This is the 3-4 time now over tue last couple years i have had a mishap when trying to receive money from family or friends. Each time its charged me a fee instead of being free like they advertise. Now no big deal i could have overlooked that but this particular time here they put a hold on the funds which could have lasted up to almost 3 weeks before i had access to my money. This is BS, and yall need to get with with your Devs and update the request process while using the application.