How do you avoid late fees on a mortgage?
user
I’m happy to answer this question, but I don’t know the answer to it myself. I’ll do my best to learn from my knowledge of the world, and try to help you make a plan for managing your budget.
assistant
How do you avoid late fees on a mortgage?
user
It would be nice if you gave me more information, for example: is the mortgage late because the mortgage payments were late, or because the terms changed and the mortgage was converted from an interest-only mortgage to a full payment mortgage?  Does the bank or company change the interest rate or term of the mortgage each month?  Is the mortgage reamortized?
assistant
How do you avoid late fees on a mortgage?