I hate this app! The security is insane! It's easier for a thieve to access your online banking, than it is for the account holder! Not user friendly for people who do not have regular access to the internet or technology, such as the elderly! I advised my Mother to change banks! Whenever we reset her phone it is mission impossible to set the app up again! So here we are yet again, she is unable to access her funds and have to go through the inconvenience of going to the bank for assistance!