This app sucks and so does the whole bank their application process is a joke they wouldnt accept my business licence and department of taxation and finance as a viable proof of address the process takes forever and this app was definitely designed by elementary coders. This company has no customer service to call at all and when u do find a number by Googling for hours they just send you to a voice mail u can't get a call back from and this whole process is a joke. It's Scam beware