this is beyond horrible. don't trust this app with your money. support is a joke and that's a mild statement. instead of money showing up back in my account after a refund I was instead charged. 3DS doesn't work - merchants can just charge your card even if you did not enter SMS code. they blame the merchants. I'm just amazed how they haven't been taken down yet. also, UX is horrific with lots of bugs - can't even trade.