A king who has too much of the sense of delicacy, a woman of loose character, the servant of a king, a son, a brother, a widow with a child, one who is employed in the army to get a living and one who has suffered loss of wealth-these should avoid transactions of lending and borrowing.
घृणी राजा पुंश्चली राजभृत्यः पुत्रो भ्राता विधवा बालपुत्रा। सेनाजीवी चोद्धृतभूतिरेव व्यवहारेषु वर्जनीयाः स्युरेते॥