Do some research before falling into this trap. I have found much better assistance during the Pandemic where the company helps you build instead of helping you dig deeper in the hole like Self. I now have worse credit and even though they held my $900 on my "PREPAID" CREDIT CARD for a year they marked my credit as delinquent monthly then added the ridiculous interest rate and left me like garbage. Checkout companies like Kickoff, they aren't trying to Profit off people who have low credit and are already desperate.