This app worked fine for me for the first 3 transactions. However, when I tried to send money recently again, they asked me for the proof of ID for one of the recipients. Not a big deal. But the recipient whose ID they were asking for was the one that I sent money to 1 year ago!!! So basically Xoom won't transfer the money to the new recipients until I provide them with the ID of the recipient from one year ago. And let's not mention how clueless the Xoom Compliance Dept representative are.