I have been reading some of the other reviews left, and the same thing happens to me. I had a good amount of spending available to me, I have been buying and paying everything off. Then one day I could no longer purchase anything. I was told it had something to to with Transuinon Credit??? That I had to contact them so I did and there response to me was they have no idea what Klarna was talking about. So I deleted there app off my computer and spend my money else where.