Full of bugs. Right now, my app wont even open. It flashes up for a moment, then disappears and you cant get it back. Ive tried clearing the cache...only thing left is to uninstall, reinstall, and move to a different finance app. Also, SOFI keeps a spiff on your cryptos, trade price is as much as 3-5% higher than if you just buy it on coinbase. and any divis that you make from crypros, sofi keeps.