When I first got my card I tried setting it up on the app if you don't have your card with you it has a button to click and it's supposed to send you a code I never received a code, so I had to remember to set the app up when I had my card by me. Very inconvenient. Then once I got my app setup I find that instead of the $30 that was said would be taken out of available balance that it said I had a balance of $95 that's a $65 difference not that I can't pay but when your told 1 amount they need