So far, I'm pretty frustrated with this app. I was very excited to get started with all SoFi has to offer but have run into multiple issues. It does not seem to be very user friendly. The app is very buggy, glitchy and has even booted me out. The most disappointing thing is that I cannot link my Chime account to start funding my accounts. Heard lots of great things about SoFi, hopefully I can fix my issues soon to enjoy its benefits.