I love the service but the App is always glitching when I'm trying to make a purchase soon as I pick my amount with or without the 10% added it just loads & loads & loads..... Overall good service, but fix the bugs in the App this will be a good 5 star. Ps the website is even worse you can't add stores to you inspiration unless you've made a purchase through the App.. Quick Add- why don't Klarna allow you to make a in store card like Zip does. Make it simple I shouldn't have to pick the store..