1 star because I had a issue with my account i informed them that I had a problem with my bank account and needed a delay before they withdraw thier money and customer service informed me they couldn't do anything about it even though I gave them 24 hour notice caused 5 overdraft fees I gave them my new account info paid them back within 24 hours and they reset my max back to minimum.ps yes this is a updated review after being a customer for 2 years 5 stars to 1 star