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<http://cbsnews3.cbsistatic.com/hub/i/r/2012/07/13/be2b14c1-a644-11e2-a3f0-029118418759/thumbnail/1200x630/3b3d820854da76c83261f76ee0705585/jigsaw2712919small.jpg>
<http://www.cbsnews.com/news/study-identifies-major-flaw-with-401k-plans/>