The app is fine, it's Binance that's the problem. They charge 4.5% fees on debit card transactions which are only supposed to have 5 day holds. Nope it's 10 days, like an ACH which has no fee. I don't know if it's swindling or just bad tech, but 5 extra days is a long time. And there's nobody to contact about it either. There's no customer service. I would give zero stars if I could..sadly they know they're the only currency for most tokens so they won't improve anything.