Watch my Twitter video reguard there customer service. Empower playes wurh our money for 2 weeks with the whole auto savings "feature," Varo or any other app bank is better. When I tried to log into customer service chat all my information was changed to Russian. There's no 24 hour customer service watch my you tube fore proof. Empower turned all my information and currency into Russian translation. Empower has been hacked and any money in your account is allegedly gone.