If ur bank post a day early that's what there system goes by. And will overdraft ur account. They pull first thing in morning before ur check is there. I have had them switch to payday but there system automatically changes it back to pull day early overdrafting ur account. Going to a different app probably Dave's. It's not right overdrafting ur account and not take responsibility for it. I've had it fixed several times. And it stays goes back. Tired of being overdrafts, gave u a chance to fix