This card is horrible you can't use the mobile check deposit, unless you set up direct deposit first. My work does not have direct deposit. And when I contacted customer service I got a very unpersonable email that did not help at all. So there is no point to having the card ,in my case and alot of others I've spoke with since finding this out. I wasted my time getting the card!!!! And isn't it a little strange all their reviews are wonderful, hmm wonder who actually wrote them ?!!!