Horrific! Worst bank app I've ever used. Spent over 30 minutes trying to find wiring instructions was able to find direct deposit but I'm not sure if that's the same routing number. If you try to call customer service it's a 45 minute wait. I set up alerts with $0.01 limits for every type of transaction but they don't have alerts, they have next day casual notifications. someone could use your debit card for 24 hours or more before you ever get an alert. Awful app & worse customer service