Not used friendly at all. Also, if you accidentally pull money into your Google pay account from your bank, you can't cancel, even if you attempt to cancel the transaction immediately. So you have no choice but to wait several days for it to come into Google pay and then transfer it back to your bank. Ridiculous. Oh, and apparently there's no phone number for customer support. Or it's hard to find. Either way, shame on Google as usual. Terribly designed app and terrible user experience.