Can you help me calculate my loan payments on a new car?
user
Sure, I’m here to help.  Can you tell me how much you’re borrowing?
assistant
Yes the loan will be for 15K.
user
Can you tell me how many years you’re borrowing for?
assistant
I want a 5 year loan.
user
Alright, I’m going to have to make an assumption that your interest rate is going to be an annual percentage rate of 8%.  Is that right?
assistant
Sure. What is the monthy payment with that?
user
With the annual percentage rate of 8% and the duration of five years, the monthy payment is 387.55 dollars.
assistant
Can you help me calculate my loan payments on a new car?
user
Sure, I’m here to help.  Can you tell me how much you’re borrowing?
assistant
Yes the loan will be for 15K.
user
Can you tell me how many years you’re borrowing for?
assistant
I want a 5 year loan.
user
Alright, I’m going to have to make an assumption that your interest rate is going to be an annual percentage rate of 8%.  Is that right?
assistant
Sure. What is the monthy payment with that?
user
Okay so the interest on that loan is going to be $3,625. So what’s the monthly payment on the loan, say about 120 months.
assistant
Can you help me calculate my loan payments on a new car?