Bruh, this bank needs help!! I haven't gotten a card yet, I keep asking them for one in the chat and on the phone when they pick up!! I've had pay check issues with them, with them claiming they don't hold your direct deposit when on my paystubs it says it was deposited in to my account!! There lack of customer service and desire to help there banking customer really does show!! I'm definitely switching banks, I advise you stay away also but to each is own!!💯💯🤦🏽‍♂️🤦🏽‍♂️🤷🏽‍♂️🤷🏽‍♂️