Awful experience app non functional, if you have 2 factor authentication activated on your account you cannot use it. Ridiculous lack of quality for a global payment app, you would expect at least a login procedure to work?? It crashes all the time when you minimize it to retrieve your authenticator code and then switch back to the app to enter it. You would need to use it without 2 factor authentication if you want to be able to use it, or have authenticator app on different phone.