SMFG Capital Ratio Information 2. Exposure Balance by Type of Assets and Residual Term 3. Term-End Balance of Exposures Past Due 3 Months or More or Defaulted and Their Breakdown (1) By Geographic Region Notes: 1. The above amounts are exposures after CRM. 2. The above amounts do not include “securitization exposures” and “credit risk-weighted assets under Article 145 of the Notification.” 3. “Loans, etc.” includes loans, commitments and off-balance sheet assets except derivatives, and “Others” includes “equity exposures” and standardized approach applied  funds. 4. “No fixed maturity” includes exposures not classified by residual term. Notes: 1. The above amounts are credits subject to self-assessment, including mainly off-balance sheet credits to obligors categorized as “Substandard Borrowers” or lower  under self-assessment. 2. The above amounts include partial direct write-offs (direct reductions). 3. “Domestic operations” comprises the operations of SMFG, its domestic consolidated banking subsidiaries (excluding overseas branches) and other domestic  consolidated subsidiaries. “Overseas operations” comprises the operations of the overseas branches of domestic consolidated banking subsidiaries and overseas  consolidated subsidiaries, and the term-end balances are calculated based on the obligor’s domicile country. (2) By Industry Notes: 1. The above amounts are credits subject to self-assessment, including mainly off-balance sheet credits to obligors categorized as “Substandard Borrowers” or lower  under self-assessment. 2. The above amounts include partial direct write-offs (direct reductions). 3. “Domestic operations” comprises the operations of SMFG, its domestic consolidated banking subsidiaries (excluding overseas branches) and other domestic  consolidated subsidiaries. “Overseas operations” comprises the operations of the overseas branches of domestic consolidated banking subsidiaries and overseas  consolidated subsidiaries. SMFG  2011 198 Billions of yen March 31 2011 2010 Domestic operations (excluding offshore banking accounts) Manufacturing................................................................................... ¥ 273.0 ¥ 252.8 Agriculture, forestry, fishery and mining ........................................... 7.9 7.6 Construction ..................................................................................... 147.0 147.0 Transport, information, communications and utilities ....................... 167.0 124.3 Wholesale and retail ......................................................................... 317.8 278.9 Financial and insurance .................................................................... 19.5 33.0 Real estate, goods rental and leasing .............................................. 738.4 771.5 Services ............................................................................................ 364.3 349.8 Other industries ................................................................................ 379.0 320.1 Subtotal ............................................................................................ ¥2,413.9 ¥2,285.0 Overseas operations and offshore banking accounts Financial institutions ......................................................................... ¥ 39.5 ¥ 49.8 C&I companies ................................................................................. 187.9 170.7 Subtotal ............................................................................................ ¥ 227.4 ¥ 220.5 Total ...................................................................................................... ¥2,641.3 ¥2,505.5 Billions of yen March 31 2011 2010 Domestic operations (excluding offshore banking accounts) ........................................................ ¥2,413.9 ¥2,285.0 Overseas operations and offshore banking accounts ..................................................................... 227.4 220.5 Asia .............................................................................................................................................. 22.0 19.1 North America.............................................................................................................................. 67.2 101.5 Other regions ............................................................................................................................... 138.2 99.9 Total ................................................................................................................................................. ¥2,641.3 ¥2,505.5 Billions of yen March 31, 2011 Loans, etc.  Bonds  Derivatives  Others Total To 1 year ........................................................................................ ¥34,370.8  ¥12,960.0  ¥ 443.3  ¥ 350.8  ¥ 48,124.8  More than 1 year to 3 years........................................................... 14,534.6 9,091.8 1,004.7 858.4 25,489.5 More than 3 years to 5 years ......................................................... 10,020.8 6,603.8 1,111.3 855.4 18,591.3 More than 5 years to 7 years ......................................................... 3,917.6 1,574.9 359.8 233.5 6,085.7 More than 7 years .......................................................................... 23,783.5 4,004.8 651.8 259.8 28,699.8 No fixed maturity ........................................................................... 11,508.6 — — 6,688.8 18,197.4 Total ............................................................................................... ¥98,135.7 ¥34,235.3 ¥3,570.8 ¥9,246.7 ¥145,188.5 Billions of yen March 31, 2010 Loans, etc.  Bonds  Derivatives  Others Total To 1 year ........................................................................................ ¥30,571.7 ¥ 8,940.2 ¥ 477.9 ¥ 329.7 ¥ 40,319.4 More than 1 year to 3 years........................................................... 16,227.0 4,768.3 1,059.2 873.5 22,928.1 More than 3 years to 5 years ......................................................... 9,914.1 5,114.9 1,117.7 963.9 17,110.5 More than 5 years to 7 years ......................................................... 3,896.4 696.2 359.0 243.3 5,194.9 More than 7 years .......................................................................... 23,616.6 3,007.3 765.3 217.6 27,606.7 No fixed maturity ........................................................................... 7,071.4 — — 6,821.6 13,893.0 Total ............................................................................................... ¥91,297.2 ¥22,526.9 ¥3,779.1 ¥9,449.6 ¥127,052.7