Ive used this app for about 1.5 years, its an absolute JOKE. Takes your money, but makes you wait & jump through hoops to get it back! If you contact their customer support they're a bunch of morons who always give different answers & nobody's on the same page. Don't bother with this app, you'll loose out on your money, be forced to wait day after day to pull money from the app, & you'll ultimately be late paying bills & end up screwing yourself over while they laugh in your face. & the fees 🤬