Y'all get 1 star because as a financial institution that claims to be "banking reimagined" it's far from it. I guess it's too complicated to post 2 payments in the same day from a CO checking to a CO credit card and have it update the available credit properly. Plus, each payment takes SOO long to post! If the money is being transferred between CO products, why does it take 2-3 business days?! My old credit union was instant and I'm sad I had to leave them when I moved. Speed it up, CO!