I cannot emphasize enough how awful the app is. It is painfully obvious how Elan is able to give 2% rewards-they don't need to pay talented app developers. I have no interest in adding an authorized user, but every time i open the Elan app it asks me to add an authorized user with no option to decline. Only ADD or REMIND ME LATER. So every time i see that irritating message. I feel like such a cheapskate for using a garbage app for slightly better rewards. Get better Elan.