I am trying to transfer money from a bank account over to this account and it still hasn't deposited the money or made it available to use, but the app took the money from the other account right away. I put the transfer in on 3/03/2022 and it's not there yet. As soon as it is available, I'm pulling it out and canceling/closing the account. They have been holding my money since day one and said it would be instantly, until I verified everything. Then it suddenly is taking 5 days.