<http://schema.org/description>
"&lt;p&gt;Are qualified retirement plans\u2014pension plans, profit-sharing plans, IRAs, 401(k) plans and so on\u2014beneficial to everyone? After all, a current deduction for your contributions, plus tax-deferred accumulation of earnings could never be a bad tax move.  Right? The answer is it all depends on 1) whether you will need that money someday and, in fact, do use your plan funds\u2014down the road\u2014for your retirement (a truly great tax deal); or 2) you turn out to be rich. &lt;/p&gt;"^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.mmsonline.com/columns/lousy-asset-or-money-making-machine>