I used bill pay. Don't use bill pay. They sent the check to the person I owe and then put another amount scheduled out in bill pay for 295.00 that I didn't authorize. This shows my balance free as only 3.27 when it's much more. They act like c they don't see that. I Uninstallerd and reinstalled the app. No change. Now I'm stuck talking to the weekend robot and can't make any purchase until live people get there Monday. I have to take a picture of the app screen to prove what they did.