Do not use this card. Iade one purchase after loading my new Cleo card, the purchase for only$3.95 and Cleo took every dime of my moyfor that little charge and refuses to correct it. The rep said that's had cr dit builder account works. They charge you more then double for every purchase and you do not get it back. This is theft! I have contacted the FDIC and BBB about your Scam to steal people money.