According to the app I have $28.01 in my account, I have requested payback on 2 occasions, each time the answer I got back said I had to wait for the app to be paid, according to the app I also don't have enough money available to be able to get cash payback, I would need .01... I don't get how this app works, but I won't be using it anymore.. I feel like it is a rip off.