Thank you for your response. Although my credit has went up several points, Im still having issues with this app. I changed my date from the 21st to the 19th so it will pay earlier. Last month my autopay shut off. Luckily I caught it on time. This month I added a new card because I had moved and updated my info. I just went on to the app to check my score and again my autopay was shut off. Its 00:13 on March 6th. I use autopay because Im very busy and now payment will be late and drop my score.