What are situations I should have an emergency fund for?
user
Ooh, that’s a big question.  Let’s see if I can put together a good answer.  I know a few ideas.  Here’s one.  I know that people have emergency situations when they have to cover big unexpected expenses, or when they lose their job.  What do you think of that as a possible situation?
assistant
Okay, so losing job is one of them, yes
user
Another one might be having a bad medical emergency.
assistant
What are situations I should have an emergency fund for?
user
Ooh, that’s a big question.  Let’s see if I can put together a good answer.  I know a few ideas.  Here’s one.  I know that people have emergency situations when they have to cover big unexpected expenses, or when they lose their job.  What do you think of that as a possible situation?
assistant
Okay, so losing job is one of them, yes
user
Great!  Can you give me more details on that?
assistant
What are situations I should have an emergency fund for?