I love Samsung Pay ... WHEN IT WORKS! Ugh! As of lately, this is just another useless app taking up memory on my phone. When it works, it's awesome and incredibly convenient, but when it decides to bug out, forget it. No matter what you do, it won't work. Trying to get help from support is an absolute joke. Nobody responds. Don't bother with it, just use your card & don't waste your time or energy on this junk app.