Terrible. The app crashes half the time and customer service is terrible... barely speak english, so getting anything resolved is a hassle. My card was stolen and it takes 14 days for a new one to come in, but You have NO OTHER WAY TO ACCESS your money until the card comes in. They cant reactivate my old temp card, or tranfer money for me to another account. They literally cant do anything to help. Im pretty sure its illegal to not provide a second way to access your own money. Very unhappy.