Should I buy an unlocked phone or one under contract
user
That’s up to you, but I can help you figure out how to decide.  This is a trade-off.
assistant
Okay, please help me to decide.
user
Alright.  Here’s a summary of the main choices:

-       Before choosing between a contract and an unlocked phone, you’ll have to decide what features you want your phone to have.  The vast majority of phones are sold with a set of “baseline” features that are very common among devices in the market.  The phone will probably be able to receive calls and text messages.  It should be able to browse the internet and check your email, and have a camera and video camera.  Do you want any of those things?

-       Once you know which baseline features you want, you can go to a shop and purchase one.  Your plan for this phone will depend on your mobile provider:

-       If you are already with a carrier that sells phones, your phone will come with a “Contract,” which is a set of terms and conditions that you will agree to.  Your contract will last for some number of months, and at the end of the contract, you’ll either renew your contract, or purchase a new phone and start again.

-       If you are switching carriers, you’ll also be purchasing a contract, although it will not be directly tied to a specific phone.
assistant
Okay, any other advice?
user
Yeah, one thing I think is really important to note is that the networks you’ll be using have terms and conditions too.  Sometimes when you pick a phone with a contract, you’ll agree to a payment plan for that phone.  The payment plan may or may not be a good fit for you, but it’s something to think about, especially if you have debts.
assistant
Okay, I see. So why should I buy an unlocked phone instead?
user
Well, you are paying the same monthly fee for this phone as you would with a contract, but your commitment is more flexible.  Since you bought the phone from a store and not from a carrier, you can return it anytime you want, and you can purchase a new phone when your existing contract ends.
assistant
Should I buy an unlocked phone or one under contract
user
That’s up to you, but I can help you figure out how to decide.  This is a trade-off.
assistant
Okay, please help me to decide.
user
Alright.  Here’s a summary of the main choices:

-       Before choosing between a contract and an unlocked phone, you’ll have to decide what features you want your phone to have.  The vast majority of phones are sold with a set of “baseline” features that are very common among devices in the market.  The phone will probably be able to receive calls and text messages.  It should be able to browse the internet and check your email, and have a camera and video camera.  Do you want any of those things?

-       Once you know which baseline features you want, you can go to a shop and purchase one.  Your plan for this phone will depend on your mobile provider:

-       If you are already with a carrier that sells phones, your phone will come with a “Contract,” which is a set of terms and conditions that you will agree to.  Your contract will last for some number of months, and at the end of the contract, you’ll either renew your contract, or purchase a new phone and start again.

-       If you are switching carriers, you’ll also be purchasing a contract, although it will not be directly tied to a specific phone.
assistant
Okay, any other advice?
user
Yeah, one thing I think is really important to note is that the networks you’ll be using have terms and conditions too.  Sometimes when you pick a phone with a contract, you’ll agree to a payment plan for that phone.  The payment plan may or may not be a good fit for you, but it’s something to think about, especially if you have debts.
assistant
Okay, I see. So why should I buy an unlocked phone instead?
user
Because you can get the phone from anywhere.  You can search on a website for “unlocked phones,” and find one in your price range.  When you go to the shop, you will be able to choose a phone, rather than agreeing to one that the store offers.
assistant
Should I buy an unlocked phone or one under contract