There are some nice features such as the Roundup feature to help save money. The perks from companies that you shop with are ok. But the ETFs your money is invested in are limited and there is little information on what you're investing in. If you start to get a little bit of knowledge or want to you'll want to leave the app. It would be a nice addition to provide more information, educate better... and then offer a larger variety of "safe" ETFs for those wanting to learn investing.