Varo Ruins people's financial plans!!! I've been using varo for a year now and every too often I would experience the issue of moving money from my savings account to my checking account and it would end up being $0 and say is pending!!! And somehow this would always happen at important times when I'm trying to pay a bill on time and I know I have money in my account but it still says $0 this is supposed to be an instant transfer!!!! Yet my money ends up sitting In Limbo for no reason!!!!!!!!!