Update: Still having problems even looking at the app now. It just freezes. After reading some reviews, it seems like a lot of people have the same issue. The fact that it has not been fixed after a flood of negative reviews stating the SAME problems is crazy. If you can't fix a glitch, then you can't handle my money. I'm deleting this app, and moving on. The freezing and all the fees are good enough reasons for me to leave. Good luck to those that stick with it.