During their discussion, he is surprised to learn that the Biggs are suffering financial problems and wonders aloud why no one in his family told him this. Twister reveals that they felt like Michael doesn't care about anyone except himself and his snooty girlfriend. Twister ends the conversation by telling him off to reexamine his attitude. After Twister's confrontation, Michael realizes how selfish he has been and begins adapting to life on the ranch. He mends his relationship with Tommy, who reveals his father was terminally ill, and his medical bills combined with the loss of labor from his death snowballed into financial woes. Michael expresses remorse over not spending time with Tommy more when he learns why Jules really sent him to LA and feels worse in not putting his social life on hold. Later, Michael is upset when Jules tells him that the ranch will be foreclosed soon because her mortgage is past due. The bank plans to auction the family's ranch and personal property at the end of the month. Michael returns to Los Angeles after a month on the ranch, now a more mature man and finding his old life no longer interesting. A jumping horse scares everyone at the track, but Michael tames it remembering his lessons from Mule. Michael ends his relationship with Gina after realizing that his parents were right and she is a rich snob. When Michael comes home and chastises his father for not helping the Biggs, he learns that Glenn had tried to help them out. He mentions to Michael that he offered them financial aid to keep the ranch from being foreclosed. However, Jules was too prideful to accept it to the point that not even Glenn and Jacy could get her to change her mind. Michael sells his Porsche and returns to Montana to present the money from the sale to keep the ranch operational until a permanent solution can be devised. Jules graciously rejects Michael's offer and suggests that it is time for she and Tommy to move on. Michael doesn't give up very easily. On the day of the auction, Michael recalls a real estate class he took that taught about the concept of a land trust, which, if arranged in conjunction with the bank, would allow the Biggs to remain on the property indefinitely regardless of the debt. Michael successfully negotiates the terms with the bank. Jules agrees to let Michael continue working on the ranch and spend more time with the family. Later, Tommy and Michael finish a tree house that Tommy's father had been working on prior to his illness. In the United States, "Horse Sense" premiered on Disney Channel on November 20, 1999.