Coming from the Simple/BBVA merge, this app is garbage. Currently, you can't even access mobile banking as there's an "issue" with their system. It's been like this for about 2 days. Besides that, they're always undergoing merge changes. I've had to change my card about 3 times since Simple closed. The banking app UX is lack luster compared to other apps you can download on Google Play. I'll definitely be leaving. This bank has been embarrassing themselves ever since the merge.