For being one of the largest wealth management companies in the world, you cannot pay someone to develop a homegrown, competent app? It is really just a mobile version of the PC website and even that is at least 10 years behind anything I would deem acceptable. Just wait for these self-service financial apps driven by algorithm to take more hold. You'll be losing business so fast, including me. Bring your app to 2020s, not 2000s.