I've had this app for about 5 minutes & I can already tell you I won't be keeping it. It took a long time just 2 get the card (which tells me it's probably even longer 2 get help if ever needed). The app is full of popups, trying 2 get me 2 sign up for this and that.Not a good sign. It doesn't want me 2 track my bonus points unless I do A and B first. I can't figure out how just to add my bank account 2 pay a bill because I don't have a balance yet & it won't let me. But I have 2 do that 2 do A