I usually do not review apps, but I will make an exception DO NOT DOWNLOAD OR USE THIS SERVICE. I have had an albert account for three months now. I TRUSTED this application and set up direct deposit that I use for paying bills. My last payroll deposit normally processes on Tuesdays the deposit did not go in and when I reached out to the application for help (only available thru text or email) they totally ignored my requests for help. I believe this company has stolen my money!