While the app is quite useful in many ways, its credit card functionality sucks. It doesn't understand that bills after a closure go to the next month's card bill. Also on their forums they say that they only recognize credit card expenditure when it's paid, this has 2 problems. Firstly, it ignores the accrual principle (base for most accounting). Secondly, it makes it impossible to see unpaid card expenses for the current month's budget and check if expenses are within budget, i.e it's useless