I thought chime WAS a great banking card BUT I was wrong They let money come off your card without your authorization and expect for you to pay them back when spotme spots it I recommended noone give 5 stars are your account will be everyone's account I just read their advertisement I hope I'm texting that right they as I see it online are saying that they only deal with Making sure you get your money early and if you add your card to your wallet you get a easy breezy payment online DON'T