I have a legitimate case of fraud which chime denies the merchant claims to be spectrum but by talking to chime the representative tells me that I am the 4th customer in 3 weeks that has fraudulent charges on my chime account dealing with spectrum I filed a claim they denied it then told me to send more proof all the while never having contacted spectrum to verify so I sent them my statements for the charges in question which clearly state spectrum never charged me nor received any monies.denied