It's potentially pay to win with many major problems. It takes forever to progress with many things standing in your way as well as pay walls. There needs to be something warning you about what levels you need before you try to talk to certain people or take certain classes, otherwise you anger the ones teaching you and they hold grudges. There needs to be more creativity with friends and enemies, giving you the option on who you choose to be with. You are forced into being with certain people.