It's probably the most inconvenient bank in America. Everything about them is sub par. Extremely low interest rates, very high fees. Deposited a check on 3/17 took until 3/28 to clear (I hope!). Insane. I've been a customer since 1998. Absolutely done with them. Disappointed that I could not give them 0 stars. No need to reach out TD. I already spent over an hour of my time trying to resolve this BS.