i have something financed, made 2 manual payments on time..if not early. they went in and took an additional unauthorized payment on top of my manual payment. i had the bank put a stop on it because it wasn't authorized. they dinged me for a late fee stating my patient wasn't made and then.. without acknowledging the manual payment . told me I'm late and was gonna charge me a bounced check fee too. ans they continued to try to take another payment. balance us being paid and closing the acc