Good idea of banking, until something goes wrong , customer services is completely useless, '' relevant team working on your case '' this is most common answer from agent if you are lucky enough to rich one, company doesn't record and provide any reference numbers assigned to your query, no live support via phone in emergencies. Maybe in couple years they improve but at the moment NO!!!!!!👎 NO!!!!!👎 Update 21/03/22 after 2 years unfortunately still customer service is useless 👏