Horrible is a an understatement. I'd rather give my money to someone I don't know for safer keeping than continue banking with this company. Received my tax return, $2700. Within 1 day over $1124 has now come up missing. I report fraud and the lady I was speaking with Informed me that she can't help me to contact anyone with Envel. My account then got completely locked, I can't transfer anything, purchase anything and can't speak to anyone! I'm calling the police if I don't get an actual answer