Why with every quote I tried to get (at least 5 different quotes with the same company) I get this text? "Hi Denotra, after the carrier you chose ran their report, they declined to provide a final rate. This happens sometimes. But, have no fear, I checked with a few other carriers and secured new final prices........... We're almost done! Thanks. - Jerry" Are yall really trying to help people get an affordable auto insurance, or is this a scam?