In my opinion this company is just customer hungry, applied to them because someone recommended their company as a good way to start building my credit. Got denied no big deal everyone moves on. But they have the audacity so sent me 2 mails one generic and one a little more personal saying they reviewed my credit and are willing to give me a chance to apply. Denied again. I better never see any more in trump's words "fake news" propaganda on my doorstep again.