<https://www.moneysense.ca/save/how-to-manage-and-save-money-without-a-budget/#webpage>
<http://schema.org/description>
"Managing your finances doesn’t always have to involve a spreadsheet. Here are nine ways to save money without a budget."
<https://www.moneysense.ca/save/how-to-manage-and-save-money-without-a-budget/>