<https://community.fiverr.com/forums/topic/8831-does-anyone-know-how-to-convert-jpg-image-into-psd-transparent-background/#comment-155214>
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"Do you have photoshop or something like that?  Psd is photoshop file format. You need to remove background manually (if you have jpg now) and save resullts as psd.    BTW, it’s PNG or psd that you need? 🙂 Topic says psd, but post png. Both can have transparency, but png can be done in almost any graphic editor. "
<https://community.fiverr.com/forums/topic/8831-does-anyone-know-how-to-convert-jpg-image-into-psd-transparent-background/>