This should do it:
ignored_params = list(map(id, model.fc.parameters()))
base_params = filter(lambda p: id(p) not in ignored_params,
                     model.parameters())

optimizer = torch.optim.SGD([
            {'params': base_params},
            {'params': model.fc.parameters(), 'lr': opt.lr}
        ], lr=opt.lr*0.1, momentum=0.9)