The app is awful. It feels like a click bait site with all the ads and promos. I do love the balance tracker, but everything else needs to be burnt down and rebuilt. I just submitted a payment through the app, but I get zero confirmation of that without poring through all areas of the site. Nothing in recent transactions, I still show a min payment due, I got no email confirmation, and for crying out loud it still shows due in the ebill section! Does the app know what's happening within itself?