NOT AN AMERICAN BANK. YOUR MONEY GOES OVERSEAS. Agents do not understand English. They Hang up on you. When dealing with your MONEY you WANT to go to a different BANK. Do not make the same mistake. The FCC should be notified. They are all overseas beckoning me to give out my SSN in an inquiry that doesn't require an SSN. Safe guard your info and move onto another bank. There are so many American based fiat platforms out there SKIP!! THIS ONE.