Do NOT bank with Varo if you depend on your deposits arriving on time. Forget the "early" deposit advertised, my payroll that is sent every two weeks is late at least every couple of months. It is 11 AM EST here, every one of my colleagues have been paid, but I called Varo because I haven't. I am told yet again, there is a delay posting deposits and they don't know when they will be posted. This is, I kid you not, at least the 10th time. No apology, nothing to make it right, just oh well. Done.