It's an easy app to use to keep track of your credit scores. They seem to push new credit cards on you a lot. And not really sure just how accurate the pre-approvals are. It seems they've gotten stuck on stupid at credit karma. They tell me the version I have is outdated go to Google Play to update. I go to Google Play and there's no damn way to update the thing. I uninstalled and reinstalled and it did not update. It has gotten stuck on stupid I'm done with credit karma