It's terrible calling the center for this card I had one person put me on hold for 20 minutes and then get a supervisor when you ask for a supervisor update and hung up on by 3 of them and nothing's never been done about it didn't they tell me they wanna end my PayPal account because I'm complaining I guess I don't know what the real reason is they never gave me a real reason they don't have to I guess but it's terrible I don't recommend you go with PayPal at all where this card hard or this app