Not fee free! I got the card few years ago, every time I add money I get 5 dollar fee, I was told it was fee free... dont use this company. They do this much for a service fee. I'm quitting this service provider n joining chase once I get the money to do so . They even took out the 1 dollar 3 cents out of my account plus the 4.86 I just added for fees. Pay back all the fees or I'm quitting netspend entirely!