Apple pay dosen't work in UK. And upgrade card cost £50. Support take 2 days to reply back. Selling cost to high. Avoid if you have options. Recommend friend.offer don't work if you not invest £300 for 6 months minimum. Check Every comment we get same reply. There is no misunderstanding it's bad rule for £50 charge for card upgraded.. Eve though you invest £300. Email them and get robotic reply like we get here.