Update 3/3/22: moved this from 3 to 2 stars. Had a $50 balance which they stated was unsuccessfully paid back, not sure why I had more than enough money in my bank. So I manually made an instant payment with my debit card on Sunday. That following Thursday they still debited my bank $50 for that same balance. So I signed up and qualified for everything and borrow some money a few times. Then it randomly said I didn't qualify because of no recurring deposits. What?? Nothing has changed!