this is ridiculous!!!! this frist dropped my credit by 100 Points!!!!!! in less then one day and also says my next bill isn't till end of April and sent it to collections!!!!! 46 bucks!!! I just signed up. I will be fighting this in small claims court! They have on week to fix it. So sad to see people like them hurting and taking advantage of others that are trying to better themselves. I will make sure this and all my screenshots of my staments and credit are posted everywhere!!!! Stay Clear!