As a person reviewing banking apps. This app is one of the worst banking apps I've ever come across. The constant security checks are absurd and not user friendly. The mobile deposit has way too many issues. It takes way to long to communicate with customer service through the app. Local branch tellers say not to even use the app but come in for any issues. For a large bank this has fallen short to even credit union apps or online only banks like Discover. Im shocked TD allows this standard.