I had a loan of $120 which I never applied for or wanted. I canceled the loan and never used any of the money. Now my credit score is down 36 points! After I have been using yall for almost a year. This is horrible. I used to really like this company. Now yall ruined my chance of getting this car! Used to love yall now I'm stressed and have to redo months of work. Going to cancel my account also since yall just gave me a automated email when I was trying to get help. Horrible