This appsay it helps pay towards your credit well, first off I paid my credit cards off and they were taking money out of my account back to back I was not aware of it until I got a msg for one transaction and I checked my transaction history and boom they were taking my money every other day so , when I checked my so call stash they said they can give me 12.83 back after all the transactions added up to be 48.00 and had an pending amount to come out my account for 82.00 they are robbing people