I requested 100 dollars Saturday STANDARD supposedly for it to come on Monday 3/7/22 by 6pm. It didn't come until this morning 3/8/22 and I received a 31 dollar late fee with my bank for the transaction that went through that I was short 100 dollars. If the money came on time as promised by the app I would of NEVER received a late fee of 31 dollars. I dodnt request lighting speed because it cost 3.99 now just to get your money faster and the app stated I'd get it Monday. Poor business.