1* Dire! Account became locked as it would not accept my correct pin. Reset pin not possible due to an error-loop on both the app & website. Support is in-app, which I could not access so had to make a complaint. Suggested fixes did not work until app error eventually fixed by Revolut. To compensate they offered a free upgrade to premium, then charged me for it and sent multiple emails and texts to tell me the account was overdrawn! Refunded now but so glad I didn't transfer my money.