Worst card and customer service I have ever seen . It's funny how they respond to good reviews but could care less about trying to fix the bad ones. Everytime I try to use my card it gets declined untill you call them and they verify that your the one that's authorized to use the card. I won't make another payment on this thing and don't care what they do about it. 12:30 in the morning I can't get gas and I one is there to authorize my purchase. I will send the cut up card back to credit one .