If you want lightening speed earnin now charges you 4 dollars everytime you request advance instead of charging you one flat fee. and they still want tips on top of that everytime you request an advance. and they try to make you feel bad for not tipping. If I'm being charged 4 dollars for lightening speed then I'm not gonna tip. . I'll be back next week to let you know if they decrease my max since I'm not tipping with this new high fee for every lightening speed transaction