I only downloaded this app bc I wanted to file my taxes on Credit Karma, which is owned by Cash App now. I signed up using my phone number, apparently I already had an account using my email (though I don't remember ever signing up or using this app before). So then I had to go through the confusing process of closing the duplicate account. The app then forced me to switch back and forth between my phone and laptop to log in. Frustrating & annoying attempt to force ppl to use cash app.