Credit 1 bank is a scam.they closed my account while i was in the hospital n then rehab while covid restrictions were in effect.there reason was that my payment was returned.well it was on autopay so no access to change the bank option.when i tried to tell them this they had no heart or compassion + im sure theyl b chargin me interest and other fees to keep the card that icant even use.This bank is suppose to help you build your credit instead they have ruined it please stay away.report to BBB-