App has became really bad now a days. Few days ago I transferred money to one of my labour, the money was neither deposited to his account nor refunded to me for almost 15 days, it was really annoying. Many of the times while paying to merchant it says your bank server is down, at the same time if I do same payment with another app it gets done. Many times app fails to display account balance. Gpay has to do something for all of it.