I was supposedly approved 9ver a year ago. I tried to sign in to my account but my phone number had changed so I had to call customer service. I went through 30 minutes of verification for them to tell me they would email me to provide further verification. I went through this 3 times over a 4 month time frame before I ever got an email from Affirm. I had to send attachments of picture of me and my license. It stated verification confirmed. I haven't heard from them since.