_:nf1c42a77bc4445c9bbbe431f07a91157xb0
<http://schema.org/description>
"&lt;div id=\"JobDescriptionContainer\" class=\"tabSection p-std mt-0\" data-brandviews=\"MODULE:n=jobListing-description:eid=492838:jlid=1008240462789\"&gt;\n&lt;div id=\"JobDesc1008240462789\" class=\"css-1yuy9gt ecgq1xb4\"&gt; br{display:none;}.css-58vpdc ul &amp;gt; li{margin-left:0;}.css-58vpdc li{padding:0;}]]&amp;gt;&lt;/p&gt;\n&lt;div class=\"desc css-58vpdc ecgq1xb5\"&gt;\n&lt;div&gt;\n&lt;p&gt;Key Objective of the Job: To underwrite and manage the portfolio in assigned branch/location\n&lt;/p&gt;\n&lt;p&gt;Educational Qualification: Post Graduate/ Graduate in any discipline\n&lt;/p&gt;\n&lt;p&gt;Major Deliverables:\n&lt;/p&gt;\n&lt;p&gt;1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.\n&lt;/p&gt;\n&lt;p&gt;2. Under write proposals as per the laid down policies &amp;amp; procedure to honor the agreed SLAs and manage city/area business volumes.\n&lt;/p&gt;\n&lt;p&gt;3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field &amp;amp; collateral visits.\n&lt;/p&gt;\n&lt;p&gt;4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.\n&lt;/p&gt;\n&lt;p&gt;5. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.\n&lt;/p&gt;\n&lt;p&gt;6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties\n&lt;/p&gt;\n&lt;p&gt;7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems\n&lt;/p&gt;\n&lt;p&gt;8. Exceed service quality standards and strive for continuous process improvement\n&lt;/p&gt;\n&lt;p&gt;9. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.\n&lt;/p&gt;\n&lt;p&gt;10. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.\n&lt;/p&gt;\n&lt;p&gt;11. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.\n&lt;/p&gt;\n&lt;p&gt;12. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.\n&lt;/p&gt;\n&lt;p&gt;13. Facilitate critical review and documentation of the proposals and effectively monitor the client &amp;amp; collateral creditworthiness from the pre-sanction to post disbursement phase &amp;amp; undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal &amp;amp; documentation norms &amp;amp; policies\n&lt;/p&gt;\n&lt;p&gt;14. Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.&lt;/p&gt;\n&lt;/div&gt;\n&lt;/div&gt;\n&lt;/div&gt;\n&lt;div class=\"css-1rzz8ht ecgq1xb2\"&gt;  &lt;/div&gt;\n&lt;/div&gt;\n"
<https://accountjobs.in/job/tata-capital-hiring-for-credit-manager-job-at-nashik/>