I have used this app for about 4 years now, and I believe that the concept is amazing. Initially, everything worked flawlessly. Transfers posted as expected, the platform was easy to understand and use, and the developers seemed to add additional features that were useful. Since then, there seemed to have been updates that have caused issues with the application. For 6 months straight it would require the linking of the same bank account every day. This would be an amazing app if it worked