoly.