Since before the pandemic the app will not let a user pay their PayPal Credit bill via the PayPal app. Bad request error message comes up. Have to log in via desktop. I suspect this is intentional so users have to pay late fees. I paid Synchronoy aka PayPal Credit and the payment was sent back to PayPal, yet the money went missing and never EVER went back into my account. I ended up getting hit with a late fee and PayPal kept $40. Been a user since they were owned by eBay.