You have a username and sign in with a password, but before you can get in, you go through a SECOND verification process, in which you're SUPPOSED to be sent, either via email or text, a six digit numerical passcode. Nice in theory, but it NEVER comes on the first try, or second, and on and on. I've spent 40 minutes WAITING for this second passcode, switching back and forth between email and text, patient and hopeful that soon it will arrive. Once you're in it's great, but I've come to DREAD it.