It certainly works, but it's really not worth all the re-verifying of info the app makes you do. I've had to re enter my bank info at least 4 times. Also, I received a paper check this week instead of a direct deposit and they requested I contact my employer and have them write a letter explaing the situation. I don't agree, think it's an invasion a privacy and won't be using the app again. Two stars because it does work, but it's not worth the grief.