Awful. It won't let me use my Discover or my husband's Discover card. In addition to this, you have to give your bank login info (which means someone could login and literally take all of your money) or wait several days to try to manually get approved. The app isn't what I expected and I downloaded it simply to make one transaction for school and it turns out that won't even work. Also the app is incredibly confusing at first and they don't offer anything to help. Deserves 0 stars.