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"U.S. Government Publishing Office. &amp;#34;&lt;a href=&quot;https://www.govinfo.gov/content/pkg/CHRG-112hhrg76115/html/CHRG-112hhrg76115.htm&quot; data-component=&quot;link&quot; data-source=&quot;inlineLink&quot; data-type=&quot;externalLink&quot; data-ordinal=&quot;1&quot;&gt;The Impact of Dodd-Frank&amp;#39;s Home Mortgage Reforms: Consumer and Market Perspectives&lt;/a&gt;.&amp;#34; Accessed April 16, 2021."
<https://www.investopedia.com/terms/n/namb.asp>