I WOULD NOT recommend this online bank to anyone due to an unauthorized person somehow spending $100 on my account. I'm a very cautious person & I'm the only one that uses my card. But there was no way for me to prove that. So they had me wait literal months (even past their own set resolution date) just to be told that I won't be compensated. The app & bank has plenty of good features, but money being stolen isn't excusable & proves the bank isn't very secure.