On June 1, 2010, each shareholder received one share of First American Financial Corporation common stock for every share of The First American Corporation common stock held as of the close of business on the record date of May 26, 2010. Shareholders also received a cash payment in lieu of any fractional shares. First American Title Insurance Company provides title insurance protection and professional settlement services for homebuyers and sellers, real estate agents, homebuilders and developers, and title agencies titles. First American Data Tree is the US nation's leading providers of public and digital land records and property information, offering a nationwide database of over 6 billion property recorded land documents of 900 plus counties. FAF International is the international division of First American Financial Corporation and is the leading provider of title insurance and a broad range of related property and financial services to both corporate clients and consumers around the world. A wholly owned subsidiary of First American Financial Corporation for more than four decades, First American Trust, FSB provides trust and estate administration, trust real estate asset management, investment management, and a range of deposit products and banking solutions to the escrow and real estate industries. First American Trust is chartered as a Federal Savings Bank with the Office of Thrift Supervision (OTS). First American Thrift is a Federal Deposit Insurance Corporation-insured industrial bank which specializes in loans secured by commercial property in Southern California. The thrift, which has a single branch located in Orange, California, offers a liquid account which pays the current T-bill rate. The First American Property & Casualty Insurance Companies offer property and casualty insurance products to home buyers through independent agents and directly through the escrow or closing process  First American Home Warranty is a leading provider of home warranties offering home buyers and home sellers protection against repairs and replacement on their homes’ essential systems and appliances through service provided by a large network of pre-screened and qualified contractors and technicians. Postings on several user critique websites such as Yelp suggest that customers are not satisfied with the insurance provided by First American Home Warranty. For instance on Yelp, with 259 reviews, the company has a one star out of five star rating. Several lawsuits have been filed against First American Home Warranty Corporation which was named First American Home Buyer's Protection Corporation. When taken as a class action, they have failed. First American argued that if harm is caused, each individual customer is damaged in a different way. In Diaz v. First American Home Buyers Protection Corporation, U.S. District Court, S.D. Cal case no. 09-CV-00775, in their Third Motion to Dismiss at 8, First American objects to a class action on the basis that it would necessitate “tens or hundreds of thousands, of mini trials."