The app is ok. It does what it is supposed to. However, I'm giving it a 1 star because at least 3 times a day, I get a notification from the app to buy Experian membership so I can see other scores. There is no way to disable the constant advertisements from the app. And turning off notifications means I miss important things like changes to my credit. Very stupid development idea. Who ever came up with it was either a greedy board member or an idiot.