App is cheating users on currency exchange system. It displays high figures when you don't have money in your account and while you are there rates keep increase. As soon as you deposit money and want to exchange it, rates dramatically decrease and keep decreasing while you look putting you into a rush physiological mindset to hurry to exchange. tried this many times.. rates are always high when you don't have money in your account and always gets lower as soon as you add money. FCA should check