3/22 Update: Horrible login experience. No other app takes as long to login as this app. Up to 2 minutes on fast connection and modern phone. Well organized app. Instant credit increase request was fantastic. Only issue was with limit placed on how many savings accounts you can open online. I could only open 3. It took 5 minutes in total. I then had to call them to open more. It took 45 minutes on phone and they asked a ton of extra questions that were not required when opening accounts online.