My waiting on large transfer and the people opted to use zelle. We no longer bank with the institution that was compatible with zelle. After talking to customer service the person said he couldn't tell us what was and wasn't compatible with zelle but that if it let you add the card it was. She tried to link, venmo, cash.app with no success but PayPal linked no problem. When sent it automatically put the money in her PayPal minus $200ish fee👎 without any authorization.