IT IS A CON AND TERRIBLE SERVICE MANY REPEATS,LOTS OF LAGGING, NONRELATED TO INTERNET CONNECTION HAVE HAD ISSUES WITH BANK BECUASE OF THEM THEY WILL NOT FIX ANY ISSUES OR RESOLVE ANY ISSUES AND IT MOST LIKELY SELLS YOUR PERSONAL DATA I CANT CONFIRM THIS BUT IT DOES MAKE ME WOUNDER WHEN IVE BEEN HAVING BANK ISSUES THE APP IS EASY TO USE HOWEVER WHAT GOOD IS THAT IF THEY CANT FIX ISSUES