This app is really getting out of hand!! (Pros) very convenient for needing funds when you need it. (Cons) 2.99 fees add up big time for each fund transfer. Now I'm starting to see withholdings and deductions whc I didnt see before. I dont have $350.00 of deductions or withholdings coming from my check EVER. Where did this even come from. I blv the best thing for me to do is just let my hard working pay stack up from here on out until next pay day. $1100 looks better than a $300 pay check.