This app is definitely taking your money, don't bother downloading it and download something more credible. I have had a transaction pending for withdrawal for several weeks and still nothing. The auto savings from the past several weeks are still pending but just took another $24 out of my bank account. When you ask for a new card it doesn't give you an option to put your apartment number and I tried texting "genius" and still haven't heard anything back. They're taking your money, stay away.