Terrible app to long of waiting periods literally ten times worse then a bank they will allow you to put your money into there account with out having an activated card and instead of being able to transfer the money over to your google account they dont allow but they will gladly take money from google pay what type of since does that make then trying to transfer the money to your real bank account they wont allow that either the first 30 days so your money will be just stuck in there system