<https://secure.gravatar.com/avatar/1b0e41d365c41b62cda45ac78e1c1e2d?s=96&amp;d=wavatar&amp;r=g>
<http://www.w3.org/1999/02/22-rdf-syntax-ns#type>
<https://konvigilante.com/2020/09/06/how-to-pay-branch-loan-via-mpesa/>