Please do not mistake this for a bank.they are a Fintech startup riding community federal savings coat tails for the benefit of being covered by their fdic insurance.do not send these people your money.they will hold it hostage.ive had money in my account a week and still haven't got a debit card and Everytime I try to purchase something using my ando account I'm denied.a couple have told me it was for insufficient funds.then I've called 4 times and was told to expect a call back within 24 hours