Useless. Apparently no way to verify cards from when your account is from a foreign currency. Entered exact amount taken out of redeposited in my account still nothing. Good luck with rates, conversions, and rounded numbers. No currency or language options in help screens. Limited cash options. App also crashes and glitches while using. I wish the "grab" would take over in this part of the world like it has in Asia, because that app is actually functional.