I have always given this app 5 star's but now after I have gotten 8 - $50 advances and have paid back everyone on time! Empower has denied me an advance! Wth I have a proven record of payment and I pay my $8 dollars a month to use the app! You can take my money!this is not fair and how I spend my money is my business! Until they reconsider my request for an advance I will not change my rating! I was counting on money for food and medicine, I'm on kidney dialysis and have other health issues.