<http://www.aboutcashflow.com/personal-finance/counterterrorism-blog-smart-power-and-dumb-budgeting/#webpage>
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"By dumb budgeting, I donâ€™t mean to cast aspersions on the Budget Committees â€“they have a tough job. But the whole process, involving a great amount of"
<http://www.aboutcashflow.com/personal-finance/counterterrorism-blog-smart-power-and-dumb-budgeting/>