I necer resolved the issue the reply to was below i have to enter my debit card every week to pay it back because that issue with pay date is wrong and they wont fix it. We tested this with chime and it drops your advance amount if you use your spot me. This was tested a few weeks in a row alternating and it would go back up if I didn't use the spot Me money but drop the next week if I used even $1 of spot me. It would be 200 without spot me use and 100 if I used spot me that week.