2nd go round... problems as usual. I live in Az but ur app doesn't understand my time zone... so it keeps scheduling things according to MST, not PST, which we observe 7 months of the year. Frustrating!! So... how do I schedule an appt??!! Also, lose the scan camera feature for a credit/ debit card- it DOES NOT work. It didn't work last summer either. Smh... come on. Easy fixes...