It will not let me receive payments through my debit card attached to the app. It also doesn't give me the option to add a checking account instead. The perso. Paying me has a business account and it tells them that the business account cannot send to an account attached to a debit card. Haven't found a fix for this and cannot get paid. I use 2 other p2p apps for payments and they have been no problem. As of right now I don't like or recommend this app.