The American Health Care system is one of the best but also among the most expensive systems in the world. Health Care for even a minor illness or accident can cost tens of thousands of dollars.
While studying in the US one of the high priority requirements for international students is to get quality health care while they study in the US. Most colleges and Universities in US offer general health insurance for international students in which the coverage varies from basic medical care for minor sickness or injury to major sophisticated multi doctor primary care centers, X-rays, lab tests, prescription drugs.
Some Universities have a list of requirements that need to be satisfied by the health insurance plan that the student purchases from a private health insurance company. American Visitor Insurance offers International Student insurance for international students that satisfy University Requirements. Complete your Student Secure Insurance application form to ensure you have the coverage you need while studying abroad.
There are a number of plans with variation in the provision of benefits when it comes to some specific benefits like Pregnancy/Maternity, Preventive Care, Sports, Pre existing condition...There are some vital factors to consider before buying student insurance. Student Secure Insurance plan by WorldTrips is one of the popular plans among F1 Visa holders as it satisfies most of the University requirements.
This plan is categorized into 4 types:
Student Secure Select Student Secure Budget Student Secure Smart Student Secure EliteThese plans are categorized on the basis of cost and as well as the coverage provided. Compared to other student plans this plan offers almost every benefit that the University would put in their requirements list. This plan provides coverage for mental health and abuse, maternity for a covered pregnancy and coverage for acute onset of pre-existing condition apart from most other basic benefits.
It is important to note the waiting period for getting coverage for pre-existing condition. The Smart plan does not have any waiting period for coverage of pre-existing condition. It does not have the coverage for maternity. However, the other 3 plans provide coverage for maternity. Compare Student Secure Plans would be helpful to select your choice and in deciding the plan you need to buy. The Student Secure Brochure is enlists all the benefits in detail. You can review how the Student Secure Plans works.
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Ideal for J1 and F1 and OPT students
Montly payment option
Acute onset of pre-existing conditions
Renewable upto 4 years
WorldTrips Student Secure insurance cost is ranges from $32 to $807 per month. This is dependent on the age of the student, the plan maximum and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Student secure insurance has four variants , Student Secure Smart offers $200,000 medical maximum, Student Secure budget offers $500,000 medical maximum, Student Secure Select offers $1,000,000 medical maximum and Student Secure Elite plans offers $5,000,000 medical maximum with $0 deductible. Monthly and Annual Payment options are available.
For example here we are showing Student Secure cost for per month with deductible of $0.
Student Age | Smart | Budget | Select | Elite |
Under 18 years | $32 | $53 | $106 | $181 |
18 – 24 years | $32 | $53 | $106 | $181 |
25 – 30 years | $67 | $100 | $241 | $374 |
31 – 40 years | $167 | $236 | $538 | $805 |
You can complete your Student Secure Insurance application form to ensure you have the coverage you need while studying abroad.
Find out the best insurance for your budget and needs.
Step by step guide to buying the best travel insurance.
Best student group travel medical insurance.
Compare International health insurance for students in USA.
Student Secure provides excellent insurance cover to international students and scholars outside their home country. This plan meets J-1 visa requirements, covers pre-existing conditions and some intercollegiate, interscholastic, intramural, or club sports coverage. As Student Secure insurance comes in four variants, Smart, Select, Budget and Elite. It is recommended to compare among them and buy the best student insurance as per your requirements. These affordable international student secure insurance plans satisfy most of the university requirements and also US J visa requirements.
StudentSecure Insurance is an international student health plan which is suited for international students studying abroad outside their home country.
The StudentSecure insurance for students cost will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
Yes, International students can renew StudentSecure Insurance online up to 12 months.
StudentSecure insurance offers Maternity care for covered pregnancy up to $10K. It also offers Nursery care of new born up to $750.
To be eligible for WorldTrips StudentSecure medical insurance, you must:
You can renew or extend your StudentSecure plan online before the expiration date of your current policy. You can access the online renewal system through the WorlTrips Student Zone or through the email that you will receive before your policy expires. You can renew your plan for a minimum of 30 days and a maximum of 4 years, as long as you meet the Student Secure plan eligibility requirements.
The main differences between the four levels of StudentSecure medical insurance plans are the policy maximums, deductibles, and benefits. The Elite option provides the highest policy maximum of $5M per policy period and the lowest deductible of $25 per injury or illness. It also provides the most comprehensive benefits, such as vaccination coverage, maternity coverage, and intercollegiate sports coverage. The Select option provides a policy maximum of $500K per policy period and a deductible of $35 per injury or illness. It also provides some additional benefits, such as mental health coverage and personal liability coverage. The Budget option provides a policy maximum of $500K per policy period and a deductible of $45 per injury or illness. It also provides some basic benefits, such as emergency medical evacuation and repatriation of remains. The Smart option provides the lowest policy maximum of $200K per policy period and the highest deductible of $50 per injury or illness. It also provides the least benefits, such as accidental death and dismemberment and terrorism coverage.
StudentSecure travel insurance provides benefits for eligible expenses related to emergency situations that occur during your policy period. The travel benefits include emergency medical evacuation, repatriation of remains, accidental death and dismemberment, terrorism coverage, trip interruption, lost checked luggage, and more. The amount of travel benefits depends on the plan option you choose.
The student secure plan covers injuries and illnesses resulting from participation in leisure sports and activities that are not organized or sponsored by your school. Some examples of covered sports and activities are basketball, soccer, tennis, hiking, skiing, surfing, and yoga. However, some sports and activities are excluded from coverage, such as professional or semi-professional sports, contact sports, extreme sports, and motor sports.
The WorldTrips student secure plan meets the J-1 visa requirements by providing medical benefits for sicknesses and injuries, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and medical assistance services. The plan also meets or exceeds the minimum coverage amounts required by the U.S. Department of State for J-1 visa holders.
The student secure health insurance plan covers pre-existing conditions after a waiting period that varies depending on the level of coverage. The Elite and Select plans have a 6-month waiting period, the Budget plan has a 12-month waiting period, and the Smart plan does not cover pre-existing conditions at all.
On American Visitors Insurance students can buy US student insurance using a paper application form either on monthly basics or yearly. Students should complete and the international Student Secure proposal form and make the payment. On receiving the completed Student Secure insurance application form and the payment, the Student Secure insurance policy will be emailed to the customer.
There are several reasons to consider an international student insurance plan like StudentSecure for your overseas studies:
To Meet Visa Requirements:
Most countries require international students to possess a valid student visa. Some visas require proof of insurance that meets specific requirements. StudentSecure meets the insurance requirements of most visas, including the J-1 visa.
As a StudentSecure policyholder, you will have access to a visa letter you can use as proof of coverage. You can download your visa letter through the Member Portal, where you can conveniently manage your policy online.
To Meet Your Study Abroad Program or School Requirements:
Your program or university may require you to have valid student health insurance that meets requirements. Many programs and schools provide their own insurance plans, but oftentimes allow students to purchase alternate coverage that meets requirements.
Upon purchase of a StudentSecure policy, we will help you provide proof of coverage that meets requirements to your program or school. Simply submit a request for a waiver form and/or visa letter to email@example.com. We will send completed copies of the form(s) to you and your school.
To Cover Unexpected Medical Expenses:
Your regular health insurance may not provide adequate coverage while you are outside of your home country. International student health insurance like StudentSecure can provide travel assistance and help mitigate unexpected medical costs.
Complete the student insurance quotes request form by providing details of the student and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.
The student’s age determines the cost of US student medical insurance. The prices for best health insurance for f1 students in USA increases with the age of the student.
The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.
The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.
Certain types of medical expenses are excluded from coverage under StudentSecure international student insurance. Some exclusions are listed here. Refer to the Description of Coverage for the complete list of exclusions.