_:n2477ac1a50b44ccb8d01acbaeda6e9a0xb12
<http://schema.org/text>
"No, SWIFT codes and IBANs (International Bank Account Numbers) are not the same. A SWIFT code identifies a specific bank globally, while an IBAN provides detailed information about an individual account within that bank, including the country, bank, and specific account number. Both are used together to facilitate international money transfers."
<https://qonto.com/en/swift-codes/countries/croatia/zagreb/privredna-banka-zagreb-d-d>