It would of been 5 stars if I got accepted. When I log on phone, I did the application but...it says "Sorry, we could not process your request. Your credit has not been pulled and we will not report anything to the credit bureaus. No further action is needed from you at this time." Then it has a log out button. On the website I try log in & now infinite loading screen....guess I have to take my chances with discover it secured card when I get paid from my part time job...(I have No Credit hist.)