Worst transfer app period. They keep promoting themselves as instantaneous, but everytime I make a transfer it takes freaking ages because they have to "make checks & verify", even though the transfers are mostly to a family member with same last name.. I wonder why none of my friends who used Wise but don't have a Muslim name don't get flagged for automatic checks every time they use it 🤔 Sending 40 EUR as EU citizen from EU country has been pending since 7 days and counting.. So frustrating.