Customer Service doesn't speak English. Everytime I contact I get a response that makes no sense and isn't related to what I was asking about. There is a HUGE language gap between myself Credit Karma c.s. Here are some examples: "In request to your request to void the transaction in this case we can't go ahead to do it." "So the process of direct deposit its when you wants to receive your payday with us. and if you waiting for the tax refund the direct deposit is no necessary have active."