Do not download! I got app Feb 16th , I was able to get advanced $50 with a app fee of 5.99 a month. Paid advance back on time. When I tried to get another advance the next month it went down to $20 and said I have to get 3 badges before I could get that. Now when you sign up they say you just have to pay your 5.99 for subscription nothing about having to also get these badges. Then I went to cancel it gives you run around and when I finally got canceled they charged me again. Horrible app