What a nightmare beware they say you are approved then you have to add your bank information then nothing happens with purchase but your approval amount goes down like i made a purchase. so i called the phone number (that was hard to find). i get a live person after awhile he take ALL my info he will not answer why my amount went down then hangs up.so im being charged for something i never got. Also affirm demand i set up auto pay.SCAM! please beware. Im very scared for my finances now.Stay Away