All in all I think PayPal has done a good job. Except when I was urged to purchase a new card reader for $36 when the card reader came I couldn't use it because someone over at Zettle or PayPal decided I don't deserve to use a product for which I have paid cash money for! What the hells going on over there. Now I was forced to pay for a $36 paper weight and also pay service charges for every manual entry! C'mon PayPal!