I'm giving it 2 stars because I love the option to deposit my cash for free right down the road at Walgreens but I think I'd rather deal with cashapp and their fee. They keep sending all of my deposits back and will not reach out to me. Going to switch my direct deposits to cashapp or another bank from now on. This app was recommended to me by some family members but ill make sure to deter people from it. Thanks for nothing Chime