When I set up this app/account, I was able to make my deposit with a prepaid debit card. Now that I have the account, that is no longer an option. I am required to sign up for direct deposit of my paycheck if I want to be able to deposit checks, and if I want to link my regular account, it is now through a third party app that would have access to my banking password. It was supposed to be convenient; now it's just controlling and intrusive.