App did not function or work at all, with the exception of charging me for the monthly subscription of course. You're able to charge me but somehow the app cant communicate with my bank for income verification? When asking for a refund for the subscription charge, it was refused because I "didn't communicate the issue in a timely manner". It's just wrong, app has no trouble communicating with my bank to charge me, but when I want to use the app as advertised, the app has communication errors.