DON'T utilize as priority banking method! MoneyLion takes longer than normal banks to record transactions properly. Instacash, stocks, and investments are a helpful addition. However, be careful with Instacash. MoneyLion doesn't always make sense with the Instacash advance option. For example, 02/17/22 ML sent $500 to me via Instacash even though that is more than I deposit into the account or qualify to be advanced. Apparently, you can be advanced money through bonuses you did not accept.