Worst exchange app I have ever dealt with. They offered me a promotion and I completed my side of the deal and they never gave it to me after 3 months I gave up on them. I emailed them and asked them to close my account and put all the money I had in there into my bank account. They only put half of it if even in there and still continue to charge me for an account that I had them close. WORST EXCHANGE APP EVER. I recommend etoro.