What happened to Klarna credit? Never had a problem. Always paid on time. Never went close to credit limit. Wanted to use it for £49.99. Suddenly it said that it wasn't available?! Tried 1 hr later and it let me buy via 3 mthly instalments. 2 days later went to buy something for £22. Wouldn't let me. Now Klarna is decided by algorithms on EVERY individual purchase? No security when you want to buy. Use Paypal or Clearpay. They're easy, they provide RELIABILITY and SECURITY when shopping.