<http://schema.org/description>
"You don&amp;#039;t have to pay your credit cards off to boost your credit score. But you do need to come up with a plan for paying down your credit card balances."^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.aol.com/article/2014/05/13/how-to-pay-down-credit-cards-boost-your-credit-score/20884345/>