Rip off I can't afford going to an ATM since I don't have a car so I go to a regular ATM they charge you $3.50 for a ATM 3.50 domestic fee plus the $3 from the ATM at the store I think it's a rip off because this card is through snap and it says and I thought it free in the month of January they charged me $102 in ATM fee they do not tell you that when you apply for it they tell you it's free it's not