App works nice. Very nice interface. Do NOT use their so called "instant deposit" if you will need to transfer or liquidate your money anytime soon. Their policy says it could take UP to 7 business days. It took 2 weeks (10 business days) in order for my funds to clear. Support was no help, they just kept pointing to their policy of 7 business days. I told them that I can count and 9 is more than 7. I get really nervous when I send money to a company that can't do basic math.