I enjoyed this app at first because it wS nice to be able to use the savings pods. However, they have repeatedly let fraudulent charges be applied to my account and refuse to do anything about it when you contact support. Instead of blocking the charges the tell you that you have to WAIT UNTIL THEY PROCESS and that you have to contact the company that charged you. They have been blocking my real transactions while allowing fraudulent charges process and allowing people to steal my money.