Can't make payments when the app is down all the time. Ever since installing the new update I don't receive confirmations for hours, and that's only IF I manage to get to the point of making them. Says it's accepted and everything is good, until a bill comes out and there's no credit on the account. Yeah they'll make it right after you show all your proof that it was paid, but it does nothing for the fact that I still have a late bill that was established with auto pay...