Don't use this app. I had to fight with my local bank to get them to agree to wire my funds. I should have trusted them. My money is frozen in a deactivated account and there is no recourse but to wait days for a reply even after verifying my identity with an uploaded selfie including my id and a handwritten code. I answered additional questions by email, and yet my account remains deactivated. It appears they want you to deposit and hold. Moving and transferring funds is not the focus here.