Disappointed :/ needed to pay for an expensive laptop in payments but my payment """"loan"""""" was denied??? What's the point of having this app if I'm denied for purchases with MY OWN MONEY? Its not like this is a credit card LMAO. This app is some how worse than Klarna (which I didn't think was possible at this point) do yourself a favor and just set up a payment plan at a real store. And somehow it said I have "serious delinquency" LMAO? I've never used the app and my credit isn't even bad