I gave 1 star because there is no ZERO star option. DO NOT USE THIS APP. This app just message me one night that they permanently limited my account. I can't withdraw, can't unlink bank and they do not tell me my violation. They accused me of having a high risk behaviour and fraudulent which they do not have proof and specific axplanation. They just said that the decision is final. Custumer service rep is useless, automated email replied and one way communication. Not good at all.