This company is the absolute worse when It comes to payments. Every month I'm on the phone with the co. For at least a t 45 minutes each time I just had 2 strokes and my brain doesn't work normal any more so I have o grin and bear it and I'm always hanging up in tears please make this process easier it starting to seem like you just don't give a Ramsay's. Trying to make a payment right now and having a hell of a time. It's fricking ridiculous.