This app is becoming worst app now a days, seriously worst app. They are not caring about it's customers. Whenever I have a issue I try to solve it through paytm's so called 24x7 help & IVR, can't find related issues on 24x7 & IVR & when I mention my issue is not listed & has not resolved, they just reply "sorry for inconvenience" & chat closes. Such a irritating customer care service. I have never got that much irritated even on Vodafone and airtel customer care. Going to deactivate for sure.