BEWARE!!!! You're account can show overdrawn on Friday night. Put money in bank to cover in under 12 hours and Monday morning got an overdraft fee after I was able to make a deposit, use my card all weekend, all transactions covered and BAM overdraft fee on Monday for Friday's transaction. Called about it and oh well..... thanks for proving all banks are the same. And thanks developer I did call to get my whole 8.75 credit for being "A valued customer" to "help" with the overdraft.