UPDATE- I have been using this app for over a year now, and it is constantly losing connection with my bank. This time it has been almost a month since Dave has not been able to connect to my bank. Customer service is aware of the problem already too. If your bank is a credit union....don't waste your time. Took one star off because sometimes it's glitchy and won't connect to your bank (either one's fault or even both). Would say if you have a steady paycheck that you can get $ 8/10 times avg.