Cant even start using it, I entered my address, with the apartment number, and it immediately denied me. I have good credit, and have never had an issue with similar apps or services, so I assume it was the address. When I tried to get help, the support bot said 'We are sorry to say that we have conducted a review of your Zip account including a review of your payment history and determined that we are not able to remove the hold' What history!? I HAVENT EVEN STARTED THE ACCOUNT!!!