<http://schema.org/description>
"In the debate we learned Romney is anxiously awaiting the final rule on the &amp;quot;qualified mortgage&amp;quot; definition. But lenders aren't waiting for it, they are tightening standards and going with super strict debt-to-income ratios in anticipation the rule."^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.americanbanker.com/dodd-frank/no-qualified-mortgage-standard-yet-lenders-assume-the-worst-for-now-1053367-1.html>