Ive used this app several times(10 times) and have never been late with my $50.00 payment. Now, they dropped my adcance from $50.00 to $25.00 even though Ive never been late with my repayment. Is this the way you treat your customers who have never missed a repayment?? If so, I will not use this service again. Im going to give Earnin a try. Bye Empower!!