My wife and I bank accounts were hacked after using this app. Five persons in Bolivia phones got topped up in less than a minute unautorized after using this app. Not safe as now were in the process of trying to recover these monies. I had a worse experience after using this app when the credit card I used to purchase credit for family members in Jamaica was used to go on shopping spree at Walmart and a beauty spa in Arizona and California respectively. I wouldn't recommend this app.