Overall I do love the app and the card. The customer support is horrible you can tell it as all automated. I keep my card disabled or it pays for things that it shouldn't. The card is pin locked and the pin changed frequently. But neither cash app or wherever the money went is responsible. And places I have never heard of or places I don't use are getting my money. I also have friends who strictly use PayPal I like PayPal next best but I can't add cash from my PayPal to cash app instantly