Hello I was sent a transaction on venmo and had to return some back but when I tried to it wouldn't let me unless I sent the money to my bank first. Why would you remove this function from before? so you can have 1 extra charge more for instant use out of every person's transactions? Your terms and conditions also state you can literally shut off anyone account for no actual reason... Really should add more to that term thank you if you consider any of this feedback! Have a great day! :)