I originally gave Dave 5 stars I used it before and it worked as promised... however I came back to use them again it has been almost 5 days.. no advance, they said they sent it.. no advance my husband called them they said it would appear in a couple hours been almost 48 hours STILL NO ADVANCE... and they still have it as coming back out of my checking account next paycheck 😡 I will be CANCELLING Dave and not be using them again..