Score was a little inflated when I bought a house years back. Constant credit card and personal loan suggestions which I ignored. But what I cannot ignore is the relentless messages and emails about claiming trophies. The score is the trophy, I don't need any achievements to make me feel better about that score. The final straw is a message saying "come on claim your trophy..." Well to CK I say "come on with the obnoxious and unnecessary emails"