THE APP IS OKAY BUT THE ACTUAL COMPANY IS COMPLETELY TRASH ..iwouldnt recommend principal to anyone not even my worse enemy ..they basically hold your hard earn money hostage AND NOT TO MENTION they don't even allow you to roll over your 401k to an ira ..look SOMEWHERE ELSE PEOPLE ..if your job only offers principal REFUSE and find another way to put into your 401k ..ihave been basically handcuff to principal for almost 9 years &ican NOT WAIT to be rid of them ..