In hard mode , it is an excise of frustration. The dices are loaded. Computer players get a automatic pass over your houses and hotels in particular late in the game. The cards are loaded. Player would be at least 400 to 1000 dollars less than other computer players after two trips passing go. Player could be as much as 2500 dollars behind other due to income tax and other timely penalties by the time the game is finished. Never mind the developer. The game is rigged.