I do not need JCP in my life but it appears that you need your customers to stay in business. You send me a message that I cannot buy more than $300. What has appeared is that my credit is not good enough to keep me. This is totally wrong. I have had nothing but trouble with your website. I have not missed a payment but your website has messed with me badly so that it appears so. You even had me signed in with 2 accounts which I DID NOT have so it appeared that I wasn't making payments.