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"Charles Schwab. “&lt;a href=&quot;https://www.schwab.com/resource-center/insights/content/family-loans-should-you-lend-it-or-give-it-away&quot; data-component=&quot;link&quot; data-source=&quot;inlineLink&quot; data-type=&quot;externalLink&quot; data-ordinal=&quot;1&quot;&gt;Family Loans: Should You Lend It or Give It Away?&lt;/a&gt;”"
<https://www.investopedia.com/terms/a/applicablefederalrate.asp>