One of the worst payment app ever used 1 They take longer time to process the payment 2 They deduct the amount from our account but they won't credit in receiver's account 3 worst customer service, once we raise a ticket they say that they will get back to us within 4hrs but they won't and after 4hrs u just oy recieve an system generated mail. I prefer G pay and phone for making payment's they provide good service and immediate resolution to user's. And till now i have not received my amount bac