UPDATE NOW!!!!! PLEASE!!!!! Something is wrong with the app right now! I need this to work!!! I hate calling in!!! What takes me 10 minutes minimum on the call in, only takes me 45 to 60 seconds to do in the app!! I hate calling in!!!!!!!! PLEASE UPDATE NOW!!!! Sometimes I'm on hold for 20 to 30 mins before I get a representative when I call in. Did I mention that I HATE CALLING IN!!!!!!!!!!!! PLEASE UPDATE!!!