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"  Our generation has been called out for being over-coddled by our moms and dads and unwilling to grow up, among other charming labels. (Thanks, America.) But while receiving all of those gold stars from teachers and parents as kids may have messed with our heads a bit, we&amp;#039;re actually pretty damn mature about certain things, especially when it comes to our bank accounts. Perhaps the crap job market, tidal wave of student loans, and rude awakening that our dream careers pay a heck of a lot less than we thought are to blame, but millennials are actually less likely to use credit cards than previous generations\u2014and we&amp;#039;re already thinking ahead toward retirement, according to new research. We&amp;#039;re conservative with our cash in other ways, too: Our generation is also more likely than older ones to cook at home and use homemade beauty products so we can save a little extra dough. And while this penny-pinching is likely a by-product of being worried about the unknowns of the future, being money smart will totally pay off in the end. Hey, if we eat EasyMac now, we can totally dine on filet mignon\u2014worry-free\u2014in five years. At least, fingers crossed...  Want more from Natasha? Follow her on Twitter or find her on Facebook. "^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.cosmopolitan.com/lifestyle/news/a12961/millennials-money-habits/?click=cos_new>