I used to love this app. It worked seamlessly, rarely did I have a pending transaction, or a deposit that took days to clear. Pending transactions now take DAYS to clear. Bill pay is the same- I've incurred late fees because of the slowness. Depositing a physical check used to be super quick and easy-to-use; now, I often get kicked from the app when just opening the camera. Now, the new thing is that when opening the app, it freezes, and I have to login from my phones web browser.