Terrible. Just terrible. One real purpose. Store costco card on phone and fails horribly. I verrified my stuff 4 times!! Force closed and rebooted, tried to verify with firefox, chrome and bmo and verified.me app, all of the above failed. Just change the card number to bar code. Should be simple. But they made the process over complicated leading to it not functioning at all. Pull yourselves together. If i could get negative stars i would.