Ups with downs. Use to be free and like all others started costing money and now I get alerts everydsy saying I can use the venmo card or to sign up to use venmo at stores.. I don't want to.. take the no and move on stop asking hourly it's annoying and pushing me to use other apps **Edit** I was right there are now fees and once a year I get to comb through all my transactions over 600 Bucks wooo I'm gonna try my hardest to phase my usage of this app down to hopefully none