USAA was a good bank, that was a while ago. At some point they decided to stop trying to be the best and tried to become the biggest. This forced revision to the latest update is an unfortunate change for the worse. Yes forced, if you don't update you're locked out. I used to be able to deposit checks using the camera on my phone, nope, that doesn't work any more. I spent 40 minutes on the phone with a USAA representative, still doesn't work. DON'T APOLOGISE USAA. FIX YOUR APP.