DONT USE TRUIST!! I WAS A LONG TIME CUSTOMER OF BB&T AND I CLOSED MY ACCOUNT, BECAUSE OF THE HIGH FEES. I HAD A VENMO COME THROUGH, THAT WAS INADVERTANTLY DEPOSITED INTO THE CLOSED ACCOUNT. THEY SERVICE CHARGED ME $12, THEN A $36 OD FEE. I SPOKE WITH MY BRANCH, THE CORPORATE OFFICE, AND I WAS RECORDED, AS THEY WERE, AND ALL OF THEM SAID THEY HAVE NO WAY OF REFUNDING MY MONEY, SINCE ACCOUNT IS CLOSED, BUT THEY TOOK A DEPOSIT, AND SUCKED FEES OUT OF IT. BE WARNED!!!