I was a founding member, had 500 karma points, direct deposited all of my checks and payments into this app. Marketed for them, encouraged friends to sign up. They locked my account on my payday for a fraud investigation, had me confirm my last 3 transactions which were all mine. Never unlocked my card. 6 days later they informed me they are closing my account. Still no access to my money and waiting on a check. No food, no gas, bills are behind, potentially getting evicted. Don't rely on them.