_:n4e0c59d8e5f04dcaa28ad96b67972674xb2
<http://schema.org/text>
"Because credit cards are effectively short-term loans, you are meant to pay off your bills in full every month. If you make only the minimum payment each month, you may accrue huge additional costs on top of your bill due to the credit card’s interest rate (typically 24%+)!"
<https://www.moneysmart.sg/credit-cards?provider_slugs%5B%5D=-1&category_slug=promo&sort_by=recommended>