<http://schema.org/description>
"WASHINGTON &amp;#x2013; Americans stepped up borrowing in December to buy cars and attend school. But they cut back sharply on credit card use, continuing a trend that could hold back growth this year."^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.observer-reporter.com/article/20130207/NEWS08/130209503/0/STATE>