Worst bank in India kotak mahindra bank waste bank service worst credit card apply no reply no use ful smart emi card contact customer care waste any doubt call me my number kotak bank chi nenu "TELUGU LANGUAGE LO TYPE CHESTHUNNA"nenu customer care ki call Chisina yes chepparu asylum endure smart emi card cheppandi 35000 rs use limit antaru tira shop ki veritable madam bakralu aipothunnam ee card pani cheyatledu antaru enduku antha Daniki SMART EMI CARD worst card waste bank Anni abaddale chi..