Upgraded to 2 star. You fixed payment issues by allowing "instant deposit" like CB/ CBP but, it takes 14+ days to be able to clear. Not instant. Don't use it. You can't stake, send to defi or anything other then sell or buy. Spreads are largest in the industry. Customer services is still disgustingly incompetent and politely disrespectful and ignorant. Have not received my jade after 4 months. Can't even use my damn card.