I stopped using PayPal on favor of other apps about a year ago. I recently needed to send money and between us PayPal was the only option. This experience reminds me why I stopped using it. Every step is a hassle! Verify the account, verify the bank, call PayPal for help. Then when I finally send the money, PayPal calls me to re-comfirm it's my transaction. As a side note, PayPal has the BEST customer service reps!