Waste of time. I got approved for a certain amount but I was not approved to use it at all the stores which was fine. I purchased a item at Best Buy for less then my approval amount. So at first Affirm showed me I had $90 left out of my Approval amount but the moment I made my 1st payment (early) I may add, they took my whole approval amount and now ALL the stores say I'm denied because I have poor payment history with Affirm! I have one payment left on my item then I'm done with Affirm.