This App is very sneaky. It started out ok, then I found out they actually take the money from your account the day before your pay date. They overdrew my account when they took the "auto repayment" & the $8 subscription fee out of my account a day early but it's been 5 days (it says it takes 2 - 5 days) & it still says it's processing the repayment. I'm not happy and will be canceling as soon as it's done processing.