Awful! I've never had a problem until today! I didn't qualify after being a member for over a year with all requirements! Now they say my bank account isn't old enough which is a lie! It's over 2 years old! Another lie they said was my employer has not deposited long enough, which I have had a check deposited every 2 weeks for over 2 years! I make plenty of money so I know I qualify in that department! Now they wont let me cancel my membership! FRUADULANT!