<http://schema.org/description>
"There's bad, and then there's ugly. If you have any of these marks on your credit file, you may want to take immediate action."^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.cheatsheet.com/personal-finance/4-things-you-never-want-to-see-on-your-credit-report.html/>