Don't trust this app. I tried to send 2900 rs yesterday and the money was debited but never credited to the recipients account. After calling the customer care they're saying my money is on hold and it will take 3 days for the processing to be finished and in case it fails the money will be debited back to my account after 3dayss. I wanted to send some money urgently but goay has proved itself to be useless in the case of emergency fund transfer. It's better to do rtgs or imps instead.