If I could give a no star I would in a heart beat, this app is horrible, everything is so slow, takes too much of my time just to send or transfer money. I can't even with the zelle, for people that already has a zelle account and you are trying to pay them it will tell you that they need to enroll and have 14 days or else it will expire which makes no sense at all and it's horrible. I don't like this app as much as before, might use another bank soon!