I signed up for a $4.95 a month plan which is turned into a nightmare where Experian will bill you $19.99 a month so watch it! If I could get my money back, I would! They are thieves and don't reflect accounts you paid in full and won't allow you to add things that you need! It won't let me add my utility bill, or subscriptions like HBO, Hulu or Netflix. Also won't let me update my new address or rental information. I also have an account paid in full for an unknown collection. Experian steals!