You can't leave a no star review or I would don't waste your time with this app read all the negative feed back before signing up for this app. I made a review already and they took it off there site. In reading the good and bad reviews and plus with my own expirence the good reviewers if you read them have issues with affirm too. Please don't be a sucker and use this app it will hurt your credit. I'm filing a bbb report and looking into a class action law suit.