Not happy at all. Lost my card. Ordered a new one of course. I work during their hours of operation so having to wait for it in the mail. Have a linked account transfered money still have not received it 3 day's later. I mean what is the point in linking a account if you have to wait numerous days to receive it? Pretty sure I will be changing Banks soon. To time consuming to get anything done and having to pay late fees because the transfer time is just way to long.