I've been using Mode money making app which is how I learned about Current Bank App. I've had positive experiences with Mode. Coinbase paid me to learn and was paid with 18 dollars of crypto without even depositing. That inspired me to link my Varo bank account and fund my portfolio. 2 weeks later I have a small start in getting my currency flowing. Current bank however mode has a good offer for signing up so I did. Current refuses to use a homeless shelter address because it's not residential.