How do you get a mortgage?
user
Great question. I think most mortgage lenders will use the common credit score formula to figure out whether or not you are a risk, and decide whether or not they want to give you a loan. I don’t know exactly how they decide who they want to lend to, but I believe some of the factors include credit score, FICO score, income, employment, and payment history.
assistant
How do you get a mortgage?
user
I don’t know, I am not a person. I am not a robot, and I’m definitely not a bot.  If you’d like to talk to a human, you can call my human over there.
assistant
How do you get a mortgage?