Can't use APP anymore. after updating 3/18/22 APP states no longer supported, must update. (Tried uninstall/reinstall...) As for credit scores it's equal to FICO9 within 10 points using same bureaus. (FICO8 is measure differently for me VANTAGESCORE 3 is 25+ points higher but both place me in same bracket) Updates weekly and changes to score are accurate for everyone, giving new info.