<http://schema.org/description>
"The European Payments Council has outlined plans for a new pan-European instant credit transfer scheme, which aims to bring real-time money transfers across the single euro payment area (SEPA) region...."^^<http://www.w3.org/2001/XMLSchema#string>
<https://www.santandercb.co.uk/knowledge-hub/countdown-2017-launch-real-time-credit-transfers-across-sepa>