Believe the 1 star reviews! Worst bank I've ever used x1000. Lost nearly $1k when they denied my LEGIT claims & accused me of fraud! In re: to their reply. You've explained why I was denied. Because I had used my card before @ the same stores the thief used it. You are crooks & I'm still trying to recover from the hole you put me in. Now I'm trying to stop you from harming others.