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"Did Bank of America enrich itself by defrauding potentially millions of homeowners who requested loan modifications under the 2009 Home Affordable Modification Program, or HAMP? Yes, or at least"^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.aol.com/article/2013/06/22/how-bank-of-america-defrauded-america/20631785/>