Don't put any money into this app. There are hundreds of BBB reviews and reddit posts from users who have lost hundreds or thousands of dollars from uphold. Also if you transfer via ACH and it gets cancelled, they will take back any profit you have made during the settlement period. I had made over 600 in profit and my deposit was rejected and instead of taking just the initial deposit like any other exchange would do, they also took the profit gained so in the end they made money off my risk