text: Floral Loveseat Couch with Cushions
  A 10% Buyer's Premium will be added to the final Sales Price. All applicable taxes will be assessed based on the sum of the sales price and buyer's premium.
  Explore the treasures at this week's auction, from rare coins and antique furniture to exquisite gold and silver jewelry, stunning art glass, and unique uranium glass pieces.
  Terms and Conditions
  Please read the terms and conditions carefully, as they are a legal binding contract between the bidder and Black & Gold Auctions. By registering to bid, you are agreeing and bound to the said terms and conditions.
  o Bidders are required to complete a one-time registration for our auctions. Registration includes setting up your profile, entering a method of payment, and agreeing to the terms and conditions of the auction.
  o All items are so as is with no warranty. We do our best to accurately describe all items. It is the bidder’s responsibility to determine the condition and bid accordingly.
  o Even if an item is noted as “New,” it should be considered as previously owned/used.
  o By placing a bid, the bidder signifies that they have either examined the items to their satisfaction or that they have chosen not to personally inspect the items. Please read all lot descriptions for details and terms prior to placing a bid.
  · Refusal of Service
  o Black and Gold Auctions reserves the right to refuse service to anyone. We retain the right to ban any bidder from our auction.
  Online Auction Information:
  o Lot closings
  § Bidding will generally end in numerical order with 5 items ending every minute.
  o Retracting Bids
  § We cannot remove bids once they have been placed.
  o Black and Gold reserves the right to accept/decline bids.
  · Bidding Increments/ Extended bidding time
  § Bidding generally ends in numerical order with 5 items ending every minute. If there is bidding within the last 2 minutes, the end time of that lot will be extended 2 minutes until there is no further bidding in that timeframe. Due to this time extension, some lots stay open while the regular closing schedule for other lots continues.
  · Max bids
  o When you bid on a lot, you may choose to place a max bid (maximum bid) representing the highest amount that you're willing to pay now. Our automatic bidding technology will then place bids on your behalf. It will always place the lowest bid necessary and never go higher than your max bid.
  · Black & Gold Auctions is not responsible for internet malfunctions Server/software malfunctions.
  · Methods of Payment
  o We accept cash, credit card (Master Card, Visa, Discover, American Express), and certified check. If your check is not local to Columbia, MO we require a driver’s license number and birthday to appear on the check. No out-of-state checks will be accepted.
  o Cards may not be used for titled vehicles. Titled purchases will need to be paid for in certified funds (cash, cashier’s check, or wire transfer).
  · CC Payments
  o There is a 3% credit card processing fee.
  o No chargebacks are allowed.
  · Certified Funds – Silver, Gold, Invoices shipping excess of $500.
  o Gold, Silver, and any shipping invoice over $500 must be paid for via wire transfer. Wire transfer instructions will be sent via email if required.
  · Bounced Checks/ Declined Payments
  o Bounced checks will incur a $35 bounced check fee and the bidder will be banned from bidding.
  o If the card on file is declined, items will immediately be considered forfeited, and the bidder will be banned from bidding until the method of payment on file has been updated.
  o It is the bidder’s responsibility to keep their method of payment and contact information updated.
  · Onsite vs offsite payment
  o There are cashiers available at both onsite and offsite locations. There is no need to call in to pay for your order prior to pick up.
  · Buyer’s premium
  o A buyer’s premium of 10% is added to every auction, unless noted differently within the lot description.
  o Example: If you bid $200, at checkout you will be charged $220.
  · Sales Tax
  o Sales tax will be charged here applicable according to MO Department of Revenue 12 CSR 10-103.210. Section 4, Example A, effective March 30th, 2005.
  o Tax exempt bidders, please submit your exempt form to email@example.com.
  o Tax will not be charged on offsite auctions.
  o Refunds are issued on a case-to-case basis at Black and Gold Auction’s discretion.
  o Please report any issues with your item(s) within 24 hours of pick up.
  Winning bidders are to pick up their winnings at the time and location specified on the auction details and/or invoice. The stated pick-up time is the ONLY pick up time for the specified auction. No late pick-up is allowed.
  o Our pick-up hours will remain the same week to week unless noted differently.
  § Our pick-up hours are 9:00am – 5:00pm Fridays and 9:00am-Noon on Saturdays.
  § FIREARM pick-ups are ONLY available on FRIDAYS.
  § Come to our 4801 I-70 Dr SW location for weekly auction pick-ups. You can enter through the west door and head to the checkout window. Our staff will be there to greet you and pick your items. Please do not pick your own items off the auction floor.
  · No late pick-up
  o All items are to be picked up by the end of stated pick up by the end of the stated pick-up timeframe. If items are not picked up within the stated timeframe, the invoice total is charged, and item(s) are considered forfeited and discarded with no refund given at Black & Gold’s discretion.
  · Offsite pick-up
  o Offsite pick up time and location will be noted on your invoice and within the auction details on our website.
  o We do not bring items that are not picked up from offsite auctions back to our facility for late pick up.
  · Packing materials/loading assistance
  o Bidders are responsible for bringing packing materials, moving equipment, and moving assistance.
  o Black and Gold reserves the right to refuse to move items that cannot be moved by the bidder themselves.
  o Black and Gold is not responsible for items damaged by the bidder.
  Please note that all items are not available for shipping. Please note the shipping/no shipping description on each lot.
  · Step 1: Email
  o When you receive your emailed invoice at the end of auction close, please forward that invoice to firstname.lastname@example.org. That will notify our shipping department that you would like your order shipped.
  o Please forward your invoice by the end of the day on the day following auction close to ensure your winnings are shipped.
  · Step 2: Shipping/Handling
  o The minimum handling fee per invoice (not per lot) is $20, regardless of the size or value of the item(s) purchased. This fee will be added to your invoice total and charged to the method of payment on file.
  · Step 3: Payment
  o You do not need to call in to pay your invoice prior to shipment. Our shipping department will charge your method of payment on file for the invoice and shipping at the time of shipment.
  · Step 4: Tracking Information
  o We will send you a copy of your paid invoice with your tracking information as soon as the order has shipped. Generally, we ship on Monday and Tuesday following auction close.
  o We ship with FedEx and USPS. If you would like to provide your own shipping label, we do accept all carrier’s labels. A $20 handling fee is still charged.
  · Payment taken at time of auction close + additional charge for shipping.
  · We ship to US locations as well as Canada.
  All property is sold as is where is. All sales are final. It is the bidder’s responsibility to determine condition, value, or any other determining factor. While Black and Gold may provide details on the item but makes no representations.
  · Items Listed
  o Black & Gold reserves the right to remove/add lots, add minimum bids, extend an auction, adjust auction time/date, and the time/date of auction pick up.