<https://www.redflagalert.com/articles/risk/what-do-lenders-classify-as-credit-risk-red-flags>
<http://www.w3.org/1999/02/22-rdf-syntax-ns#type>
<https://www.redflagalert.com/articles/risk/what-do-lenders-classify-as-credit-risk-red-flags>