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"Yes. New India Top-up Mediclaim imposes 3 kinds of waiting periods - <b>30-Day Waiting Period:</b> Hospitalizations won’t be covered for the first 30 days of the policy unless it’s an accident. <b>Specific Illness Waiting Period:</b> There’s a 2-year waiting period for a list of diseases which is a mandate before you can start claiming. <b>Pre-Existing Disease Waiting Period:</b> There's a 4-year waiting period for any pre-existing disease you may have while buying the policy."
<https://joinditto.in/health-insurance/new-india-assurance/new-india-top-up-mediclaim/>