So, updated: I have been a paying subscriber for years, and Susan is chronically late! She has time to get her "other" projects for department stores out, but neglects her paying customers. With staff and so many options available, she should be able to give us our monthly subscription w/out all of the excuses! I am paying per month, and applications that cost far less, are on time. Not happy and why should I pay for a product that isn't as described?