I opened a Chime account to deposit my tax refund check. It was pointless!! In order to allow me to deposit a check, I needed to set up direct deposit. No prob!!! So I did and it still wouldn't let me deposit my check. I had to pay $187 to cash it at Ace and now I'm stuck with this pointless Chime account for no reason. And now my paycheck is set up to be deposited in to this account, great!!! Unless your sole purpose is direct deposit, don't bother, trust me.