Always stops at any time...many times money deducted and at night and on holidays it doesn't work...just now also at 10.30 p.m it's not working...says try after sometime....etc...many times we have to install and uninstall...what is this ....from India's international bank..? Even same way bobibanking also gives problem....not so user friendly... One more thing to inform why you stopped Bob m passbook....which was also very friendly and easy for common man..