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<http://schema.org/text>
"Yes, If you plan to apply for any kind of credit or loan (such as a housing loan or car loan) in the future, be aware that any “bad behaviour” with your credit card can come back to haunt you in the form of a bad credit score."
<https://www.moneysmart.sg/credit-cards?provider_slugs%5B%5D=-1&category_slug=promo&sort_by=recommended>