Absolutely as a genuine customer paytm is s scam app, never do the transactions here, my 3000 is stuck it's neither in my account nor in the reviever account, that stays in some where in the mid, which only paytm can encssh, trust me i fought enough they say payment gone, n when complain at reciever end thry say it's not credited, where is thr money gone? It's a genuine scam. Very scary!