The app was fine at first, now ever since the "you have to pay more for lightning speed" update, experience has been horrible. Every time I ask for lightning speed advance I get an email a day later saying my funds are on the way through standard speed even though I went with the lightning speed option. So now I have to wait 3 to 4 days to receive funds I asked for through lightning speed. Customer service is no help at all with their copy paste responses.