I only used it once and I wanted $200. They took $50 for the first payment before I ever used the money. I never used it and never got the $50 back. Never get a reply back from the help center. Then keeps saying at the resolution part that it has been closed. I live chatted with someone on 3/5 that said I would get a refund in 7 to 10 days. It is not the 16th. And nothing. Will never try to use again.