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"\nPros: The PayPal brand, store purchases and friend/family transactions, works internationally\nCons: Extra fees\nWant to keep it simple? PayPal is basic and straightforward. Significantly, you&#39;ll likely encounter few websites that don&#39;t feature a PayPal logo and your friends probably already use it. The drawback lies in its P2P fees. The 2.9 percent credit card fee is standard, but that rate also applies to debit cards and PayPal credit -- only PayPal balance and bank account transactions are free. \n"
<https://blog.cheapism.com/best-mobile-payment-apps/>