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"                      <p class=\"imgtitle\"></p>           CHARLESTON -- A woman is suing JPMorgan Chase Bank, N.A. after she claims it failed to provide her a statement of her account and inflated the cost of her home when it was appraised.<br /><br />Judy B. Carr purchased her current home in 1984 for $40,000 and refinanced the home loan over the years at various times, according to a complaint filed Aug. 15 in Kanawha Circuit Court.<br /><br />Carr claims in spring 2007, the defendant solicited her to refinance her first mortgage and her credit line and falsely appraised her home at approximately $140,000, when the actual value of her home was approximately $112,900.<br /><br />In 2011, Carr was struggling with her payments and sought assistance from Chase, but was denied and on June 21, she requested a statement of her account and informed the defendant she was being represented by counsel, according to the suit.<br /><br />Carr claims Chase failed to provide her with a statement of her account.<br /><br />The loan contains several substantively unfair terms that came as a surprise to Carr, including the fact that the loan far exceeded the market value of her home, according to the suit.<br /><br />Carr claims the defendant has a pattern of intentionally inflating the market value of homes to support predatory loans that exceed the market value of the borrowers' homes.<br /><br />The loan issued to Carr was unconscionable and therefore was unenforceable, according to the suit.<br /><br />Carr is seeking actual damages for each violation of West Virginia Code. She is being represented by Bren J. Pomponio and Daniel F. Hedges; J- Paul Zakaib Jr.<br /><br /><em>Kanawha Circuit Court case number: 12-C-1639</em>"^^<http://www.w3.org/2001/XMLSchema#string>
<http://wvrecord.com/stories/510603490-woman-sues-jpmorgan-chase-bank-for-predatory-lending>