I hate it when apps force you to give them permissions for so called "features" you don't want to use in the 1st place. I was happy using and thought this app was great until they too went down that road. I don't want a profile picture, need to call with the app, nor have CapitalOne location info, and I have absolutely no desire to use your P2P features. Everyone just wants as much of your data as possible. YOUR DATA=$$$ for them and F***all for you.