Envel is horrible. 2nd time now they have screwed up my account. Now late fees are costing me $200 because these clowns won't let me access my own money. The first time they screwed up they made it right. This time, they read my messages telling them I need my account unlocked, but then they don't reply or unlock it. There is no customer service phone number to call either. I really regret using this app. I'm supposed to be going on a trip to see my grandmother before she passes and cant.