First deposit made into my Stash bank account and it was LOCKED! Still have $40.00 I can't seem to get out, even though I have a message on the app telling me my account will be closed when it reaches $0. & Please spend or transfer any remaining funds....WELL I WOULD LOVE TO STASH...MY DEBIT CARD WON'T WORK, TRANSFERRING DOESN'T WORK...ALL BECAUSE I CHANGED MY LINKED ACCOUNT?