Albert is not trustworthy company. It seem to be false advertising. It also cause my bank account to go into a negative by taking money out for some sort of savings. Didn't give me a notification or no date just took money. I only been able to receive $35 or less. I reached out to customer service and they sent me they hand book. Whatever. It was insulting because they said I can get $10 which they take some of that. I would tell any and everyone don't used this app.