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"The card-io app makes paying with your credit card -- regardless of where you are -- a simplified process. The app takes a photo of your credit, captures the numbers and delivers the authorization while you&amp;#039;re making a purchase. The app never stores any of the credit card information and its channels are encrypted so you can be sure that you are protected.  What I particularly like about the card-io app is how it utilizes your phone&amp;#039;s camera to capture the card number. The card-io app is a fantastic mobile solution that facilitates payments quickly. &amp;lt;b&amp;gt;Implications&amp;lt;/b&amp;gt; - As a result of the recent economic downturn, consumers are sensitive to any friction around a purchase. This stems from an apprehension about their financial futures. Companies should address and remove any barriers surrounding the purchase of their goods and they will be able to remain competitive in the fight for these consumers."^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.trendhunter.com/trends/card-io-app>