I PAID OFF 4 LOANS AND HAD PREAPPROVED CREDIT!! NOW WHEN I MADE MY LAST PAYMENT ON MY LAST LOAN I DONT HAVE IT ANYMORE! I JAVE TO FILL OUT FOR CREDIT AGAIN??? HOW??? I JUST PAID OFF 4 MF LOANS!! ALL OVER $100!!! I SHOULD HAVE SOME AVAILABLE CREDIT! AFTERPAY AMD KLARNA ARE MUCH BETTER!! NEVER AGAIN!!