Needs zero stars. Terrible app. You cannot make a payment on your BBT/TRUIST credit card from a non TRUIST bank anymore. I moved 6 hrs away from the closest branch & closed my bank acct so now can't make online payments. It says you have the option but won't let you do it w/o opening a TRUIST bank account. This new app is AWFUL. the old BBT app was great. They need to get it back. I'm paying off my credit card. They've lost my business. Tired of this.