So i had a positive review until this new change. I went from$2600 power to $54. What in the blue sky can I do with that. I was using Klanara because I didn't want to keep my CC. I paid on time even before time. I spent over $2500 with and all of it but $164 was paid back in full. So I will pay my debts and say goodbye. This seems unfair to people who have used the app for long periods of time with good standing. Not fair at all. Bye.