It's a great tool but they give you no way to use it outside the US even after calling customer service. I called them because they blocked me because I was using a VPN but also don't accept an IP address outside the US. I told them I was more than happy to verify my identity but they said they don't do that and I was out of luck. I'm going to be outsider the country for over a year so monitoring my credit score for that long is important. Mint has less features but they left me no choice.