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"Billy is a Military Veteran, Father, and Master Financial Coach. He was once like most people, heavily in debt with no clear path for his financial future. He knew that he had to change this, so that his family could live a better life. Hitting the ground running, him and his wife managed to payoff over $100,000 in debt in 3 years. He is now debt-free and has a bright financial future. He has made it his mission to help others with their financial goals!"
<https://www.fiscalflamingo.com/what-is-20-percent-of-78/>