Can you help determine if its worth it to refinance my home?
user
I can probably understand your questions and help you to get some good answers about what to do.  I can’t decide things for you or make financial choices for you.
assistant
Okay. Yes, how would I evaluate if it is worth it?
user
That depends on what you want to do with your house in the future.  I don’t know your exact goals in mind, so I’m not sure what the right answer is here.  I can help guide you through evaluating what you want to do, and what you want to consider when making a decision.  I can ask you what you have in mind and be more specific about what will help you make a better decision.
assistant
Can you help determine if its worth it to refinance my home?
user
I can probably understand your questions and help you to get some good answers about what to do.  I can’t decide things for you or make financial choices for you.
assistant
Okay. Yes, how would I evaluate if it is worth it?
user
That’s a good question.  Do you have any idea of how much you would like to save?  And how long you would like to repay the loan?
assistant
Can you help determine if its worth it to refinance my home?