Spent over a year working on improving my credit. I was finally offered savor one credit building CC thru CO. DLed the app, and bc of misinformation input on the apps behalf, I havent been able to make a payment- ruining my credit all over again. Numerous attempts were made thru the app, thru the website, & NUMEROUS phone calls were made to pay the bill. Not one rep or anyone in the tech department is able to help me. I do not recommend this app or CO for any credit cards. Do not waste your time