One of the most useless apps I've ever seen. I DL'd it to be able to quickly & easily pay my monthly premium frm my phone which is what most similar apps do, but which you can't do w/this app. In fact you can't do anything @all w/this app except view a list of dentists which you already likely have. Just a complete waste of phone space. Extremely disappointing. Pls add functionality of being able to pay our premiums. I also see others upset re: claims being removed. Worthless App. Uninstalling.