There is so much wrong with this that I would exceed the character limit. First of all the "sign-on bonus", you have to spend $1000 in 60days(I don't even have that to spend, I'm DISABLED and don't have a solid source of income) I really thought I was gonna make a difference saving trees but honestly with the way everything is run it seems like a scam. I'm so upset right now I just want my money back in my original bank right now and this account closed!!