DON'T FALL FOR IT!! After telling me that I qualified for a cash advance, I paid the $5.99 for Cleo Plus (which you have to pay to get advance) but got NO ADVANCE! Then I got email saying they fixed the problem and to try again. So I did. I paid the $5.99 and joined again. STILL NO ADVANCE!!! It's a total scam! BUYER BEWARE!!! Try Dave or Moneylion. They have always been very fair and honest with me. Good Luck