DO NOT USE THIS SCAMMY APP! I don't care how desperate you are, don't use MoneyLion. Their app doesn't work, they will blame it on you, you will be charged the $19.99 no matter what, and they won't stop once you pay off your loan either. I'm having to pay my bank to place a stop payment on them, and dispute the charge. Good luck with their "customer service" as well. It's a joke. Honestly, this place should be shut down.