DO NOT USE THIS APP! Like MAYBE for small transfers but certainly not for large one. I've seen so many stories lately of people losing 3k+ and Venmo deactivating their account for now reason. One lady read the User Agreements and there is no user agreement that she violated that they claim she violated. So they froze her account and perm banned it and she's out the 3000 she had I'm there. They won't divuldge why she was banned or what user agreement she supposedly Violated.